Uhambo olufushane lwe UJanet Yellen ukuhola i-United States Federal Reserve (FED) sekuphelile. Emasontweni ambalwa igama elisha elizoqondisa inqubomgomo yemali yase-United States lizokwaziwa. Isici esingaba nomthelela omkhulu ezimakethe zokulingana kuleli, kepha nakwezinye izindawo zomhlaba jikelele, njenge-EU. Akumangalisi ukuthi inesibopho sezinqumo eziningi ezigcina zithinta i- izimakethe zezezimali. Ngalesi sizathu, akumangazi ukuthi ezinsukwini ezimbalwa ezizayo izimakethe zamasheya zikhombisa ukwethuka okuthile ngezinqumo ezingathathwa eminyakeni ezayo.
Ngakolunye uhlangothi, umbono wakho ngokuhoxiswa kwesikhuthazo sezomnotho esivele siqalile ngaphansi kwegunya likaYellen uzosebenza kakhulu. Ngoba noma ikuphi ukuphambuka kumasu okuthatha kungabandakanya ukunyakaza okubukhali kakhulu ezimakethe zezimali. Kokubili maqondana nendlela eyodwa noma enye. Nge- umthelela oqondile otshalomali ukuthi ngalesi sikhathi uvule izimakethe zezimali. Ngalesi sizathu, okulindelwe okwenziwe kuze kube manje kuphakeme kakhulu kubatshalizimali abancane nabaphakathi. Zizoba yini izindlela zokupheka ezizosebenza ngumbusi omusha (noma umbusi) we-FED.
Ngalo mqondo, okwamanje alikho igama elikhethekile elizwakala. Yize amachibi abahlaziyi bezezimali akhomba kubantu ababili abanephrofayli efanelekile ukudlala le ndima ebalulekile emnothweni welinye lamandla omhlaba. Ngubani obonakala ethatha amandla amaningi emahoreni okugcina Jerome Powell, ikhandidethi elinolaka okungenani. Omunye ozongenela ukhetho nguJohn Taylor, futhi ubhekwa izimakethe njengomuntu onolaka kakhulu ezindleleni zabo. Kubukeka sengathi lezi yizibalo umengameli waseMelika, uDonald Trump, azicabangela ukuqondisa inqubomgomo yezimali yalesi sizwe eminyakeni embalwa ezayo.
I-EDF: ukuncishiswa kwesikhuthazi
Kunoma ikuphi, kubonakala sengathi ukwedlula kukaJanet Yellen enhlokweni yeFederal Reserve yase-United States sekukhishwe kancane. Lapho emhlanganweni wango-Okthoba sekuvele kumenyezelwe ukuthi bekuqala ukunciphisa ibhalansi yeFed. Ngakho-ke bulky by ama-QE alandelanayo, esivele imele ngaphezu kwamadola ayizigidigidi ezingama-4,5. Manje umbuzo abazibuza wona abahlaziyi bezezimali nokuthi iqembu elisha lezomnotho lizoqhubeka yini necebo elifanayo. Zonke izinkomba zikhomba kulokhu. Kepha ezinye izimanga azinqatshelwa nazo, ekugcineni okuzoba yilezo ezingashintsha ukuqondiswa kwezikhwama ezinsukwini ezimbalwa ezizayo.
Ukuqokwa okusha ngeke kulinde isikhathi eside. Ngendlela uMengameli waseMelika, uDonald Trump, akuqinisekisile ngayo lokho uzomemezela ozongena esikhundleni sakhe ngasekupheleni kwaleli sonto. Noma ekuqaleni kwesilandelayo. Ngale ndlela, kuzobaluleka kakhulu ukubheka ukuthi izimakethe zamukela kanjani umphathi omusha we-FED. Kuzoba yisiginali ecacile yokuthi isibhamu singaya kuphi. Kungaba yisikhuthazo sokuvula noma ukuvala ukuhweba emakethe yamasheya, kuya ngezinhloso zakho.
