Yiziphi izipho amaMagi angaletha kubatshalizimali?

Izifiso abatshalizimali abazobuza kuzo amadoda ahlakaniphile

Ngokuya ngokuhlaziywa kakhulu kochwepheshe bemakethe yamasheya, u-2016 ngeke abe unyaka onomkhuba ochaziwe wabatshalizimali, kepha ngokuphambene nalokho, uzocwiliswa enqubweni yokungazinzi okukhulu kunangeminyaka edlule. Kubukeka, ngokususelwa kule mibono, ukuthi ngeke kusafana, nokuthi kuzofanele siphile ngaphansi kwesimo esihluke kakhulu, futhi singabi sihle kangako, esizobeka ubunzima obukhulu kuwe ukuthi wenze imali oyongile.

Kulesi simo esiphakanyiswe ochwepheshe, akukho lutho oluzolingana, futhi kusukela manje kuzodingeka hhayi kuphela ukuthola imbuyiselo ephansi kulondolozo oluqoqiwe, kepha ikakhulukazi ube nokuvikelwa okubanzi kubo. Umsebenzi onzima obuzwa kuwe, ngaphandle kokucaca kahle ukuthi amanani amasheya azohamba ezinyangeni ezizayo. Ukuqondiswa kwezimakethe zezimali akucaci nakancane, njengoba kukhombisa ukuwa kwakamuva nokucijile kuzo zonke izimakethe zamasheya zomhlaba.

Ngenyanga yendabuko efana noDisemba, ngaphezu kwakho konke okunye, futhi kuyamangaza ukuthi amasheya ezinkampani ezibalwe ehlile enanini elingaka, futhi ngaphandle komhlangano kaKhisimusi obukade ulindelwe uvele. Ukunyakaza okuphezulu okusebenzela ukuzuzisa abatshalizimali abancane nabaphakathi, nabangena ezimakethe ngalesi sikhathi ukufeza inzuzo etholakalayo kulondolozo lwabo.

Kepha lokho agxile kukho manje ukuthi ngabe unyaka olandelayo uzohlala ungaphansi kwemikhawulo yenzuzo, noma kunalokho, inqubo ebheke phezulu eyakhiwe eminyakeni edlule isidlulile. Ukuze izinyanga ezizayo zikwazi ukuthola imihlomulo emalini, kuzodingeka kunikezwe isimo esihle kakhulu, okuyiso leso abatshalizimali abazofuna Amakhosi Amathathu ekuhambeleni kwabo okulandelayo. Isifiso esingavela ngaphansi kwama-euro amaningi ngemuva kokusebenza okwenziwe.

Izipho ezinhle kakhulu zabatshalizimali

Uma ufuna ukuzuza kwizimali ezikhuthazayo, ngeke ube nenye indlela ngaphandle kokulungisa incwadi yakho ukuze uyihambise maduze kumaKhosi Amathathu. Lapho kufakwa khona uchungechunge lwezifiso olungamukelwa kahle izimakethe, nokuthi ezimweni eziningi kuzoncika ekuguqukeni kwayo kusukela manje kuqhubeke. Phakathi kwalezi zifiso, kunjalo, kufanele kube khona eminye imibono esizokuvezela yona ngezansi.

Ngokuqinisekile ngeke usakwazi ukuthola amakha noma uthayi ojwayelekile, ngisho nefoni entsha ephathekayo. Uzofuna okuthile okusha, okusha ngokwengeziwe, okuzokwenza ukwandise izimpahla zakho ngalesi sikhathi. Futhi uma ungumtshali-zimali, kuzogxila ekubumbeni isimo esikahle ukuze izimakethe zezezimali zamukele izifiso zakho.

Hhayi ize, ngokwezinga elikhulu kuzoya ngokuthi i-akhawunti yakho yokuhlola isesimweni esingcono yini kubhalansi yayo ezinyangeni eziyishumi nambili. Futhi ngale ndlela, bhekana nezifiso zakho eziseduze kakhulu: uhambo nomndeni wakho, shintsha izimoto, noma umane uzithokozise.

