Zizoziphatha kanjani izimali ngo-2018?

ukuqasha

I-Los uphizi zivame ukukhuphuka ngokujwayelekile ngezikhathi zenjabulo ecacile. Njengaleyo eyenzeke emasontweni adlule emalini, kokubili kuzwelonke nakwamanye amazwe. Kepha kuyadingeka ukuthi uhlaziye ukuthi lezinhlangano zandulela ukuwa okubalulekile. Lesi ngesinye sezibonakaliso izimakethe zezimali ezingakunika zona ukuze hlela utshalomali lwakho kusuka manje. Izosebenza unyaka wonke osanda kuqala. Lesi sici singakunika esinye isignali mayelana nalokho okufanele ukwenze emakethe yamasheya.

Kunoma ikuphi, ukuthambekela kwezikhwama akufani ngaso sonke isikhathi. Ngoba empeleni, ngenkathi isimo emakethe yaseMelika sisebenza kakhulu, akunakushiwo okufanayo ngamanani ezwenikazi elidala. Akumangalisi ukuthi ibilokhu in Inqubo yokuhlanganisa, nokunye ukulungiswa phakathi nengxenye yokugcina yonyaka odlule. Ukufika ezingeni lokuthi kuzodinga amasu ahlukile uma ufuna ukufaka izikhundla zabo ezinyangeni ezizayo. Kunoma ikuphi, awukwazi ukukhohlwa ukuthi ukuwa kungaqala nganoma yisiphi isikhathi futhi ungahle ubanjwe unyawo. Ngalesi sizathu, ukuqapha kufanele kube ngenye yezinto ezingaba yizenzo zakho kulolu hlelo olusha.

Esinye sezici ezifanele kakhulu okufanele usinake ukuthi esikhathini esifushane i-Ibex 35 yiyona enikelile ukwehluka okuningi kuzilinganiso zabo. Vele, nguyena okhuphuke kakhulu emhlubulweni waseYurophu. Kepha ngedatha ebaluleke njengokuthi futhi iyona eqhelelene kakhulu manje, ivela kwizisekeli zesethenjwa zesikhashana. Omunye umehluko ukuthi igebe elibheke phezulu liyasebenza, into engenzeki kunoma iyiphi enye inkomba yamazwe angaphandle. Kungaba wugibe uma ekugcineni unquma ukuvula izikhundla kule makethe yasekhaya.

Izimali: indawo okufanele uyibuke

Ngokuphathelene nenkomba ekhethiwe yaseSpain, i-Ibex 35, kunento eyodwa ecacile ukuthi awukwazi ukunciphisa nganoma iyiphi indlela. Lokhu yilokhu kubhekisa ezindaweni okufanele uzibuke, noma ngabe uzongena ezimakethe zezimali noma uma kuphambene. Lokho wukuthi, uma isinqumo sakho sihlose ukuphuma kuzo ngenxa yokwesaba ukuthi imakethe yamasheya ingawa kulezi zikhathi eziqondile. Yebo, ukusekelwa kokuqapha kutholakala ku- Indawo engu-10.100, kepha ukuze ube nokuvikeleka okwengeziwe ekusebenzeni kufanele unake ngaphezu kwakho konke kumazinga aphakathi kwamaphoyinti angama-9.800 no-9.900. Kuzoba iphuzu lapho kufanele ucabangisise kabusha yonke imisebenzi yakho ezimakethe zezimali.

Ngakolunye uhlangothi, konke okwedlula ngokwanele lawa mazinga ashiwo kufanele kube iphuzu lapho ungenakho okunye ongakwenza ngaphandle kokushiya izikhundla zakho. Ngoba ungalahlekelwa yimali eningi kakhulu ngenxa yokuba ne- uhambo olude olubheke phansi. Ngenkathi futhi kuzoba yisiginali yokuthi ungenzi noma yiluphi uhlobo lokuthenga esikhwameni. Phakathi kwezinye izizathu, ngoba uzoba nesikhathi sokwenza lezi zenzo ngamanani okuncintisana kakhulu kunamanje. Ngalokho amandla ayo wokubuyekeza azoba namandla kakhulu. Ngamathuba okubonga angadlula ngisho namamaki njengokufuna okungama-30%.

