Bheka ukuthi isikweletu asilona yini iqiniso

qaphela ama-phallus banknotes

EYurophu singamazwe ayi-18 sisebenzisa uhlobo lwemali olufanayo: the Euro. Ngeshwa futhi ngokujwayelekile, singathola ukuthi ifayela le- ithikithi liyimbumbulu yale mali yamanje. Imvamisa kwenzeka ngezikweletu ezisetshenziswe kakhulu ezinjengo-5, 10, 20 no-50, kepha kukhona nezimo zemali noma ezinye izikweletu ezinkulu.

Njengoba kuboniswe ngu I-European Central Bank, ngubani odweba futhi aprinte imali yomphakathi wethu, akhona asakazwa kulo lonke elaseYurophu Izimbumbulu ezingama-670.000. Ungavimbela kanjani enye yalezo zikhokhelo ukuthi zingafinyeleli ezandleni zethu? Ngeke, ngaphandle kokuthi sihlale sazi ngemali abasinika yona ngokushintshwa kwemali noma enye indlela. Esikwazi ukukulawula yindlela thola lapho isikweletu singumbombayi.

Uma umthethosivivinywa ufika ezandleni zethu kungamanga futhi sesikubonile, into enengqondo futhi elungile ukuthi siwususe ekuhambeni kwegazi. Uma ithikithi lilethwa kithi emgqeni wokuphuma esitolo noma kwesinye isikhungo, kufanele senqabe ukulithatha futhi sinxuse ukuthi lisuswe ukuze kungabikho omunye ikhasimende noma umsebenzisi olitholayo.

Singabona kanjani uma isikweletu singumbombayi?

Cabanga ukuthi uthenga esitolo noma usuqedile ukugcwalisa ithangi lemoto yakho ngophethiloli, noma kunoma yisiphi esinye isikhungo nokuthi userejista yemali noma usuzokhokha, umtshina wamabhange uthi eyakho, enenani lama-euro angama-50, ngamanga! Yeka ihlazo! kepha kungenzeka kanjani?! Kwenzeka kanjani ukuthi kungamanga, kepha uma kuyafana nokunye?

Abaningi bethu esikhundleni sokuzizwa bekhohlisiwe, sizizwa sinecala kube sengathi sizenzele leyo mali eyikhohlisayo, ekhaya, ekusithekeni kobusuku, lapho wonke umuntu elele. Sibheka izaba eziyinkulungwane zokubeka izaba zokuthi sinemali engamaphepha engekho emthethweni, esikhundleni sokuqonda ukuthi omunye umuntu uthathe isinqumo sokukhohlisa ngokusidala futhi wasisabalalisa kanye nezinkulungwane eziningi kulo lonke elaseYurophu.

Manje, singakugwema kanjani ukufaka isikweletu semali esikhwameni noma esikhwameni semali? Ukuhlola kufanele kuthathwe njengenkambiso, ngakho-ke, lapho sithola amathikithi woshintsho kwirejista yemali noma ngisho naku-ATM noma lapho ebhizinisini lethu sithola inkokhelo yemali, kufanele sibuyekeze futhi indlela efanele ingaphezu kwakho konke okubonakalayo futhi ethintekayo.

Sizosebenzisa izinyathelo ezinconywe yi-ECB uqobo, ukujwayela ukubheka imali engamaphepha njalo, ukuze lowo mkhuba usenze uchwepheshe ngezinga elincane futhi sizokwazi ukuhlukanisa ngokushesha okukhulu noma okuncane uma ama-banknotes ayasolisa, okuyinto okungenani esevele eyisinyathelo.

Hlola izikweletu zakho, zisebenzise ukuzijwayeza, uzikhiphe esikhwameni sakho semali. Bheka futhi ubathinte. Thatha isikhathi sakho. Khumbula: kufanele thinta, kufanele mirar futhi kufanele girar ithikithi.

Ake sithinte izikweletu

wazi kanjani izikweletu zomgunyathi

Yonke imali engamaphepha ephrintwe yi-ECB inayo yehlisa umoya, ngendlela yokuthi uma udlulisa umunwe phezu kwabo, kulula kakhulu ukukuqaphela. Azizacile njengephepha elijwayelekile, kepha kunalokho abe nokuthinta okungaqondakali nokungenakuphikiswa. Lokhu kuvame ukufaka embosses singayibona ku:

  • Isithombe esikhulu sethikithi
  • Ezincwadini ezivelele kakhulu zebhange
  • Kanye nakwisibalo senani letikiti.

