Uma kukhona inani elidumaza abatshalizimali abancane nabaphakathi kusukela engxenyeni yesibili yonyaka, lokho akuyona enye ngaphandle kwendiza yezindiza yaseYurophu iAG. Lapho inkampani yefulegi yaseSpain i-Iberia ihlanganiswe khona. Lesi akusona isikhathi esihle sezintshisekelo zakho ezimakethe ze imali engenayo. Ikakhulukazi ngemuva kwesimemezelo sokuhlukaniswa kweGreat Britain ezinhlakeni zamandla omphakathi.
Isici salo sobuchwepheshe ngeke sibe sibi kakhulu, ngaphandle kokukhuthaza abathengi ukuthi bathathe izikhundla kuleli nani lokubhekiswa okusobala emkhakheni wezokuthutha emoyeni. Hhayi ngeze, intengo yayo ingaphansi kwesilinganiso samaviki angama-200, kanye neminye imithombo yezindaba enokubaluleka okuphezulu engakhombisa ukungena nokuphuma ezihlokweni zabo. Ngokwalo mbono wobuchwepheshe, awekho ama-vibes amahle wezintshisekelo ezijwayelekile zebhanoyi.
Esinye isici sokubaluleka okukhulu ireferensi yayo amazinga wokuqongelela aphansi kakhulu. Kunoma ikuphi, kwethulwe kusiteshi se-bearish sokujula okukhulu okungathinta ukuvela kwamanani abo. Ukudinga okuthile ukuze uqale umfutho obheke phezulu obeka leli nani emzileni wokuthengwa ngabatshalizimali abakhulu. Yize okwamanje kukude kakhulu ukufinyelela kulawo mazinga okungaba ukungena kwezihloko zawo.
Kuxhunyaniswe nentengo kawoyela
Kuzo zonke, i-IAG iyazi ngokuvela kwegolide elimnyama. Lapho le mpahla yezezimali ingaphenduli kulokho okudalwe izimakethe ezinyangeni ezedlule. Ibuyele emazingeni ama-dollar angama-45 umphongolo, ngemuva kokusondela kumgoqo wama- $ 60 ngaphambi kwehlobo. Akumangalisi ukuthi inani elikhulu lamasheya e-IAG lincike kulokhu kuhluka okubalulekile kwezomnotho.
Uwoyela oshibhile uhlomulisa izintshisekelo zezindiza, njengoba kwenzekile engxenyeni yokuqala yalo nyaka. Ngalo mqondo, ngesonto elizayo kune- ukuqokwa okubalulekile nomhlangano wabakhiqizi. Kakhulu, amanani entengo yamasheya abo azoxhunyaniswa nemiphumela yalo mhlangano. Ngomqondo owodwa noma omunye, ngoba izothinta ngqo intengo engahluziwe kusukela manje kuqhubeke.
Elinye lamathemba ambalwa okuthi amasheya e-AIG kufanele aqale kabusha umfutho oya phezulu ezinyangeni ezimbalwa ezedlule kungokwehla kwentengo yala mandla. Futhi ingaphansi kwamazinga wamadola angama-40 umphongolo, kahle-ke, ungcono kakhulu ngezintshisekelo zezindiza. Ngakho-ke, kuzoba ngenye yemingcele ebaluleke kakhulu ukuhambisa ukuhlolwa kwezenzo zabo. Lokhu yilokho izimakethe zezezimali ezifakazela kukho konke lokhu kuzivocavoca umzimba esibhekene nakho.
IAG: ulimale nguBrexit
Kunoma ikuphi, uma ngabe kube nezindaba ezimbi ezinyangeni ezedlule ngezintshisekelo zebhanoyi, bekungekho okunye ngaphandle kwalokho Ukuhamba kweBrithani ezikhungweni zomphakathi ngemuva kwenhlolovo ebibanjwe ngoJuni odlule. Isizathu asikho okunye ngaphandle kokuhlanganiswa kwenkampani efakwe ohlwini lwezindiza zaseBrithani. Kube nomphumela omningi kangangoba amasheya ehlile cishe cishe ngesigamu. Kusukela ekusukeni kusuka kuma-euro angama-8, isabelo siye ebangeni eliphakathi kwama-4 no-5 euros.