Kukhuphuke izinga likaDisemba
Kunoma ikuphi, kunento eyodwa eqinisekile nokuthi lokho kungenye yezinto ezinhle kakhulu ezizovela phakathi nenyanga kaDisemba. Akumangalisi ukuthi usuku olukhethelwe i- I-Federal Reserve yase-United States ukukhuphula amanani okwesithathu kulo nyaka. Ngalesi sikhathi, kuze kufike endaweni engu-1,25% no-1,50%. Okwamanje, ukusetshenziswa kwalesi silinganiso semali akubonakali kunemiphumela eyeqile ezimakethe zezimali. Kepha kuzobaluleke kakhulu ukuba nombono wombusi omusha we-Fed etafuleni. Kungaba yintwasahlobo ukuze izikhwama zomhlaba wonke zijike zibheke phansi noma ngokuphambene ziye phezulu. Kufanele ube ulindele ukuze ukwazi ukubona ukunyakaza okubangelwa ezimakethe kusukela manje kuqhubeke.
Ngakolunye uhlangothi, kuzodingeka ukuthi kubonakale ukuthi ngenyanga kaDisemba, lapho ukuqokwa kwakhe kokugcina kusondela, isimo sezomnotho sizoshintsha, yize kungabonakali. Ngoba noma yiluphi ushintsho olukhulu kumingcele emikhulu yezomnotho lungamela ithuba ezimakethe zezimali. Yize kungenjalo ngobukhulu nangokuqina okuxwayiswa abanye abahlaziyi bezezimali. Ngoba umbono ojwayelekile phakathi kwabo ukuthi konke kuzoqhubeka njengakuqala. Nge ukulungiswa okuncane endleleni yeFederal Reserve kusuka e-United States. Kunoma ikuphi, kuzofanele ulindele kakhulu uma inhloso yakho ukuthenga nokuthengisa amasheya emakethe yamasheya.
Ukugcinwa kwenqubomgomo yezimali
Ngalo mqondo, iqembu eliphumayo belicace bha ngezinhloso zalo zangempela. Ngokwezinga umbusi wamanje, uJanet Yellen aseshilo ngalo kwesinye isikhathi, ukuthi isimo samanje somnotho sehlise lezi zinhlobo zokulingana kusuka emazingeni ajwayelekile ngokomlando. Kubukeka sengathi abaphathi abasha be-FED balandela le ndlela efanayo. Manje badinga kuphela ukuqinisekisa lezi zinhloso. Yinto izimakethe zezezimali eziyilindele ngabomvu. Futhi-ke ngokwakho ukuze wazi ukuthi yiziphi izinqumo okufanele uzenze ukwenza imali oyongelayo izuze kusukela manje.
Njengoba sibhekene nalesi simo, sekuvele kunamazwi amaningi afanele akhombisa ukuthi bekungeke kumangaze kakhulu ukuthi i-FED inyuse ukwanda kabili noma kathathu ngonyaka ka-2018. Okuthi ngombono wakhe akufanele kuthinte ukusebenza kwesitoko. Kokubili e-United States nasezwenikazi lase-Europe ngezinga elincane. Ngamapharamitha amabili azobaluleka kakhulu ukuwacabangela. Ngakolunye uhlangothi, iqiniso lokuthi Izinga labantu abangasebenzi liphansi ngo-4,2%. Futhi ngakolunye uhlangothi, ngoba izingcindezi zamaholo ziyaqhubeka nokuvela. Izici, ezimweni zombili, ezingatshela inqubomgomo yemali yeqembu elisha.