Uma imali yakho yasebhange inalezi zinhlobo ezintathu zosizo, imali yasebhange Akulona iqiniso. Kepha lokhu kungenye yezinto okufanele uzigcine engqondweni. Kukhona okunye.

Ngaphezu kokuba nomuzwa onzima, qiniseka ukuthi imali yakho yasebhange inayo ukuthinta okubushelelezi, okusho ukuthi, kunzima noma kushubile lapho kuthintwa, lokho akubukeki njengephepha "elithambile" uma ulithinta.

Ngezikhathi ezithile, i-ECB ikhipha uchungechunge lwamaphepha emali amasha futhi kulokhu, uchungechunge olusha lubiziwe Uchungechunge lwe-Europe, yakhelwe ngamabhande amabili ngokukhululeka ngaphambili kombhalo ongaphezulu kwesokunxele nakwesokudla.

Kufanele ujwayele ukuthinta izikweletu, ukuze kuthi lapho sizithinta, ngokuzenzakalela futhi cishe ngaphandle kokukuqaphela, siqaphele ukuthi zingamanga noma cha.

Ake sibheke kahle amathikithi

Isinyathelo esilandelayo sokunquma ukuthi isikweletu sethu sinamanga noma cha, ukubheka nokubukeka ngokucophelela. Sizoqeqesha amehlo ethu ukuthi achaze amanga noma cha ngemali yethu ephepheni.

Singabona kanjani ngamehlo ukuthi umthethosivivinywa uqinisile? Ukuyibeka ekukhanyeni, okungukuthi, ukusondela emthonjeni wokukhanya (iwindi, isibani, njll.) Bese uhlola lokho esikubona ngakho.

Sizobheka amagama amathathu avelele azositshela ukuthi umthethosivivinywa wethu unamanga noma cha: the i-watermark noma ingxenye emhlophe, i- intambo yokuphepha futhi i ukuqondana ngengozi.

IBANDLA LAMANZI

ithikithi mbumbulu

Kufanele ubheke ngakwesokunxele kwethikithi, lapho kukhona khona ingxenye emhlophe okuthiwa i-watermark futhi ubone lokhu:

  • Kufanele ubone isithombe esingacacile, esifana nesififi esivela efasiteleni
  • Engxenyeni efanayo emhlophe, ivelu yethikithi nayo kufanele ivele
  • Kumaphepha emali amasha anenani lama-euro angama-5, ungabona futhi isithombe seYurophu, okuwumlingiswa odumile ovela ezinganekwaneni zamaGrikhi.

UMJIKELO WOKUPHEPHA

Amaphepha emali afaka uhlelo lokuphepha olwaziwa ngokuthiintambo yokuphepha”. Itholakala maphakathi nendawo kwemali yasebhange, mpo (kumanothi emali we uchungechunge lokuqala) futhi kungatholakala ezinhlangothini zombili zesikweletu ngokumane udlulise uzipho lwakho kule ngxenye yomthethosivivinywa. Endabeni yemibhalo engamaphepha ye- Uchungechunge lwe-Europe, intambo yezokuphepha nayo itholakala phakathi kwemali engamaphepha, kodwa ayihlali kuyo yonke ingqikithi yemininingwane yasebhange, kodwa i-1/3 kuphela.

Intambo yokuphepha kufanele ifundwe:

  • El ubuqhawe wethikithi
  • Igama "euro"
  • Ochungechungeni olusha kuvela uphawu lwe-euro:

ISIZATHU SEZIMALI

Isizathu esifanayo sitholakala ohlangothini lwesobunxele lwemali yasebhange, obverse (emuva) nangakwesokunene se- emuva (noma ingxenye engaphambili). Futhi uma sibheka ukukhanya, kufanele sibone isibalo esinevelu yethikithi.

