Ukuqinisekisa

Yini eqinisekisayo

Ngaphakathi kwezamabhizinisi, omunye wemibono, mhlawumbe ongaziwa kangako, owokuqinisekisa. Kungukuphathwa kwezinkokhelo phakathi kwamakhasimende nabahlinzeki, kepha kuyaqhubeka kakhulu.

Uma ufuna wazi ukuthi yini okuqinisekisayo, Yiziphi izinhlobo ezikhona, ukuthi zisebenza kanjani kanye nobuhle nobubi abanakho, lapha silungiselele imininingwane esebenzayo ngakho.

Yini eqinisekisayo

Ngokuya ngeRAE (iRoyal Spanish Academy), ukuqinisekisa kuqondwe kanjena: "Isivumelwano esenziwa yisikhungo sezezimali, esikhundleni sokucatshangelwa kwezomnotho, ukuphatha ukukhokhwa kwezikweletu zikasomabhizinisi".

Ngamanye amagama, iqukethe i- nikeza insizakalo lapho izinkokhelo inkampani enazo kubahlinzeki bayo zilawulwa, bakwazi ukunika amandla ukukhokha ngaphambi noma ngosuku olufanele lwama-invoyisi abawethulelayo.

Ukuqinisekisa kusebenza kanjani

Ukuqinisekisa kusebenza kanjani

Ukuthi imisebenzi yokuqinisekisa ilula kangakanani ukuyichaza. Ngakolunye uhlangothi, sinesikhungo sezezimali (esivame ukuba yiso esilawula lokhu). Lokhu kuthatha umthwalo wokwenza ukukhokhwa kochungechunge lwama-invoyisi akhishwe abahlinzeki. Imali ekhokhwayo ingenziwa ngaphambi kosuku olubekiwe lwe-invoyisi, noma ngalolo suku, futhi kulokhu kuba ngumhlinzeki onqumayo (ngokuya ngokuthi yini efanele bona)

I-invoyisi, ngakho-ke, kufanele ithunyelwe esikhungweni sezezimali, ngenkathi iklayenti kufanele libe nezimali ezanele zokulawula inani lala ma-invoyisi. Kodwa-ke, kungenzeka futhi ukuthi ikhasimende likhokha leyo mali ngemuva kosuku olubekiwe lwe-invoyisi. Uma lokho kwenzeka, imvamisa ibhizinisi lezezimali elisebenza njengomthombo wezezimali weklayenti, likhokha umphakeli bese libuyisa leyo mali ngenkokhelo yekhasimende (bese iklayenti bese lithatha inzalo nezindleko).

Izinhlobo zokuqinisekisa

Izinhlobo zokuqinisekisa

Ngaphakathi kokuqinisekisa, kunezinhlobo ezintathu ezikhona, futhi ngayinye yazo inendlela yokwenza okufanele uyicabangele. Lezi izi:

Ngekhredithi engakabikho ngaphambi kwesikhathi

wakhe izinhlobo ezimbili ngaphakathi kweqembu elifanayo ngoba kunokuqinisekiswa ngaphandle kokulindela, noma eyodwa nge.

Endabeni yokulindela, okwenzayo ukuthi abahlinzeki bangathola inkokhelo ngaphambi kosuku oludingekayo ngempela, ngaleyo ndlela kucatshangwe inzalo nezindleko. Ngamanye amagama, singakhuluma ngokukhokhela okuthile ngaphambi kokukuthola, kepha ngesiqinisekiso sokuthi sizokwamukelwa, kunjalo.

Uma kungekho ukulindela, lapho-ke ukuthi ukukhokhwa kwaleyo mikhiqizo kubaphakeli kuzokwenziwa ngokwedethi ye-invoyisi lapho kufanele, okungukuthi, ukuthi i-invoyisi kufanele ikhokhwe nini, hhayi ngaphambi kwalokho.

Ukuqinisekisa ngaphandle nangaphandle kokuthola usizo

Olunye uhlobo lokuqinisekisa onalo lolo olungenayo noma olungenayo. Okungukuthi, uma kunokuqiniseka okuvela kubanikezeli ukuthi bazokukhokhisa i-invoyisi yakho, noma ngabe iklayenti likhokha noma cha (kungaba ngaphandle kokuthola usizo); noma uma kungabaphakeli abazoba nesibopho sokungakhokhi uma, lapho kufika usuku olufanele, ikhasimende lingayikhokhi i-invoyisi.

