Iyini imali esebenzayo futhi isetshenziswa kanjani enkampanini yakho?

i-capital capital esebenza

Imali eyinhloko yokusebenza yaziwa nangokuthi isikhwama esijikelezayo noma ezimeni eziningi njenge capital ejikelezayo, ngesiNgisi ibizwa kanjalo Inhloko yokusebenza.

Uma kungokokuqala ukuthi uzwe ngakho futhi kube nguwe ozophatha lezi zinkinga enkampanini, kuzocaciswa ukuthi yini imali yokusebenza nokuthi kungani kubalulekile ukubala imali esebenza kahle enkampanini. ngezansi.

Imali yokusebenza esetshenziswe emkhakheni wezezimali ibhekisa kuzo zonke izinsizakusebenza zezezimali ukuthi inkampani idinga ukwazi ukwenza imisebenzi yayo kanye nokuqagela ngaphakathi kwesikhathi esithile. Lokho wukuthi, kuyasebenza maqondana nezinga elithile lekhono lenkampani lokuqhubeka nokwenza imisebenzi yalo yansuku zonke.

Uma bekufanele senze incazelo eqondile yokuthi iyini imali yokusebenza, singasho ukuthi iyi- isilinganiso esisebenza njengesethenjwa sokuqhathanisa ekuphathweni kwezimali okulungile esikhathini esifushane.

Omunye wemisebenzi esemqoka onayo imali esebenza ngayo ukuthi, uma sifuna ukuba nokulawulwa kokubalwa kwemali kwenkampani, nokugcina ukuphathwa kwezimali okwanele, okuqinisekisa ikusasa lesikhathi eside lenkampani.

Este I-Working Capital ibheka ukukhokha nokuqoqwa kwesikhathi esizayo futhi kulula ukuthi ngaso sonke isikhathi ibe nokuhle.

Uma ufuna indawo engcono yenkampani yakho kanye notshalo-mali lwakho, sekuyisikhathi sokuthi uqhubeke ufunda.

Ungayibala kanjani imali yokusebenza

Okokuqala, kufanele sazi okwakhiwa yizimpahla zamanje nezikweletu zamanje. Endabeni iyasebenza Okwamanje kwenziwa ngobukhona bemikhiqizo noma izinsizakalo, leyo inkampani elindele ukuyithengisa ngesikhathi esithile, bese iyiguqula ibe yinto engokoqobo ngesikhathi esingeqi ezinyangeni eziyi-12. Isibonelo, yinombolo yomakhalekhukhwini olindele ukuyithengisa ngenyanga esitolo se-elekthronikhi. Ngakolunye uhlangothi, i- nje Okwamanje zonke lezo zikweletu, izinkokhelo nezibopho inkampani enazo esikhathini esifushane, isibonelo salokhu, amaholo, okokusebenza okuluhlaza kanye nomthombo odingekayo ukukhiqiza okuthengisayo nokukhokhwa kwemali mboleko ongaba nayo ucele ukungena kulesi sigaba.

Inhloko yokusebenza

Ifomula yokuthola imali yokusebenza

Ifomula eyisihluthulelo ezokusiza njalo ukuyibala ukuthi:

Okwamanje kuyasebenza - nje okwamanje = Inhloko yokusebenza

Izinto ezintathu ezingaba khona zingavela kulo msebenzi esingazihumusha ngokuthi imali yokusebenza:

  • Ukuthi imali yokusebenza isebenza kahle: isimo sokuphathwa kahle kwe-akhawunti kanye nokulinganisela okunempilo kwezindleko nemali engenayo.
  • Ukuthi imali yokusebenza ilingana no-zero: Lapho izimpahla zilingana nezikweletu, zisendaweni ebuthakathaka lapho noma yisiphi isenzo singabeka ibhalansi bese siqala ukukhiqiza izindleko ezingaphezu kwemali engenayo, yisikhathi sokonga ezintweni ezithile futhi sitshale kuphela ezibaluleke kakhulu.
  • Ukuthi imali yokusebenza ayibi: Isimo sokungalingani kwezezimali lapho izimpahla zamanje ziphansi kunezikweletu zamanje, yingakho kudingeka ukulungiswa kohlelo lwebhizinisi, kanye nokwehliswa kwabasebenzi ngezinyathelo ezibucayi zokusindisa inkampani.

