Ukukhetha isikhathi sonyaka sokutshala imali emakethe yamasheya kungenye yezinto okufanele sizibekele zona ukwenza imisebenzi enenzuzo emakethe yamasheya iziqinisekiso zempumelelo. Ngoba kungahle kube nomkhuba onqunyelwe kusengaphambili wesiteshi sokuthengisa noma ukuthenga ingcindezi. Lesi yisici esingaqinisekiswa ngokomlando ngochungechunge lwezingcaphuno zamashumi eminyaka adlule. Ngokuqondile, kusukela ngo-1946 lapho izimakethe zamasheya zifinyelela kubatshalizimali abancane nabaphakathi ngendlela enkulu nangokufinyelela okugcwele ezikhundleni zabo.
Kuqinisekisiwe ngokuhlaziya ukuthi kunezinyanga ezimbalwa kunezinye ezijwayele ukuvula izikhundla futhi ngokuphambene nokuthola isikweletu ngaphambi kwehle wokuhwebelana kwamasheya kuzwelonke nakwamanye amazwe. Ukwazi ukuthi ungalukhetha kanjani usuku lonyaka lalezinhlangano kungasho ama-euro amaningi ekusebenzeni ngemuva kwakho konke ngakho-ke kufanelekile okuncane ukuthi sifunde lesi sici esingasenza senze izimali zibe ngcono kakhulu kusuka manje.
Le nto ibaluleke kakhulu ezimakethe zezezimali kangangokuba abahlaziyi abaningi bezezimali bathuthukisa amasu abo okutshala imali ngokususelwa kule mingcele ekhethekile. Ngoba ekugcineni imayelana nokugwema izimo ezingafuneki kakhulu kubatshalizimali abancane nabaphakathi. Ngokuqondene nesibonelo, ukuthi bangakwazi xhuma esitokisini esikhethiwe. Lokho kusho ukuthi, ngamanani entengo asuswe kude namanani okuthenga. Kuze kube sezingeni lokuthi ngeke bakwazi ukwenza nephothifoliyo yabo yokutshala imali ngaphandle kokuthi bathengise amasheya futhi balahlekelwe yimali eningi emisebenzini eyenziwa ezimakethe zezimali.
Yisiphi isikhathi esihle sonyaka sokutshala imali?
Lo ngumbuzo obalulekile kubatshalizimali abafuna ukwenza umsebenzi ongajwayelekile ezimakethe zezezimali. Kule ndlela ekhetheke kakhulu akukho kungabaza ukuthi kunezinyanga ezithile lapho zikhona iziqinisekiso ezinkulu zempumelelo ekwenziweni ngokusemthethweni kokuthengwa kwamasheya. Ngoba empeleni, ukuthenga amasheya ezinyangeni zokuqala zonyaka akufani nokwenza kube semthethweni ehlobo. Ukuziphatha kwezimakethe zezimali kuhluke kakhulu futhi kungaphezu komkhuba ongathuthuka kuzo. Kuyisu lezengqondo kepha ngaphandle kokungabaza kufanele kubhekwe lapho kukhethwa ukutshalwa kwezimali kwethu.
Ngenkathi ngakolunye uhlangothi, kuyadingeka futhi ukulindela imihlangano yama-bullish eyenziwe kwezinye izinyanga zonyaka. Isibonelo, irali eyaziwayo kaKhisimusi lapho izihloko zivame ukwaziswa khona cishe 5% noma 10% ngokwesilinganiso futhi kuyisikhathi esihle kakhulu ukuvula izikhundla. Ngoba kunamathuba amaningi okuthi ekugcineni sizoba nemali eningi kwi-akhawunti yethu yokonga ngenxa yalokhu kunqoba ezikhundleni ze-bullish nokuthi singasizakala ngalesi simo ngaphandle kwenkinga noma ngesidingo sokunikeza isiko elikhulu lezezimali.
Izikhathi zokuphumula ziyingozi kakhulu
Enye into abatshalizimali okufanele bayihlole kusuka manje ukuthi izingozi zihlala zikhona kakhulu ngezikhathi zamaholide. Ngenxa yesizathu esilula sokuchaza futhi lokho kungenxa yokuthi ivolumu yokuqashwa incipha ngamandla amakhulu. Lokhu kusebenza kusho ukuthi ukuguquguquka ngentengo kuhlale kuphawuleka kakhulu. Ukufika ezingeni lokuthi ngokuphepha okumbalwa kakhulu ungadlulela kunani lemakethe, ngandlela thile. Ngomehluko ophawuleka kakhulu phakathi kwezintengo zabo eziphakeme nezincane futhi lokho kungafinyelela ukwehluka okusondele ku-10% futhi kwezinye izimo kuphakame kakhulu kunalezi zinhlaka ezibonisa.
Komunye umthambo, i izinyanga zasehlobo Kuyizaba ezinhle zokuhlehlisa izikhundla futhi ujabulele ukwenziwa kwemali eholidini nomndeni noma nabangane abakhulu. Kuyisu eliwusizo kakhulu kubatshalizimali abancane nabaphakathi ngokufunda okuncane kulolu hlobo lokusebenza ezimakethe zezezimali. Ngoba kuyadingeka ukuthi ubheke kusukela manje ukuthi akudingekile ukuthi utshale imali kuzo zonke izinyanga zonyaka. Hhayi kancane. Uma kungenjalo, ngokuphambene nalokho, kunconywa kakhulu ukuthi ukhethe kakhulu ekukhetheni izinsuku zokutshala imali. Ngoba kungaba nomehluko omkhulu kuma-euro phakathi kwecebo elilodwa noma elinye lokutshala imali.