Kusukela kulo mzuzu kuqhubeke, uzotholakalela ukuthatha ipensela nephepha bese ubhala phansi zonke izimfuno izimakethe zezezimali ezingazicela, futhi ngokuzisiza uzizuzise wena, ngembuyiselo oyitholayo kulondolozo lwakho. Yini enye, ezinye izindlela zakho zokuyikhangisa azigculisi ezikhathini zamanje lapho intengo yemali iphansi.

Ngemali engenayo engaguquki enikeza cishe kungabuyiswa ngemikhiqizo eyinhloko yasebhange (amadiphozithi, amanothi ezethembiso, izikweletu ...). Uma ufuna inzuzo ephezulu, ngeke ube nenye indlela ngaphandle kokuya kwizimali, yize uthatha izingozi ezinkulu. Yimali ekhokhwayo okufanele uyikhokhe ngokukhetha le modeli yokutshala imali.

Isipho sokuqala: ukuzinza ezimakethe

Ngaphandle kwalesi sici esiyinhloko, isu lakho lokutshala imali ngeke lifinyelele echwebeni. Ukuze lo nyaka ungaphela ngamasignali amahle, ngokubuka kwemakethe yamasheya, abenzi bemilingo baseMpumalanga kumele bacelwe ukuthi basuse zonke izimpawu zokungazinzi ezithinta izimakethe.

Hhayi kuphela isimo somnotho, kepha futhi nangombono wezepolitiki (izinqubo zokhetho, ama-referendums, kanye nokungazinzi kohulumeni). Noma kwezenhlalo, lapho izimo zempi zinganikeli ithonya elihle ukuze amanani wamasheya akhuphuke ezindaweni ezihamba phambili. Kepha kuphambene impela, njengoba ubona emasontweni adlule ka-2015.

Ngokwalo mbono, kuzofanele sazi ngokhetho olulandelayo lukamongameli oluzokwenzeka e-United States ngoNovemba olandelayo. Futhi njengento ehlanekezela ukubamba izimakethe, ukuthuthuka kwezimpi zempi iMiddle East eyisizinda sazo.. Ukwanda kwazo kungaba nomthelela omubi ngokusobala kuwe wokufeza izinhloso zakho kungakapheli unyaka.

Isipho sesibili: ukulinganisela ekuweni kukawoyela

Uwoyela ungacekela phansi ukusebenza kwemakethe yamasheya ngo-2016

Kuyiqiniso ukuthi izintengo zamanje zikawoyela zingasiza ukukhula kwezinye izizwe ukuthi ziqine, noma ngabe uphethiloli ushibhile futhi ungaba nezindleko ohambweni lwakho olulandelayo. Kunjalo. Kepha njengoba abahlaziyi abahlonishwa kakhulu beqinisekisa, kungenzeka kuholele ekwakhiweni kwenqubo lapho ukwehla kwamandla emali e-European Union kukubi.

Futhi njengomphumela walo mkhuba, kuthinta izitimela ezinkulu zomfelandawonye womphakathi, ezinezinkinga ezinkulu emnothweni wazo. Kunoma ikuphi, bazokwamukelwa kabi izimakethe zamasheya, okukhombisa ngokubaluleka kwehla ngamanani esitoko.

Isipho sesithathu: ukwedlula imali ezimakethe zezezimali

Imakethe yamasheya yaseYurophu izoncika ezenzweni zikaMario Draghi

Ukusebenza kwamaKhosi aseMpumalanga kungahle kuhloswe ukubuya komnye umlumbi, kepha kulokhu kusuka kwezezimali. UMario Draghi ongenakugwemeka, umongameli we-European Central Bank (ECB), othe ngenye yezindlela zakhe zakudala zokuphumelela ngokwezimali ukhuphula amanani entengo ezinkampani ezibalwe kumasheya. Usevele wakwenza kaningana ngo-2015, noma kunjalo kubonakala ngokungenakwenzeka ukuthi unogwaja uzokhishwa esigqokweni ukukhulisa isimilo sabatshalizimali.

Umjovo omusha wezimali ezimakethe ungaba nomthelela omuhle kakhulu ezintweni zezinkampani, futhi ungakusiza wenze imisebenzi yakho ikhokhe ngezinzuzo ezinkulu. Ngokufanayo, kuzodingeka naka kakhulu ukunyakaza kwe-United States Federal Reserve kunqubo yayo yokwehlisa amanani enzalo ukuqala kulo nyaka.

