Uma ukuthambekela kokukhula komnotho waseSpain kuqinisekiswa, kuzoba nochungechunge lwezibambiso ezifakwe ohlwini lwezimali ezingaba nethuba lokukhuphuka kokukhuphuka eminyakeni ezayo. Ukuze lokhu kwenzeke, ukululama kufanele kugcinwe ngamanani akhona manje. Ngalo mqondo, iGreat Gross Domestic Product (GDP) yaseSpain itholakala kancane ngaphezu kuka-3%. Uzodinga ukukuqinisekisa ngekota elandelayo yonyaka ozayo.
Uma lesi simo esilindelekile sigcwaliseka, umbono wezimali zikazwelonke ungcono kakhulu kunezinye izindawo. Njengoba kuphawuliwe ngabahlaziyi bemakethe abahola phambili bezezimali. Kepha kunjalo akuwona wonke amanani abengaziphatha ngokufanayo. Akumangalisi ukuthi kuzoba khona abanye abazoba namandla amakhulu ukubuyekezwa. Ukuthatha ithuba elicacile lebhizinisi labatshalizimali abancane nabaphakathi.
Ukuze lesi simo senzeke, ukuphela kwesidingo esizodingeka ukuthi ukuvuselelwa komnotho kusebenze ngokuphelele futhi cha ukukhiqiza ukubuyela emuva emsebenzini webhizinisi kusukela manje kuqhubeke. Ukuze ukwazi ukusizakala ngalesi simo, sizokukhombisa ukuthi yimaphi amanani wemakethe yamasheya aseSpain okungenzeka ukuthi anyuke ezinsukwini ezizayo, kanye nemikhakha ebucayi kakhulu ekululameni.
Ukubuyiselwa esimeni: ungazibeka kuphi?
Ngokukhula komnotho ngaphezu kuka-2,5%, kungaba sesimweni sokungena ezimakethe zezezimali. Kepha ngezinkampani ezithile ezikhonjwe kahle. Kuzoba ithuba elihle kakhulu kuwe ukwenza imali oyongele inzuzo ngendlela engcono kakhulu. Ngembuyiselo ephezulu kunezinye izimpahla zezezimali. Futhi-ke lokho kwe okutholakele kwemali engenayo engaguquki. Lapho imikhiqizo yayo eyinhloko (amanothi asebhange, imali yesikhathi noma amabhondi) kuyaqabukela kunikeze isilinganiso senzalo ngaphezu kwesithiyo se-1%.
Zonke izincomo zabahlaziyi bezezimali zihamba ngendlela efanayo. Ngomqondo wokuthi ama-equities kuphela angenza izinzuzo ezingamukeleki kancane. Yize kungukushintshaniswa ngokucabanga ngezinga eliphakeme lobungozi. Kuyinto ozohlala nayo kusuka manje. Kuzothatha umzamo omkhulu ukuthola inzuzo enkulu kune-5% minyaka yonke. Kunoma iyiphi inkampani, imiphumela yokuvivinya umzimba eyandulele iyoba nzima kakhulu ukuyizuza.
Enye yezikhiye zokufeza izinhloso zakho kuzoba ukuba sendaweni efanele ngesikhathi esifanele. Ukuze wenze lokhu, kufanele ukululama kuqinisekisiwe yomnotho waseSpain. Kepha uma ucatshangelwe, ngeke ube nokunye ongakwenza ngaphandle kokuthuthukisa iphothifoliyo yokutshala izimali ngeziphakamiso ezinhle kakhulu emakethe yezezimali. Ukuze ekugcineni ukusebenza kubanzi kunalokho kwemakethe yamasheya yaseSpain.
Kakhulu amasheya ajikelezayo
Ukukhetha kokuqala kwesinqumo sakho kufanele kwenziwe ngalawo masheya asebenza kangcono ezikhathini zokunwetshwa komnotho. Yizilinganiso ezibizwa ngokuthi yimijikelezo yemakethe yamasheya. Uneziphakamiso ezimbalwa ukwanelisa lesi sidingo ekutshalweni kwemali. Ukusebenza kwayo ngokungangabazeki kuzoba kukhulu ngokwengeziwe. Kufike ezingeni lokuthi ungathola imbuyiselo ebalulekile kulondolozo lwakho. Ngabe ufuna ukwazi ukuthi yimaphi lawa magugu esibhekise kuwo?