Linda ukuze uthathe izinqumo
Omunye wemiphumela yaleli qiniso kumgomo wezomnotho wase-United States yindlela ama-equities angathuthuka ngayo kusuka kulolu shintsho olubalulekile kwi-FED. Ukuze ngale ndlela, izinqumo zakho zibe ne- ukuvikelwa okukhulu ekusebenzeni. Nokho, okokuqala kuzofanele ulinde lezi zinguquko zenzeke ngaphambi kokwenza noma isiphi isinqumo sokungena noma ukuphuma kunoma yiziphi izimakethe zezimali. Akunandaba ukuthi ulinda izinsuku ezimbalwa nje ngoba kuzofanele ukuhlehlisa lesi sikhundla. Noma kufanele ulinde izinsuku ezimbalwa bese uphuthelwa yingxenye yohambo lwe-bullish noma lwe-bearish oluqala.
Uma yonke into ikhula ngokujwayelekile futhi konke kuqhubeka njengakuqala, kungaba ithuba elihle lokuthatha izikhundla ezimakethe zamasheya. Ngoba awukwazi ukukhohlwa ukuthi ubhekene nenye yezindawo ezinamandla kakhulu zonyaka. Lapho ukuhlaziywa kwamanani kudlula i-10% kalula, njengoba kwenzekile eminyakeni yamuva. Akumangalisi ukuthi zimbalwa izindawo zokuhlala zalesi sikhathi eziye zehliswa inani lamanani. Ngokunikwa leli qiniso, kuyisimemo sokuthi utshale imali yakho emakethe yamasheya, kuya ngezintandokazi zakho maqondana nezindawo lapho ufuna ukusebenza khona.
Amathiphu okutshala imali
Kunoma ikuphi, kuzohlala kukuhle ngaso sonke isikhathi ukuthi usebenzise imihlahlandlela ethile yokuziphatha. Ukuze ngale ndlela, unikeze ukuvikeleka okukhulu kuyo yonke imisebenzi ozoyithuthukisa kusukela manje kuqhubeke. Lezi ngezinye zezinto ezifanele kakhulu.
- Ungazami ukwenza lula ukusebenzaEsikhundleni salokho, kufanele ulinde ukubona ukuthi ngubani umphathi omusha we-FED.
- Ukunyakaza emakethe yamasheya akulindelekile ukuthi kube nolaka kakhulu ngakho-ke kuzodingeka ube sengcupheni uma ufuna ukunweba imingcele yenzuzo yokusebenza.
- Lesi sinqumo sizoba ne- umthelela omncane ezimakethe zezimali zezwekazi elidala. Ungakhetha le ndawo ukuze uvikele ukunyakaza kokuqagela ezimakethe.
- Umqondo omuhle kakhulu wokuvikela izikhundla zakho kwizimali ngu ukutshalwa kwezimali okuhlukahlukene. Akufanele unikeze yonke imali yakho oyongele impahla eyodwa yezokuphepha noma yezezimali.
- Ukwehluka phakathi kwezimakethe zaseMelika nezaseYurophu kungabonakala kakhulu kusukela manje kuqhubeke. Kepha ngasikhathi sinye ingakunika amathuba amakhulu emkhakheni wokutshalwa kwezimali.
- Imakethe ye imali kungaba ngenye yezinto ezithakazelisa kakhulu manje. Kepha ngobubi obuzodinga ulwazi oluthe xaxa ngesiko lezezimali ukuvula izikhundla kwezinye zalezi zimpahla zezezimali.
- Ukuqokwa kombusi omusha weFederal Reserve yase-United States kungakuthinta ku- imisebenzi yesikhashana. Ngakolunye uhlangothi, esikhathini esimaphakathi nesikhathi eside, okuzokuvumela ukuthi ube banzi kakhulu ezindleleni ozozithatha kuzohluka.
- Ungazami ukusheshisa ukusebenza ngalezi zinsuku ngoba kulezi zimo kunokuningi okulahlekile kunokuzuza. Gcina lokhu engqondweni ukuze ungathathi isimanga ezinsukwini ezimbalwa ezizayo. Lapho ukuqapha kuzoba ngomunye wabalingani bakho abakhulu.