Uma kube khona impahla yezezimali emangaze ingxenye enhle yabatshalizimali, ayikho enye ngaphandle kwe-bitcoin. Kufike ezingeni lokukhiqiza okuyiqiniso umkhuhlane wokutholwa kwale mali ebonakalayo ngokucacile phezulu. Isuse ngisho nokuthengwa nokuthengiswa kwamasheya ngokwesiko emakethe yamasheya. Akekho ongabazayo ukuthi i-bitcoin isibe ngelinye lamagama aphindaphindwayo ngabatshalizimali abancane nabaphakathi nonyaka osuzophela. Kodwa into ebaluleke kakhulu ukuthi kubonakala sengathi lo mkhuba uzoqhubeka ngo-2018. Sekusele izinsuku ezimbalwa ngaphambi kokuthi ukuwubone ngamandla awo wonke.
Kodwa kwenzekeni ukuze lesi simo esikhulu kangaka senhlalo sithuthuke ngempela emhlabeni jikelele? Yebo, ziningi izinto ezihlangane ekugcineni. Okunye okubaluleke kakhulu ngokungangabazeki kube ukusebenza okuhle kakhulu kwe- cryptocurrency par ubuhle emkhakheni. Kuze kube seqophelweni lokudlula konke obekulindelwe okwenziwe ekuqaleni konyaka wezi-2017. Ukuziphatha kwayo kube isimanga esikhulu, ngisho nakubatshalizimali abasadla ngoludala ezimakethe zezimali.
Esinye isici esiholele kuleli phuzu kungenxa yokuthi kusukela ngoJanuwari sekunqwabelene 1.529% ukukhuphuka. Kuyipesenti engakwazanga ukumela noma iyiphi impahla yezezimali, ibingakaze ibe semqondweni wabatshali bezimali abanethemba elikhulu. Kubukeka kungakholeki, kepha kuyiqiniso ukuthi usishiyile kulo nyaka osuzophela. Akukaze kube khona ukutshalwa kwezimali okukhiqize amazinga anjalo wenzuzo, ngisho nokusondela. Lesi sici siholele ekungabazeni ukuthi i-bitcoin isezindebeni zabo bonke abatshalizimali. Ngisho nakulabo abangazukutshala imali kulesi sigaba semali ekhetheke kakhulu.
Injabulo enkulu phakathi kwabatshalizimali
Omunye wemiphumela efanelekile yalesi sici se-bitcoin ubonakale ngokuthi abatshalizimali abaningi sebephendule amehlo abo kule mpahla yezezimali. Ngokuqina okukhethekile ngemuva kokunyuka okwenziwe ezinyangeni ezedlule. Konke lokhu phezu kokungabaza okukhulu okuboniswe ngamabhange, abahlaziyi kanye nochwepheshe kulo mkhakha. Akumangalisi ukuthi kube khona i- umphumela wekholi okuholele ekutheni abengeziwe basindise ukujoyina leli qembu elikhethiwe labatshalizimali. Ngenjabulo ezimakethe zezezimali akuvamile ukubonwa emashumini eminyaka amuva maqondana nomkhakha wokutshalwa kwemali nemali.
Imishwana enjengokuthi "ukube besitshale imali eyikhulu lama-euro manje ngabe singosozigidi" iyaphindwa nabasebenzisi abengeziwe. Ngoba ngemuva kokwenza izibalo ekugcineni babonile ukuthi bangaba ngosozigidi njengamanje. Mhlawumbe abanye babo baphumelele, yize kuyiqiniso ukuthi abanye basahlaziya i- izingozi zokusebenza. Ngoba empeleni banayo futhi yize ungathola imali eningi kulolu hlobo lokutshala imali. Futhi kungakhohlwa ukuthi ungashiya ama-euro amaningi endleleni uma ukuvela kwe-bitcoin ethandwayo akuyona into oyifunayo kakhulu. Noma kumane nje kukhona ukulungiswa kwamanani abo okuqina okuthile.
