Enye yezindlela zokutshala imali imelwe yi izimali zezimali zemali. Lolu hlelo lokushintshisana ngezimali zamazwe omhlaba luvumela ukuthatha izikhundla kwezinye zalezi zimpahla zezezimali ngokuhambisana okukhulu nomhlaba wonke. Isibonelo, kumadola aseMelika, ama-Swiss franc, amakhilogremu aseBrithani, i-kroner yaseNorway noma i-yen efanayo yaseJapan. Ngamafuphi, enye indlela yokugxila kutshalo-mali kusukela manje. Akungcono noma kubi ukwedlula konke okunye, kepha kumane nje kwehlukile.
Ngokwengqikithi ejwayelekile yezimali zamazwe omhlaba, akungabazeki ukuthi ingxenye yenzuzo idlala indima ebaluleke kakhulu kusuka manje. Ukuba utshalomali olungaletha inzuzo ephezulu, yize kulokhu kufanele wazi ukuthi ungasebenza kanjani ezimakethe zezezimali. Ngoba ziyizimpahla zezezimali ezidinga ukufundwa okwengeziwe ekwenzeni ukuxhumana nabatshalizimali abancane nabaphakathi. Akumangalisi ukuthi noma yikuphi ukubala okungalungile kungakhokhwa kakhulu ngohlobo lokulahleka okukhulu kwemali.
Ukusebenza okuqhubekayo nokuningi kwe ukuhweba ngemali ngenxa yengxenye enamandla yokuqagela yalolu hlobo lotshalo-mali. Ngemizuzu embalwa ungathola inzuzo enamandla ngenxa yomehluko omkhulu ekushintshashintsheni kwezimali ezithengiswa ezimakethe zezimali emhlabeni jikelele. Lapho ezinye izimali zithambekele kakhulu ekuthuthukiseni lesi simo esishubile kunezinye futhi zibe yinto yokusebenza kwabatshalizimali abaqagela kakhulu emakethe. Into ngokungangabazeki edala ubungozi obukhulu ekusebenzeni.
Zezimali, izinzuzo zokuhweba ngazo
Vele, enye yeminikelo yayo emikhulu ilele ekutheni iyithuluzi lezezimali okuhlukahlukene kakhulu. Lokho wukuthi, ungakhetha phakathi kwezinketho ezahlukahlukene ngokuya ngesimo salezi zimpahla zezimali. Kuze kube seqophelweni lokuthi ungakhetha ukushintshana phakathi kwamabili, njengaphakathi kwedola laseMelika ne-euro. Akudingeki ukuthi uhlale ulandela inkombandlela efanayo, kepha kunalokho, unezinketho eziningana ongasebenza kuzo kule makethe yezimali ekhetheke kakhulu futhi eyinkimbinkimbi ngasikhathi sinye. Lapho uzohlala unemali yomhlaba wonke ekhombisa ukuthambekela okufanelekile okuphezulu ukuthatha izikhundla kusukela manje kuqhubeke.
Enye yezinzuzo zayo ezinkulu ukuthi kungukutshalwa kwezimali okungama ndawonye futhi empeleni lokhu kusho ukuthi amanani abo awafani ngaso sonke isikhathi. Uma kungenjalo, kunalokho, zihlala ziguquka futhi lokhu kungakwenza wenze imisebenzi emihle ngokuhola imali eningi esikhathini eside kakhulu. Yize ngesizathu esifanayo, kukushiyela ama-euro amaningi endleleni eya kolunye uhlangothi. Ukuthi iba ngumthombo wezindaba kuseshini ngayinye lapho zibhalwe khona ezimakethe zezezimali emhlabeni jikelele.