Ngakolunye uhlangothi, akekho okufanele akumangaze ukuthi ezinye izinyanga zinamandla kakhulu (noma ama-bearish) kunenye. Lokhu kuyiqiniso elidalulwe kuwo wonke umlando wemakethe yamasheya. Futhi-ke, ungasebenzisa leli thuba elihlinzekwa izimakethe zezimali. Lapho into ebaluleke kakhulu ngalesi sikhathi ukukhomba kahle ukwenza imisebenzi emakethe yamasheya. Kokubili ukuvula nokuvala izikhundla ngokomthetho nokunikezwayo ekuthengeni nasekuthengiseni izibambiso zalezi zimpahla zezimali, okuyikho phela lokho okubandakanyekile kulawa macala.
Isikhathi sonyaka: izinsuku ezihamba phambili
Ezinye zalezi zindlela zokuthenga amasheya emakethe yamasheya zingasebenza kakhulu kuzintshisekelo zethu emkhakheni wokutshala imali. Ukufika ezingeni lokuthi kunganquma kakhulu ukwenza imisebenzi yokuthenga nokuthengisa kuya ngosuku, inyanga noma isikhathi sonyaka. Mayelana nesikhathi esihle senyanga sokwenza le misebenzi ibe semthethweni, maningi amasu esingawasebenzisa kusukela manje ukwenza imisebenzi yethu emakethe yamasheya ibe nenzuzo.
Phakathi kosuku lwenyanga, kufanele kuqashelwe ukuthi amanani ezokuphepha ngokuvamile layisha izinsuku zokuqala zenyanga ngayinye. Ngakho-ke, uma ithengwa evikini lokugcina lenyanga eyedlule futhi ithengiswe esontweni lokuqala lenyanga elandelayo, umtshalizimali unamathuba amaningi okwenza inzuzo ekutshalweni kwakhe ngesikhathi esifushane futhi, ngendlela elula ukwenza lo mkhuba. Vele, leli qhinga alinaphutha, kepha lenziwa ngendlela ejwayelekile, njengoba kungabonakala ochungechungeni lomlando wamanani ezimakethe zamasheya.
Kungakapheli isonto elifanayo
Mayelana nezinsuku zesonto lapho le misebenzi ingenziwa khona ezimakethe zezimali, kufanele kugcizelelwe ukuthi uLwesibili, uLwesithathu noLwesine, ngokuvamile, uzinzile, ngaphandle kokushintshashintsha okukhulu. Ngenkathi kwenzeka okuphambene nalokho, ngoMsombuluko banephrofayili ecacile ye-bearish nangoLwesihlanu. Kokuqala kwazo ngoba zilindile uvuleka kanjani umgwaqo odongeni futhi, usuku lokugcina lweseshini yokuhweba, ngoba kuhlala kukhona ukunyakaza kohlobo lwabashintshi ngaphambi kwempelasonto. Kukhona nomkhuba wokuthi ngezimpelasonto kuba nokuthambekela kokugcinwa kwemali ukuze kugcinwe kwi-akhawunti yethu yokonga. Lesi yisona sizathu esikhulu esenza kube nokuthengisa okuningi sekwephuzile ngoLwesihlanu.
Noma kunjalo, ngandlela thile kuzoya ngomkhuba ojwayelekile wezimakethe imali engenayo eguquguqukayo. Lokho wukuthi, lezi ziphathamandla zizoncika ekutheni ngabe isimo ekugcineni siyi-bullish, siba bearish noma asihambisani. Ukuhlanganiswa kwayo yonke le mingcele kuzonquma ukuthenga noma ukuthengisa ingcindezi engxenyeni yabatshalizimali abancane nabaphakathi. Ngalo mqondo, futhi ungaphazami, yiminyakazo encike ezintweni eziningi ezinemvelo ehlukile. Kepha noma ngabe ikuphi, bangasinikeza imihlahlandlela ngokuziphatha kwethu kulezi zimakethe zezezimali.
Janawari inyanga enamandla kakhulu
UJanuwari ungowabahlaziyi abaningi, inyanga yokuqala yonyaka futhi ukhombisa ukuthi kuzokwenzekani unyaka wonke. Eqinisweni, babheka ukuthi ukuthambekela kwezimakethe ezinsukwini ezinhlanu zokuqala zale nyanga kungakhishwa kuze kube sekupheleni konyaka. Ngalezo zinsuku, isikhwama ngokuvamile i-bullish ngaphezulu kune-bearishNgoba abaphathi besikhwama, okuyibo abenza izimakethe zihambe, batshale imali eningi abanayo, ngoba, njengoba benjalo ekuqaleni konyaka, uma benza iphutha, banesikhathi sokulungisa.
Njengomphumela walezi zizathu, kungaba inyanga enhle kakhulu ukuthuthukisa ukuthenga kwethu ezimakethe zezimali. Ngenhloso yokuhlehlisa izikhundla ngaphambi kokuphela kwekota yesibili yonyaka. Kuyisu lokutshala imali elingavumi ukwehluleka nokuthi singafaka isicelo ngaphandle kwengozi eyeqile ekusebenzeni.
Ngokomlando, kukhonjisiwe ukuthi kule nyanga yonyaka ingcindezi yokuthenga ibeka ukucaciseleka okuthile kumthengisi ngakho-ke singasizakala ngalo mkhuba osabalele eminyakeni yamuva. Ikakhulukazi uma isici sobuchwepheshe besibambiso esithintekile sithandeka kakhulu ekuthatheni izikhundla. Njengokuthambekela okucacile kwe-bullish kugcinwa. Yizimpawu ezizositshela ukuthi yi isikhathi sokuthatha izikhundla ezimakethe zezimali.