Inani elihle labatshalizimali ligcina umkhondo wokutshalwa kwemali kwabo ngokusebenzisa abezindaba. Kuyindlela engcono yokwenza bazi isimo sezikhundla zabo ezimakethe zezimali. Ngalo mqondo, izingosi zezezimali nemidiya ekhethekile inikezela ngemininingwane enemininingwane ngezinkampani ezibalwe ohlwini. Ngochungechunge lwedatha neminye imingcele engeke isizakale kakhulu ukwenza isinqumo, ngandlela thile. Ngezibuyekezo ezijwayelekile ukuze sazi ngaso sonke isikhathi ukuthi yini imali esiyitshalile emakethe yamasheya.
Ngolwazi olufanele olunjalo, njengokuvunyelwa kwezabelo, izintengo zomlando noma ukuhluka kwamanani nsuku zonke noma konyaka. Kulula kakhulu ukuhumusha ngakho-ke ayidingi ukufundwa okukhethekile ngokuqonda kwayo okulungile. Akumangalisi ukuthi ngisho nabatshalizimali abancane nabaphakathi abanamasiko amancane wezezimali bazoba sezimweni ezilungile zokuhumusha le datha. Ukuze kuthintwe nsuku zonke futhi kwenziwe ukulawula izimali zethu.
Kusuka kulo mongo ojwayelekile, sizokukhombisa idatha yesitoko efanele kakhulu ozoba nayo kuzo zonke izingosi zezezimali nemidiya ekhethekile ezimakethe zezimali. Ukuze izikhathi lapho ungafanele ukudlula thenga noma uthengise amasheya ngaphandle kokudala izinkinga ekuphatheni kwabo kwansuku zonke. Ukuthi izokusiza kakhulu ngoba imali oyitshalile ezimakethe zamasheya akunakwenzeka ukuthi uthole ulwazi oluningi ezikhungweni zezikweletu.
Imininingwane emakethe yamasheya: ukuhluka ngentengo yayo
Eqenjini lokuqala, imininingwane ephathelene nokwehluka kwayo ezimakethe zezimali ikhona. Ukuba ngomunye wabaluleke kakhulu kubizwa ububanzi bosuku. Ekupheleni kosuku, kumayelana nezinguquko ezitholwa isitoko ngesikhathi esisodwa sokuhweba. Kukusiza ukulamula ukungazinzi kwayo kanye nenzuzo enikezwa ngosuku ngalunye. Kunoma ikuphi, okunye okuvakashelwa kakhulu ngabatshalizimali abancane nabaphakathi ukuhluka konyaka. Kulokhu, kungukulinganiswa kwenzuzo noma ukulahleka ngesikhathi sokuvivinya umzimba. Kubalulekile ngomqondo wokuthi ikukhombisa ukuthambekela enakho ngalezo zikhathi. Ngandlela thile, futhi lokho kuzohluka njalo ngenyanga.
Okungabaluleki kangako amabanga aminyaka yonke ngoba anikezela ngolwazi olunembe kakhulu ngesimo sokutshalwa kwemali kwakho. Lapho amanani entengo aphezulu nalawo aphansi ethulwa phakathi nezikhathi ezihlaziyiwe futhi ezingasetshenziswa ukuthatha noma ukuhlehlisa izikhundla ezimakethe zezimali nganoma yisiphi isikhathi. Ngokusebenzisa idatha enenhloso nokuthi ayishiyi amaphutha emibonisweni yayo. Ukungatholi kunoma yiziphi izingosi zezezimali kanye nabezindaba ezikhethekile kunikeza imininingwane eningiliziwe ngezinkampani ezibalwe.