Lokhu kungenye yokuwa okukhulu emakethe yamasheya yaseYurophu ngalesi sikhathi. Ngisho nangaphezu kokuba abanye abahlaziyi bezimali besaba. Akumangalisi ukuthi lo mcimbi ungaphela ithinteke ku-IAG esitatimendeni sayo semali engenayo. Ngakho-ke, kuzofanele sinake kakhulu ama-akhawunti alandelayo azokwethulwa kahle ekwindla. Njengomphumela walesi sehlakalo esibalulekile, kunabathengi abaningi nabalamuli bezezimali abeluleke amaklayenti abo ukuthi ahlehlise izikhundla kuleli nani.
Njengoba kunikezwe lesi simo, kuyaqondakala ukuthi ukuvela kwamasheya ayo kuyaqhubeka nokukhula ngaphansi kwemigomo efanayo kuze kube manje. Kuncike noma ikuphi okulindelwe ukukhula, futhi ngochungechunge kuphela lwezinhlawulo ezingakhuthaza abatshalizimali abancane nabaphakathi ukuba benze ukuthenga okukhetha kakhulu ukusizakala ngakho konke ngamandla alo. Ngakho-ke, akulona inani okwamanje lokho onakho kuphothifoliyo yakho lapho ubhekene nezinkinga ezinkulu umugqa wakho webhizinisi obhekene nazo. Kukhona ezinye izinketho ezinhle kakhulu, kufaka phakathi izindiza ezinkulu zezwekazi elidala.
Izizathu eziyisikhombisa zokungatshali imali ku-IAG
Ukungabaza okuqinile okwenziwe yile nkampani, kweluleka ukuqapha ekuthatheni izikhundla okungenzeka kube khona. Lesi akusona isikhathi sokuvula izikhundla ezihlokweni zakho. Okungenani kuzodingeka balinde izinyanga ezimbalwa ukubheka ukuvela kwayo ezimakethe zezezimali. Ukukusiza ukuthi uchaze isu lokutshala imali, kuzodingeka ngokuphelele ukuthi sikunikeze ezinye zezihluthulelo zokuthi kungani kungafanele utshale imali oyilondolozile kule nkampani yaseYurophu.
- Isimo sase-UK sizilimaza ngokusobala izintshisekelo zaso, futhi akunqatshelwe ukuthi okunye ukusikeka kungenziwa ezinyangeni ezizayo. Ngisho kuze kufike kumanani entengo ayingozi kakhulu.
- Kuzodingeka unqande okungenzeka ukukhuphuka kwentengo kaphethiloli ezimakethe. Ukuthi noma kunjalo, zizothinta ukwanda kwezindleko zokubhuka kwezindawo zabo zabavakashi. Lesi sici ngeke sisize ukubaluleka kakhulu.
- Akuyona i- asisona isikhathi esifanelekile sokuthatha izikhundla emkhakheni wezindiza. Akumangalisi ukuthi imiphumela emihle yomkhankaso wasehlobo isivele yehlisiwe. Ukufika lapho ukuthi selokhu yaqedwa ingakhiqiza isimanga esibi esengeziwe.
- Zingaphakathi kwe- Isiteshi se-bearish ushintsho olunzima kumkhuba. Ukuthengisa kucindezela kakhulu ukuthenga, futhi kubonakala sengathi lokhu kuzoqhubeka ezinyangeni ezimbalwa ezizayo.
- Uma kuyisifiso sakho ukungena ezikhundleni zabo, kwenze kuphela ngaphansi kwezimo ezithile. Ukusizakala ngokubuyiselwa emuva okwakhiwa ngezikhathi ezithile futhi ngaphansi kwezikhathi ezimfushane kakhulu ngokuhlala unomphela ezimakethe zezimali.
- Uma ucabanga ukuthi imikhakha yezokuvakasha ivuna kakhulu ukuthambekela okuya phezulu, wenza ngcono ukuthi ukwenze kube ngokusemthethweni amanye amanani kulesi sigaba, ngisho naphakathi kokuthuthwa komoya. Cishe banethuba elikhulu lokwazisa.
- Qaphela kakhulu ukuthi angangena ezikhundleni zakhe ze-bearish njengoba ungalahlekelwa yimali eyeqile kuyo yonke imisebenzi oyenza ibe semthethweni ezimakethe zezezimali. Kufike ezingeni lokuthi ungazisola ngesikhathi esifushane.
