Imali ezihlangeneyo yindlela ekhuselekileyo nenenzuzo yokutyala imali kunye nokwenza ulondolozo olunenzuzo xa kuthelekiswa nezinye iintlobo zotyalo-mali. Ngokukodwa kuthelekiswa nokuthenga kunye nokuthengisa izabelo kwimarike yemasheya, eyimisebenzi ethwala umngcipheko omkhulu ngenxa yokuvela kweemarike zezabelo. Nangona bekwabonakalisiwe kwiingxaki ezincinci ezinokuvela kwiphothifoliyo yabatyali mali abancinci nabaphakathi. Ngapha koko, iyimveliso yezemali enezibane zayo kunye nezithunzi zayo, phantse zonke ezikhoyo ngoku.
Ii-asethi ezidibeneyo zotyalo-mali oluhlangeneyo (iimali kunye neenkampani) ezinamava ngoFebruwari ukonyuka kwezigidi ezingama-3.478 zeerandi kwaye yema kwizigidi ezingama-463.352, nto leyo ebonisa ukonyuka nge-0,6% xa kuthelekiswa noJanuwari, ngokweenkcukacha zakutshanje ezibonelelwe nguMbutho wamaZiko okuTyala aManyeneyo kunye neNgxowa-mali yoMhlala-phantsi (Inverco) Kwiinyanga ezimbini zokuqala zonyaka, umthamo wee-asethi unyuke nge-1,8%. Apho inani leakhawunti yabathathi-nxaxheba lalimi kwi-14.836.455, emele ukuncitshiswa kwe-0,4% xa kuthelekiswa noDisemba 2018.
UFebruwari uqhubekile nomoya oqinisekileyo kaJanuwari kwaye kuye kwakho uphononongo kwiimarike zezabelo, eziye zavumela imali yotyalo mali kuzwelonke ukuba ibhalise esona siqalo sonyaka kwinzuzo kuthotho lwembali. Yiyo loo nto, umthamo wee-asethi ufumene ukonyuka ngoFebruwari we-2.373 yezigidi ze-euro (0,8% ngaphezulu kwenyanga ephelileyo), kwaye wema kwi-264.491 yezigidi zeerandi.
Iimali zotyalo-mali: ukukhula
Ukukhula kumthamo weeasethi kubangelwe kukusebenza kakuhle kweemarike ngelo xesha, kuncedwe kukuziphatha kokuhamba, okuthi emva kweenyanga ezininzi zokuhlawula kubuyise umlinganiso weenyanga ezidlulileyo, kubonisa isiphumo esihle kancinci kwi-49 yezigidi zeerandi ze imirhumo yenyanga. NgoFebruwari, Onke amacandelo anamava okunyuka kwamashishini yobukhulu obukhulu okanye obuncinci, ngaphandle kweemali zesizwe kunye nembuyekezo epheleleyo, ebisindwe kukuhlawulelwa okurekhodwe kwiindidi zabo, kuba ukusebenza kwabo ngembuyekezo bekukuhle.
Bakhokele ukukhula kwevolumu iimali ezisisigxina kunye nemali yemali, kunye nokunyuka kwama-euro angama-843 yezigidi. Ingeniso esisigxina ilawula ukuhlawula ukuwa okubhalisiweyo ngoJanuwari kwaye iqokelela kwiinyanga ezimbini zokuqala zonyaka ukukhula kwe-equity ye-512 yezigidi ze-euro. Kwelinye icala, ezemali zibhalise ukukhula phantse kwe-930 yezigidi ze-euro kwi-2019. Ukuvela kwe-equity yeengxowa-mali ezixubileyo nako kwakulungile ngelixesha. Ke, ii-equity equities zikhule nge-263 yezigidi ze-euro kwaye umvuzo oxubileyo oxubeneyo wenze njalo nge-269 yezigidi ze-euro. Kuwo wonke unyaka baqokelela ukukhula kwe-1.526 yezigidi zeerandi.
Ubume bemali yehlabathi
Iimali zehlabathi jikelele zisebenze kakuhle ngoFebruwari kwaye zonyusa iiasethi zazo nge-525 yezigidi zeerandi. Kunyaka opheleleyo, ngokwemigqaliselo epheleleyo, yenye yeendidi ezithi ukwanda okukhulu kuqokelela, nge-1.663 yezigidi zeerandi ngaphezulu kweyoMnga ngo-2018. Zigqithisiwe kuphela kwiingxowa-mali zamazwe aphesheya, ngokukhula komthamo weeasethi kwiinyanga ezimbini zokuqala zonyaka eziphantse zafika kwi-2.089 yezigidi zeerandi.
