Akungabazeki ukuthi umsebenzi wokuthenga amasheya ezimakethe zamasheya udinga umzamo omncane ohlangothini lwabatshalizimali abancane nabaphakathi. Lokhu kungukusebenza okungafanele kushiyelwe ekuthuthukisweni ngoba imali eningi isengozini kulolu hlobo lokuhweba ngamasheya. Noma iliphi iphutha lokubala lingenza umehluko wama-euro amaningi nokuthi ukusebenza kunenzuzo noma cha. Ngaphandle kolunye uchungechunge lokucatshangelwa kwezobuchwepheshe okuzoba yisihloko sendatshana.
Esinye sezikhathi ezibaluleke kakhulu ezenzweni zabatshali zimali ngesikhathi sokuthenga amasheya. Kubaluleke kakhulu ukulungisa amanani ngoba inzuzo yesikhathi esizayo ye-stock exchange izoncika kuyo. Ngakolunye uhlangothi, kufanele wazi ukuthi ikuphi ukuthengwa okuthengayo, ngoba umehluko phakathi kwazo uvame ukuhambisana kakhulu. Ngokuhluka kwamanani kuze kufike ku-3% kuseshini eyodwa yokuhweba. Awekho amaphutha angenziwa njengoba ekugcineni ezokhokha kakhulu.
Ukuze ukwazi ukwenza imisebenzi ezimakethe zezimali ngendlela egculisayo ngezintshisakalo zakho, sizokunikeza okhiye mayelana nemingcele okufanele uzibekele yona kusuka manje. Zizokusiza ukwengeza izinketho njengoba ungeke uzicabange kwasekuqaleni. Ngeke zisuselwe kuphela kolunye ucezu lolwazi kepha kunqwaba nakokuhlukile, njengoba uzokwazi ukubona ngezansi. Kunoma ikuphi, kuyisiqondisi esincane sokwandisa ukutshalwa kwezimali ngendlela eyiyo kakhulu.
Idatha: inani lentengo
Kufanele kube yisici sokuqala okufanele usibheke, ukubona ukuthi intengo yesabelo ishibhile noma iyabiza, kuzodingeka ukuhlaziya izinzuzo inkampani enazo. Kumele ushayele izenzo zakho ezimakethe zezimali eziqonde ezinkampanini ezingabaluleki kakhulu ekucushweni kwazo kwentengo. Akubona bonke abasesimweni esifanayo, njengoba kunengqondo ukucabanga, futhi ngenxa yalesi sizathu lesi senzo ekutshalweni kwemali kufanele sicabange kakhulu. Kunoma ikuphi, akufanele uthenge ukuthenga ngoba leli su elilula lingakuholela ezimeni ezingafuneki ngempela kuwe.
Ngakolunye uhlangothi, iqiniso lokuthi inkampani ihweba ngamanani amancane kakhulu akusho ukuthi ishibhile. Akungaphansi kakhulu kwalokho, uma kungenjalo lokho okuphambene nalokho kusho ukuthi yinani lemakethe ezimakethe zezimali. Ngalo mqondo, awukwazi ukukhohlwa ukuthi amasheya emakethe yamasheya aphathwa njenganoma iyiphi enye impahla yezezimali. Lokho okungukuthi, ngomthetho wokunikezela nokufunwa futhi lokhu kuyisici esiyinkimbinkimbi kakhulu ukusobala ezimakethe zezimali. Kuzo zonke izimo, futhi uma kungenzeka, kufanele ubhekane namathuba ebhizinisi ahlala evela kulolu hlobo lwezimakethe zezezimali.
Thola ukuthambekela kwangemuva
Esinye isici okufanele usiphenye ukuze uthuthukise iphothifoliyo yakho elandelayo yokutshala imali ukuthambekela kwenani lemakethe yamasheya. Ngomqondo wokuthi kufanele ukhethe ukunyakaza okunamandla. Uma kunje, akukho kungabaza ukuthi uzoba namathuba amancane okwenza amaphutha kusukela manje kuqhubeke. Akumangalisi ukuthi lo mfutho yilokho okugqugquzela amanani ukuthi aqhubeke nokukhuphuka ezingxenyeni ezilandelayo zokuhweba. Kuyisu eliyisisekelo lokutshala imali kunoma iyiphi iphrofayili kulo mhlaba onzima wemali.
Enye yezinto ezinhle ngokusetshenziswa kwalolu hlelo ekutshalweni kwemali ukuthi ukuthambekela okuphezulu kuyabonakala kalula. Banikeza ngokungangabazeki ngomfanekiso olula ongawungenisa kusuka kunoma iyiphi imidiya ekhethekile emkhakheni wokutshala imali futhi ikakhulukazi emakethe yezimali. Yize kufanele ucabange ukuthi kunamathrendi aphezulu kuya ngemigomo yaphakade. Okusho ukuthi, kuya esifushane, esiphakathi nendawo eside futhi kulapho kufanele uchaze ukuthi yini ofuna ukuyenza ngotshalomali lwakho. Ngale ndlela, kubaluleke kakhulu ukuthi ucacise iphrofayili yakho njengomtshalizimali: olondolozayo, ophakathi noma onolaka.
Umkhakha okungowawo
Okungabalulekile kangako ukwazi umkhakha lapho uzotshala khona imali yakho kusuka manje kuqhubeke. Kuzoya ngezinga elithile enzuzweni yokusebenza ngoba umehluko phakathi kwabo uvame ukuba mkhulu kakhulu. Kungaba nemikhakha ejikelezayo, evikelayo noma yokuthuthukisa ukusebenza kohlobo lokucabangela. Ngokuya ngezifiso zakho, kufanele ukhethe eyodwa noma enye ngoba indlela abaziphatha ngayo yehluka kakhulu. Kujwayelekile impela ukuthi ngenkathi amanani wemikhakha yasebhange enyuka, lawo kagesi ayehla futhi okuphambene nalokho. Ngalesi sizathu, ukufuna imakethe yamasheya efanele kungakusiza ukwandise ukusebenza ngempumelelo enkulu.
