Bala isisekelo sokulawula

Bala isisekelo sokulawula

Esinye sezilinganiso ezibaluleke kakhulu ze-Social Security, ngaphandle kokungabaza, isisekelo sokulawula. Yigama elaziwa kakhulu kepha livame ukudideka nesisekelo somnikelo, kanti empeleni akuyona imibono efanayo. Futhi kulokho sengeza lokho ukubala isisekelo sokulawula kuncike kunzuzo oyifunayo.

Isisekelo somthethonqubo sisetshenziselwa ukubala izinzuzo eziningi, njengokungasebenzi, impesheni yomhlalaphansi, ukukhubazeka kwesikhashana ... Kepha kubalwa kanjani? Ziyini izikali? Ingabe kukhona ifomula? Sizokhuluma ngakho konke lokhu ngezansi.

Siyini isisekelo sokulawula

Siyini isisekelo sokulawula

Into yokuqala okufanele uyazi ngesisekelo somthethonqubo kuyincazelo yayo. Futhi ukuthi singakwazi ukucabanga ngesisekelo somthethonqubo ngale ndlela elandelayo:

"Isikali esisetshenziswa abezenhlalakahle ukuthola izinzuzo isisebenzi esinelungelo lazo."

Okungukuthi, kunjalo enye yezinsimbi ezisetshenziswa yi-Social Security ukuthola ukuthi ngabe isisebenzi sinelungelo yini lokuthola inzuzo futhi, uma kunjalo, kungaba yini imali engenayo engamfanela (imali azoyithola nyangazonke) kanye nesikhathi lapho ezoqoqa khona leyo mali.

Ngokulandelayo, isisekelo somthethonqubo sincike esisekelweni somnikelo ukuze kubalwe. Ezikhathini eziningi, zombili izikali zinikeza inani elifanayo, kepha kunezikhathi lapho lokhu kungadingeki kube njalo.

Ungasibala kanjani isisekelo sokulawula

Ungasibala kanjani isisekelo sokulawula

Kulesi senzakalo sifuna ukusebenza ngokwengeziwe futhi sikunikeze umhlahlandlela lapho wazi khona ukuthi ungabala kanjani isisekelo somthethonqubo ngokuya ngezinzuzo ezahlukahlukene ongazithola. Futhi kunomehluko phakathi kokubalwa kokungasebenzi nokungasebenzi, noma ukukhubazeka kwesikhashana. Ngakho-ke, ngezansi sihlukanise ingqikithi emaphakathi yaba izingxenye eziningana.

Sekukonke Ukuze wazi ukuthi siyini isisekelo somthethonqubo womuntu kufanele uqale wazi ukuthi siyini isisekelo somnikelo salowo muntu. Uma usunayo, ifomula izoncika ekutheni uthola umholo wakhe nyangazonke noma nsuku zonke.

Uma kuyinyanga yonke, ifomula yokuyibala kungaba:

  • Isisekelo somnikelo / izinsuku ezingama-30 (kungakhathalekile ukuthi inyanga inezinsuku eziningi noma ezimbalwa).

Uma ngabe nsuku zonke, ifomula kungaba:

  • Isisekelo somnikelo / inombolo yezinsuku zenyanga (lapha kuthonya ukuthi inyanga inezinsuku ezingaphezulu noma ezimbalwa).

Lowo mphumela ophuma kungaba yisisekelo sakho somthethonqubo. Kodwa-ke, into ejwayelekile ukuthi isibalo esitholakele esesikhathi eside. Njengoba sizobona ngezansi, ngokuya ngenzuzo, kuzobhekwa isisekelo esikhulu somnikelo, esizokwenza futhi ukuthi isisekelo somthetho sibe sikhulu.

Bala isisekelo sokulawulwa kokungasebenzi

Inzuzo yokungasebenzi, noma inzuzo yokungasebenzi, isebenzisa isisekelo sokulawula ukubala ukuthi i-Social Security izokukhokhela ini. Kepha, ukuqala izinqubo kuyadingeka ukuthi umuntu zibhalwe izinsuku eziyi-180.

Ngamanye amagama, ukubala isisekelo somthethonqubo, izisekelo zokunikela zezinsuku zokugcina eziyi-180 ziyadingeka. Uma usutholakele, wangezwa futhi wahlukaniswa, uzokwazi ukwazi ukuthi isabelo sini esizokufanela, kepha qaphela, ngeke kube phakade, kepha sizonqunywa yisikhathi esithile.