Ngokusho kosuku lokukhokha kwekhasimende

Kulokhu, sikhuluma ngohlobo lokuqinisekisa olususelwa ku- umzuzu okhokhelwa ngawo yikhasimende. Futhi kulokhu kungenzeka kube nokucabanga okuningana, njengokukwenza ngaphambi kosuku lokukhokha olufanele, ukuthi ukukwenza ngosuku lwakhe lokukhokha, noma ngisho nokuthi ukwenze kamuva, kulokhu kusebenza nenzalo nezindleko kuhlanganisa.

Ukuqinisekisa ukubhenka noma okungelona ibhange

Ekugcineni, unezibalo ezimbili ezihlukile, ibhange liqinisekisa futhi okungelona elasebhange.

Kuyini ukubhenka? Yilapho ibhange linikeza khona insizakalo. Lokhu okuvame kakhulu ngoba yikhona okusetshenziswe kuzo zonke izindlela zangaphambilini.

Yini okungelona ibhange? Lapho okuhlinzeka insizakalo akuyona ibhange. Kulokhu, izinkampani zezezimali ziyasebenza, kepha akuwona amabhange.

Izinzuzo ezikunikeza zona

Ngemuva kokwazi ukuthi yini okuqinisekisayo, ukuthi kusebenza kanjani nezinhlobo ezikhona, ungahle uzibuze ukuthi ngabe ikulungele yini. Futhi yebo singakusho lokho Inezinzuzo eziningana, zombili kumakhasimende nakubaphakeli. Kodwa ziyini lezi? Sikhuluma ngabo:

Izinzuzo zokuqinisekisa amakhasimende

Empeleni, enye yezinzuzo zokuqala amakhasimende azoba nayo, ngaphandle kokungabaza, ukonga ezindlekweni zokuphatha ukukhokha. Lokho wukuthi, ngeke ube nomuntu ophethe ukuphatha izinkokhelo, ngoba akudingekile. Ngaphezu kwalokho, ngokunikeza inketho yokuqoqwa okuphephile kubahlinzeki, uzobe ubanikeza ukuphepha nomkhiqizo wakho uzokhula ngoba kuzosho ukuthi uzimisele.

Ngaphezu kwalokho, uvikela izinkinga ngokukhokha, futhi lokho kusiza ubudlelwano nabaphakeli ukuthi bube ngcono, ngoba bayazi ukuthi bazokhokhisa nokuthi akukho okuzokwenzeka okungakuthinta.

Kwabahlinzeki

Enye yezinzuzo ukuthi ukwanda kwemali, ngaphezu kokungasebenzisi imigqa yezezimali (futhi ngaleyo ndlela ugweme izinkinga ezizayo). Ngaphezu kwalokho, bangaba nezinketho ezimbili, kungaba ukulindela ama-invoyisi, noma ukulinda usuku lokukhokha.

Ububi bokuqinisekisa

Ububi bokuqinisekisa

Manje, njengoba sikutshelile ngezinzuzo (nokuthi kukuqinisekisa kangakanani), asikwazi ukugwema ukucacisa ukuthi akuyona yonke into enhle. Kunezithiyo ezithile okufanele uzicabangele lapho ucabanga ngale ndlela yokukhokha.

Futhi yiziphi izinkinga ezingaqinisekisa ukunikeza? Njengoba senzile ngenzuzo, siyihlukanisa ngezansi:

Kumakhasimende

Endabeni yamakhasimende, ukubheja ekuqinisekiseni kwenza ezinye izindlela zokukhokha azikwazi ukusetshenziswa. Ngaphezu kwalokho, yikhasimende uqobo okufanele lithathe wonke umthwalo nokuzibophezela ngokuthatha isinqumo soku-oda umkhiqizo.

Kwabahlinzeki

Abahlinzeki "banengozi" enkulu ngokuqinisekisa ngoba yibo okufanele bathwale izindleko zangaphambili nokuthi, kwesinye isikhathi, ikakhulukazi emikhiqizweni ethile, kungabiza ngokweqile. Yini enye, Akusekho lowo othi qala ukuqoqa; yikhasimende elinikeza i-oda lokukhokha, hhayi bona.

Futhi, okunye ukubuyela emuva, iqiniso lokuthi imisebenzi yokukhokha yamazwe omhlaba, ikakhulukazi lapho isebenza kuleyo engaphandle kwe-euro, ayemukelwa.


Yiba ngowokuqala ukuphawula

Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.