Okwangoku xa sicinga ngokungena kwihlabathi lezorhwebo, zininzi iikhonsepthi ekufuneka sizazi phambi kokuba sibeke imali yethu emngciphekweni, njengokuba yintoni ilahleko yokuyeka. Ukuba la magama akaqhelekanga kuwe, kungcono uqhubeke ufunda eli nqaku, kuba ingundoqo ukuze sikwazi ukwenza iintshukumo zethu ekurhwebeni kakuhle.
Siza kuchaza ukuba yintoni ilahleko yokuyeka kunye nendlela esetyenziswa ngayo. Uya kubona ukuba ukubaluleka kwayo kubaluleke kakhulu kwaye Inokusinceda kakhulu ukulungiselela izicwangciso zethu zokurhweba. Ngaphandle koko, kusoloko kulungile ukufunda into entsha, akunjalo? Ukuba sifunda ukusebenzisa ukulahlekelwa kokuyeka kakuhle, asiyi kuqinisekisa kuphela ukuba asiyi kulahlekelwa yimali eninzi kunokuba sizimisele ukulahlekelwa, kodwa sinokuqinisekisa ukuba inzuzo encinci ukuba izinto zihamba kakuhle.
Yintoni ilahleko yokuyeka ekurhwebeni?
Njengoko sele sichazile ngaphambili, kukho iikhonsepthi ezithile kwi urhwebo eziyimfuneko ukwenza kakuhle. Yiyo loo nto siza kucacisa ukuba yintoni ukulahleka kokuyeka. Ngokusisiseko imalunga Umyalelo esiwunika umthengisi wethu ukuba "ayeke ilahleko". Le yinguqulelo yeSpanish ethi "yeka ilahleko".
Akuyomfihlo ukuba kukho umthetho wegolide wokuba bonke abaqikeleli besitokhwe mabawulandele: Ngalo lonke ixesha ugcine umngcipheko phantsi kolawulo. Ukuze sithobele lo mgaqo wegolide, kufuneka sihlale sisazi kwangaphambili ukuba sizimisele kangakanani ukulahlekelwa ngaphambi kokuba senze urhwebo. Nje ukuba sibe nomfanekiso ocacileyo, sinokunika i-odolo kumthengisi wethu ukuba avule indawo.
Ngokukhawuleza emva kokunika ukuthenga okanye ukuthengisa umyalelo, lixesha lokushiya ilahleko yokuyeka ukukhusela ilahleko ekugqithiseni umzobo wento esizimisele ukuyilahleka. Kukuthenga okanye ukuthengisa umyalelo oya kwenziwa kuphela xa ixabiso lihamba ngokuchasene nokusebenza kwethu ngokwaneleyo ukuze kubangele ilahleko enkulu esizimisele ukuba nayo. Koko kukuthi: Utyando esilwenzileyo luza "kusikwa" phambi kokuba sibe nelahleko enkulu.
Kubalulekile ukuba siyikhumbule loo nto imiyalelo engaphunyezwanga yeyasimahla. Ngoko ke, ukulawula umngcipheko kwimisebenzi yethu ye-stock market akusibizi nantoni na, kodwa ngakolunye uhlangothi, siya kuzisindisa ixesha elininzi elibi kunye nokudumala.
Isetyenziswa njani ilahleko yokuyeka?
Ngoku siyazi ukuba yintoni ilahleko yokuyeka, siza kuchaza ukuba isetyenziswa njani. Sele sihlomle ukuba ngumyalelo osikhuselayo ekulahlekeni okukhulu kunezo sikulungele ukuba nazo kwaye, ngale ndlela, silawule umngcipheko obandakanyekayo. Nangona kunjalo, siya kuba namathandabuzo athile: Sifanele sikubeke phi kwasekuqaleni? Kwaye ungayihambisa njani njengoko ixabiso lihambela phambili? Kufuneka sicace kakhulu malunga nempendulo kule mibuzo mibini ngaphambi kokungena kwimarike.
Ngesicwangciso sexesha eliphakathi, sineendlela ezimbini esinokungena ngazo: Pullback okanye ikhefu. Ilahleko yokuyeka iya kufakwa ngokuhambelana nokungena esikwenzayo. Kule meko mibini, iindlela kunye neendlela zokuphuma ngokukhawuleza zihlukile.