Isipho sesine: inzuzo enkulu ezinkampanini

Uma ufuna ukwenza imali oyongelayo izuze, kufanele ube nemiphumela emihle kakhulu yebhizinisi evela ezinkampanini ezisohlwini. Uma kungenjalo, amanani akho ngokuqinisekile azohlupheka futhi azothola ukulungiswa okufinyelela kude. Ukugcina le datha engqondweni, kufanele wazi lokho zonke izinkampani ezibalwe kumasheya kudingeka ukuthi zilethe ama-akhawunti azo ezimakethe njalo ngekota.

Ngokuya ngemiphumela yakho, isimo lapho amanani akho azokwethula sizocaciswa ngandlela thile. Kungaba nguye ukucindezela kokugcina ukuthenga noma ukuthengisa amasheya alezi zinkampani. Noma kunokunyakaza okungaziphathi kahle okungajabulisa abatshalizimali abanolaka kakhulu abenza imisebenzi yabo kuseshini efanayo yokuhweba.

Isipho sesihlanu: ukukhula kweminotho yamazwe ngamazwe

Ukuze lo msebenzi wokuhweba ube muhle, kuzophoqeleka ngokuphelele ukuthi ezomnotho zamazwe amakhulu zihlelwe ngendlela yokukhula okucacile. Kuzoba ngukhiye ekusebenzeni kokuhwebelana kwamasheya emhlabeni jikelele ezinyangeni ezizayo. Kuzothinta ngisho okubaluleke kakhulu kunezinye izikhathi, ukuthi amazwe asathuthuka athathe le ndlela futhi, ukuthi isebenza ukukhulisa izimakethe zawo.

Enye indlela onayo ukukhetha izikhwama zamanye ala mazwe. Futhi ukuthi ngemuva kokuhlukumezeka okukhulu ezinkampanini zabo, bangasiguqula isimo, futhi bakhule futhi ngenxa yenqubomgomo yabo yokulungiswa kwesabelomali. Kulula ukuthi ukubhekele ukufaka ingxenye encane yenhlokodolobha yakho etholakalayo yabela lezi zimpahla zezimali.

Isipho sesithupha: ukuzinza okukhulu eChina

Isidlakela sase-Asia singabeka isimo ekuphenduleni kwabatshalizimali ezimakethe zezimali

Futhi ekugcineni, isifiso esingenakutholakala encwadini yakho eya kubabusi babo ukuthi lo msebenzi awulethi noma yiziphi izimanga ezingezinhle ngeChina. Noma ikuphi ukuchezuka phansi ekubukekeni kwayo kwezomnotho kungaba nomthelela omubi ezimakethe ezisele. Usuvele usibona isibambiso salesi simo kuleli hlobo, ngokuncipha kwamanani aseYurophu afinyelela ngaphezu kuka-10% kwamanye ama-indices amele kakhulu amasheya.

Noma yiliphi isu lokutshala imali kulo nyaka kuzodingeka ukuthi libe nesiqhwaga sase-Asia njengendawo yokukhomba, ngokuhle noma ngokubi. Kunoma ikuphi, kuzothatha isinqumo sokuthi izikhundla ziyathathwa yini noma cha ezimakethe zezimali, njalo ngokuqapha okukhulu.

Uma ekugcineni Amakhosi ekunikeza zonke lezi zifiso, izinto zizokuhambela kahle impela, futhi ngokuqinisekile uzokwakha ifa elinamandla kakhulu kunaleli onalo njengamanje, impela. Noma kunjalo, impela izifiso ezingaphezu kwesisodwa ziyokhohlwa, futhi kungavimbela umsebenzi wakho ukufeza izinhloso zakho.

Umbono wemakethe yamasheya aseSpain ngabahlaziyi bemakethe abakhulu khombisa ukuthi izokhiqiza ukubuyekezwa okuphakathi kuka-5% no-10% cishe. Kepha noma yikuphi ukushibilika ezifisweni oziphakamisile zonyaka omusha kungabhubhisa lezi zibikezelo. Futhi ukuthi ekugcineni kosuku, azilutho ngaphandle kokulindelwe, futhi kuzoba izimakethe ngokwazo ezigcina ziphoqelela iqiniso lazo ngamanani aqondaniswe nangempela.


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Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.