Ama-speculators akha iphrofayili yomtshali-zimali echazwe kahle kakhulu. Laba ngabantu abazama ukufuna masinyane imbuyiselo ephezulu emisebenzini yabo yezimali. Lapho kugcina okuncane, kuba ngcono ngezintshisekelo zakho. Kunoma ikuphi, bakhetha amanani alungele ukuvula iminyakazo maduzane. Kubonakala ngokuba iziqu ezilawulwa ngu- a ukuguquguquka okuphezulu kuzingcaphuno zabo, ngaphezu kokujwayelekile.
Ngokuvamile, ukuvikeleka okungenzeka kakhulu kokusebenza kwakho ezimakethe zezezimali kuvela kulokho okwenziwe ngemali emincane, nalokho zimbalwa kakhulu izihloko ezihambayo esikhathini esifanayo sokuhweba. Kepha ukucabanga umehluko omkhulu kakhulu phakathi kwe- izingcaphuno Ukuphakama nokuphansi kungenzeka kakhulu ukuthi yakhe iphothifoliyo yokutshala imali yalaba batshalizimali abancane abakhetheke kakhulu. Yize okwesikhashana.
Le yimisebenzi ebeka ubungozi obukhulu, futhi edinga ukwelashwa okwehlukile. Laba kuphela abatshalizimali abangakunika lona ngokufunda okudingekayo ukuphatha ukunyakaza kwabo. Ababheki isikhathi esimaphakathi neside. Hhayi kancane, kepha mfushane kakhulu. Isu lakho lokutshala imali lincike kulesi sici. Imvamisa abanakho ukuhlaziywa okuyisisekelo kokuvula izikhundla zabo ezimakethe zezimali, kepha ngokuphambene nalokho, uchwepheshe uyinto yabo ayithandayo ukukhetha amanani.
Abaqapheli: amaphothifoliyo akhethekile kakhulu okutshalwa kwezimali
Ngenxa yazo zonke lezi zimfanelo, abatshalizimali abaqagelayo abayigcini imali yendabuko lapho belungiselela iziphakamiso zabo zokutshala imali. Kepha ngokusebenzisa amanani ayingozi kakhulu emakethe yezimali. Futhi lokho kwamanye amaphrofayili amaningi akukaze kubhekwe, noma okungenani ngezikhathi ezimbalwa kakhulu. Le yindlela abavame ukuqinisa ngayo utshalomali lwabo emakethe yamasheya, ngokungafani namanye amaphrofayili ohlobo oluhlukile. Kuzofanele uzikhombe kuphela uma ngabe ungoweqembu elitshala imali.
Uma kunjalo, uzoba namanani alinganiselwe ongakhetha kuwo kusukela manje. Kuzoba ukukhetha okungadluli iziphakamiso eziyishumi nambili. Ezinye zazo yizo esizozidalula kulesi sihloko ukuze ukwazi ukuhambisa izifiso zakho njengomunye wabatshalizimali abaqagelayo abahlala kunoma iyiphi imakethe yamasheya, noma ezinye izimpahla zezezimali.
Kuzo zonke izinketho zesitoko, kukhona ukumelwa kwe- izinkampani zomugqa wesibili, futhi lokho akuyona ingxenye yenkomba ekhethiwe kazwelonke. Ngaphandle kokunganaki izinkampani ezinkulu eziyinqaba ezisebenza ngaphansi kwale mingcele yohlu. Kungukuthi, noma kunjalo, amanani alula ukuwabona ngenxa yezici ezikhethekile eziwachazayo. Futhi uzokwazi ukuqinisekisa ngokukhethwa okukhethiwe kwalaba bameleli.
I-Arcelor, injabulo yemizwa emihle
Akukho okungcono kunokuqala ngesinye sezitoko ezinamandla kakhulu emakethe yamasheya aseSpain, efakwe enkombeni ekhethiwe kazwelonke. Ingenye yezinkampani ezibaluleke kakhulu zensimbi emhlabeni. Kepha ngokunyakaza okungazelelwe, ikakhulukazi kubatshalizimali ngokuqapha okukhulu ebungozini. Ukukhishwa ngamanani abo kulula kakhulu ukufinyelela ku-5%, noma ngabe kunobudlova obukhulu ezikhathini zokuhweba ezinokuguquguquka okukhulu.