Okuphikisanayo, imali yokubuyisa eyiyo iiasethi zabo zincitshisiwe ngeli xesha (i-509 yezigidi ze-euro ngaphantsi) kwaye kwi-2019 sele beqokelele ukwehla kwe-591 yezigidi ze-euro. Kwaye ii-equity zesizwe, ezibhalise ukwehla okuncinci kwi-equity ngoFebruwari we-14 yezigidi ze-euro, nangona kwiinyanga ezimbini zokuqala zonyaka kuye kwafumana ukukhula kumthamo weeasethi ezingama-274 ezigidi zeerandi (4,4% ngaphezulu kunangoDisemba 2018 ).
Imirhumo kunye nokubuyiselwa imali
Ukulandela amandla kaJanuwari, abatyali mali bayijika imeko yeenyanga ezidlulileyo ngokuhamba, ngokunokwenzeka bachaphazeleka yitoni elungileyo yeemarike kwiinyanga ezimbini zokuqala zonyaka. Yiyo loo nto imali yotyalo-mali ivala ngoFebruwari nge imirhumo elungileyo net yezigidi ezili-49 zeerandi.
Imvakalelo esele iqinisekisiwe kwinyanga ephelileyo yokunyuka komngcipheko ekuthabatheni inxaxheba kuzwelonke, emva kwe ukungazinzi okuphezulu kwinyanga ephelileyo ka-2018, ikwabonakaliswe ngoFebruwari, ivelisa ukuhamba okuqinisekileyo kumahlelo olondolozo. Yiyo loo nto imali kunye nemirhumo ephezulu ngenyanga ibiyimali eyimali ene-842 yezigidi zeerandi. Bakhokhela ukungena kwemali kwi-2019 nge-925 yezigidi ze-euro.
Ukunyuswa kwemali eqinisekisiweyo
Iimali eziqinisekisiweyo ziyalandela ngezigidi ezingama-253 zeerandi zokuhamba komnatha ukungena ngoFebruwari. Iimali zolawulo lwentando kwakhona zaye zanemirhumo efanelekileyo ngoFebruwari (i-134 yezigidi zeerandi) kwaye yaqokelela phantse i-327 yezigidi zeerandi zokungena ngonyaka. Iimali ezixutyiweyo zonyuse kancinci umthamo wazo weeasethi nge-7,5 yezigidi ze-euro. Kuphela yimali engenayo esisigxina yamazwe aphesheya ebhalisiweyo engenayo kwi-net kwithuba (i-274 yezigidi zeerandi), ekwaziyo ukuhlawula ukuphuma kwemali kwi-equities equities kunye ne-Euro edibeneyo yengeniso. Kunyaka uphela, baqokelela imbuyiselo yemali efikelela kwi-306 yezigidi ze-euro.
Kwelinye icala, i-euro equity fund (ngaphandle kweSpain) kunye abo banembuyekezo epheleleyo bakhokele ukuphuma okupheleleyo kwenyanga, Ngama-572 kunye nama-302 ezigidi zeerandi, ngokwahlukeneyo. La macandelo ikwangawo anembuyekezo ephezulu yomnatha kwiinyanga ezimbini zokuqala zonyaka nge-487 kunye ne-523 yezigidi zeerandi, ngokwahlukeneyo.
Inzuzo yezi mveliso
Ngexesha lenyanga kaFebruwari, iimarike zezabelo ziye zanehambo entle kwaye zavala inyanga ngohlaziyo xa kuthelekiswa noJanuwari kuninzi lwee-indices zehlabathi. Ibex 35 irejista imbuyekezo yenyanga eyi-2,4%, xa kuthelekiswa ne-4,4% ye-Eurostoxx okanye phantse i-3% kwi-S & P 500. Kwiimarike zengeniso esisigxina, i-IRR ye Isibophelelo seminyaka eli-10 saseJamani sawa kancinci inyuke nge-0,16% ukusuka kwi-0,18% ngoJanuwari, kunye nesivuno kwisibophelelo seminyaka eli-10 saseSpain esiwele kwi-1,26% ukusuka kwi-1,32% ngoJanuwari.