Ngenkathi wenze okuphambene nalokho, ungakhohlwa nganoma iyiphi indlela ukuthi akuyona yonke imikhakha yamasheya ehlala ngaphansi kwendlela efanayo. Ngoba empeleni akunjalo, njengoba kubonakala kuzo zonke izikhathi zokuhweba, kokubili ekuhwebelaneni ngamasheya kuzwelonke nangaphandle kwemingcele yethu. Ekupheleni kosuku, okumayelana nokuthola isinqumo ozosithatha kusukela manje. Okuthile kwesinye isikhathi okunzima ukukufeza, njengoba abatshalizimali abanolwazi oluningi ezimakethe zezimali bazi. Akumangalisi ukuthi kungahle kube khona umehluko wama-euro amaningi ngalezi zenzo.
Isimo senkampani
Ngenye yamapharamitha angaziwa ngabatshalizimali abancane nabaphakathi. Ngomqondo wokuthi bavame ukuthenga amasheya ngaphandle kokwazi enye yedatha efanelekile ukuthuthukisa iphothifoliyo yokutshala imali enenzuzo ethe xaxa. Ngalo mqondo, iqhinga elincane lilele ezinkampanini zokukhomba ezinesikweletu esincane kakhulu. Kuzoba yipasipoti ukuthi isimilo sakho sibe ngcono kunezinye. Njengesikhundla sayo phambi komncintiswano nokuthi ikwazi ukukhiqiza ukuthi isikhundla sayo sibe nenzuzo ethe xaxa phambi kwazo zonke izinkampani zalo mkhakha.
Ngakolunye uhlangothi, kufanele sinake kakhulu zonke izindawo lapho imiphumela yebhizinisi ishicilelwa khona ngoba imvamisa inikeza umkhondo ongajwayelekile mayelana nalokho okufanele sikwenze. Ngenkathi sithatha izikhundla noma ngokuphambene nokuba semalini ephelele njengefomula yokonga imali yethu etholakalayo yokwenza utshalomali. Kuyisu lokutshala imali eliwusizo kakhulu ekufezeni imigqa yethu yokusebenza. Ngaphandle kokunye ukucatshangelwa kobuchwepheshe futhi mhlawumbe futhi kusukela ekubukeni kwezisekelo zayo. Le yinto okungafanele uyikhohlwe ukuze ungenzi amaphutha ngalezi zikhathi eziqondile.
Phila isikhathi sohlu
Vele, elinye lamasu okufanele lisetshenziswe empeleni ukukhetha amasheya anesikhathi esifanele sokuqashwa. Yilokho okubizwa ngokuthi amanani ashisayo ezimakethe zezimali futhi bangakwenzela imali eningi ezinsukwini ezimbalwa. Lokho wukuthi, basesikhathini esifanele sokuthengwa ngoba ingcindezi yokuthenga inamandla impela futhi ingaphezu komthengisi. Kuyindlela elula kakhulu ongayisebenzisa uma ulandela noma yiziphi izindlela zokuxhumana lapho ukuhlaziywa kwezobuchwepheshe kunenani elingaphezu kwesisekelo. Okuwukuthi, ekupheleni kosuku, okubandakanyeka ekusebenzeni isikhathi esisheshayo saphakade noma ngisho nesimo sokucabangela.
Esinye isici okufanele usicabangele ukuhlola leli qhinga elikhetheke kakhulu ukuthi le mibuthano imifushane kakhulu. Futhi-ke ungaphuza ukwenza imisebenzi yakho emakethe yamasheya ibe nenzuzo. Akumangalisi ukuthi kuyingozi enkulu yokufakwa kwayo ngoba kufanele usheshe kakhulu ukuvula izikhundla kumanani ashisayo ezimakethe zezimali. Lapho kuvame kakhulu ukuthi ungenze iphutha elingajwayelekile elikuvimbela ekufinyeleleni imigomo yakho esheshayo. Ngakho-ke, uma ungakwazi ukungena emotweni ngesikhathi esifanele, kuzoba ngcono kakhulu ukuyeka ukusebenza.
Umlando wezingcaphuno zakho
Ekugcineni, kuyasiza kakhulu ukubheka umlando wezingcaphuno zabo ngoba bazonikeza imininingwane engaphezu kweyodwa ngokuziphatha kwenkampani esohlwini ngesikhathi esithile. Kufanele ubhekise emlandweni walokho okwenzile esikhathini esedlule ukuchaza ukunyakaza kwesikhathi esizayo ezimakethe zezimali. Ngalo mqondo, ingakunika imininingwane oyidingayo uma ngabe isitoko, ngokwesibonelo, sisesimweni se- ukuvuka noma ukuwa kwamahhala. Kubaluleke kakhulu ukuvula njengezikhundla zokuvala ezimakethe zezimali.
Njengezinye izibalo ezethulwe ekuhlaziyweni kwezobuchwepheshe kwesitoko futhi okungaqiniseki ukuthi zingakusiza ukuthi uhambise utshalomali ngendlela eyiyo kakhulu. Ngaphandle kolunye uchungechunge lokucatshangwa kohlobo olwehluke kakhulu, njengoba uzobe ubheka ngalesi sikhathi esiqondile.