Abasebenzisi abangaphandle kwalo mkhakha
Elinye lamaqiniso ashaqisayo kulo nyaka ukuthi intshisekelo ku-bitcoin iqhubekele phambili kude nabatshali bezimali bakulesi sigaba sokutshala imali njengasekuqaleni njengoba kungumbono omusha. Ngalo mqondo, akukwazi ukukhohlwa ukuthi ukuthandwa kwe-bitcoin kufinyelele ngisho nakubantu abangaphandle ngokuphelele kwemakethe yamasheya. Ngokuqinisekile uzohlangana nabantu abangaphezu koyedwa oziveza ngale phrofayili. Kuze kube kuyenga i abatshalizimali abasebancane abafuna ukwenza ukonga kwabo kuzuze ngamaphesenti amakhulu futhi ngaphezu kwakho konke ngesikhathi esifushane kakhulu. Lokhu ngukunikezwa ukuthi le mali ebonakalayo ekunikeza okwamanje. Yize kusazobonwa ukuthi lo mkhuba uzoqhubeka yini ngesikhathi sokuzivocavoca okulandelayo okuzokwenzeka.
Kodwa-ke, kukhona namazwi amaningi futhi ayaxwayisa ngokwakhiwa kwebhamu enkulu ezungeze le mali ebonakalayo. Nezingozi ezibandakanyeka ekusebenzeni. Ikakhulukazi ngemuva kwalokhu ekhuphuka mpo kangaka ezimakethe zezimali. Akukho ukuswela kwemibono ngentengo ephezulu lapho i-bitcoin ihweba khona ngalo mzuzu oqondile. Akunakuphikwa ukuthi ukulungiswa phakathi kokunikezwa nokufunwa kwale mpahla yezezimali kuzoqala ukuthuthuka noma kunini. Kufika ezingeni lokufaka inhlonipho ephezulu phakathi kwabatshalizimali ngephrofayili yokuzivikela noma yokulondoloza.
Injabulo eyengeziwe phakathi kwabathengi
Kepha lokhu kuqhubeka kuzoqhubeka kuze kube nini? Lokhu okunye kokungabaza okukhulu okulethwa yile makethe ethile yezezimali. Ngalesi sizathu, akumangazi kakhulu ukuthi abanye abahlaziyi bezimakethe abadumile baveza ukuthi bitcoin isisesigabeni sokuhlanganiswa. Kuze kube seqophelweni lokuthi usenokubalulekile ukuhamba phezulu. Akumangalisi ukuthi isici sayo sobuchwepheshe sihle kakhulu lapho sibhekene nesikhathi esinqunyelwe kakhulu. Enye into ehluke kakhulu yilokho okungenzeka esikhathini esimaphakathi ikakhulukazi esikhathini eside. Ngeke ube nokunye ongakwenza ngaphandle kokuqaphela ngokufika okungenzeka kwalesi simo esisha.
Ngakolunye uhlangothi, futhi esikhathini esizayo, lesi sigaba sempahla yedijithali sinikeza imibono yokuhlaziya ebonakalayo engasiza kakhulu ekuthathweni kwezikhundla okuqhubekayo ngabatshalizimali abathengisa. Kusuka kuleli qiniso lezezimali, abanye abahlaziyi bezezimali sebevele banikeze intengo ebhekisiwe yale mali ebonakalayo. Izotholakala emazingeni angafinyelela kufayela le- I-40.000 ku-2018. Ngokwalo mbono, akungabazeki ukuthi i-bitcoin isazoqhubeka nokwanda ezinyangeni ezizayo. Okuthile okungakhuthaza ukuthenga kwakho ezimakethe ezilawulwayo. Njengesibonelo, esiseChicago.