Amazinga okungena emakethe yamasheya aseYurophu

amazinga

Eminye yimingcele ethulwa izimakethe zamasheya ezwekazi elidala. Ngalo mqondo, futhi maqondana ne- I-DAX yaseJalimane amazinga acace bha ngokuthembeka kwawo. Ngoba uma ulahlekelwa amaphuzu ayi-12.850 ekuvaleni izintengo, kungaba yisiginali engemihle neze. Ukuthi izokumema ukuthi uthengise amasheya ngendlela ecace bha. Akumangalisi ukuthi izingozi ezisengaphambili ziningi futhi unokuningi okulahlekile. Vele kuningi ukuwina. Ngeke ube nokhetho ngaphandle kokucabanga ukuthi leli su lokutshala imali ngeke likufanele. Omunye wemiphumela efanelekile yalokhu kuhamba ukuthi i-DAX nakanjani kuzofanele iye endaweni ebonakala kakhulu. Njengaleyo le nkomba yesitoko ingaba emazingeni azungeze indawo ephakathi kwamaphoyinti ayi-12.700 12.400 no-XNUMX.

Okwalabo maqondana namanye ama-indices ezimakethe zamasheya zale ndawo kungacwiliswa esimweni esifanayo noma esifanayo. Yize mhlawumbe kungumNtaliyane okhombisa ukungabaza okukhulu ngenxa yesimo esingaqondakali sokunyakaza kwakhe eminyakeni yamuva. Ibonisa, ngakho-ke, amazinga awacaci kangako ukuthi ezikhwameni zemvelo yayo esondele kakhulu. Ekugcineni. Icala elithile lezimali zeGreat Britain elixhunyaniswe kakhulu yi Imiphumela ye-Brexit nokuthi kudinga ukwelashwa namasu ahluke ngokuphelele. Ngobungozi obukhulu njengomphumela walesi sici esifanelekile ngaphakathi kwe-European Union.

Imakethe yaseMelika: indlela yakho

usa

Izimali e-United States zikhombise ukuthambekela okuphezulu okuya phezulu kunaseYurophu. Kepha ngenxa yalesi sizathu esifanayo, ukuwa okungenzeka okungenziwa kungaba nodlame olukhulu kakhulu. Lapho ungashiya khona ama-euro amaningi endleleni bese uzishiya usesimeni esibucayi kakhulu. Yize okwamanje kungekho siginali ethembekile mayelana noshintsho kumkhuba. Kepha kunalokho okuphambene. Ngoba inyanga nenyanga, amarekhodi aqhubeka nokwephulwa ngamanani esitoko. Iqhutshwa yimininingwane enhle enikezwa umnotho waleli zwe elihle. Naye Umphumela weTrump kuhlangene kakhulu nokuziphendukela kwemvelo okuhle kangaka. Okuthile akubona bonke abahlaziyi bezezimali ababekulindele ezinyangeni ezimbalwa ezedlule.

Ngalo mqondo, akunakukwazi ukuthi inkomba yesitoko ibaluleke njenge- URussell 2000 sinawo ngaso sonke isikhathi highs. Konke isiqinisekiso sabatshalizimali abancane nabaphakathi ngekusasa lamaphothifoliyo abo okuphepha. Yize, njengoba sishilo ekuqaleni, kungekudala noma nini le nqubo ecacile yokwengeza kuzodingeka iphele kule ndawo ebalulekile yendawo. Umbuzo omkhulu ukwazi ukuthi lolu shintsho kumkhuba luzokwenzeka yini kulo nyaka osanda kuqala. Kuzofanele silinde isikhashana ukuthola impendulo.