Ukuqasha ngezihloko
Ngenye yemingcele ethakazelisa kakhulu enikezwa ukuphepha kwezinkampani ezibalwe ezimakethe zezimali. Lapho omele kakhulu khona ivolumu yezihloko futhi lokho kusho inani lamatayitela ansuku zonke ahamba nsuku zonke ezimakethe zezimali zezwe ngalinye. Kuze kube seqophelweni lokunquma izinga lokwehluleka kwemali yokuphepha ebhalwe emakethe yamasheya. Lolu ucezu lolwazi olubaluleke kakhulu uma ufuna ukulungisa amanani wokungena nokuphuma ezimakethe zezimali. Ngaphandle kolunye uchungechunge lokucatshangelwa kwezobuchwepheshe futhi mhlawumbe kusuka endaweni yokubuka okuyisisekelo kwayo.
Olunye ucezu lolwazi okungafanele lutholakale kwirekhodi lanoma yiliphi inani lemakethe yamasheya yilokho okuhlobene nokwenziwa kwemali yalo. Akumangalisi ukuthi amanani angahlukaniswa nge-a osonhlamvukazi abancane, abaphakathi noma abaphezulu, ngokuya ngokuhlukahluka okuningi okungenziwa yizinkampani ezifakwe kuhlu. Ngalo mqondo, kufanele kukhunjulwe ukuthi zonke izibambiso ezingaphansi kwenkomba ekhethiwe yezimali zaseSpain, i-Ibex 35, zithathwa njengezinemali ephezulu.
Isivuno sokwehlukaniswa
Imininingwane yokuthi isabalalisa noma izabelo phakathi kwabaninimasheya ayihlali isweleka kumafayili ezokuphepha. Akumangalisi ukuthi kuliqiniso lentshisekelo ekhethekile kubasindisi abafuna ukuhlala ezimakethe zezimali. Futhi ukube bekunjalo, amaphesenti anikezwa yile nkokhelo kubaninimasheya nawo azobonakala. Ngisho nezinsuku okhokhiswa ngazo. Ukuze ngale ndlela, usesimweni esifanele ukwenza uqhathaniso kubo. Ukwazi ukuthi lo mholo kusuka ku-3% kuye ku-8%.
Lolu hlobo lokukhokha alulungiseki futhi luyahlukahluka kuye ngezinzuzo zezinkampani ngakho-ke luthanda ukwehluka unyaka nonyaka. Ngenkathi ngakolunye uhlangothi, kukhombisa izinzuzo zakamuva ezikhokhelwe izinkampani ezisohlwini. Ucezu lolwazi olungasetshenziswa dala isikhwama sokonga esingacishe sizinze sesikhathi esimaphakathi neside. Ngezintshisekelo ezingaphezulu kwalezo ezenziwe yimikhiqizo yasebhange eyinhloko. Phakathi kwabo, imali yesikhathi esimisiwe, ama-akhawunti wemali ephezulu noma zonke izinhlobo zezikweletu zomphakathi.
Ubuchwepheshe obuningi: I-PER ne-BPA
Kukhona olunye uchungechunge lwemininingwane ethile edinga isiko elikhulu lezezimali engxenyeni yabasebenzisi bemakethe yamasheya. Sibhekisela endaweni yokuqala ku-PER okuwubudlelwano phakathi kwentengo noma inani nenzuzo. Inani laso likhombisa ukuthi inzuzo ephelele yenkampani enikeziwe ifakiwe kangaki entengo yesabelo sayo. Kungaba ngaphezulu noma ngaphansi ukunquma ukuthi iziphi iziphakamiso zokushintshana ezingabhekelwa kangcono ngokuthengwa kwabatshalizimali.
Kwelinye igama, kune-EPS noma umholo ngesabelo ngasinye. Kukhiqizwa ngokuhlukanisa inzuzo yenkampani ngenani lamasheya lapho yenziwa khona. Futhi kungenye idatha yezobuchwepheshe engaba nomthelela omkhulu ekuthengeni ezimakethe zezimali, kokubili kuzwelonke nangaphandle kwemingcele yethu. Inikezwa okubaluleke kakhulu ngabahlaziyi bezezimali nangaphezulu kwalabo abashiwo ngenhla. Yize bedinga ukufunda okwengeziwe ukuze baqonde kahle kusukela manje.