Ake sijikeleze ithikithi

ama-banknotes amanga

Indlela elandelayo yokubheka ukuthi imali engamaphepha esinayo esikhwameni sethu noma ebhokisini lethu ingamanga yini, ukubona emuva kwesikweletu futhi siqinisekise izinkomba ezithile esizinika ngezansi, ukuthola amanga.

  • Ngakwesokudla kukhona ifayili le- ibhande lesiliva lapho inani lemali yasebhange kufanele livele, noma igama noma uphawu lwe-euro (€).
  • Eqenjini elifanayo, bhekisisa bese ubona ukuthi ngabe isithombe saseyurophu, okuwumlingiswa wezinganekwane zamaGrikhi.
  • Uma ithikithi lingama-euro ama-5 futhi ingenye yezintsha, i- Uchungechunge lwe-Europe, ungabona engxenyeni ephansi we izquierda (njalo ubheke imali yasebhange ngaphambili kwayo, okungukuthi, ngaphambili) i inombolo wethikithi elikhanyayo kukhombisa a umbala ohlaza okotshani noma ohlaza okwesibhakabhaka.

Uchungechunge lwe-Europe

Sikhulume nge-Europa Series, okuwuchungechunge olwethulwe yi-ECB ngezinyathelo zokuphepha eziseqophelweni eliphezulu, ngokunembile ukuvimbela mbumbulu.

Kepha ngazi kanjani ukuthi liyini ithikithi le-Europa Series? Yebo, sizohlaziya imali engamaphepha ngayinye kulolu chungechunge: ama-euro ayisi-5, 10 nangu-20.

  • Isikweletu esingu-5 se-Euro: enkabeni ezansi igama elithi Euro livela ku- izilimi ezintathu: IsiLatini (i-Euro), isiGreki (i-EypO) nesiCyrillic (i-Ebpo). Ngakwesokudla, i umugqa wesiliva uyanyamalala bese a umugqa wombala lapho avela phakathi kwabanye, i- isithombe saseyurophu, kusuka ezinganekwaneni zamaGrikhi kanye nenani lenani lemali engamaphepha, a 5. Ngaphezulu kwesokunxele lapho kuvela khona inombolo u-5 nefulegi laseYurophu, manje kuvela ifulegi laseYurophu kuphela nangaphansi kwesiginesha.
    Inombolo 5 ngosayizi omkhulu ebikade isengxenyeni emaphakathi, manje ibonakala kakhulu ngakwesobunxele.
    Indlela elula yokuthola i- usuku. Ochungechungeni lokuqala, unyaka uyavela 2002 futhi unyaka uvela ochungechungeni lwe-Europa 2013.
  • 10 futhi 20 ithikithi le-euro: kuzo zombili lezi zimo kwenzeka okufanayo nango-5, futhi bahlukaniswa nosuku oluvela kuthikithi.

Ukuthatha izinyathelo zokuphepha

Akuwona umbuzo wokuba yi-paranoid futhi ucabange ukuthi isikweletu ngasinye sinamanga, kepha uma sijwayela ukuthinta kanye nemihlahlandlela enikezwe ngenhla, ukubukeka okukodwa kuzokwanela ukukuthola.

Ngokuvamile, asiwanaki kakhulu amathikithi esikhokha ngawo noma asikhokhela ngawo noma asinikeze ushintsho, kepha kubalulekile ukufundisa ukuthinta kanye neso ukugwema ukuphela kwesinye salezi zikhokhelo ezingamanga.

Ungaphatheki kabi ngokuthola isikweletu esisodwa noma eziningi futhi usolise ngenkathi sisibuyekeza ukuze siqinisekise ukuthi kungamanga. Khumbula ukuthi uma uyifaka ephaketheni lakho noma esikhwameni semali, inkinga manje isizoba ngeyakho futhi uma kwesinye isikhungo beyithola ingamanga, ozolahlekelwa yileyo mali kuzoba nguwe.

Ngalezi zixwayiso, ngeke nje sigweme umzuzu onamahloni lapho sikhokha, kodwa futhi sizovimbela ukuthi baqhubeke nokusabalalisa futhi bakhohlise abanye abantu abangase bangakwazi ukuqinisekisa ubuqiniso babo, njengabantu asebekhulile.


Yiba ngowokuqala ukuphawula

Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.