Imizwelo enamandla iqinisekiswa lapho kuvulwa izikhundla kuleli nani eliyinkimbinkimbi lamanani. Kunzima kakhulu ukusebenza ngamasheya akho, ngengozi esobala yokulahlekelwa yimali eningi lapho ungena esitokisini sakho. Njengendawo ephikisayo, kungenzeka ukuthi nawe kufanele uthole isikhwama sokonga esibaluleke kakhulu ngesikhathi esifushane kakhulu. Cishe njalo kuhola ukuzuza noma ukulahleka kwenkomba yokuma kweSpain.
Isimo sobuchwepheshe sale nkampani, ezinsolweni zabatshalizimali abaningi nabaningi, asisekho ukuba ne-bearish esikhathini eside selokhu safika ezingeni lama-euro amabili ngesabelo ngasinye. Kepha lokhu akusho ukuthi kuzoqhubeka nokukhula ezinyangeni ezizayo. Hhayi ku-cabo, izinga lokhiye lokuqinisekisa ukuthambekela okuphezulu kwenani liku-euro ayisithupha. Uma nje kungenzeki ukweqa la mazinga ngamanani entengo yawo, inkontileka yayo nomugqa ophezulu kakhulu wobungozi isazobhekwa.
I-Abengoa, ejwayelekile kumakhasino
Umhlaziyi ongaphezu koyedwa wezimakethe zezimali ubeke leli xabiso njengamakhasino ajwayelekile kunezimakethe zezezimali. Kumele uhlole ukuthi ukuziphendukela kwayo kube yini ezinyangeni eziyishumi nanhlanu ezedlule. Ayikho indlela yokuyihlaziya kahle, futhi konke kuzoncika ekutheni unenhlanhla engakanani uma uvula izikhundla kusuka manje.
Akuyona i-bullish noma i-bearish. Ngokuphambene nalokho, ngoba izinkinga ezisendleleni yazo yezimali ziyenza ihwebe ngokuguquguquka okwedlulele ngokweqile nokungavamile ezimakethe zamasheya. Ngaphansi kwamaphesenti, ngandlela thile noma enye, amele amadijithi amabili. Ngisho nabatshalizimali abancane abanolaka kakhulu abakwazi ngaleli su. Futhi uma kwenziwe, amanani aphansi ahlala enesizotha kakhulu. Akumangalisi ukuthi kungenye yezokuphepha okuyingozi kakhulu emakethe yonke yezezimali.
Kunoma ikuphi, kubonakala sengathi manje ingathulwa njengethuba lokuthenga labacabangi. Isizathu asikho esinye ngaphandle kwamathuba amakhulu okuthi kunesivumelwano sokusindisa inkampani ezinkingeni zayo ezinkulu zezezimali. Ngokusho kwemithombo yezimakethe, kucatshangwa ukuthi imali engenayo ngonyaka we-2020 wama-euro ayizigidi eziyizinkulungwane ezingama-4.200 kanye nenzuzo enkulu yokusebenza engafinyelela ezigidini ezingama-274.
Amakoloni emkhakheni wezezakhiwo
Ngaphakathi kwemakethe yezokuphepha yesibili kunenye yezokuphepha enalezi zici. Sibhekise kwizakhiwo zaseColonia. Olunye uphizi oluthandwa kakhulu ngabathengisi. Ngokushesha nje lapho amasheya abo ekhuphuka nge-virulence ekhethekile, okuthi ngemuva kwezinsuku ezimbalwa bawele ngaphansi kwamaphesenti afanayo. Kufanele ube nolwazi oluningi emalini yokuhweba ukuphepha kwakho. Ngaphandle kokuthi ufuna ukuthatha izingozi ngokweqile lapho uvula izikhundla kule nkampani.
Njengeziphakamiso zangaphambilini, ikhiqiza ukuguquguquka ngamanani ayo ngaphezu kwamamaki ajwayelekile emakethe yamasheya aseSpain. Ukuthola ukukhulisa noma ukwehlisa kalula i-10%. Yize kunjalo kuleli cala elinomthamo omkhulu ekuqashweni kwezihloko zabo. Elinye inani, ngamafuphi, lokuba nemizwa enamandla emkhakheni wezokulingana. Ngesidingo sokubeka i-oda enemibandela ukukhawulela ukulahleka.