Usekela futhi resistors
Bangenye ye- idatha eyisisekelo kakhulu ekuhlaziyweni kwezobuchwepheshe kufanele usawoti wayo ngoba unikeza amazinga wokungena nokuphuma ezimakethe zezimali ezilinganayo. Mayelana neyokuqala, izisekelo, iphuzu lapho ukuthengisa kungaqalwa khona. Ngenkathi ngokuphambene nalokho, ukumelana kuyizinga abanalo ngaphambili lokwenza ukuthenga okusemthethweni. Ngalo mqondo, isu lokutshala imali lizosuselwa ekuthengeni amasheya eduze kwenani lokuxhaswa futhi, ngokuphambene nalokho, ukuthengisa lapho kusondela ekumelaneni. Kulula kakhulu ukufeza futhi ngokuthembeka okuphezulu kakhulu kuzo zonke izimo. Ngomugqa omncane wephutha kuhlelo lwakho lokusebenza.
Ngakolunye uhlangothi, amanani omlando awakwazi ukungabikho. Ukuba ngu- ithuluzi eliwusizo kakhulu lokuhlola ukuvela kwamanani Phakathi neminyaka yokugcina. Ukuhlola ukuthi ingabe ukuthambekela kwayo kuyi-bearish, i-bullish noma i-lateral. Lapho kungasekelwa khona ngemidwebo ethuthukisa incazelo yokuvela kwamanani akhethwe abatshalizimali abancane nabaphakathi. Kufika eqophelweni lokuthi basebenzela ukuthola ezinye izibalo ezibaluleke kakhulu kumagrafu. Njengokuthi, ngokwesibonelo, izisekelo, iziphikisi, izimbobo, njll. Isebenza kakhulu kubasebenzisi abavikela ukuhlaziywa kwezobuchwepheshe ngoba imvamisa banikela ngokuthembeka okuphezulu ekuhloleni kwabo kokugcina.
Amanye ama-oscillator nezibalo ezimakethe zamasheya
Ngakolunye uhlangothi, ama-oscillator nezibalo ezimakethe zamasheya nakho kukhonjiswa kwimidiya ekhethekile kakhulu. Ukuthakazelisa kakhulu ngemisebenzi yokuhweba nokuthi kuleli cala kudinga ulwazi olukhulu kakhulu kubatshalizimali abancane nabaphakathi. Ngoba phakathi kwezinye izizathu, ziyinkimbinkimbi ekutholeni kwabo. Kuze kube seqophelweni lokuthi akuwona wonke umuntu ongahumusha incazelo yalo yangempela ezimakethe imali engenayo eguquguqukayo. Ukuba kuzo zonke izimo kuthatha isinqumo sokumiswa kokuhlaziywa kwezobuchwepheshe okulungile kumanani. Kunoma ikuphi, akufanele bantule amasu okutshala imali asetshenziswa abasebenzisi abanolwazi kakhulu.
Kunoma ikuphi, azithembekile njengedatha yangaphambilini ngoba ukutolika kwazo kuhlala kuthobekile kakhulu kuzo zonke izindlela zokubuka. Ngenkathi ngakolunye uhlangothi, kungakhohlwa ukuthi kunama-oscillator amaningi nezibalo ezimakethe zamasheya. Ihlanganisa ububanzi obuningi obutholakala kuphela kubatshalizimali abancane nabaphakathi abanolwazi oluningi ngezimakethe zezimali. Ngokuhumusha okuhlukahlukene njengoba kungabonakala ekuhlaziyweni kwezobuchwepheshe kwabahlaziyi bezezimali. Kuze kube seqophelweni lokuthi kungaba nokuhlukahluka okukhulu phakathi kwamanye ala ma-ejenti ezezimali futhi lokho kudonsela ukunakwa okukhulu kubasebenzisi abasemakethe yamasheya.