Lo nyaka omusha uzosho ukuthi unamathuba amasha ebhizinisi uma kuqhathaniswa neminyaka edlule, ikakhulukazi kulawa asafufusa. Enye yezinjongo zakho kuzoba ukuzibona futhi ungasebenzisa ngokunenzuzo imali oyongele kahle. Uma kungenzeka ngezivuno ze amadijithi amabili. Uma kunjalo, ezinyangeni eziyishumi nambili, ngaphezulu noma ngaphansi, uzobe uhlangabezane nezidingo zakho zokutshala imali. Kusuka ochungechungeni lweziphakamiso zezimali ezimweni eziningi kuzoba njalo okusha nokusha ngawe
Ngokwalo mbono wokuhlaziya, kuzoba lusizo olukhulu uma ugxila ezimpahleni ezimbalwa zezezimali, lapho ungakwazi khona gxila ekusebenzeni kwakho ngamasheya. Lapho nje izimakethe zemali engenayo zingadluli ezikhathini ezihamba phambili. Ngisho nombono wabahlaziyi abakhulu bezezimali ngazwilinye ngalesi sici. Imbuyiselo yakho izobe incane nokuthi ezimweni ezinhle kakhulu.
Ukuthola izimbuyiselo ezingcono, okuwukuphela kwendlela ukuguqula imali oyongele izimakethe zezimali. Futhi enye yezinketho onayo njengamanje izimakethe ezivelayo. Kuyiqiniso ukuthi ubungozi bayo bukhulu uma buqhathaniswa nezikwele zendabuko, kepha imivuzo nayo izophakamisa kakhulu. Njengoba uzokwazi ukuqinisekisa ngale ndatshana. Abakuvulele ize amathuba amasha ebhizinisi futhi okunye kusikisela kakhulu. Uzokwazi ukukuveza emizuzwini embalwa.
Okuvelayo: izinto zokusetshenziswa
Uma kukhona noma yisiphi isici esingakwenza ukhethe lezi zimakethe zomhlaba wonke, lokho akuyona enye ngaphandle kwe- isithombe esingcono sezinto zokusetshenziswa kusukela ngenyanga kaJanuwari. Ngoba impela, umbono wentengo yempahla usuthuthukile, futhi iminotho yezimakethe ezisakhulayo (EM) kufanele ikwazi ukulandela lo mkhuba. Ngokuqina okungathatha ezinye izinkomba zayo eziyinhloko ngaphezu kwamanani ezimakethe ezivamile zezimali.
Ukukhula emuva ngaphezu kwemingcele yeminye iminyaka kungenye yezinjongo ezinkulu zezimakethe ezisafufusa zalo nyaka ezisanda kuqala ezinsukwini ezimbalwa ezedlule. Kusekelwa yi ukuvela kwezinye izinto zokusetshenziswa efanelekile. Phakathi kwazo lezo zixhumene nophethiloli. Akumangalisi ukuthi kungaba enye yezimanga ezinhle ezinhle izimakethe zezimali ezikubekele zona kusukela manje kuqhubeke. Futhi kufanele uzilungiselele ukwenza imisebenzi yakho futhi uthuthukise ukusebenza ngalezi zinyanga.
Umfutho walezi zimpahla zezezimali kungaba yimbangela yokugcina yalezi zimakethe zezezimali ukuba nomfutho oqinile wokukhuphuka kusukela ekuqaleni kakhulu. Zombili izimpahla zihlobene kakhulu, futhi zincike komunye nomunye ukumaka ukuvela kwamanani azo. Yinto okufanele uyicabangele uma ufuna ukusebenzisa amathuba amabhizinisi azokuvela ngokwazo ezinyangeni ezizayo.
Ukwenza ngcono emnothweni osafufusa
Kepha uma kukhona okushiwo ukuthi kufanele ubalule kulezi zimakethe zezimali akunakungatshazwa ukuthi kuyathuthuka emnothweni wazo. Ngoba empeleni bangabonisa ukuthuthuka okukhulu kuma-akhawunti wakho we-accounting. Ngokuqondile, ziyaqaliswa izinguquko ezintsha zomnotho wabo. Yini evula amathuba amasha ekusebenzeni kwakho emakethe yamasheya. Ngokufakwa kwamanani amakhulu wemali yotshalomali, futhi asevele etholakele ngonyaka we-2016.