Izingozi zale misebenzi
Kunoma ikuphi, into eyodwa icacile futhi ukuthi injabulo iyaqhubeka nokusabalala phakathi kweqembu elihle labatshalizimali. Ngaphandle kwenjongo ngaphandle kokuthola inzuzo ephezulu kakhulu futhi ngezikhathi ezimbalwa zokuhweba. Kusukela ukungazinzi kokukodwa kungafinyelela kuma-30% noma amaphesenti aphakeme kakhulu uma izimakethe zilungele ukunyakaza okunodlame kangaka njengalezi. Kepha qaphela kakhulu ngaphezu kwakho konke, ngoba ochwepheshe emkhakheni bachaza, amabhamuza ajwayele ukuqhuma. Futhi njengamanje enye yezinto ezifanele kakhulu yileso esimele i-bitcoin. Ukufika ezingeni lokuthi kuzodala izisulu eziningi ezindaweni zokuhweba lapho zibhalwe khona. Ukushiya abatshalizimali abancane nabaphakathi bengenayo imali.
Vele, akunakulibaleka ukuthi le mali ebonakalayo ihamba ngaphansi kokungenangqondo okubalulekile okwenza ukuthi ukuthambekela kwayo phezulu kungabi nakuphikiswa. Ukuze amanani entiwe, aziqhelelanise nezisekelo zawo. Ngaphandle kwakho konke ukucabanga kwezomnotho futhi yilokho, ngemuva kwakho konke, okuveza lokho okubizwa amabhamuza wezezimali. Njengoba kwenzekile ezikhathini ezedlule, ngamanani we-dot com noma umkhakha ofanayo wezezakhiwo. Manje bonke abahlaziyi babheke okungenzeka kwenzeke kwenye yezimpahla zezimfashini kunazo zonke emhlabeni.
Imiphumela yokwanda kwamanje
Eqinisweni, ukuthandwa kwe-bitcoin kunje ngalesi sikhathi ukuthi ingxenye enkulu yabatshalizimali abaziyo ngale mpahla yezezimali bangabasebenzisi abangaphandle kwemakethe yamasheya. Kuyisigaba esisha sezenhlalo esivele ngokuvela kwalezi zimali ezikhetheke kakhulu. Ingesinye sezici ezikhetheke kakhulu ezivezwa yilokhu kutshalwa kwezimali ngalo mzuzu oqondile. Futhi lokho kungahlala kungashintshi kusukela manje kuye ezinyangeni eziyishumi nambili ezizayo. Hhayi ngeze, eyakhe ukuguquguquka ingakhiqiza noma yiluphi uhlobo lokunyakaza, noma ngabe kungenangqondo kangakanani. Ngenye yezinzuzo ukuthi i-bitcoin kufanele ifinyelele kwinani elikhulu labatshalizimali abancane nabaphakathi. Ingabe leli yicala lakho elithile?
Ngoba ngakolunye uhlangothi, futhi kungaba wutshalomali olukhulu lwesikhathi esizayo uma izinto zisebenzela kahle izintshisekelo zakho. Kulapho lapho ingakhuphula khona inani layo ngamandla amakhulu kakhulu. Ngisho nangaphezulu kuze kube manje. Yilabo kuphela abazibeka engcupheni enkulu abazokwazi ukuthola lokhu umvuzo ohlukile wokuba usozigidi ngalokhu kutshalwa kwezimali okusha okuvele kusezindebeni zawo wonke umuntu. Kusuka kwiminikelo yezomnotho engabizi kakhulu kuyo yonke imizi. Kungaba kanjani okwakho ikakhulukazi?
Kunoma ikuphi, kukhona iqiniso elinganikeli ukungabaza futhi lokho ukuthi phakathi no-2018 omusha uzokwazi konke okwenzekayo ngale mpahla yezezimali entsha. Mhlawumbe ngenhla kokuphepha okubalulwe ezimakethe zamasheya. Akumangalisi ukuthi kuyindlela yakamuva emkhakheni wokutshala imali. Futhi-ke ungawasebenzisa ngokunenzuzo lo mkhuba wezenhlalo nezimali. Amazinga aphansi owacabangayo azodingeka kusukela manje kuqhubeke.