IColonial Real Estate, noma kunjalo, izoba nento ethanda abacabangi. Akusikho okunye ukwaba isabelo futhi eminyakeni eyishumi ngemuva kwenkinga yaso, lapho saphoqeleka ukuba simise umholo kubaninimasheya. Ngoba empeleni, inkampani isanda kumemezela ukuthi izokwaba imali engaphezu kwezigidi ezingama-40 ukukhokha le mali kubaninizabelo zayo nokuthi izomela intengo yama-euro ayi-0,015 ngamasheya ngamunye. Isikhuthazo esisha sokubhalisa izihloko zakho.
Natra: ezandleni zabacabangi
Ummeleli wesine waleli qembu lamanani akhethiwe futhi ayingozi yile nkampani ezinikele ekudleni. Hhayi ngaphansi kobukhulu bamanani angenhla, kepha ukufaka engozini ukonga kwabatshalizimali. Ukukhishwa kwayo kungazelelwe kangangokuba kuba nzima kakhulu ukusebenzisa noma yiliphi isu nenkampani. Ngaphandle kokuthi kusesikhathini esifushane futhi namanani amancane kakhulu.
Inomugqa webhizinisi ozinzile noma omncane, kepha ngezinkinga ezithile ukukhiqiza inzuzo ngesitatimende sayo semali engenayo. Abatshalizimali benze imali eningi yokuvula izikhundla, kepha futhi balahlekelwa. Ubunzima buyabonakala nasemisebenzini yakho, ngaphandle kwephrofayili yabatshalizimali.
Kodwa-ke, kulo nyaka kukhona ushintsho kuma-akhawunti abo. Kubukeka sengathi kuzovela ekulahlekelweni ngemuva kweminyaka eminingana kulesi simo esibucayi. Ngenkathi kube nezinguquko ezintsha zokuqondisa, ukulungiswa enkampanini, nokuhlangana kwebhizinisi ngezikhathi ezithile nezinkampani ezingaphansi kwazo. Iyaqhubeka nokugcina ivolumu yenkontileka engaphezu kokuqondakalayo, futhi kunoma yisiphi isimo ephakeme kunaleyo eyenziwe ezinye izinkampani ezinezici ezifanayo. Elinye inani ku-ajenda yakho uma ufuna amanani anemizwa enamandla.
USniace nokubuyela kwakhe kuzilinganiso
Futhi ekugcineni akanakukhohlakala ngaphansi kwanoma yisiphi isici sikaSniace. Ukuphepha kwe-cap-small okubuye kwafakwa ohlwini ngemuva kokuba Imiswe iminyaka eminingi. Ngenye yeziphakamiso intengo yayo ingaphansi kweyunithi elilodwa le-euro. Leli qiniso likwenza kube yisisulu sokusebenza kwabatshalizimali abacatshangelwe kakhulu. Ngokuhluka okuncane kakhulu kungaholela ekuzuzeni (noma ekulahlekelweni) kwama-euro amaningi.
Izihloko zale nkampani yamakhemikhali zinohambo olude lwe-bullish, ngisho nokugijimela emazingeni e-euro. Imele ukuzuza kwemali engaphezu kuka-50%. Kepha ngaphandle kokuziba ubungozi obutholakala ekungaqiniseki okudalwe umugqa wakho wesikweletu. Akumangalisi ukuthi akunqatshelwe ukuthi nganoma yisiphi isikhathi amanani abo angakhuphukela phezulu.
Enye yezindaba zokuthi ungazivuselela izenzo zayo ukuthi ithole ukuvunyelwa kwezeMvelo ukuqala ukukhiqiza. Akumangalisi ukuthi uSniace uzuze isikhathi sesikhashana sezinyanga ezintathu kwimvume yokukhipha kuze kube yilapho indawo yokwelashwa isebenza ngokugcwele. Kulinganiselwa ukuthi ukuvulwa kwayo kuzoba seduze, emasontweni noma ezinsukwini ezimbalwa ezizayo. Ukunikeza imisebenzi eyengeziwe entengo yayo ngamanani, futhi kuze kube muva nje icishiwe kakhulu. Ngamazinga azinzile kakhulu asondele kumgoqo wama-euro angu-0,20 ngesabelo ngasinye. Ngamafuphi, ziluchungechunge lweziphakamiso oluzonikeza injabulo engaphezu kweyodwa kubatshalizimali abancane abaqagela kakhulu abafisa ukubeka engcupheni imali abayongele bona.