Umongo ojwayelekile wezimakethe

Kunoma ikuphi, izimakethe ezinkulu zezezimali zomhlaba wonke ziveza isimo esivamile sokuthi kusasebenza ngokucacile. Hhayi-ke, inqobo nje uma lo mongo ungaguquki, kungani ingxenye enkulu yamasheya ezinkampani ezisohlwini ingaqhubeki nokusebenza kahle. Kuyisimo esivame ukwenzeka ngezikhathi zenjabulo, kepha lokho kungakhombisa ukuthi ushintsho kumkhuba lungasondela kakhulu ngesikhathi. Okwamanje, awekho ama-alamu mayelana nokuthi izinkomba eziyinhloko nezibalo zithini ekuhlaziyweni kwamasheya.

Iqiniso lokuthi uphizi emakethe yamasheya aseSpain lenyuke ezinyangeni ezedlule kungenzeka kube yinkomba yokuvela kwaleli thuba. Kungumnyakazo ovame ukudala ngemvamisa ethile kulezi zimo. Ngalo mqondo, ngeke ube nenye indlela ngaphandle kokulalelisisa i- izisekelo ezingaphulwa ngokwanele kusuka manje. Ukuze ukwazi ukubona kusengaphambili lokhu, kufanele ukhuze kakhulu ekuhlaziyweni okwenzayo ezindleleni ezahlukahlukene zokutshala imali.

Imikhiqizo eguqukayo yenkontileka

okuphambene

Kepha akudingeki wesabe ukuthi kuzokwenzekani kusukela manje kuqhubeke. Njengoba ukunyakaza kwe-bearish kungenziwa kunenzuzo ngemikhiqizo eguqukayo. Hhayi kuphela ekuthengweni nasekuthengisweni kwamasheya emakethe yamasheya. Kepha futhi ngeminye imikhiqizo yezezimali. Isibonelo, izimali zokutshalwa kwezimali, ezibalwe noma ngisho nezigunyazo. Lapho izimakethe zezezimali zehla kakhulu, imali eningi izongena kwi-akhawunti yakho yokuhlola. Yize ungekho okunye ongakwenza ngaphandle kokuthatha izingozi eziningi kakhulu kunokutshala imali okuvamile noma okuncane.

Ngemikhiqizo ephambene ungathola imbuyiselo kulondolozo ngaphansi kwamaphesenti amakhulu kuno-30%. Noma ngamamajini anolaka kakhudlwana esiphakamisweni se-riskier ngezikhathi ezithile. Futhi lokho kunjengoba abatshalizimali abanolwazi oluningi ezimakethe zezezimali bevame ukuthi "amathuba ebhizinisi avele njalo, noma ezimeni ezingezinhle neze ezimakethe". Yinto okufanele uyicabangele lapho uhlela ukutshalwa kwezimali ngonyaka ka-2018. Unyaka wokuqala awubonakali umuhle njengalona esisanda kushiya ezinsukwini ezimbalwa ezedlule.

Lokhu cishe kungukuhlaziywa okungenziwa kulo nyaka omusha wemakethe yamasheya. Ngamalambu nezithunzi zayo njenganoma iyiphi impahla yezezimali. Ngoba lokhu kungumhlaba wemali, lapho noma yiziphi izindaba zingahluka ukubala okubikezelwe ngabahlaziyi bezezimali abahlukahlukene. Kokubili ngomqondo owodwa nakwezinye. Ngoba ekugcineni kosuku sikhuluma ngemakethe yamasheya. Okuthile okunzima kakhulu ukukuqagela ngokuzethemba okukhulu. Uma kungenjalo kunalokho okuphambene, njengoba abatshalizimali abanolwazi oluningi ezimakethe zezezimali bazi. Kuzoba cishe izinyanga eziyishumi nambili ukubona ukuthi lo 2018 ukhule kanjani.


Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
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  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.