Yebo, zimelwe kakhulu yizinkampani ezihlomula ngezikhathi zokwanda emnothweni. Ikakhulukazi lezo ezivela emikhakheni yezimboni futhi zixhunywe ezintweni ezithile zokusetshenziswa. Phakathi kwazo, izinkampani zensimbi ngenxa yokuxhumana kwazo okusondele kulezi zinqubo zezomnotho. Agqame ngaphezu kwazo zonke izinketho, I-Arcelor ne-Acerinox lokho kuzoba namandla amakhulu wokubuyekeza kabusha.
Ezinye zezinkampani ezikhethiwe yilezo ezixhumene nomkhakha wezimoto. Yize kunenkinga enkulu yokuthi azikho izinkampani eziningi zalezi zici emakethe yamasheya. Ubungeke ube nesinye isixazululo ngaphandle kokuya kufayela le- Amasheya aseYurophu. Noma uze uye e-United States, lapho unikezwa okuphelele futhi okuhlukahlukene kakhulu ukuze ukwazi ukuvula izikhundla kokunye ukuphepha kwayo okuyinhloko.
Amabhange ekukhanyeni
Omunye umkhakha wemakethe yamasheya ohlomule kakhulu kulesi simo esibanzi yilowo omelwe amabhange namaqembu ezezimali. Balahlekelwe yimali eningi kuzilinganiso zabo kule minyaka embalwa edlule. Futhi ngenxa yalesi sizathu, yibo abangaholela ekukhuphukeni ezimakethe zezimali. Akumangalisi ukuthi unakho okuningi okufanele ukhokhe kunokulahlekelwa. Kepha ukuhlakanipha okukhulu ukuthenga. Noma kunjalo, kumele bakhethe kakhulu. Futhi abakhululiwe ekuguquguqukeni okuphezulu kunqubo enkulu yohlu.
Ngakolunye uhlangothi, banesikhuthazo esingeziwe kwiziphakamiso zabo. Akuyona enye ngaphandle kwesabelo esabiwe phakathi kwabaninimasheya. Ngesivuno sonyaka nesingaguquki esisondela emazingeni asondele ku-5%. Kunoma ikuphi, okwamanje kungumkhakha odidayo kakhulu odalayo ukungabaza okuningi phakathi kwabatshalizimali abancane. Ngokwengxenye, kususelwa ezinkingeni ekwakhiweni kwe-European Union (i-EU), ngenxa yokwenqaba okukhulu kwabanye abalingani.
Kepha uma ukululama eSpain kunamandla kakhulu, ngokuqiniseka konke lokho amabhange azokhuphuka. Ngaphezu kwalokho, kunesizathu esinamandla sokusekela le ndlela. Akusikho okunye ngaphandle kokuncika okuphezulu kwalo mkhakha ohlangothini lwamabhange. Okuthile okungenzeki kokunye ukushintshana kwezwekazi elidala. Kuyinto ongayisebenzisa ngokunenzuzo ukuthuthukisa ibhalansi ye-akhawunti yakho yokubheka. Unezinketho eziningi ongakhetha kuzo. Kusuka emaqenjini amakhulu ezezimali kuye emabhange amancane naphakathi. Ngenqubo yokumunca engakhuthaza ukuheha kwakho kusukela ngenyanga kaJanuwari.
Umkhakha wokunethezeka, phakathi kwezintandokazi
Lapho ulungiselela iphothifoliyo yakho yokutshala imali, awukwazi ukukhohlwa lawa magugu. Futhi amandla ayo wokubuyekeza angaba namandla amakhulu, ngaphezu kweminye imikhakha yemakethe yamasheya. Kodwa-ke, kunenkinga yokuthi zimbalwa kakhulu izinkampani zalezi zici ezibalwe kuma-indices kazwelonke emakethe yamasheya. Kusemakethe yamasheya yaseFrance lapho unezinye izindlela ezinhle kakhulu zalolu tshalomali. Njengamanani afana nawo IHermes noma iBulgari engahlangabezana nesidingo sakho.
Lo mkhakha usebenza kangcono ezikhathini zokunweba. Ngenkathi besezingeni lezomnotho izikhundla zabo ziba buthaka ziye emazingeni abaluleke kakhulu. Inkinga yangempela ukukhomba isiphakamiso ovuma ngaso ukuvula izikhundla emalini. Azishintshi kakhulu, kwesinye isikhathi ezingakususa kude nezikhundla zazo. Ngokwehluka okuthile entengweni okungakwenza ufune ukuthenga amasheya abo ngentengo enhle ezimakethe lapho zibhalwe khona.
