Ukuntengantenga umqondo wokuthi abatshalizimali kuzodingeka baphile nawo, okungenani phakathi nengxenye yokuqala yonyaka, ngenxa yenkinga evulekile ezimakethe zezimali ngemuva kokuvela kwe-coronavirus. Kepha siyazi ngempela ukuthi kusho ukuthini ukuba nomoya ongaguquguquki ezimakethe zezezimali? Yebo, yisimo lapho ukungaqiniseki kwemakethe ethile noma inani livela empeleni lapho sitshala imali emakethe yamasheya. Ngokombono wabatshalizimali, lapho kukhulunywa ngaleli gama, kukhulunywa ngalo ukuguquguquka okunodlame kakhulu. Lokho kungukuthi, ngomehluko obanzi phakathi kwamanani entengo aphezulu kanye nawaphansi.
Ukufika okungalindelekile kokuntengantenga kube nomphumela oqondile wokuthi kokubili inkomba ekhethiwe yemali engenayo yezwe lethu, i-Ibex 35, nekusasa elikuso isimo esiyinkimbinkimbi kakhulu. Ngenxa yokuthi lapho kulahlekelwa izisekelo ezibaluleke kakhulu, ukuwa okusha kohlaka oluthile kungenzeka. Kuze kube seqophelweni lokuthi zonke izimakethe zamasheya emhlabeni sezisezingeni eliphansi kakhulu ngonyaka, kepha kulokhu kunokungazethembi okufana nenani elifanayo ekuhambeni kwazo. Futhi lezi akuzona izindaba ezinhle kubatshalizimali abancane nabaphakathi.
Ngoba empeleni, lokho umzimba okucelayo ngempela thengisa zonke izikhundla zethu kusuka manje. Ukugwema izimo eziyingozi kakhulu kuzo zonke izindlela zokubuka. Ukufaka leyo milomo ithandwa kakhulu kubasebenzisi besitoko esithi kungcono ukulahlekelwa yingxenye yotshalo-mali kunokulahlekelwa cishe yikho konke. Futhi le yindlela eyenziwa yila ma-ejenti ngenqubo yokwenza imali ibe nenzuzo. Kusuka kunoma iyiphi iphrofayili abayivezayo, kusukela kokunolaka kakhulu kuya ekuzivikeleni futhi ngaphandle kwemikhawulo yanoma yiluphi uhlobo. Ngoba ekugcineni kosuku sisesimweni esibi kakhulu esidalwa yi-coronavirus.
ICoronavirus: ukubhekana nokungazinzi
Ukuphela kwendlela yokuphuma kule nqubo ngaphandle kokulimala ukugcina ifayili le- ukuqedwa ngokuphelele ku-akhawunti yethu yokonga. Ngamanye amagama, ukuvala zonke izikhundla ezivulekile ezimakethe zezimali. Leli su lokutshala imali lingaba lihle kakhulu kuzintshisekelo zabatshalizimali abancane nabaphakathi ngoba ngokuhamba kwesikhathi laba bantu bangathola amathuba ebhizinisi wangempela. Kusuka lapho ungathenga khona amasheya ngamanani wokuncintisana kakhulu kunamanje. Mhlawumbe ngomehluko omkhulu kune-20% noma i-30% uma i-downtrend iqhubeka ngezikhathi eziningi zokuhweba.
Ngale ndlela, sizoba namandla wokubuyekeza aphawuleka kakhulu futhi ngaleyo ndlela senze ukonga kube nenzuzo ngeziqinisekiso ezinkulu zempumelelo. Akunjalo ngendlela efanayo izibambiso zeBanco Santander ngamanani okuthenga ama-4 euros kunase-3 euro. Lokhu ngumehluko omkhulu ongasisiza ekusebenzeni kwethu ezimakethe zezimali. Futhi ngokwanda kwenzuzo yezinzuzo nokuthi ekugcineni kuzoholela ekubikelweni kwemali eningi kithina kunakuqala. Ngakolunye uhlangothi, akunakulibaleka ukuthi kuyisu elihlakaniphe kakhulu ukukhulisa imali etholakalayo ngendlela ephathekayo nephumelelayo yokuvikela izintshisekelo zethu emakethe yamasheya.
