Enye yezinto ezintsha enikezwa izimakethe zezezimali iza njengamanje evela ku-oyela. Ngoba empeleni, kungenye yezimpahla zezimali ezibonisa ifayili le- ubuthakathaka obukhulu ekuguqukeni kwamanani abo emasontweni edlule. Kuze kube seqophelweni lokuthi ezinsukwini ezimbalwa ezizayo ukusekelwa okubalulekile ukuthi inamadola angama-40 umgqomo ungabuye uvivinywe futhi. Konke lokhu ngemuva kokukhulisa ukuthambekela okunamandla okuphezulu okuholele ekutheni okungcolile kudlule u- $ 60.
Kubukeka sengathi ukwehla kwentengo kawoyela kuyisimo esisha abatshalizimali okufanele baphile naso kusuka manje. Kunoma ikuphi, kungabandakanya ifayili le- ithuba lokwenza imali ezuzisayos kusuka kulezi zikhathi. Ngoba lokhu kwehla kwentengo yegolide elimnyama kungavuna ezinye zezokuphepha ezisohlwini lwezimakethe zezimali. Kuzo zonke, lokhu kuguquguquka kuzoba izaba zokulungisa iphothifoliyo yokutshala imali ukuze iyivumelanise nesimo esisha esethulwe izimakethe zezezimali.
Ukukusiza ukuthi uthuthukise izikhundla zakho kumasheya, kufanele wazi ukuthi iziphi izitoko ezithandwa kakhulu nezilimazekayo ngokwehla kwentengo kawoyela. Ngoba impela, akungabazeki ukuthi kuzoba khona abathile abawinile nabaphumelelanga maqondana nedatha esivezwa yigolide elimnyama. Kodwa-ke, kufanele uthathe isinyathelo ngokushesha ukusizakala ngalesi simo esisha kuma-semesters amabili edlule kulo nyaka. Ngeziphakamiso ezintsha zemakethe yamasheya ezingaletha inzuzo enhle ku-akhawunti yakho yokubheka.
Amafutha, uzuza kanjani
Uma lo mkhuba omusha wokwehla ngentengo ongahluziwe uqinisekiswa, kuzofanele uhambe ubheke kusuka manje ukuthi yimaphi amanani angaziphatha kahle kulesi simo. Lapho ungakwenza khona ukuthenga kwakho ngokusemthethweni kube manje. Ziyizindinganiso ezahlukahlukene futhi zinemvelo ehlukahlukene, njengoba uzobona lezo ezinikeza lesi sici esikhethekile. Akumangalisi ukuthi lesi simo sizosiza futhi bazokwazi ukukhuphuka amazinga abo ngesikhathi sokuhlola ukuthi yini inani elizokhokhwa ngezenzo zabo.
Omunye wemikhakha ehlomule kakhulu ngokuwa kwentengo kawoyela ngokungangabazeki kuzoba yiwona oxhumene nezindiza. Ngesizathu okulula kakhulu ukusichaza ngoba kuzokuvumela ukuthi uthole uphethiloli wentengo engcono. Ngenxa yalokhu, imiphumela yakho eveziwe izokwandiswa kuma-akhawunti wakho webhizinisi. Ngakho-ke, ngeke kumangaze uma amanani abo enyuka kusukela manje kuqhubeke. Ukuba isimanga ngokuphela konyaka, ngaphezu kweminye imikhakha efanelekile yezimali, kokubili kuzwelonke nakwamanye amazwe.
IAG enkabeni ye-radar
Ngaphakathi emakethe yamasheya kazwelonke, kunezindinganiso ezimbili ezingakhuphuka kusukela manje kuqhubeke. Lawa amanani abalulekile njenge IAG futhi Vueling, ngemuva kwesikhathi esithile sokuvilapha ezimakethe zezimali. Ngokuphathelene nesibambiso sokuqala, i-IAG, izokwazi ukuqondisa umfutho oqinile oholela ekutheni ibhekane nama-euro ayisishiyagalombili ngesabelo ngasinye. Lapho ukungabaza okukhiqizwe ngemuva kokuhamba kweGreat Britain ezinhlanganweni zomphakathi sekuhlisiwe. Futhi lokho kwaholela ekulungisweni kwamanani aqinile. Ngokuqondile ukuvakashela isithiyo sama-euro amane futhi.