Izincomo eziningi: ezobuchwepheshe
Omunye wemikhakha ebucayi kakhulu ukuthola ukwanda okunamandla uma kukhona ukuvuselelwa okuphumelelayo emnothweni waseSpain yilokho okuphathelene nobuchwepheshe obusha. Ngokuqondile ezikhathini ezibanzi lapho ukuziphatha kwabo kuvumelana khona kakhulu. Ngokukhuphuka ezimakethe zezezimali kuphakeme kunokujwayelekile, namaphesenti abo okubuyekeza sondela ku-6%. Okuthile okungenzeki ngamanye amanani ajwayelekile.
Futhi ingozi iphakeme. Kumele ukunake lokhu uma ucabanga ngokuvula izikhundla kunoma yiziphi izinkampani zabo. Kepha naphezu kwakho konke, kungakunxephezela kulokho okulindele kutshalo-mali. Yize iminikelo ephansi yemali ingaphakeme njengakwezibonelo zangaphambilini. Akumangalisi ukuthi uma izinto zingahambi njengoba ulindele, ungashiya ama-euro amaningi endleleni. Kuzofanele uhlaziye uma ngabe uzimisele ngempela ukuthatha lokhu kulahlekelwa nangaphansi kwaziphi izimo.
Ngaphakathi emakethe yamasheya kazwelonke, uneziphakamiso ezeqile zokutshala imali yakho. I-Indra, i-Abengoa nokunye okuncane. Kuzofanele ubheke ezinkampanini ezakha i-Alternative Stock Market. Kepha ngobungozi obukhulu, ngoba bane- ikepisi eliphansi. Ngemigqa yebhizinisi engakasungulwa ngokwanele endaweni yesehlakalo yaseSpain. Kepha uma ukuvuselelwa komnotho kuyiqiniso, amasheya abo ngokungangabazeki azokhuphuka. Futhi okuningi.
Izindlela zokuthuthukisa izikhundla
Uma ufuna ukusebenzisa noma iyiphi yalezi zindlela, kuzofanele unake kakhulu imininingwane yomnotho waseSpain. Kuzoba umkhondo ocacile wokungena ezimakethe zezimali. Noma ikuphi ukwephulwa komthetho kungonakalisa ukukhohlisa okubekwe kulawa manani emakethe yamasheya aseSpain. Ngalokhu, kuzodingeka ukuthi uthobele okunye kokubona okulandelayo.
- Lezi zindlela zokutshala imali zizokwenza inzuzo ephezulu kunangeziqondiso zokuziphatha ezivamile. Yize ingozi nayo izobe iphakeme kakhulu.
- Awekho amanani amaningi ahlangabezana nalezi zici. Ngakho-ke, ngeke ube nokhetho ngaphandle hlaziya okunikezwayo lokho kukunikeza imali engenayo eguquguqukayo.
- Lokhu kuhamba akumele kuhambe kuhloswe ngamagama amade kakhulu, kepha maqondana nesikhathi esandayo somnotho waseSpain. Cishe unyaka owodwa noma emibili ingaba ngaphezu kokwanele ekusetshenzisweni kwale misebenzi ekhetheke kakhulu.
- Ukwenza lelisu lisebenze, unamanani ahlukile. Ukusuka ezinye izindlela ezinolaka kokunye ukuzivikela kakhudlwana. Kuzofanele ziqondiswe ngokuya ngephrofayili yabatshalizimali oyivezayo.
- Khumbula, ukuthi yize kungukuhamba okuhle kwezintshisekelo zakho, ngeke uthole amaphesenti wokubuyekeza weminyaka edlule. Kuyaqabukela basondele kubo esimweni samanje sezimakethe zamasheya zomhlaba jikelele.
- Ungasogwini lokhu ukuthenga okukhethiwe ngezinkokhelo zezabelo ezisatshalaliswa ezinye izinkampani. Njengesenzo sokuvikela imali oyongele kahle kakhulu.
- Enye into okufanele uyihlole ukuqala ukusebenza kwakho ezimakethe zezezimali yi isici sobuchwepheshe okuhlangenwe nakho ngamanani akhethiwe. Kuzoba yingxenye ebaluleke kakhulu yecebo lakho. Kuze kube eminye inzuzo ekhulayo.