Ukuqhuma okugcwele kwezimali zeSpain ezizonqotshwa yi-downtrend entsha. Ngemuva kwenkomba yokukhetha kazwelonke, i-Ibex 35, isizokubeka ngaphansi kwamaphoyinti ayi-9.000. Uma konke kubonakala sengathi kukhombisa ukuthi ezinsukwini ezimbalwa ezizayo kuzoba nomlenze omusha we-bullish. Kepha ukuthuthukiswa kwe- impi yokuhweba phakathi kwe-United States neChina ibeke futhi. Futhi ukuthi ingasuka kude nobuthakathaka bezikhundla zokuthenga.
Kulesi simo esivamile, ngeke kumangaze ukuthi ezinsukwini ezimbalwa ezizayo ingavakashela amazinga aphansi. Ngisho nalokho ungasondela kulabo abayingozi Amaphuzu we-8.000 Lokho kungaba ukwehla ngo-10% maqondana nezikhundla zabo zamanje. Kunoma ikuphi, kungaba izaba ezinhle zokuhlehlisa izikhundla ezimakethe zezimali. Kulokho okushaya ngamandla kuzintshisekelo zabatshalizimali abancane nabaphakathi. Njengoba kunikezwe ukuncipha kwezimakethe zezimali.
Isizathu sokuwa kwamasheya aseSpain kungukuqala kwempi yezentengiselwano phakathi kwamandla amabili amakhulu kwezomnotho emhlabeni. Kepha kunezinye izinto ezibangela lokhu kwehla ku-Ibex 35, njenge ukusabela okweqile kwe-bullish ngamanani ahlanganiswe ezinyangeni ezedlule. Futhi lokho kudale ukuthi kube nokulungiswa kokuthuthuka emthethweni wokuhlinzekwa nokufunwa. Ngaphandle kokunye ukucatshangelwa kobuchwepheshe futhi mhlawumbe futhi kusukela ekubukeni kwezisekelo zayo. Kungahle kube umkhuba othatha isikhathi eside ukuthuthuka.
Ibex 35 ibuthakathaka kakhulu
Ukwehlukaniswa kwalezi zinto zombili ezisekelayo kubangela ukuthi ubuthakathaka bube bukhulu futhi bube bukhulu futhi kube nengozi ebonakalayo yokuthi kungalahleka imali eningi emisebenzini eyenziwa enkombeni yokukhetha yezimali zikazwelonke. Ngokwethiyori, inhloso yayo kungaba okwamanje kumaphoyinti angama-8.500 XNUMX, okungenani esikhathini esifushane. Kepha futhi kuyi- isimo esiyingozi kakhulu esikhathini esimaphakathi nesikhathi eside. Kulokho okulungiselelwe njengesimo okufanele kubhekwe njengokukhathazeka kakhulu ngezintshisekelo zabatshalizimali abancane nabaphakathi. Lapho izinzwa sezivele zivele engxenyeni enhle yazo.
Ngenkathi ngakolunye uhlangothi, kufanele futhi kugcizelelwe ukuthi akusona isikhathi esihle sokuvula izikhundla ezimakethe zezimali. Ngoba empeleni, ngalesi sikhathi akukwazi ukukhohlwa ukuthi ukutshala imali ezimakethe zamasheya akunenzuzo ngoba kunokunye okulahlekile kunokuthola ezikhundleni ezimakethe zikazwelonke. Ngokuyisisekelo ngoba ukuthengisa ukusakaza iziphoqa ngokucacile kubathengi. Kufike ezingeni lokufinyelela esiphethweni sokuthi lesi akusona isikhathi sokuzibeka kulezi zimakethe zezimali.
Imikhakha esengozini enkulu yokwehla
Yonke imikhakha iyathinteka ngokusebenza kwenkomba ekhethiwe yama-equities kazwelonke. Ngoba konke kubonakala kukhombisa ukuthi amanani abo zizokwehla kakhulu kusuka manje. Phakathi kwezinye izizathu eziningi, ngoba yiminyakazo enamandla kakhulu ekwehleni kwayo ngalo mzuzu oqondile. Ngokusebenza ngokusobala okucacile ohlangothini lwezokuphepha emkhakheni wamabhange okuyizinto ezibucayi kakhulu kulolu chungechunge lwezimbangela ezikhiqiza ukwehla kwezimakethe zezimali. Lapho kuseshini eyodwa yokuhweba bawe cishe ngo-2% noma ngo-3%. Ngaphezulu kwezinye izingxenye zebhizinisi.
Ngenkathi ngakolunye uhlangothi, amanani wokujikeleza bangezinye izisulu ezinkulu zalokhu kuwa. Njengoba kujwayelekile kuleli banga lokunyakaza kokulungisa ezimakethe zezezimali. Ngoba zixhunyaniswe kakhulu nokusetshenziswa kanye nesimo samanje esihlanganayo. Ngakho-ke, kuzodingeka ukuhlukaniswa nabo ukugwema ukwehla okuphezulu kwephothifoliyo yezokuphepha kusukela manje kuqhubeke. Ngoba empeleni, kunama-euro amaningi ongazishiya usendleleni uma izinto zingathuthuki kahle ezimakethe zezimali.
Izingozi zingashintsha
"Namuhla izingozi ziguqukela phezulu, kepha imakethe iguquka ngokushesha okukhulu ukuze ikwazi ukuguqula ukuthambekela kwayo nganoma yisiphi isikhathi," bakhomba eMnyangweni wokuhlaziywa kweBankinter. Lapho futhi kucacile ukuthi amathemba ezingxoxo zaseChina naseMelika athuthukile, kepha siyaqhubeka nokucabanga ukuthi le ngozi izohlala isebenza kuze kube okungenani ukhetho lwaseMelika ngoNovemba 2020. Lapho kuthinta khona ukuthi uDonald Trump ufisa ukuphinde akhethwe, okungenzeka ukuthi ngeke ivale noma yisiphi isivumelwano neChina esizosula ngokuqinisekile le ngozi.
