Zeziphi ezona zindawo zinkulu ziwayo kwi-Ibex?

Iinyanga ezintandathu zokugqibela zezabelo zingachazwa njengezidanisayo ngandlela zonke. Kwaye apho eyona nto ixhalabisa kakhulu phakathi kwabatyali zimali kukwehla okukhulu kumaxabiso ezinto ezidwelisiweyo. Ukufikelela kumanqanaba angaziwa kangangeminyaka emininzi, kwaye babuyisele ithemba kwiimarike zemali, ngakumbi i-Ibex.

Ibex, isalathiso semilinganiselo yemarike yaseSpain, irejista yokwehla phantse kwe-15% kwiinyanga ezimbini zokuqala zonyaka. Imeko ethile engaqhelekanga engakhange ibonwe kwimithambo yorhwebo yamva nje. Kwaye oko kunye neziphumo zekota yokugqibela yowama-2015, kuzisa ilahleko ngaphezulu kwama-30%. Ngokusebenza kakubi kuneengxowa zodade zelizwekazi elidala, nangaphezulu kwezinye iindawo zejografi.

Ukuwa okunzima okuveliswe kwizabelo zeSpain kuye kwaba neziphumo ezininzi kwezinye iisitokhwe kunakwabanye. Kwaye nangona ukuwa kwenziwe ngokubanzi kwi-Ibex, Kukho amanye amacandelo, kwaye kwanezitokhwe, apho le meko iye yanda ngokukhawuleza. Ukuya kuthi ga kumanqanaba amaxabiso angenakuthelekiswa nanto ekuqaleni konyaka omtsha. Akumangalisi ke ngoko ukuba uninzi lwabatyali mali abaninzi barhoxile kwiimarike zesitokhwe, kwaye ngokurhoxa ngokubanzi.

Amaxabiso achaphazelekayo kwi-Ibex

Utshintsho loqhelwaniso kwiimarike ze-equity lubambe ngaphezulu kwesinye esigciniweyo kunye nonyawo olutshintshileyo, njengoko kunokwenzeka kwimeko yakho. Akunanto, ngoku bawafumana amaxabiso, achazwe ngabahlalutyi abathile, njengezona zivumelwano zokwenene, Kwaye kunjalo nje bathathe izikhundla kwezi asethi zemali. Ewe kunjalo, ukuba ixesha lesigxina lijolise kwixesha elide, okanye ubuncinci kwixesha elifutshane.

Ngamaxabiso kwizabelo zeenkampani, kwezinye iimeko, zinqunyulwe phantse ngama-50%, eso sisiqingatha sexabiso lazo. Ukusuka kule meko ukhathazeke kakhulu ngumdla wabathengisi, bambalwa abasebenzisi abakhethayo ukungena kwiimarike, nokuba ngamaxabiso aphantsi xa kunokwenzeka. Uluvo ngokubanzi lwaba bantu lutyekele ekubekeni ezinye zeenkampani kwiradar. Ukuba ufuna ukubona ukuba zeziphi na ezi nkampani, kweli nqaku uza kuba nesithuthi solwazi ukuhambisa imisebenzi yakho ngexesha lentsalela lonyaka.

Akukho mahluko, ichaphazela iminqwazi encinci, kodwa kunye nobunzima beparquets. Kwaye nangayiphi na imeko, banokubonisa ukubonwa okubaluleke kakhulu ukuba imarike yestokhwe yaseSpain iphinda iqhubeke nesiteshi sayo esikhuthazayo kwiiseshoni ezilandelayo, okanye ubuncinci ukubuyela umva kokungaguquguquki okuthile kuyenziwa. Kuya kuba ziindaba ezimnandi kakhulu ezinokuthi zamkelwe zizo zonke iiarhente zenkqubo yotyalo-mali.

Iinkampani ezininzi azixatyiswanga

Ukopha, ngaphandle kokufikelela kumanqanaba okunikezela, ubuncinci kuye kwasebenza ukunyanzela ukhuphiswano oluninzi ngeli xesha. Amaxabiso esitokhwe ehle ngexabiso elikhulu ukusukela kunyaka ophelileyo. Kodwa, zeziphi ezona ziye zafumana eyona nto iphambili kweli lizwe? Uya kufumana amanqaku amaninzi, amanye awo abaluleke ngokukodwa. Kwaye unokuba ezinye zazo zivulekile kwizikhundla zakho kwii-equities, ngakumbi kwi-Ibex.