La iprimiy yomngcipheko eSpain ivaliwe kwi-100 bps (i-105 bps ngoJanuwari). Ixabiso lotshintshiselwano nge-euro xa kuthelekiswa nedola livaliwe nge-1,14, emele ukwehla kwe-0,6% ye-euro xa kuthelekiswa nomhla wokugqibela kaJanuwari. Kule meko, iimali ezihlangeneyo zibhalise ukubuya okuhle nge-2019% ngoFebruwari 0,91, ke imbuyiselo eqokelelweyo yonyaka imi kwi-3,26%, esisiqalo esihle sonyaka kude kube nguFebruwari woluhlu lwembali. Phantse onke amanqanaba avale inyanga ngokuqinisekileyo, ngakumbi abo banokuvezwa ngakumbi kwizitokhwe. Ke, ii-equities e-United States zibhalise eyona nzuzo iphezulu ngenyanga (3,4%) kwaye zaqokelela uhlaziyo olungaphezulu kwe-11% ngonyaka.
Iakhawunti ethatha inxaxheba
Ngokubhekisele kule parameter, ukumisela ukubaluleka kwezi mveliso zezezimali zamkelwe ngabatyali-mali abaninzi abancinci nabaphakathi, kubaluleke kakhulu ukuqaqambisa ngeli xesha. Kuba ngenene, inani le iiakhawunti zabanini zabelo Kwingxowa-mali yesizwe yotyalo-mali, inyuke kancinci ngoFebruwari (abathathi-nxaxheba abangama-8.588 ngaphezulu kunakwinyanga ephelileyo), kwaye ibeke inani labo kubathathi-nxaxheba abali-11.164.033.
Apho ezona datha zichaphazelekayo ezingakhange zibonelelwe kukuziphatha kwabatyali mali kwiingxowa mali kunye kukuba ukukhula kwabo kukuqhubela phambili. Akumangalisi ukuba imali yotyalo-mali kuzwelonke ibhalise ukuqala okuhle konyaka kuthotho lwembali, nembuyiselo eyongezelekileyo ye-3,3% kwiinyanga ezimbini zokuqala. Emva kokuhla okubonakalayo kwenzuzo, ehambelana neenyanga ezimbini zokugqibela zonyaka ophelileyo. Apho babhalisa khona ilahleko ebonakalayo kwinzuzo yabo, echaphazela zonke iintlobo zeemali zotyalo mali.
Uvavanyo eYurophu
Ngokwedatha evela kwi-EFAMA, umthamo weeasethi zamaZiko oTyalo-mali aHlanganisiweyo aseYurophu bema kwi-15,16 yezigidi zeerandi ngoDisemba 2018, emele ukuncitshiswa kwe-5,5% kwikota yokugqibela yonyaka (i-16,03 yezigidigidi zeerandi ngoSeptemba 2018). Ngo-2018, ubulungisa buwe phantsi nge-3,0% ukusuka kwi-15,62 yezigidigidi zeerandi ngoDisemba 2017. I-Ireland yayiyekuphela kwelizwe apho umthamo wee-asethi unyuke apha enyakeni (1,1%). Ngelixa e-United Kingdom naseDenmark ukwehla okukhulu kobutyebi kwabhaliswa ngo-2018, ngokuwa ngaphezulu kwe-9%, ngaphezulu kwe-Yurophu iyonke (-3,0%).
Ngohlobo lweeasethi, iipesenti ezingama-27 zeeasethi zaseYurophu zigxilwe kwizabelo, zilandelwa ngumvuzo ozinzileyo kunye oxubeneyo, nge-23% kunye ne-21% ngokwahlukeneyo. Ukuhanjiswa kweeasethi ngokwendidi yotyalo-mali eYurophu kwahluke kakhulu phakathi kwamazwe ahlukeneyo. Ke, umzekelo, ngelixa e-United Kingdom okanye eSweden utyalomali kwii-akhawunti ze-equity zijikeleza malunga ne-50% yetotali, e-Itali ayifikeleli kwi-7%.
Ngokwedatha evela kwi-EFAMA, umthamo weeasethi zamaZiko oTyalo-mali aHlanganisiweyo aseYurophu bema kwi-15,16 yezigidi zeerandi ngoDisemba 2018, emele ukuncitshiswa kwe-5,5% kwikota yokugqibela yonyaka (i-16,03 yezigidigidi zeerandi ngoSeptemba 2018). Ngo-2018, ubulungisa buwe phantsi nge-3,0% ukusuka kwi-15,62 yezigidigidi zeerandi ngoDisemba 2017. I-Ireland yayiyekuphela kwelizwe apho umthamo wee-asethi unyuke apha enyakeni (1,1%).