Amasu amakhulu emakethe yamasheya athuthukiswa ukugwema izenzo ezingadingeki ekusebenzeni okuqhutshwa kulezi zimakethe zezezimali. Akumangalisi ukuthi, yibo abenza imisebenzi emibi engakubiza ama-euro amaningi ekuhambeni ngakunye. Ngenhloso ye- ukuvimbela lezi zimo Sizokuvezela ezinye zalezi zenzo nokuthi kusukela manje awusekho ongakwenza ngaphandle kokuzigwema ukuze ungabi nezinkinga ekutshalweni kwakho kwemali emakethe yamasheya.
Ezimweni eziningi, lezi zenzo ziwumkhiqizo wokungazi kwabatshali zimali. Kepha kokunye kungumphumela wokuhlela noma ukuthuthukisa i- ukuphathwa okubi ekusebenzeni ezimakethe zezimali. Ukufika ezingeni lokuthi zingakwenza ulahlekelwe yimali ebonakalayo. Lokho bekungeke kulungiswe ukube bekukhuthele kakhulu ekunyakazeni kwemakethe yamasheya. Ngoba empeleni, kufanele ucabange ekugcineni kosuku ukuthi yimali yakho ogembayo futhi ekubukeni akufanele uqaphele.
Ezimakethe zezimali kunomthetho osebenza ngaso sonke isikhathi futhi okuwukuthi kubaluleke kakhulu ukutshala imali kuphela engadingeki isikhathi esifushane. Lesi senzo okufanele usenze ngezikhathi zonke. Ngoba uma kungenjalo, qiniseka ukuthi uzovezwa kokunye okuvelayo otshalweni lwakho emakethe yamasheya. Kepha kukhona okunye okubaluleke ngokulinganayo futhi esizobonisa kusuka manje kuqhubeke ukuze ukwazi ukuhambisa ukuthengwa nokuthengiswa kwamasheya emakethe yamasheya ngendlela ephephile nelungile.
Izenzo okufanele uzigweme: ziphikisana nesikhathi samanje
Vele, kufanele uhambe nomkhuba wemakethe ukuze unqobe kule mpi ebudlelwaneni bakho nezwe lemali. Ngalo mqondo, ngeke ube nenye indlela ngaphandle kokulahla amanani axhumene kakhulu ne imikhakha esengozini enkulu enkingeni yezomnotho ezamazwe omhlaba. Phakathi kwabo kukhona amaqembu ezezimali (amabhange aholayo nezinkampani zomshuwalense) futhi ikakhulukazi amasheya avela emikhakheni ejikelezayo. Yizona ezibucayi kakhulu ezimweni zokwehla kwamandla emali emnothweni emhlabeni jikelele. Kuze kube seqophelweni lokuthi ukusebenza kwabo kuzohlala kubi ukwedlula konke okunye, ngokuhlukahluka okungafinyelela ngaphezulu kuka-5% ngentengo yamasheya abo.
Ngakolunye uhlangothi, awukwazi ukukhohlwa ukuthi into enesisindo esikhulu kumathrendi wemakethe yamasheya yilokho okubizwa ngemizwa yemakethe. Ngakho-ke, kufanele unake le minyakazo ngoba izokhombisa ukuthi yiziphi izimali okufanele utshale imali yakho kuzo nokuthi yiziphi abanye abangazisebenzisi. Kuyisu elilula kakhulu elingeke likudalele izinkinga lokuthi ulifeze kusukela manje kuqhubeke. Futhi lapho ungathola khona iziphakamiso ezimakethe zezimali ezingaba nenzuzo enkulu ezinyangeni ezimbalwa ezizayo noma ngisho neminyaka.
Thola ukuthatheka ngomdlandla
Lo moya awukaze ube ngumeluleki omuhle wokuthuthukisa ukutshalwa kwezimali kwakho emakethe yamasheya. Uma kungenjalo, kunalokho, kungakuholela emuva ezimeni ezingafuneki nganoma yisiphi isikhathi empilweni yakho. Ngaphezu kwalokho, kujwayelekile kakhulu kubatshalizimali abancane nabaphakathi ukuthi batshale imali yabo kwizibambiso ngoba nje bekhuphuka ezimakethe zezezimali. Ngaphandle kokunaka olunye uchungechunge lwezinto ezibucayi nezisisekelo ezingakunika ukungathandwa okungaphezu kokukodwa ngesikhathi esithile empilweni yakho. Ngomphumela osheshayo onjengokuthi, ngokwesibonelo, ukuthi ungabambeka kule mpahla yezezimali, okusho ukuthi, kude kakhulu nenani owathenga ngalo amasheya.
Udinga ukwenziwa kwemali
Esinye sezimo ezingafuneki ezingavela kusukela manje kuxhunywe ekuthengisweni kwemali kuma-akhawunti okonga abatshalizimali. Ngomqondo wokuthi akudingeki ukuthi utshale imali wena kungadingeka esikhathini esifushane. Leli iphutha elikhulu ukuthi, ngaphandle kokungabaza, uzokhokha kakhulu ngesidingo sokwenza inkokhelo eyinqaba esungulwe kubhajethi yakho yangasese noma yomndeni. Isibonelo, hlangana nezibopho zakho zentela. Kumele nje utshale leyo mali ongeke uyidinge ezinyangeni noma ngonyaka ozayo, kuya ngobude besikhathi sokutshalwa kwemali.