Okwangoku ungathenga izabelo zabo ngezaphulelo ezinzulu kwixabiso labo, ezihamba ngaphaya kwezilungiso zobugcisa. Ukusa kwinqanaba lamandla ukwakha isiseko sephothifoliyo ezinzileyo yexesha elide. Kwaye apho ezi nkampani zidwelisiweyo ziya kutsala umdla.

Repsol

Inkampani yeoyile yaseSpain ilahlekelwe phantse sisiqingatha sexabiso laso kwimarike yemasheya kwiinyanga ezilishumi elinambini zokurhweba, ide ibe kuluhlu oluhamba phakathi kwe-8 kunye ne-9 ye-euro ngesabelo ngasinye. Isohlwayo esigqithisileyo, thetha kubahlalutyi abaninzi bezezimali, ababona ukuba kule minyaka imbalwa izayo inokuphakama njani kwizikhundla, nje ukuba imeko yentengiso iphucuke.

Ukusuka kwimbono engeyiyo, lixabiso elisindwe kukuhla kwexabiso lezinto ezingaxakekanga kwiimarike zamanye amazwe. Kwaye oko ngaphandle kwamathandabuzo kunokuchaphazela iiakhawunti zakho zeshishini kulo msebenzi. Ukuxhomekeka kwayo kwezi zinto zingaxutywanga kubuninzi, kwaye okoko nje kungekho zimpawu zokubuyela kwimeko yesiqhelo, izinto ezilindelweyo ekuvuseleleni azinakuqinisekiswa.

Ukumelana nale miphumo, kwaye ngokuchaseneyo, lukhuseleko olwenza igalelo eliphezulu minyaka le. Ngesivuno sonyaka esijikeleze i-8%, nangona uninzi lwamathandabuzo luphakanyisiwe malunga nokusebenza kwale ntlawulo kubanini zabelo ukusukela ngoku. Amanye amarhe ade aphuma malunga nokuhla kuwo, anokuwela nge-30%.

Banco Santander

Ngenye yexabiso le-Ibex eliwabonileyo amaxabiso alo ancitshiswa phantse ngama-50%. Amathandabuzo malunga neenkqubo zebhanki eYurophu zibe nefuthe kolu xabiso lubalulekileyo kweli qela lebhanki. Nangona kunjalo, ngakumbi nangakumbi abahlalutyi bemakethi yesitokhwe bakholelwa ukuba ukuthengwa kwezabelo zabo kwii-euro ezingama-3 lithuba lokwenyani lokugcina imali ngenzuzo. Ubuncinci kwixesha eliphakathi nelide.

Ikwabonelela ngezahlulo ezinomdla minyaka le, nangona kuye kwanyanzeleka ukuba yehliswe kunyaka ophelileyo, kwaye ilingane naleyo enikezelwa ngamanye amaziko okhuphiswano ngemali. Ukuvezwa kwakho kuqoqosho olukhulayo, ngakumbi iBrazil, yenye into echaza ukuba kutheni izabelo zabo ziwile kwiimarike zezabelo. Ngayiphi na imeko, yenye yexabiso elisisiseko sokuphucula ipotifoliyo ezinzileyo.

Umncedisi

Abenzi bentsimbi ngokubanzi lelinye lawona macandelo achaphazeleka kakhulu kukusikwa kweemarike zamasheya zamanye amazwe, ngaphandle kokungabikho. Ezandiselwa ezinye iinkampani kwintengiso yesizwe eqhubekayo, njengakwimeko yeAcerinox. Imfuno esezantsi yale asethi yemali kwintengiso enamandla yaseTshayina isemva kokuhla kweenyanga ezidlulileyo.

Kule meko, inkqubo yokulungiswa kwexabiso ibinobungozi ngakumbi kunesiqhelo. Ukuza kuthi ga kwinqanaba lokuphulukana nesinye kwisithathu samaxabiso abo kunyaka nje odlulileyo. Lixabiso lomgibe, elibonakala xa kubonakala ngathi liyaphola, liqala enye into ezolileyo, eye yakhonza ngothando ngamanqanaba ama-3 euros ngesabelo ngasinye.

Ngokungafaniyo neyangaphambili, kunzima kakhulu ukusebenza nezihloko zabo. Kwaye ngale ngqiqo, zimbalwa iingcali ezinentembelo yokuba inokuphinda ifumane amaxabiso aso, ubuncinci kwiminyaka emi-2 okanye emi-3 ezayo. Kwaye apho ukubonakala kokudodobala kwezoqoqosho kwinqanaba lomhlaba kungakhokelela nakumazinga asezantsi kwixabiso lawo.