Yini ongayisebenzisa?
Izinketho zemvelo zokutshala imali ku-IAG kuzoba yi kusuka kwezinye izibambiso ezihlobene nalo mkhakha. Ixhumene ngokuyisisekelo nemikhakha eyahlukene yezivakashi. Kusuka ezinkampanini zezindiza zokuhweba kuya ezindaweni zokuhlala amahhotela, ngisho nasezikhungweni zokubhuka. Bonke bawela kuleli qembu lomkhakha obaluleke kakhulu emalini kazwelonke. Futhi lokho kuveza amathuba amakhulu kunamanye ama-indices emakethe yamasheya yamazwe omhlaba.
Phakathi kwabamele leli qembu elikhetheke kakhulu Amaqembu amahhotela anjengeSol Meliá noma iNH Hoteles avelele. Inkampani yezindiza yaseSpain nayo ibhaliwe, njengeVueling. Futhi ngaphakathi kwezingxenye zezivakashi ezisele, inani elingaphezu kwakho konke. Akunguye omunye ngaphandle kuka-Amadeus, okuyibo abenze kahle kakhulu kulo nyaka. Ngaphezu kwamaships amaningi aluhlaza emakethe yamasheya aseSpain. Lezi yizinketho okufanele zinakwe lapho kulungiswa iphothifoliyo yokutshala imali ngonyaka ozayo.
Ziyizindinganiso ezikhethekile kakhulu, futhi ezihamba ngaphansi kwedatha ngokuhamba kokugeleza kwabavakashi. Kungakho kusehlobo lapho bathola khona amanani abo aphansi kakhulu, noma kube nokubuyekezwa okukhulu. Ezimweni eziningi bahola izinzuzo zamasheya Ezweni lakithi. Kuyiqiniso ukuthi lezi iziqu zesikhashana esifushane kakhulu, kuncike ngokweqile kwezokuvakasha kanye nemininingwane yezomnotho eyenziwe imboni yokuqala eSpain.
Awavamile ukushintshashintsha kakhulu, futhi kunalokho, athinteka kakhulu ekuthuthukiseni imisebenzi yebhizinisi kaningi kakhulu. Ungaba nabo kuphothifoliyo yokutshala imali ngaphandle kwezinkinga eziningi. Yize kunjalo futhi kuyiqiniso lokho imbuyiselo yabo yaminyaka yonke ayiveli ekuphaneni kwabo okukhulu. Lezi ngamafuphi, ezinye zezimfanelo ezivezwa amagugu omkhakha wezokuvakasha.
Amasu ngamanani ezivakashi
Kunoma ikuphi, ungathuthukisa uchungechunge lokudlala ukuze ukwazi ukusebenzisa ngokunenzuzo izikhundla zakho kwamanye ala magugu. Ukuqala kweminye imihlahlandlela yokutshala imali okufanele idlule kulezi zincomo ezilandelayo esikudalula kuzo ngezansi.
- Isebenza njengokuncoma okuwusizo kakhulu okufanele ukwenze hlukanisa utshalomali lwakho ngezimali zaseSpain. Ngaphansi kwesisindo esithile ozobe usimaka kusukela manje kuqhubeke.
- Kungaba enye indlela enhle uma nje i- idatha enhle yezokuvakasha kazwelonke. Ngisho ukuwahlanganisa nokunye ukuphepha emkhakheni ofanayo, kepha lokho kukhiqiza ukuzinza okukhulu kuzintengo zabo.
- Uma uzokhetha izinkampani ze- umkhakha wezomoyaVele ngeke ube neziphakamiso eziningi, futhi lokhu kungenye yazo. Kepha inqobo nje uma wazisa izinzuzo nezinkinga zayo ekuqashweni kwayo.
- Ayilona inani elinomsebenzi wokuba ngunaphakade, kepha kunalokho, ukuthi ithuthukiswa ngaphansi imisebenzi ethile futhi ubheke ngokucophelela izinguquko entengo yayo.
- Kungaba inketho ethakazelisa kakhulu uma amanani ayo kwehle cishe kuma-euro amane isabelo ngasinye. Kungaba namandla abaluleke kakhulu ekusebenzeni esikhathini esimaphakathi.