Enye into enganikeza umfutho ezimakethe ezisafufusa, ngokubona kwengxenye enhle yabahlaziyi bezezimali, kungenzeka impela ukuthi ukukhula eChina kukhulu kunalokho obekulindelwe ngaphambili. Ukukhuphuka kwamanani kawoyela kungasiza futhi okusizile futhi ukunqanda ukwehla kwezimali ezikhulayo. Bangabavuseleli abazosiza amazwe asafufusa ukuba aqhamuke ngalowo nyaka. Akubona ubunzima futhi impela bangaphansi kokuguquguquka okuningi ezimakethe zabo ezibalwe.
Ukufika ezingeni lokuthi kuzoba ngesinye sezimo zezomnotho lapho izimakethe nabasebenzeli bezezimali bezobhekisisa khona. Akumangalisi ukuthi uhambo lwayo olubheke phezulu lungaba ngenye yezinto ezibaluleke kakhulu ongazithola ngalesi sikhathi. Uzodinga nje inhlanhla ne-intuition encane lapho ukhetha izimakethe ezivelayo lapho uzotshala khona imali oyongile. Ngefayela le- uhla lwemisebenzi Kukufanele inani ngoba uzokwazi ukukhetha phakathi kwezimakethe ezahlukahlukene zama-equity nobunjalo obuhluke kakhulu. Kuzoba enye yezinkinga onazo manje, iziphakamiso eziningi ezikunikezwa izimakethe ezisafufusa.
Njengenye indlela yokuthola imali engaguquki
Leli su lokutshala imali lingaba ngenye yezindlela onazo ngaphambi kwenzuzo ephansi yemali engenayo engaguquki ngokujwayelekile. Ngoba empeleni, lokhu kutshalwa kwezimali akuwona umqondo omuhle onawo ukuqala konyaka omusha. Ukufika lapho abanye abahlaziyi bekhuluma ngefayela le- bubble kule mpahla yezezimali futhi lokho kungaqhuma nganoma yisiphi isikhathi. Kufanele uqaphele lapho ubhekene nalesi simo esiyingozi esingaholela ekutheni ushiye ama-euro amaningi endleleni. Ngaphezulu kokucabanga kwakho ekuqaleni.
Kulesi simo esethulwe izimakethe ezisafufusa, unamasu amaningana wokwenza imisebenzi yakho isebenze futhi uzuze imbuyiselo engaphezu kokwamukelekayo kulondolozo lwakho kulezi zindlela zokutshala imali kwabantu ngabanye. Kuzofanele wandise izikhundla zakho kulezi zimakethe ezihlukile. Ngokuya ngephrofayili oyivezayo njengomtshali-zimali omncane naphakathi kulesi sikhathi sokutshalwa kwemali kuma-equities.
Njengoba kunikezwe ukungabi bikho kwemali engenayo engaguquki, izimakethe ezivelayo zingaba enye indlela yokutshala imali. Hhayi ngaphandle kwengozi, kepha ngesikhalazo sonyaka omusha lokho izodonsela izinkulungwane zabatshalizimali abancane njengoba kungaba kuwe. Eqinisweni, lolu hlobo lotshalo-mali lufakiwe emaphothifoliyo amaningi yingxenye enkulu yezinkampani zokuphatha zesifundo sika-2017. Okuthile okwakungazange kwenzeke eminyakeni eyedlule.
Izingozi ekusebenzeni
Kodwa-ke, ukunyakaza kulezi zimakethe zezezimali kungaletha isimanga esingaphezu kwesisodwa esibi. Mayelana namanye amazwe abambe iqhaza kulezi zimakethe ezinesici. Njengomphumela walokhu kuguquguquka, i- Ukungenelela kweRussia eMiddle East kungaba nomthelela enkabeni nasempumalanga yeYurophu. Ngenkathi iBrazil ibhekene nokhetho olubaluleke kakhulu engxenyeni yokuqala yonyaka. Futhi kusamele kuxazululwe ukuthi kuzokwenzekani ngezinyathelo zezomnotho nguhulumeni wase-Argentina. Ngokubambisana bazonikeza umkhondo ongaphezu kowodwa wokuthi ukuvela kwalezi zimakethe kungaba yini phakathi nezinyanga ezizayo.
