Ukuze lokho okwenzeke kuwe ngonyaka odlule kungaphindi kwenzeke, sizokunikeza imihlahlandlela ethile yokuziphatha ukuze wazi okufanele ukwenze lapho iphothifoliyo yakho yokutshala imali emakethe yamasheya isesimweni esingesihle. Ngo-2018, inkomba ekhethiwe yezimali zaseSpain, i-Ibex 35, yayincane ngaphezu kuka-15%, ngamanani awele ngaphezu kwama-30%, njengalawo avela emkhakheni wamabhange. Lokhu yinto ongeke wayivumela le nkambo entsha yemakethe yamasheya.
Inkinga enkulu yokulahlekelwa yimali ezimakethe zezimali yilokho izinto zingaba zimbi kakhulu. Lokhu yinto abatshalizimali abanolwazi oluningi ezimakethe zezezimali abazi kahle ngayo. Ngoba bahlala benesibopho sokwenza isimo sakho sibe sibi kakhulu. Futhi, awukwazi ukukhohlwa ukuthi ukwehla kwentaba kuholela ekwehleni okukhulu kakhulu ekulinganisweni kwamasheya. Futhi akukho okunye ongakwenza ngaphandle kokunciphisa ukulahlekelwa kwakho kulesi simo okulimaza izintshisekelo zakho.
Ngakolunye uhlangothi, asikwazi ukukhohlwa ezinye izibikezelo ezibonisa ukuthi a ukwehla komnotho ezingeni lomhlaba jikelele elingaba nomthelela omubi kakhulu ezimakethe zokulingana zamazwe omhlaba. Ngalo mqondo, ucwaningo lweNew York Times lwembula ukuthi ngaphezu kwengxenye yama-CEO akhulunywe nawo acabanga ukuthi kuzoba nokwehla kwamandla omnotho ngasekupheleni kuka-2019. Kusobala ukuthi sekuyizinyanga abanye bexwayisa mayelana nokwehla kwamandla omnotho okungenzeka, kodwa ochwepheshe abaningi abakwenzi lokhu kulindeleke ukuthi kwenzeke kuze kube yingxenye yesibili ka-2019 noma ngo-2020.
Ukulahlekelwa emakethe yamasheya: ukuthengisa
Elinye lamasu okuqala angenzeka ekusebenzeni kwemakethe yamasheya ukwenza ama-oda wokuthengisa. Luhlelo olusebenza kahle kakhulu uma lwenziwa ngaphambi kwesikhathi, okusho ukuthi lapho izimakethe zezimali seziqale ukwehla. Kungcono ukuyibamba ngesikhathi kunokulinda Ukukhubazeka kuyanda njengoba izinsuku zihamba. Akudingeki ukhathazeke ngokulahlekelwa inani elincane lemali, kepha okukhathaza kakhulu ukuthi ushiya amanani abaluleke kakhulu endleleni kulezi zimali.
Ukufaka leli qhinga ekutshalweni kwemali kulula kumigomo emifushane yokuba ngunaphakade ngoba okudingayo ukusebenza okusheshayo, ngomqondo othile noma ngomunye. Enye into ehluke kakhulu kungamagama aphakathi nendawo futhi lapho kunzima kakhulu ukumisa lokhu kulahleka. Ngale kokunye ukucatshangelwa kwezobuchwepheshe. Ungasebenzisa ithuluzi elinamandla futhi elisebenzayo njenge- misa ama-oda wokulahleka. Akumangalisi ukuthi zizokusiza ukuba wehlisele emazingeni umnotho wakho wasekhaya ongaweseka ngesikhathi ngasinye.