Ngaphezu kwalokho, isici sobuchwepheshe se-IAG asinakuhlulwa kakhulu ngemuva kwedatha enhle yezivakashi nokuthi isibalo esikhulu sabahambi sidluliselwe ezindizeni zayo, futhi ikakhulukazi lezo zithuthukiselwa ezindaweni zabavakashi. Kulesi simo, kungenye yezinketho ezingakunika injabulo enkulu kusukela manje. Isikhathi esingahlali kakhulu sokuhlala, ngoba ungakunyusa ukuphela kwalo nyaka. Noma ngesincomo sabanye babahlaziyi bezezimali ababaluleke kakhulu.
Zonke izindiza zizonke
Lesi simo samanani entengo asithinti i-IAG kuphela, kepha nazo zonke izindiza, cishe ngaphandle kokukhetha. Esinye salezi ziphakamiso sivela kwaVueling, nakho okungazuza kulokhu kuziphatha kwempahla yezezimali ebaluleke njengoyela. Kuyisinyathelo esinolaka kakhulu okuhloselwe iphrofayili yomtshali-mali echazwe kahle kakhulu. Lapho ukusesha kwezimbuyiselo ezibalulekile kuzokwenzeka. Yize kunengozi enkulu ngenxa yezici zayo ezikhethekile, lapho enye yazo kufanele ikwamukele kakhudlwana ukukhombisa izinga eliphakeme lokuntengantenga.
Ngakolunye uhlangothi, ezinye izinhlobo zezindiza nazo zingafakwa kuphothifoliyo yokutshala imali. Kuqhamuka emphakathini wase-Europe naku- Izimakethe zaseNyakatho Melika. Abanye babo bazothambekela kakhulu ukukhuphukela phezulu kwamacaphuno. Kunoma ikuphi, kuzodingeka izindleko eziphakeme ngenxa yokwenyuka okukhulu kwamakhomishini awo. Lesi yisici okuzodingeka uhlole ukuthi kulula yini ukubaqasha.
Amagugu emkhakheni wezokuvakasha
Lezi zinkampani ezisohlwini kufanele kube ezinye ezingakwazi ukulahleka kuphothifoliyo yakho uma isimo sokwehla kwentengo kawoyela sihlangatshezwa. Yebo, zombili izindawo zokuhlala, izinhlangano zezokuvakasha kanye nezikhungo zokubhuka kuzoba ngabakhethiweyo abazokhuphula inani labo ezimakethe zezimali. Kuyisimo esiza kahle uziphathe kangcono kunamanye amanani esikhwameni. Ukufika ezingeni lokuthi bangathola izilinganiso ezingaphezu kokubaluleke kakhulu kusukela manje kuqhubeke. Iphinde iqhutshwe yimininingwane enhle yamanje ekuhambeni kwabavakashi.
Akumangalisi ukuthi elinye lamasu avame kakhulu kubatshalizimali abancane nabaphakathi ukufaka imali yabo kulesi sigaba sezokuphepha phakathi nezinyanga zasehlobo. Kunamathuba amaningi okufanele uthuthukise ibhalansi ye-akhawunti yakho yezokuphepha. Nesikhathi saphakade esiya esifushane naphakathi. Ngokuqondile isikhathi esisele phakathi kwamanje nokuphela konyaka wokuhweba. Lelisu lingasetshenziswa ngokushesha ukuthola amandla wokubuyekeza elingaletha kusukela manje kuqhubeke.