Amamajini ekusebenzeni
Lesi ngesinye sezici okuzodingeka ukuthi zibonakale eminyakazweni eyenziwa nezinye zezimali zamazwe omhlaba. Ngomqondo wokuthi amanye amabhizinisi avumela ukusebenza kule makethe ngesikhathi sangempela, ukufaka phakathi kwesiqinisekiso esingu-1% no-3%, okunezela ukuguquguquka okukhulu nokushesha ekutshalweni kwemali. Ngenkathi ngakolunye uhlangothi, futhi njengakumakethe yezimali, lapha ungafaka futhi ama-oda Ima ukumisa ukulahleka noma ukuqoqa inzuzo, okuyithuluzi elihle kakhulu lezintshisekelo zabatshalizimali abancane. Ukusetshenziswa kwayo kubaluleke kakhulu ukugwema izimo ezingafuneki ezimakethe zezezimali eziyinkimbinkimbi njengoba kunjalo.
Kuyadingeka futhi ukugcizelela ukuthi lolu hlobo lwemisebenzi Zenzelwe imigomo emifushane kakhulu yokuba ngunaphakade ngenxa yezici zalezi zimakethe zezimali. Ngisho nasesikhathini esifanayo sokuhweba ukugwema ukuthi isimo sihlehlisiwe bese ungalahlekelwa yimali ezikhundleni ezivulekile okwamanje. Kubaluleke kakhulu ukuthi wazi ukuvela kwalezi zimpahla zezimali ngoba kungakunika imihlahlandlela yesenzo sokungena nokuphuma ngesikhathi esihle kakhulu.
Ukuqapha ukunyakaza
Enye yezinto ezivamile ezenzweni zakho ngokumelene nezimali zomhlaba jikelele yile. Akumangalisi ukuthi lolu hlobo lwemisebenzi ekhetheke kakhulu ludinga kuzo zonke izimo isiyalo esiphelele ekusebenzeni okwenziwe kusukela manje kuqhubeke. Ukufika ezingeni lokuthi kubaluleke kakhulu ukuthi i- a ukuqapha njalo yesikhundla esivulekile kwezinye zalezi zimpahla zezimali. Kanye nesenzo esikhuthele sokuqoqa inzuzo noma, lapho kufanele khona, nciphisa ukulahleka ngokuvala isikhundla. Kufanele uqaphele kakhulu ngoba ukuguquguquka kwamanani okushintshana kuyizimo ezihlala zikhona futhi ezahlukahlukene zingenzeka ngokushintshaniswa kwemali.
Ngenkathi ngakolunye uhlangothi, lena imakethe yezezimali evelele kuyo ukuguquguquka okukhulu nokuthi kuphakeme kunokuthenga nokuthengisa amasheya esitoko emakethe yamasheya. Ngomehluko omkhulu phakathi kwezintengo eziphakeme nezincane zezimali ezikhethwe abatshalizimali abancane nabaphakathi. Lapho umzuzu wokuvala imisebenzi ubaluleke kakhulu ngoba ukwehluka kwawo kungadala ukuthi yonke inzuzo iqhume esikhaleni esifushane kakhulu. Akudingeki ukuthi ulinde ukuzuza kwemali ukuze ikhuphuke, njengoba kuvame ukwenzeka ngokutshalwa kwemali okujwayelekile noma kwendabuko.
Izinkokhelo ezingabizi kakhulu kubatshalizimali
Kunoma ikuphi, kufanele ufune ukusebenza nomthengisi ohlinzeka ngamakhomishini ancintisana kakhulu ukwenza imisebenzi ibe nenzuzo ngeziqinisekiso ezinkulu zempumelelo. Ngokwalokhu kubuka, ungazithola usemakethe ngokunikezwa nokwenyuswa okungakusindisa kuma-euro amaningi ekusebenzeni okwenziwa ngezimali. Akumangalisi ukuthi umehluko emazingeni aphakathi kwesinye noma esinye isikhungo sezezimali uphezulu kakhulu. Ngokude kakhulu bangafinyelela amazinga azungeze i-10%. Isizathu esingeziwe sokukhetha i-opharetha ekunikeza amamajini wokulamula afaneleka ngokwengeziwe.