Amathuba ebhizinisi
Ingxenye enkulu yabahlaziyi bezimakethe zezimali banombono wokuthi ukuwa emakethe yamasheya kudlulele kakhulu. Nge- ukusabela ngokweqile okwenze intengo yamanye amasheya yaheha kakhulu kunamasonto ambalwa edlule. Ngalo mqondo, babheja ezikhundleni zokuvula zesikhathi esimaphakathi futhi ikakhulukazi isikhathi eside. Ngokuba namathuba webhizinisi langempela ngemuva kokwehla okukhulu kulezi. Ithanda kakhulu amasheya azivikelayo kanye namasheya ajikelezayo, lena yokugcina inesijeziso ngokuqinisekile esingavunyelwa ngokubuka izisekelo zazo.
Ngaphambi kokuba lokhu kudonsela phansi okuqinile kwenziwe, amanani ayephezulu kakhulu. Kepha manje basuse okukhulu kuthengwe ngokweqile ukuthi babenakho futhi kungenzeka kakhulu ukubenza bazuze ngeziqinisekiso ezinkulu zempumelelo. Yize noma kunjalo ukuthi basenomkhawulo ekuweni. Ngokwalokhu kubuka kwabahlaziyi abahamba phambili, kuzwelonke nakwamanye amazwe, kubalulekile ukusebenzisa lesi simo esisha ukwakha iphothifoliyo elinganiselwe kakhulu yezokuphepha eminyakeni ezayo. Ikakhulu, ngokuba nenani elilungiswe ngokwengeziwe elimema abatshalizimali ukuthi bangene ezimakethe zezimali.
Anti virus isikhwama
Izimakethe zamasheya zidlula ezinsukwini zokuwa okubucayi ngenxa yokwanda kwe-coronavirus (Corvid-19) nokwesaba kwabanye babatshali zimali. Ngokuyisisekelo, uMnyango Wokuhlaziywa Kwebhange uncoma amaklayenti awo "ukuthi angashintshi ukuma kwawo ngoba kokuhlangenwe nakho kwangaphambilini kube yimpumelelo". Kodwa-ke, njengoba lokhu kungasho ukuthi umthelela weCorvid-19 awunalutho, basungule iphothifoliyo elwa ne-coronavirus yalabo abathanda ukuba nesimo esifanelwe isimo kanye nemiphumela yebhizinisi esanda kushicilelwa.
Le phothifoliyo yokutshala imali ifaka ukuphepha, okufana neMicrosoft (ngoLwesithathu ememezele 'isexwayiso senzuzo'), i-Alphavet, i-Activision, iSanofi, iFresenius, iNetflix, iVidendi, Iberdrola, Endesa, Cellnex kanye noLar. Lokho wukuthi, kufaka eminye imikhakha evikela kakhulu, efana nogesi kanye nezakhiwo nobuchwepheshe obuthile. Ngoba le ngxenye yemakethe yamasheya ingaba enye yalezi ezimelana kangcono nalokhu kuthengisa kulezi zinsuku. Lapho okunye okhiye bokuphuma kule trance kungukuhlukahluka. Lokho wukuthi, ukusabalalisa utshalomali emakethe yamasheya phakathi kwezokuphepha eziningana esikhundleni esisodwa noma ezimbili. Ukuze uzivikele ngempumelelo ekuguquguqukeni ezimakethe zezimali.
Ngemuva kwalokhu, okungenani isonto elimnyama ezimakethe zokulingana emhlabeni wonke ngenxa yokwanda kwe-coronavirus kuholele esimweni sokwethuka kubatshali zimali abancane nabaphakathi. Kuze kube seqophelweni lokuthi zonke izinkampani, futhi ngaphandle kokukhetha, zidaywe zabomvu ngezikhathi zokuhweba. Ukufinyelela ezingeni lapho yonke inzuzo etholwe ekuqaleni kwalo nyaka ikhishwe imali ngesonto elilodwa. Kwezinye izimo, ngokuzumayo selokhu ezinye izindiza ezivela ezwenikazi elidala zilahlekelwe ngaphezu kuka-50%, njengakulezo zaseNorway. Kulokho osekube umkhakha wokulingana omubi kakhulu ezimakethe zamasheya zase-Europe. Ngokuba nokwehla kwesilinganiso okusondele kakhulu kuma-20%.
