Izipho ezi-7 ezinhle kakhulu izazi ezingaletha kuzo kubatshalizimali

izipho

Ngunyaka owodwa i-SSMM yabo abahlakaniphileyo abathathu bazovakashela nabatshalizimali abancane nabaphakathi ngoJanuwari 6. Kulo nyaka, kunanini ngaphambili, izimfuno zakho zizoba ziningi kakhulu ukwenza ukonga kwakho kube nenzuzo enkulu kunonyaka ophelile. Lapho inkomba yokulingana kazwelonke, i-Ibex 35, yehle cishe ngo-11%. Into wonke umuntu afuna ukuyiphinda ngoba kungaba yisibonakaliso sezintshisekelo zalabo asebelahlekelwe yimali eningi ezinyangeni ezedlule.

Njengomphumela walo mkhuba, ngeke ibe khona enye indlela ngaphandle kokuthi abahlakaniphileyo abathathu bahambisane nochungechunge lwezifiso esinalo kulo nyaka omusha wokuhweba. Ngaphandle kwabanye ukucatshangelwa kwezobuchwepheshe kuzinkomba zamasheya zomhlaba jikelele eziyinhloko. Kuzoncika kubo ukuthi ekupheleni kwalo nyaka ibhalansi yethu kwi-savings account icishe ibe namandla kakhulu ukuhola impilo engcono kusukela manje. Ngamasu amaningana esizokuchazela wona ngezansi nokuthi oMagi bangaqhubeka, hhayi ngaphandle kwemizamo yabo.

Isisekelo sokuqala sizosuselwa ekukhuleni kwamazinga wenzalo okwenziwa ngendlela elawulwayo futhi kude nanoma yikuphi ukumangala okungabandakanya ukulahlekelwa kuphothifoliyo yakho. Ngale ndlela, isifiso sokuthi kufanele usenze ngokusemthethweni encwadini yakho yobukhosi kumele sikhumbule lesi sifiso esifiselekayo kubo bonke abatshalizimali ezweni lethu. Akunzima kakhulu ukuthi lesi sifiso sizogcwaliseka ezinyangeni eziyishumi nambili ezizayo njengoba lokhu kuyinhloso ye-European Central Bank (ECB), njengoba kushiwo ezitatimendeni zakamuva ngumongameli wayo, uMario Draghi.

Okwesibili kwezipho: ukuzola eNgilandi

i-brexit

Enye yezinto engalimaza kakhulu abatshalizimali abancane naphakathi inqubo eyinkimbinkimbi kule ngxenye yezwekazi elidala futhi etholakala I-Brexit. Ngalo mqondo, akukho okungcono kunezingxoxo phakathi kwezinhlangothi zombili ezenziwa ngaphansi kokuvikela izintshisekelo zazo. Okuthile okubaluleke ngokuphelele ezimakethe zezimali ukuze kubuyele endleleni ejwayelekile. Yebo, ukuphazanyiswa kohlobo lwezepolitiki cishe njalo okuholela ekwehleni emakethe yamasheya. Ngaphandle kokunye ukucatshangelwa kwezobuchwepheshe ngisho nasendaweni yokubuka izisekelo zayo.

Isipho Sesithathu: Trade War Fix

Akungabazeki ukuthi impi yezohwebo phakathi I-United States neChina bekulokhu kusinda ezimakethe zezezimali. Njengoba kwenzekile semester yokugcina yanyakenye. Izindaba ezimnandi ngalo mqondo kumele ziqoqwe ngokwanda ezimakethe zamasheya emhlabeni wonke futhi mhlawumbe ngamandla amakhulu. Ukuthi kungathatha izimakethe zamasheya emazingeni angabonakali ezinyangeni eziyishumi nambili ezedlule nokuthi kungasizakala ngamasheya anolaka kakhulu azoba yibo abenza kahle kakhulu ezimakethe zezimali. Ngokunyuka okuhambisana kakhulu nakho konke ukubuka.