Ngaphezu kwalokho, kuphela ezinyangeni eziyisithupha zokuqala lapho uzothola khona i-6% yalesi sisekelo, ngenkathi, kusukela ngosuku lwe-70, imali yehlela ku-181%.

Bala isisekelo sokulawula somhlalaphansi wakho

Bala isisekelo sokulawula somhlalaphansi wakho

Ukubala isisekelo sokulawula sempesheni yomhlalaphansi kudinga ukuthi ube nezisekelo zokunikela zalowo msebenzi oseduze. Futhi hhayi lezo zonyaka odlule kuphela, kepha lezo zeminyaka eminingana edlule.

Ngokuqondile, ukubala isisekelo sokulawula somhlalaphansi izisekelo zokunikela zeminyaka engama-24 edlule ziyadingeka (Endabeni ka-2022 kuzoba yiminyaka engama-25). Kufanele ungeze zonke lezo zisekelo zomnikelo ndawonye (uma ziyefana zonke zizobe ziphindaphindeka). Ngemuva kwalokho, kuhlala kusetshenziswa ifomula, kulokhu, okungaba yiyo.

Izisekelo zokunikela (isamba sakho konke, okuzoba ngama-288 esewonke) / 345.

Isizathu sokuthi kube khona ama-345 kungenxa yokuthi, yize okwenziwayo ukubala izisekelo zeminikelo kucatshangelwa ukuthi ziyi-12 ngenyanga, uma kuziwa ekuqoqeni umhlalaphansi, izinkokhelo ezengeziwe nazo ziyasebenza futhi lokhu kuthonya ifomula. Ngale ndlela, uma ngo-2021 zingama-345, uma kungu-2022 kuzoba phakathi kwama-350 ngoba izinkokhelo ezijwayelekile nezengeziwe ezitholwa unyaka ngamunye ziyabhekelwa (izinkokhelo ezimbili zeminyaka engama-25).

Umphumela uzoba isisekelo sakho somthethonqubo. Kepha hhayi lokho ozokuthola ngempesheni yakho.

Futhi, njengoba kusungulwe yi-Social Security, uzothola:

  • Ama-50% uma uneminyaka engu-15 yokunikela (ubuncane).
  • I-100% yesisekelo somthethonqubo uma uneminyaka engama-35 noma ngaphezulu yeminikelo.

Kepha, qaphela, ngoba kusuka ku-2027, ukuthola i-100% yesisekelo, kuzodingeka ube neminyaka engu-37 yeminikelo.

I-BR yokuzimela

Yize abazisebenzayo bengenalo ilungelo lokuthola inzuzo yokungasebenzi, kunesibalo esifanayo kubo: ukumiswa komsebenzi. Futhi kuzophinde kuthonywe yisisekelo sokulawula lesi sisebenzi esizimele esinaso.

Ukuyibala, kuyadingeka ukuthi ube nezisekelo zokunikela ezinyangeni eziyi-12 ezedlule, ngendlela yokuthi kufanele ubangeze futhi usebenzise ifomula kusuka ngaphambili:

  • Izisekelo zeminikelo (isamba sazo zonke izinyanga eziyi-12 ngaphambi kokuqedwa) / izinyanga eziyi-12. Ngakho-ke uthola isisekelo somthethonqubo lapho kuzophathwa khona ukusebenza.

Manje, ngeke ukhokhise i-100% yalokhu, kepha empeleni lokho ozokukhokhisa kuzoba yi-70% yalesi sisekelo somthethonqubo.

Ngokuqondene nesikhathi, lokhu kuzoba yisikhathi esiphezulu sezinyanga eziyi-12 inqobo nje uma ubuncane bezinyanga ezingama-48 zeminikelo. Ngokuqondene nesikhathi esincane, kuzoba izinyanga ezi-2 (lapho kufanele ube neminikelo phakathi kwezinyanga eziyi-12 nezili-17).

I-BR yenzuzo yokubeletha nobaba

Kokubeletha nobaba, isisekelo sokulawula okufanele sicatshangelwe sidinga i- isisekelo somnikelo senyanga ngaphambi kwekhefu lokubeletha noma lobaba (Okokugcina kuzoqondana nosuku lokuzalwa kwengane).


Yiba ngowokuqala ukuphawula

Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.