Sebenzisa imihlangano yokuthengisa
Kunoma ikuphi, uma uzimisele ngokuphelele ngokuthengisa izikhundla zakho emakethe yamasheya, isu elihle kakhulu ongalithatha kusukela manje ukulinda ukuthi kwenzeke. ukubuyela okuqinile kusilinganiso. Ngale ndlela, akukho kungabaza ukuthi uzokwazi ukunciphisa ukulahleka futhi okungenani ukuthengisa kuzoba yingozi kakhulu kuzintshisekelo zakho. Lokhu kungenye yezinzuzo ezinhle ukuthi ukuvela kwama-bounces owaziwayo emakethe yesitoko kukulethela. Azisetshenziselwa ukuthenga, kepha kunalokho okuphambene nalokho, ukulungisa kancane kancane izikhundla futhi kuya ngecebo lokuhweba olisebenzisayo ngaleso sikhathi.
Ngakolunye uhlangothi, ukuthengisa kulokhu kuhamba, okuyizimbuyiselo, kufanele ukwenze kube semthethweni engxenyeni engenhla yokumiswa kwentengo. Lokho wukuthi, kufanele usheshise ukwanda okwenzeka ngalezo zikhathi. Ngoba ukubuyela emuva kungahlala amahora ambalwa kakhulu noma kugcine kwenziwe okwenziwa amasonto ambalwa. Vele, kuyisigaba esiyinkimbinkimbi kunazo zonke zale nqubo. Yazi ukuthi yini i- isikhathi esifanelekile sokuthengisa izikhundla zakho ezimakethe zezimali. Akucebisi ngawe ukuthi uyeke ukubopha amabhuleki ngoba imiphumela ingahle iphikisane futhi lokhu kuyinto engakulimaza kakhulu.
Kunconywa kakhulu ukuthi ungathatheki yimicabango futhi ube nesikhathi sokuhlaziya okulungele wena ngaso sonke isikhathi. Izinqumo ezifika ngaphambi kwesikhathi akulona ibhizinisi elihle kubatshalizimali abancane nabaphakathi. Impela kuyinto oyiqinisekisile ekusebenzeni okwenzile eminyakeni yamuva. Kungumuzwa ongazuza kuwo kusukela manje. Ngoba awukwazi ukukhohlwa ukuthi imali eningi isengozini futhi akusona neze isikhathi sokwenza amaphutha ngokweqile kulolu hlobo lwezezimali.
Dlulisa ngaphakathi kwesikhwama
Uma ubona ukuthi inani lemakethe obekwe kulo ngesikhathi esithile lilahlekelwa kakhulu ezimakethe zezezimali, ungadlulisela izikhundla kwabanye abasebenza kangcono ezimakethe zezimali. Lokhu kufanele kwenziwe lapho umiswe ngenani elithile ngokucacile i-bearish futhi uyabona ukuthi kukhona abanye abakhombisa ukuthambekela okuphambene ngokuphelele. Lokho wukuthi, babuswa umhlahlandlela obheke phezulu okuvumela ukuthi wenze ukonga kube nenzuzo ngeziqinisekiso ezinkulu zempumelelo.
Okuwukuphela kwento ebuyisela emuva kuleli su elikhethekile ukuthi ngeke ube nenye indlela ngaphandle kokuthatha izindleko eziphakeme kumakhomishini wokusebenza ukuthenga nokuthengisa. Njengoba kuzofanele ukwenze, zombili lapho uvala izikhundla kwezokuphepha zokuqala bese kuba esiphakamisweni esisha osikhethile ukuxazulula ukulahlekelwa obukade unakho kwiphothifoliyo yakho yezokuphepha. Kunoma ikuphi, ngeke kube ukukhishwa ngokweqile uma umnikelo wakho wezezimali unamandla amakhulu. Kunoma ikuphi, kuzodingeka ukuthi ukwazise ukusebenza ukuze ugweme ukwenza izinto zibe nzima ezimakethe zezimali.
Ubamba nini izikhundla?
Esinye sezimo ezingase zivele yizizathu onazo ngalesi sikhathi zokungalahli izikhundla zakho emakethe yamasheya. Lapho kunokulahleka esitatimendeni semali engenayo sephothifoliyo yakho yezokuphepha. Esinye sezizathu zokwenza lezi zinyathelo ukuthi isikhathi sakho sokuhlala sibhekiswe emvelweni futhi ngaphezu kwakho konke isikhathi eside. Ngoba empeleni, kulezi zimo akufanele ukhathazeke ngemakethe yamasheya eyehla, noma ngabe iphansi kakhulu. Hhayi ngeze, isikhathi sakho sokuhlala singakuvumela lokhu kwehla kwentengo.