Ngoba imayelana nokuphela kosuku ukuthi ungakwazi ukunciphisa izindleko kule misebenzi ekhetheke kakhulu. Lapho umehluko omncane ungathinta noma ungathinti impumelelo yomsebenzi. Njengoba kungumkhiqizo wezezimali onolaka kakhulu kunokwendabuko: izimali zokutshala imali, ukuthengwa nokuthengiswa kwamasheya emakethe yamasheya, izimali ezithengiswa ngokushintshaniswa ... Futhi ngakho-ke zidinga ukunakekelwa okukhulu kulokhu njengoba kungumsebenzi omfushane kakhulu maqondana nokuhlala kwabo unomphela.
Uhlelo oluhlukile lwentela
El ukwelashwa kwama-oda lwemali yangaphandle efakwe ngezinsizakalo ezisebenza nalezi zimpahla zezimali ayihlukile kuleyo etholwe yinoma iyiphi enye i-oda, ukusebenzisa indlela ebizwa nge- “FIFO” ekubaleni izinzuzo eziyinhloko ezivela ekuthengisweni, okungukuthi, kubhekwa ukuthi ziyenziwa uthengise uhlobo lwemali idethi yakhe yokutholwa indala ngaphandle kwe-akhawunti yamanje nebhizinisi lapho iklayenti linemali efakwe khona. Ngokuyisisekelo, le ndlela isuselwa eqinisweni lokuthi into yokuqala, iyona nto yokuqala ukuphuma, yingakho ukuhlolwa kwayo kuvunyelaniswa nobunjalo bemakethe, ngoba isebenzisa ukulinganisa okususelwa kuzindleko zakamuva kakhulu.
Ngakolunye uhlangothi, ukuphathwa kwayo kwentela kugcina ukufana okufanayo nasekutshalweni kwendabuko okuthe xaxa. Yize ngomehluko ukuthi kungaholela ekuguqulweni kwemali okushoyo amakhomishini nezindleko ekuphathweni noma ekugcineni ngaphezulu. Ngesilinganiso esimaphakathi esingafinyelela ku-0,10% enanini elitshaliwe. Ngokwalokhu kubuka ukusebenza okubanzi, kepha okungangabazeki ukuthi kungaphikiswa nokwenza okuhle kuyo yonke imisebenzi eyenziwa ngabatshalizimali abancane nabaphakathi. Ngokungaqiniseki okuthe xaxa ngomphumela wokugcina walezi zinyathelo zokushintshaniswa kwemali.
I-Forex broker yamabhizinisi
I-Bankinter isungule iphrojekthi entsha ezosebenza emakethe yemali yezezimali. Ngokwethula muva nje i-forex broker yayo entsha yezinkampani ezikuvumela ukuthi usebenze amahora angama-24 ngosuku, kokubili ngokheshi nokusebenza phambili. Inhloso yomthengisi omusha ukunikeza izinkampani zamakhasimende asebhange insizakalo ephelele kakhulu yemali yedijithali emakethe nayo imisebenzi yesikhathi sangempela kunoma iyiphi imakethe emhlabeni. Enye yezinzuzo zale nsizakalo ukuthi umthengisi wamukela ama-oda wemikhawulo azokwenziwa ngokuzenzakalela, emini noma ebusuku, lapho nje intengo yemali ifinyelela ezingeni eliceliwe.
I-Broker evuselelwe iyatholakala ezinkampanini, futhi ivumela ukuthengwa nokuthengiswa kwezimali ezingama-25 emakethe yendawo kanye nasemakethe yethemu, ngomshuwalense wokushintshana ngosuku olumisiwe nangendlela ebizwa ngokuthi "eguquguqukayo", ngenani elinqunyelwe phakathi nesikhathi Isikhathi senkontileka. Ngaphezu kwalokho, ungenza ukudluliswa phakathi kwama-akhawunti ngezimali ezahlukahlukene futhi wenze ukudluliswa kwamazwe, ngaphandle kokulinda isilinganiso sokushintshisana. ukulungisa. Ezimweni ezihambelana kakhulu nale nsizakalo entsha esevele itholakale ezinkampanini. Njengendlela entsha maqondana nalawo aqondiswe kwabanye abamukeli.