Ngokufanayo, ayikho umphumela oqondile okhombisa imali edingekayo yokusebenza ukuqinisekisa ikusasa lebhizinisi, Kuhlala kukuhle kakhulu ukuthatha izinqumo ngokuya ngemininingwane yenkampani yamanje, esiza ukukhombisa isimo ibhizinisi elikuyo, ikuvumela ukuthi wenze izibikezelo mayelana nekusasa lenkampani yakho nentuthuko yayo, kanye nokubona ukuvuza kwemali okungenzeka kube khona kanye nenketho engcono yokuwalungisa, futhi mhlawumbe ngolunye usuku ubone ngeso lengqondo ukwanda noma amagatsha lapho ukunikezwa komkhiqizo wakho kunganele ukufunwa kwawo.

Yini edingekayo ukutolika imali yokusebenza?

ukungabaza kwemali yokusebenza

Ukufeza lokhu, kuyadingeka ukusungula ukuqhathanisa okujulile phakathi kwe- imali yokusebenza kanye namagagasi. Uma kwenzeka lokho imali esebenza kahle izolingana namaza amakhulu, lapho ukaputeni womkhumbi (inkampani) azokwazi khona ukusebenzisa imali yakhe ngokuphepha okukhulu. Ngakolunye uhlangothi, uma umoya uphuma, wena njengokaputeni kuzofanele usebenzise sonke isikhathi sakho nomzamo wakho ukuthola indlela entsha ekuvumela ukuthi uqhubeke nokuhamba ngomkhumbi.

Ukuqhubeka nokufaniswa kokuzulazula kwezezimali, izinkampani zingakhetha phakathi kohlobo lokuzulazula abafuna ukuluqhuba, noma ngabe lusebenza kahle olunethuba elikhulu nokuqagela kwesikhathi esizayo okungafana nokuhamba ngomkhumbi ngamaseyili aphakanyisiwe usebenzisa wonke umoya noma olunzulu olunezinsizakusebenza zezezimali eziphansi, kepha umzamo omkhulu nokuzinikela, okungafana nokugwedla ngokuqhubekayo uze uqale ukuzulazula ngokushelelayo futhi ngolunye usuku ungavula useyili.

 Ungayithuthukisa kanjani imali esebenza kabi?

Uma usuvele wenze ukubalwa kwakho futhi isikhwama sikunikeza okungekuhle, ungethuki, konke akulahlekile futhi ibhizinisi lakho alihlulekanga, kusesikhathi sokuthatha isinyathelo nokulungisa isimo. Nazi izibonelo ezizokusiza ukuthi uthuthukise kahle imali yakho yokusebenza:

  • Ukucela ukuthi izinkokhelo zakho zentela zihlehliswe kungakusiza ukuthi ukhiphe ama-akhawunti enkampanini yakho.
  • Khokha kusengaphambili: ngokufaka amaphuzu, kuwo wonke ama-akhawunti angakhokhelwa.
  • Ukubambezela ezinye izinkokhelo ngokuxoxisana nabaphakeli, ukuze zikuvumele ukuthi ululame kulesi sigaba esingesihle ngaso sonke isikhathi, kuyakusiza ukuthi ubone lapho inkampani yehluleka ukwenza ngcono nsuku zonke.
  • Izaphulelo noma izaphulelo zemali, akukhona cishe ngokunikela ngempahla, kepha izama ukwenza okunikezwayo okuhehayo kumakhasimende akho kwemikhiqizo oyithengisa kancane, ukuze ungabi nempahla engaka ngaphandle kokuhamba.

Gcina imali esebenza kahle

Inhloko yokusebenza

Imali yokusebenza iyisisekelo, imisebenzi yayo ngaphakathi kwanoma iyiphi inkampani ayikwazi ukunganakwa, Ukubalwa okulungile kwalokhu kuzokutshela amandla ibhizinisi lakho elinalo lokuqagela esikhathini esizayo lobubanzi obukhulu futhi ukubhekana nezinkokhelo zesikhashana ngaphandle kwenkinga, konke lokhu ngenkathi uqhubeka nokwenza imali edingekayo enkampanini yakho ukuze iqhubeke nokukhiqiza njalo . Ukubaluleka kwe-Working Capital Fund Kusobala kakhulu futhi kuhlala ikakhulukazi ekutheni inani elihle lalokhu lizosiza ukuqinisekisa ikusasa lenkampani yakho, futhi liyivumele ukuthi ikhuphule inzuzo yayo nenzuzo.