Kwimeko yokuqhambuka kokuchasana, kufuneka sibeke ukulahleka kokuyeka ekunene kumgca wenkxaso okanye wokuchasa esiwuchazayo, ushiya umda omncinci. Ukwenza oku siza kujonga izithunzi zamakhandlela alandelayo, siya kubeka umyalelo ongezantsi, ngaphezu kwe-tick away. Kuyacetyiswa ukuba uphephe amanani angqukuva. Ngale ndlela asiyi kuvumela ukuthandabuza malunga nexabiso. Ukuba bekunjalo ukuba ikhefu aliyinyani, akufanelekanga kwaphela ukuba sibe kwixabiso eliya kugqiba ukudilika. Ngokuchasene noko, ukuba kuvela ukuba i-breakout yinyani, ixabiso liya kuqhuma ngokuthanda kwethu, lishiye ilahleko yokuyeka ngasemva.
Olunye ukhetho lokungena luhamba nge-pullback ukuya kumyinge weveki ehambayo. Lo mndilili sisalathiso nje esiza kusinceda siqikelele ixabiso, hayi ixabiso. Ngoko ke, ukuba asiyi kuhlengahlengisa esi salathisi, asiyi kusinceda kwaphela. Xa siyilungisile, siya kwazi ukusuka kwiliphi inqanaba ixabiso akufanele lihle. Ngoku umbuzo kukuzama ukubeka ilahleko yokuyeka ngezantsi kwexabiso eliphantsi elihambelana ne-bounce, njengangaphambili.
Lungisa ilahleko yokuyeka njengoko ixabiso lihambela phambili
Hlala ukhumbula ukuba imarike ihlala ihamba. Onke amaxabiso aya kunyuka: xa ephakamile kuthiwa yi-swing kwaye xa iphantsi ibizwa ngokuba yi-pullback. Ziya kwenzeka enye emva kwenye de i-pullback yokugqibela ayisekho i-pullback, ebangela ukuba umyinge weveki ehambayo utshintshe indlela njengoko ixabiso liwela ukusuka phezulu ukuya phezulu. Ngoko ke into ekufuneka siyenzile beka ilahleko yokuyeka ngezantsi kokugqibela okufanelekileyo okuphantsi ngexesha ngalinye ukuphindaphindwa kokhuseleko kuqinisekisiwe.
Okwangoku kufuneka sikhumbule ukuba umndilili ohlengahlengisiweyo ohambayo, kodwa hayi umndilili weeveki ezingamashumi amathathu, usinika umbono ochanekileyo wokuba liphi ixabiso. Ngale ndlela sinokutshintsha kwaye silungise ilahleko yokuyeka phantsi kwe-bounce nganye eqinisekisiwe kwixabiso. Oku kuya kwenza ukuba kube lula kuthi ukuba sithathe ithuba lomkhombandlela worhwebo lwethu kwaye siya kuphulukana noko besinokukuzuza kujingi lokugqibela.
Obu buchule bubizwa ngokuba yi-trailing stop, bubandakanya hlaziya ilahleko yokuyeka kumanqaku ambalwa okuzikhusela njengoko ixabiso linyuka okanye liwela endaweni yethu. Oku kuya kuqinisekisa ukuba sigcina ubuncinane bengeniso. Ukwenza obu buchule ngokufanelekileyo, siya kuhlala sihambisa ilahleko yokuyeka kwicala elifanayo nexabiso, asisoze siyisuse kuyo.
Kufuneka silumke kakhulu kubathengisi ababonelela ngesixhobo esibizwa ngokuba "dynamic stop loss". Oku kusebenza umgaqo omiselweyo ovumela ukuba, ngokweengcamango, ukulibala malunga nokulandelela ixabiso. Umzekelo uya kuba ukugxotha ixabiso elihlala lishiya umgama we-5%. Akukhuthazwa ukusebenzisa esi sixhobo.
Njengoko sibona, ilahleko yokuyeka ibalulekile ngokwenene kurhwebo. Ukuba sisebenza kwimarike yemasheya ngaphandle kokusebenzisa i-stop loss, kuba ngathi siqhuba imoto kodwa ngaphandle kweziqhoboshi. Ngoko Kufuneka sisoloko sisebenzise ilahleko yokuyeka.