Isipho sesine: izinzuzo zebhizinisi

Imiphumela yekota ngayinye yezinkampani ezisohlwini izothatha isinqumo ekunikezeni umfutho omkhulu ekulinganisweni kwamanani azo. Ngakho-ke, kuzobaluleka ukuthi inzuzo yebhizinisi ingakhuphuka kusukela manje kuqhubeke. Noma kungokwamamaki amancane amancane maqondana neminyaka edlule. Lesi sici sizoba yinto eyengeziwe yokuqhubela phambili ukukhula kwezinkomba eziyinhloko zemakethe yamasheya emhlabeni. Ngoba ekugcineni kosuku ukuthi imayelana nokuthi i ukukhula komnotho hlala ulandelela kuzo zonke izindawo zebhizinisi. Akumangalisi ukuthi kuzobonakala ngokwenyuka kwentengo yamasheya ayo.

Isipho sesihlanu: ukungabikho kwezingxabano zempi

izimpi

Akungabazeki ukuthi izimpi zihweba phansi ezimakethe zezimali njengoba kubonakala eminyakeni yamuva. Ngalo mqondo, kufanele kuqashelwe ukuthi izimo zempi zibonakala ngokungabikho kwazo. Lapho enye yezingxabano eziphikisanayo nemiphumela emibi kuma-equities yiyona engabhekana neRussia ne-Ukraine. Akumangalisi ukuthi le micimbi ibizoba nokuqondana okuqonde ngqo nokwehla kwentengo yamasheya. Enye yezindaba ezimnandi kakhulu ebingakhiwa kulo nyaka omusha wokuhweba ukuthi le micimbi ayenzekanga ngaphansi kwanoma yiziphi izimo.

Isipho sesithupha: thatha i-uptrend

Kunoma ikuphi, izindaba ezinhle kakhulu ukuthi abatshalizimali abancane nabaphakathi bangaba nalesi sikhathi ukuthi imakethe yamasheya ngokujwayelekile, noma okungenani amanani athile, angangena kumabhizinisi we-bullish. Mayelana neyokuqala, kunzima kakhulu ukuthi yenziwe ibe semthethweni, kepha kunalokho, isiphakamiso sesibili siqinisekile ukuthi uzozibona ezinyangeni ezizayo. Ngoba njengoba abatshalizimali bevame ukusho ngolwazi oluningi Amathuba webhizinisi wangempela ahlala akhiqizwa ezimakethe zokulingana. Njengezindaba ezinhle zokwenza ukonga kwakho kube nenzuzo.

Isipho sesikhombisa: thola isu lilungile

Futhi njengecebo lokugcina lokukhulisa ngempumelelo utshalomali kulesi sifundo, izinto ezingapheli azikhohlakali. Phakathi kwazo, okunye okubaluleke kakhulu ukuthi awenzi amaphutha ekuvumelaneni kwephothifoliyo yakho elandelayo yokutshala imali. Ukuze uhlangabezane nale mfuneko ebalulekile, akukho okunye ongakwenza ngaphandle kokuba yilokho Uyalwe kakhulu ngamasu ozowathatha ukukhetha ukuphepha okubalwe ezimakethe zezimali. Ngokuhlaziywa okuningiliziwe kokuvela kwezimakethe zamasheya zomhlaba jikelele.

Njengoba kungenzeka ubonile, ngakho-ke, akuzona izidingo ezinzima kakhulu ukuhlangabezana nazo futhi uma kuhlangatshezwana nawe uzothola umklomelo wakho ofanelwe kahle. Ngenzuzo ongayenza kangcono ngokusebenzisa elinye isigaba semikhiqizo yezezimali. Ngamasu amaningi okutshalwa kwezimali nangobunhlobonhlobo bemvelo, njengoba kuyinjongo yakho esheshayo kulo nyaka ngoba kusekupheleni kosuku kulesigaba sokusebenza ezimakethe zezimali.


Yiba ngowokuqala ukuphawula

Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

*

*

  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.