Ayifanele imizwa
Enye into okufanele uyigweme ngezindleko eziphezulu ukubuswa yimizwa engenangqondo yokuthi akukho okuhle okuzokulethela uma kuziwa ezimakethe zezimali. Ngoba empeleni, ungangabazi ukuthi ukuthandana nesenzo kungaba yingozi. Ngaphezu kwalokho, lokhu kungukusebenza okungenzi noma yimuphi umqondo ngoba phela ukhuluma ngemali hhayi enye into. Futhi njengoba abatshalizimali kulo mkhakha bazi kahle abukho umzwelo obufanele. Uma kungenjalo, kunalokho, kubuswa eminye imingcele ukuthanda izinto ezibonakalayo kakhulu. Kuze kube seqophelweni lokuthi ungakhokhela kakhulu lolu hlobo lokusebenza okungenangqondo kunoma iyiphi indawo yokubuka.
Vulelwa imali
Vele, iresiphi yokuphumelela ayibhalwanga, kepha kunamaphutha aphindaphindayo okuthi, uma egwenywa, abe nenzuzo enkulu. Okunye okuvame kakhulu ukugxila kuphela ezinkampanini ezinkulu ezibalwe ezimakethe zezimali. Kumele uhlaziye ukuthi lokhu akwenzeki njalo nokuthi akuwona umthetho obhaliwe ukuthi izibambiso ezinkulu ziphephe kakhulu ukwenza imisebenzi yokuthengwa kwamatayitela. Kuyisu elingenangqondo kakhulu elingakuvimbela ekukhetheni amathuba webhizinisi langempela. Kuhlale kunconywa kakhulu ukuhlola izinkambu ezintsha ekutshalweni kwemali futhi kwesinye isikhathi inzuzo ephezulu ikhona eqenjini lamanani amancane naphakathi emakethe yamasheya. Akufanele uzivalele kude kungenzeka okunjalo.
Izinkampani ezinezikweletu eziningi
Elinye lamaphutha amakhulu ongawenza njengamanje ukufaka imali yakho ezinkampanini ezifakwe ohlwini ezinesikweletu esiphakeme kakhulu ngakho-ke zingakwehlisa leli qiniso kuzilinganiso zazo. Ngaphandle kokuthi ukutshala imali ezinkampanini ezinezikweletu eziningi ezindaweni ezinjengamanani wenzalo ephansi njengamanje, njengoba kwenzeka okwamanje, kungaba yindlela ezuzisa kakhulu. Kepha ngokujwayelekile, izinkampani ezinezikweletu eziningi akuzona ezifanele kakhulu ngokuthengwa kwamasheya. Phakathi kwezinye izizathu ngoba lesi simo singabonakala kwikhotheshini yamanani abo. Kunoma ikuphi, kuyinto eguquguqukayo okufanele uyicabangele lapho uhlela noma yiluphi uhlobo lotshalo-mali ezimakethe zezimali.
Funa ukuphepha okwengeziwe kokutshalwa kwezimali
Okunye okusemqoka ukuthi iqiniso lokuthi kuwumqondo omuhle ukukhetha izinkampani ezisemikhakheni yamasu wendabuko futhi esezigabeni ezithile ukuvezwa okuncane kokushaqeka, njengalezo ezakha umgwaqo, amandla noma imikhakha yokudla. Ngoba ngemvamisa ethile kungenzeka ukuthi kulezi zikhathi wenze okuphambene nalokho okufanele ukwenze empeleni. Lokho kusho ukuthi, khetha amanani anolaka kakhulu futhi angawa kwisilinganiso samanani abo. Omunye wemibono emihle kakhulu ukuvumelanisa ukutshalwa kwezimali nesikhathi sezomnotho lapho kugwiliswa khona izimakethe zamasheya emhlabeni jikelele. Ukufika lapho leli su lokutshala imali lingakhiqiza inzuzo enhle kakhulu.
Hlukanisa izimali
Awusoze wathi ukwehlukahluka akusebenzi embonini yokutshala imali. Uma kungenjalo, kunalokho, kuyindlela enhle yokwenza gcina inhlokodolobha yakho ngenhla kolunye uchungechunge lokucatshangelwa kwezobuchwepheshe. Akumangalisi ukuthi ungakwazi ukufinyelela ezinye izimpahla zezezimali, njengalezo ezivela ezimakethe zemiholo ezihleliwe. Ukuze zihlanganiswe ngendlela elinganiselayo kakhulu ezuzisa izintshisekelo zabatshalizimali abancane nabaphakathi. Ngokuziphatha okungcono kunasesimweni sokuma kakhulu ezikhundleni ezithathwe ezimakethe zamasheya.
Zibekele imigomo emincane
Ngakolunye uhlangothi, kuhlale kunensiza yokufunda yokulahlekelwa nokusetha amasu okutshala imali. Awudingi ukuwina kukho konke ukuhweba emakethe yamasheya. Uma kungenjalo, kunalokho, inhloso ukuthola ibhalansi enenzuzo enkulu phakathi kwezimali ezihlulekile nalabo abaphumelele. Akukho okunye ongakwenza ngaphandle kokucabanga ukuthi akuyona yonke imisebenzi ezolungiswa ngokuzuza kwemali, kepha ukuthi kuzoba neminye engeke ixazululwe ngale ndlela. Ngale ndlela, ukuhlela okuhle nokwenza imali kuma-akhawunti akho kungaba enye yezinjongo zakho eziyinhloko lapho utshala izimakethe zezimali.
Awukwazi ukukhohlwa ukuthi kwesinye isikhathi ukungahlangabezani nezinhloso zakho kungaba ngumthombo wokukhungatheka kubatshalizimali abancane nabaphakathi. Kuze kube seqophelweni lokuthi iningi labo liyeke ukusebenza kulezi zimakethe zezimali. Okwenza kube kuhle kakhulu ukuhlela ukutshalwa kwezimali kuzo zonke izimo ukuvimbela amaphutha ekugcwaliseni isitatimende sethu semali engenayo.