Ngokuphambene nalokho, banombono wokuthi angakhetha kangcono lawula ukuvela kwezingxoxo ukuze zigcine - futhi, ngaphezu kwakho konke, zidlulisele emakethe - inguquko eyakhayo nehamba kancane. “Kulesi simo, isibalo sakhe sokuxoxisana sizoqhubeka nokudingeka futhi namathuba akhe okuthi aqokwe kabusha azothuthuka. Ukungqubuzana neNorth Korea kuzophinde kunikeze inqubekelaphambili efanayo ngezizathu ezifanayo ”, baphetha ngokuhlaziya kwabo ukunyakaza kwamanje okuhlangene emhlabeni jikelele.
Yini engenziwa manje?
Awukwazi ukwenza okuningi okwamanje ngaphandle kokuthi wazi ukuhlehlisa izikhundla kumasheya ngokushesha okukhulu. Ngalo mqondo, into enhle kakhulu engenzeka manje ukuthi simanzi ngokuphelele kubhalansi ye-akhawunti yethu yokonga. Ukuze sikwazi ukugcina kahle imali yethu yokutshala imali. Ngoba sisebenzisa izingozi ezingaphezu kwesobala zokuthi intengo yokuthengisa ikude nentengo yokuthenga. Ngomehluko obalulekile kuzo ongaholela ekulahlekelweni okukhulu enhlokodolobha etshaliwe. Ngale kokunye ukucatshangelwa kwezobuchwepheshe.
Ngenkathi ngakolunye uhlangothi, asikwazi ukukhohlwa ngalesi sikhathi ukuthi akusona isikhathi esihle sokutshala imali emakethe yamasheya. Kunjalo akuyona inketho engcono yokwenza ukonga kwethu kube nenzuzo ngempumelelo ethize emiphumeleni yokugcina yalokhu kuhamba. Ngaphandle kokuthi abanye abahlaziyi ezimakethe zezezimali banombono wokuthi umjikelezo webhizinisi laseYurophu ususele phansi. Noma okungenani sesizofinyelela kulesi simo, yize lokhu kudinga ukuphoxeka kwakamuva kwezinye izinkomba ezisemqoka emnothweni wamazwe omhlaba. Kufike ezingeni lokudikibalisa abanye abatshalizimali abancane nabaphakathi.
Hlehlisa izikhundla eholidini
Esinye sezeluleko eziwusizo kakhulu kuwo wonke amaphrofayili wabatshalizimali ukuthi baya eholidini benemali ephelele ku-akhawunti yabo yokubheka. Ukugwema ukwethuka okungaphezu kokukodwa kulezi zinsuku zokuthula nokuphumula. Akunconyiwe ukufeza imisebenzi engenasidingo ngokuphelele lokho kungabeka imali yakho engcupheni nokuningi uma ukunye nabathandekayo bakho nijabulela izinsuku ezimbalwa olwandle. Kungaba yinto engenangqondo ukuthi uvule izikhundla ezimakethe zezimali ngoba unokuncane kakhulu ongakuthola. Ngaphezu kwalokho, uzobe usuvele unamathuba okuphinda ungene ezimakethe zokulingana. Ngezikhathi eziyinkimbinkimbi njengalezi zamanje futhi ngaphezu kwakho konke ngeziqinisekiso ezinkulu zempumelelo.
Njengoba kuzofanele uhlole kusukela manje ngeqiniso lokuthi utshalomali emakethe yamasheya kuncane kakhulu azokubika kuwe khona manje. Futhi uma kunalokho ikulethela inkinga engaphezu kweyodwa lapho ungapaka izikhundla zakho emakethe yamasheya okwesikhashana. Ngisho nangemisebenzi yokuhweba noma eyenziwa kuseshini efanayo yokuhweba. Lapho uthi ukuphuma ezimakethe zezezimali kufanele kuphume ngokuphelele. Ngaphandle kwanoma yiluphi uhlobo lwezaba ezingakulimaza kusukela manje kuqhubeke.
Buyela emalini engenayo engaguquki
Okunye okungaxazululwa ezinkingeni zakho zokutshala imali kungenziwa ngokungena ezimakethe zemiholo ezihleliwe. Unemikhiqizo eminingana ethuthukisa izinga lenzalo abayinikeza abanikazi bayo. Nge- inzuzo ezungeze u-1% ngokukhokha okungaguquguquki futhi okuqinisekisiwe njalo ngonyaka. Njengesibonelo, emabhange asesikhathini esinqunyiwe noma ezimali eziqinisekisiwe zokutshala imali. Vele, umholo ozowuthola kulezi zinhlobo zokonga awukho omningi, kepha okungenani uzokuvumela ukuthi wehle ezinsukwini ezimbalwa ezizayo. Akukuncane ngengozi yokusebenza ezimakethe zezimali.
Ekugcineni, yazi ukuthi leli isu lokutshala imali ongalisebenzisa ngezikhathi ezithile hhayi njalo. Kulula ukuthi ukubheke lokhu lapho uhambisa lolu hlobo lwemisebenzi kumali engenayo engaguquki. Njengotshalomali lwebhuloho ngaphambi kokuba isici sobuchwepheshe senkomba ekhethiwe yamasheya aseSpain sithuthuke, i-Ibex 35. Njengomphumela walesi senzo, uzobe ugwema ukumangala okungekuhle kakhulu kubhalansi ye-accounting yakho yangasese. Okungukuthi, ngemuva kwakho konke, ngabe imayelana nani njengamanje.