Ngokuqondene nemidondoshiya emibili yomnotho wase-Asia, iJapan neChina, nayo ayinakho ukungabaza. Ikakhulu uma bezoqhubeka nokwamanje izinqubomgomo zezimali. Noma ikuphi ukwehluka kungadala ushintsho ezinhlosweni zabenzeli bezezimali kusuka manje. Kokubili kusuka ekubukeni okuhle nokubi. Ngezinga elizonquma ngalo izikhundla zakho kumasheya. Ngandlela thile, njengokujwayelekile kulezi zimo. Ingasaphathwa eyabasafufusa enesisindo esingacaciswanga kakhulu enkundleni yomhlaba.
Elinye iphuzu elibaluleke kakhulu lokwazisa utshalomali lwakho ezimakethe ezisafufusa kunqunywa ukuthi izinhlobo zezimali zazo zizocashunwa kanjani ezimakethe. Ngakho-ke, kuzoba enye into yokuhlola ukuthi ngabe uzovula izikhundla ngokuphepha ezimakethe ezisafufusa. Akumangalisi ukuthi bathonywe kakhulu yilezi zimakethe. Ngokucacile ukuhlangana kwezimali zazo. Kubonisa ngesikhathi sokugcina ukungazinzi okuphezulu kwikhotheshini yamanani abo. Ngama-oscillations amakwe kakhulu phakathi kwezintengo zawo eziphakeme nezincane. Ngaphezulu kwezinye izimpahla zezezimali.
Okhiye bokusebenza nezimakethe ezisafufusa
Uma, naphezu kwakho konke, inhloso yakho ukutshala imali oyilondolozile kulezi zimakethe, ngeke ube nokhetho ngaphandle kokungenisa uchungechunge lwezenzo. Zizoba wusizo olukhulu ukuthola inzuzo oyifunayo. Ngaphezu kwalokho, zizokusiza ukuthi uvikele ukonga kwakho ngempumelelo enkulu, ngisho nangezikhathi ezingezinhle kakhulu zezintshisekelo zakho. Ukuqala kusuka kulayini abalandelayo kuhlelo lwakho lokusebenza.
- Inzuzo oyitholayo ingaba phezulu kakhulu, kepha ngezindleko ze- phakamisa izingozi. Kuzofanele uhlole ukuthi ngabe lesi sibalo siyakhokhela ngempela ukwamukela imisebenzi kunoma yiziphi izimakethe zayo.
- Unezimakethe eziningi zamasheya ongakhetha kuzo. Ngakho-ke, kufanele ukhethe okuhle kakhulu isici sobuchwepheshe ube nesikhathi ovula noma yiluphi uhlobo lokunyakaza ezimakethe zamasheya. Ungavikela nokutshalwa kwemali kwakho ngokuthi imali ibiyelwe. Kulesi simo esithile, i-euro.
- Unganikeli yonke imali oyongele kulolu hlobo lomsebenzi. Kuzokufanele lokho ngokuzinikela kwakho ingxenye encane kwalo. Lelisu lizokusiza ukuthi uqukethe ukulahlekelwa esimweni esibi kakhulu esingavela kulo nyaka.
- Imishini yokutshala izimali kulezi zimakethe yehlukile kuleyo yezimakethe zendabuko. Lapho kugxila khona, ikakhulukazi ukuhlala isikhathi esifushane. Ngokunyakaza okushesha kakhulu nokuguquguquka.
- Ziyathwala amakhomishini asebenza kanzima ukwedlula ezimakethe zikazwelonke. Cishe uphinda kabili amanani abo, yize ungazuza ochungechungeni lwemisebenzi evela kubalamuli bezezimali.
- Ekugcineni, awukwazi ukukhohlwa ukuthi udinga okuthile ulwazi lwamagugu ezisebenza kulezi zingxoxo zesitoko. Ngoba abanye babo kungenzeka bangazwakali ujwayelene nawe mayelana namamodeli wabo webhizinisi. Ngenye yezinkinga ezinkulu ukutshala imali kulezi zindawo zokutshala imali.