Iyini imali efanelekile yokusebenza yenkampani

Akekho umuntu ochazwa kanjalo, ngendlela yokuthi inkampani kumele iqinisekise ukuthi inezinqolobane ezanele eziyigcinile, kanye nalokho okukhokhwa kubahlinzeki, abasebenzi kanye nabakweletwayo esikhathini esifushane, ukuqinisekisa impilo yebhizinisi lakho futhi uvikele ukwehla kwesimo esizayo.

Isiphetho:

Ekuphetheni, kungaphawulwa ukuthi cishe i- Imali yokusebenza ibalulekile ekwakhiweni nasekubonisweni kwenkampani noma ibhizinisi, nganoma yisiphi isikhathi, ukuba khona kwayo kuyabonakala futhi kufanele njalo kubhekwe lapho kuqala ibhizinisi, noma ukuphatha leli lamanje, ngoba into ebaluleke kakhulu ukuthi inhle, ukuthi ugcine ibhalansi ekahle phakathi kwezikweletu zakho nempahla yakho Kepha sonke siyazi ukuthi imakethe ayishintshi kakhulu nokuthi kusuka mzuzu owodwa kuya komunye, imikhiqizo ethile ingancipha ngentengo, ikhiqize ukulahleka okukhulu kosomabhizinisi, noma ukuncintisana kungenza imakethe ishibhe futhi ikushiye useyili, ngakho-ke kuhlale kunjalo Kubalulekile ukuzungeza ngabahlinzeki abahamba phambili futhi njalo zama ukuthola intengo engcono kakhulu, ngqo kusuka efemini, gwema abalamuli futhi uzowubona umehluko enhlokodolobha yakho yokusebenza.

Uma uke waba ne- umphumela omubi enhlokodolobha yakho yokusebenza kubalulekile ukuthi unqobe futhi usebenzise izeluleko ozifunde lapha, ungalilahli ithemba futhi ucabange ukuthi konke kulahlekile, sekuyisikhathi sokuthatha isinyathelo futhi ukhombise okwenzile, ibhizinisi lakho lisengaba nekusasa elithembisayo, okubalulekile ukuthi wazi ukuthi ungawabona kanjani umsinga wamanzi, futhi usizakale ukuqondisa umkhondo wakho, Uma kunesidingo sokushintsha abasebenzi, ifenisha, abahlinzeki noma umkhiqizo wokugcina, ukukholisa iklayenti ukuthi okuthengisayo kunenani elikhulu nokuthi akekho ovela emncintiswaneni, noma ngabe kushibhile kanjani kungenzeka, uzoba nekhwalithi yalokho okunikezayo.

Ngonyaka ukuthengwa nokuthengiswa kwazo zonke izimpahla noma izinsizakalo kuvame ukuguquka kepha kuqhubeke ngokuhamba kweminyaka, ezinye izinyanga ukuthengiswa okuphansi kanti ezinye ziyakhuphuka, zilinganise izikali, ngakho-ke ungalahli ithemba uma uqale kwikota embi, ngoba ungabala ukuthi inzuzo ethile noma isevisi ikhuphuke kanjani futhi wenze utshalomali noma ukubikezela kwangesikhathi esizayo kususelwa kulesi sibikezelo, esingakusiza ngokufanele ukuthola izimpahla ezintsha noma izinsizakalo ongahlinzeka ngazo uzonqoba yonke imakethe oyifunayo.


Amazwana, shiya okwakho

Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.

  1.   Alicia kusho

    Imininingwane ethakazelisayo, ngiyabonga ngokwabelana ngayo. Njengamanje isifundo samahhala samasu wokusebenzisana wamahhala sifundiswa ngeFacebook, esizwa yinkosi yokuhweba uFernando Martínez Gómez-Tejedor, iqukethe amazinga ama-3 futhi ayasiza impela.