Isitoko sithengise ngo-12% ngaphansi
Kunoma ikuphi, idatha kaJanuwari isivele ikhombisile ukwehla kokusebenza okwenziwe ngabatshalizimali ezimakethe zezimali zezwe lethu. Lapho, ngokwedatha yakamuva evela eBolsas y Mercados Españoles (BME) kwembulwa ukuthi imakethe yamasheya yaseSpain ithengise ngama-euro ayizigidi ezingama-36.279 rokuguqukayo ngoJanuwari, okusho ukuthi, u-12,4% ungaphansi kwenyanga efanayo yonyaka odlule no-10,8% ngaphansi kwesibalo sikaDisemba. Isibalo sezingxoxo besiyizigidi ezingama-3,36, okusho ukuthi ngaphansi kuka-5,9% kunangoJanuwari wonyaka owedlule kanye no-20,2% ngaphezulu kunangoDisemba.
Ngakolunye uhlangothi, ngenyanga yokuqala yalo nyaka, iBME ifinyelele esabelweni semakethe ekuhwebeni kwezokuphepha zaseSpain ezingama-72,2%. Ububanzi obumaphakathi bekungamaphoyinti esisekelo angu-4,73 ezingeni lentengo lokuqala (i-15,8% ingcono kunendawo elandelayo yokuhweba) namaphoyinti ayisisekelo angu-6,46 ngokujula kwama-euro angama-25.000 encwadini yoku-oda (38,4, XNUMX% kangcono), ngokusho kombiko wakamuva okhishwe ngombono womphakathi.
Imisebenzi engenayo engaguquki iyakhula
Ngenkathi kuphambene, maqondana ne imali engenayo, inani eliphelele elathengiswa ngoJanuwari lalingama-euro ayizigidi ezingama-23.933, ama-63,7% ngaphezu kukaDisemba no-28,4% ngaphansi kukaJanuwari 2019. Ukwamukelwa kwezokuhweba kukhule ngama-49% uma kuqhathaniswa nenyanga edlule, kuma-euro angama-42.452 wezigidi zama-euro. Ukulinganisela okuvelele kwezokuphepha zaseSpain okurekhodwe ezimakethe zemali engenayo ze-BME kukhuphuke ngo-0,5% uma kuqhathaniswa nokuphela konyaka we-2019 futhi kwafinyelela kuma-euro ayizigidigidi eziyi-1,56. Lapho isifundo futhi siqinisekisa khona ukuthi imakethe ye okukhishwa ngokwezezimali U-2020 uqale ngokwanda ezingxoxweni zezinkontileka ezisuselwe ku-IBEX 35 ka-10,7% uma kuqhathaniswa noJanuwari wonyaka odlule. Umthamo wezinketho ku-IBEX 35 ukhule ngo-51,8%, kanti lokho okukhethwa kukho kumasheya kunyuke ngama-64,1%.
Okokugcina, ukugcizelela ukuthi ivolumu edayiswa ezinkontilekeni zesikhathi esizayo ku-IBEX 35 inyuke ngo-1,3% ngoJanuwari uma kuqhathaniswa noDisemba, kanti kwiMini IBEX 35 Futures inyuke ngo-15,6%. Isikhundla esivulekile sesikhathi esizayo se-IBEX 35, iMini Ibex 35 nezinketho ku-IBEX 35 sikhule ngo-2,7%, 35,2% no-10,6%, ngokulandelana. Kwezinketho zesitoko inyuke ngo-14,2%. Kwezinye izimo, ngokuzumayo selokhu ezinye izindiza ezivela ezwenikazi elidala zilahlekelwe ngaphezu kwama-50%, njengakulezo zaseNorway. Kulokho osekube umkhakha wokulingana omubi kakhulu ezimakethe zamasheya zaseYurophu. Ngokuba nokwehla kwesilinganiso okusondele kakhulu kuma-20%.