Abengoa

Impikiswano yetayitile apho bakhoyo, kodwa kule meko ikhuthazwa ziingxaki zemali ezinzulu, kwaye ekhokelele ekubeni icaphule ixesha elifutshane elidlulileyo ngaphantsi kweyunithi enye ye-euro. Ukushiya amawaka kunye namawaka abatyali mali abancinci bethembekile, ababephathise imali yabo kule nkampani. Nangona kunjalo, nasiphi na isisombululo kwingxaki yakho sinokubuyisela isenzo sakho emva.

Ngayiphi na imeko, ayisiyiyo inkampani edwelisiweyo eyenzelwe nayiphi na iprofayili yotyalomali. Kodwa ngokuchaseneyo, kuphela lolona luqatha oluqhuba imisebenzi yexesha elifutshane, bathathe ithuba lokutshintsha okunamandla nokuqhubekayo kumaxabiso abo. Ayothusi into yokuba ungaphulukana nemali eninzi kwiintshukumo zakho. Kwaye yinto ekufuneka uyithathele ingqalelo ngaphambi kokuthatha izikhundla kweli xabiso linye lemarike yaseSpain esandula ukushiya i-Ibex.

Usebenza njani ngala maxabiso?

Ngokwenza amaxabiso asezantsi kangako, ukulingwa kokuthatha isikhundla kwizitokhwe zakho kukhulu kakhulu, ngaphandle kwendlela eqhelekileyo eboniswa ziimarike zezabelo. Ngenxa yoko, zonke iintshukumo zakho kufuneka zilawulwe ngothotho lweengcebiso ezisisiseko eziza kunceda ukukhusela umdla wakho. Kwaye iya kuba yile ilandelayo:

• Ukuba imisebenzi yakho yexeshana elifutshane, sukungxama, kuba amaxabiso abo anokuqhubeka nokuqinisa ukuwa kwabo. Kwaye uya kuba nakho ukuthenga izabelo zabo ngamaxabiso aphantsi kunakwinqanaba langoku lokuthengisa.
• Kuphela ukuba uyafuna phuhlisa ipotifoliyo yotyalo mali kwixesha eliphakathi nelideIya kuba lixesha lokwenza izinto ozikhethileyo ukuzama ukubenza bazuze ngamaxabiso asezantsi abawabonisayo okwangoku.
• Kukho ezinye izitokhwe, ezithe zehla kakhulu kwi-Ibex, nangoku ziphantsi kohlaziyo kwixesha eliphakathi nelide. Yeyona nto inomdla kakhulu ukuyifaka kwipotifoliyo yakho yotyalo-mali, nangakumbi nangakumbi.
• Lumka kakhulu ukuba amaxabiso ahlala ulandela ungaphuli nayiphi na inkxaso yokufaneleka okukhethekileyo. Iya kuba luphawu olubi, kwaye iya kukunika ithuba lokulibala- ubuncinci okwethutyana- malunga nezi nkampani.
• Enye into ebaluleke kakhulu kukuba iikowuti zakho ungaweli kwiintshukumo zokuwa simahla. Yeyona nto iyingozi kakhulu onokuthi uyiphuhlise kwiitshathi zakho, kwaye kuya kufuneka ubaleke ngokukhawuleza ukuze ilahleko yakho ingabi nzulu ngendlela eyingozi.
• Ukuba ufuna ukwandisa utyalo-mali lwakho, ungaze ulibale ukuba unokufumana ukhuseleko olwehle kakhulu kwiinyanga ezidlulileyo, kodwa oko banempilo entle kwezemali. Thatha ithuba lokuya kungena kwiimarike zamashishini anokulingana ngokhuseleko olukhulu.
• Kwaye okokugqibela, cinga ngokuqinisekileyo, kuba ngapha koko Amashishini alinganayo yenye yeenketho ezimbalwa onazo okwangoku ukunika imbuyekezo engcono kulondolozo lwakho, nangona ngexabiso lokuthatha umngcipheko omkhulu. Kuba iimveliso zokonga ngokwesiko (iidiphozithi, amanqaku ezithembiso zebhanki, njl.) Zikwimbali esezantsi, kwaye kunqabile ukuba zidlule kwinqanaba lenzala elingaphezulu kwe-1%.