Ngakolunye uhlangothi, uma lokhu kuyisimo lapho kwethulwa khona izimali kuwe, ungasebenzisa ngokunenzuzo ukwehla kwamanani esitoko ukukhulisa izikhundla zakho ngokulingana. Lesi yisibonelo esisebenziseka kakhulu kumanani kune- basabalalisa izinzuzo phakathi kwabaninimasheya. Ngoba ungathola ukubuyiselwa okungaguquguquki nokuqinisekisiwe minyaka yonke okuphezulu kunakuqala. Akumangalisi ukuthi yilokhu izinkampani ngokwazo ezenzayo ukuthola isitokisi esinamandla kakhulu kunangaphambili. Ukuthenga amasheya ngamanani angabizi kakhulu.
Ukwehla kancane yebo, ukwehla kwezomnotho cha
"Iphuzu eliphakeme lomjikelezo lisemuva kwethu, kodwa amazinga aqinile womsebenzi asekhona, aholwa amazwe asafufusa futhi asekelwa yizimo zezimali ezikahle", kusho abahlaziyi beRenta 4 Las umnotho ophuthumayo kuzoqhubeka, ngonyaka we-2019, ukukhulisa isisindo sabo kwi-GDP yomhlaba. Uma sikhuluma ngamazwe athuthukile, ithimba le-Income Analysis 4 Banco lilinganisela ukwehla okuncane okuholwa ukukhula okuphansi e-US, uma umthelela wokuguqulwa kwentela ususele emuva. EYurophu, kuzogxilwa kuzingxoxo zeBrexit nomphumela wazo wokugcina.
Ngokuqondene neSpain, ku-2019 izohlala ihamba phambili eYurophu ngokukhula, kepha ilahlekelwe umfutho uma kuqhathaniswa nonyaka owedlule. Lo mongo, wokulinganiswa kuzinga lokukhula nge ukwehla kwamandla emali okulawulwayo, izovumela izinqubomgomo zezimali zamabhange amakhulu aseCentral ukuthi ziqhubeke nokujwayelekile kancane kancane. I-Fed izosondela ezingeni lokungathathi hlangothi lamanani, yize inganciphisa ukukhuphuka uma kukhona ukwehla okweqile.
Ukuphela kwe-QE
EYurophu, i-ECB kulindeleke ukuthi iphoqelele ukujwayela kancane kancane lapho ibhekene nokukhula okulingene, ibiqukethe amandla emali futhi izingozi zepolitiki njenge, isibonelo, i-Italy. Ngale ndlela, ukuphela kwe-QE (ukunciphisa okulinganiselwe) kufanele kwenzeke kulo Disemba 2018 futhi singabona ukukhuphuka kokuqala kwamanani wenzalo kwikota yokugcina ka-2019, ngokusho kwezibalo zabahlaziyi beRenta 4 Banco. Kunoma ikuphi, ziyizihloko okufanele uzihlaziye futhi uzicabangele ikakhulukazi kusuka kulezi zikhathi eziqondile.
Mayelana neBhange LaseNgilandi, "kumele silinde nje kuphela ukuze sibone imiphumela yeBrexit ekukhuleni nasekukhuleni kwamandla emali", kanti iBhange laseJapan lizogcina, okwamanje, inqubomgomo yezimali enwebekayo. Kulesi simo esivamile semakethe yezimali, kokubili ukulingana nemali engenayo engaguquki, ngeke kube khona okunye abangakwenza ngaphandle kokulalelisisa zonke izindaba ezizolethwa yimicimbi efanelekile kulo nyaka. Ukufika ezingeni lokuthi kuzoba usizo olukhulu ukuze ukwazi ukuthatha izinqumo zakho ezimakethe zezimali kusukela manje kuqhubeke.