Kulinyazwe ongahluziwe obizayo
Kepha akubona bonke abazoba yizimo ezinhle kubo bonke abatshalizimali. Vele akunjalo, ngoba kuzoba khona namanye amagugu azozizwa kabi kakhulu ngokwehla kwentengo yala mandla. Njengoba kunengqondo ukuqonda, yizo zonke izindinganiso ezixhunyaniswe nokuthengiswa kwale mpahla yezezimali ebalulekile. Ngalo mqondo, naphakathi kwemakethe kazwelonke, kuzoba njalo I-Repsol isisulu esikhulu salesi sikhathi sokuhlangana. Ngengozi yokuthi amanani abo angavakashela le ndawo phakathi kwe-11 ne-12 euros ngesabelo ngasinye.
Ngokwalo mbono, inkampani exhunywe negolide elimnyama akufanele ibe ngesinye seziphakamiso zakho sokwakha iphothifoliyo ephephile futhi elinganiselayo. Akumangalisi ukuthi unokuningi okulahlekile kunalokho ongakuzuza. Yini enye, isici salo sobuchwepheshe akuyona into efiseleka kakhulu ukucwiliswa kumanje okuthengisa kancane. Ngemuva kokuhlephuka ukumelana okubalulekile endleleni. Konke lokhu kwenza njengamanje inani elilungele ukuthengiswa kunokuthenga.
Izinkampani ezixhunyaniswe no-oyela ongahluziwe
Ngakolunye uhlangothi, kukhona olunye uchungechunge lwamanani, ngaphandle kokuba yizinkampani zikawoyela, ongeke athole ukwehla okuhle kakhulu entengo yegolide elimnyama. Yibo labo abathembele kulo mandla ukuze bathuthukise umsebenzi wabo noma ulayini webhizinisi. Ngalo mqondo, esinye sezibonelo ezisobala ezilinganisweni zezwe Amasu aqoqiwe. Futhi ngaphezulu kwale sinqumo sokungathengi amasheya abo kuthuthukiswa yisici saso sobuchwepheshe esesabekayo. Enye yezinkomba ezimbi kunazo zonke enkombeni ekhethiwe yaseSpain, i-Ibex 35, okuholele ekutheni ikhiqize enye yokulahlekelwa okukhulu kakhulu kulo nyaka.
Ngoba empeleni, lesi sigaba sezinkampani sizoba ngomunye wabalahlekile kakhulu uma lesi simo siqinisekiswa ezimakethe zezezimali. Ngeke kumangaze kakhulu lokho ukulungiswa okukhulu kwenzeka ngamanani abo futhi kuyisizathu senani elihle labatshalizimali abancane nabaphakathi ukushiya izikhundla zabo. Akunakulibaleka ukuthi banikeze nesiginali engaphezu kwesisodwa ngesimo sokuba buthakathaka ababalwe ngaphansi kwabo ezimakethe zezimali.
Lesi yisimo esingahle sidale lokhu kulungiswa okusabekayo entengweni kawoyela. Kepha ungakusebenzisa ngokunenzuzo ukukhetha ukuphepha nemikhakha engabamba kahle lesi simo sokucabanga. Kepha noma kunjalo, kuzophinde kuthinte ama-stock indices nge isikhwama phansi. Ngenxa yalokho, kuzoba yithuba lokushiya izimakethe zezezimali, noma okwesikhashana. Ukufaka kamuva, kepha ngamanani wokuncintisana kakhulu, okungukuthi, ashibhile. Futhi ngale ndlela, khulisa amandla okubonga.
Awukwazi ukukhohlwa ukuthi zonke izimakethe zamasheya zizobe zibheka ukubuzwa kwentengo kawoyela. Lapho kungenakukhishelwa ngaphandle ukuthi kudala ukungazethembi okukhulu, noma ngendlela evelele kumanani athile wamasheya aseSpain. Lesi yisimo esingaba nokuqhubeka okukhulu noma okuncanyana ngokuya ngobukhulu balokhu kuwa. Kunoma ikuphi, kuzokuthinta ezikhundleni ozivule kuze kube yileso sikhathi.