Yintoni iModeli 130

Xa usenza umsebenzi wezoqoqosho, enye yeenkqubo ekufuneka uyiqhube yintlawulo yezavenge ngenxa yerhafu yengeniso yomntu. Oku kwenziwa ngemodeli 130. Kodwa, Yintoni imodeli 130?

Ukuba usandul' ukubhalisa, okanye ukuba ufuna ukwazi ukuba yiyiphi ifom 130 kunye nendlela yokuyigcwalisa ngokufanelekileyo, ngezantsi siza kukuxelela yonke into oyifunayo malunga nale nkqubo kwaye, ngaphezu kwayo yonke, indlela yokuthobela uNondyebo. ukuze kungabikho sohlwayo.

Yintoni iModeli 130

Imodeli ye-130 iquka ukuba yintoni "isibhengezo sekota yerhafu yengeniso yomntu." Yintlawulo eyenziwa ngezavenge (ehlawulwa rhoqo kwiinyanga ezintathu) apho inxalenye yentlawulo ekufuneka yenziwe yerhafu yengeniso yomntu ihlawulwe kuNondyebo.

Kanjalo, Asingabo bonke abantu abanyanzelekileyo ukuba benze njalo, kuphela ezo ziwela phantsi kwezi ngcinga zilandelayo:

• Abenza imisebenzi yezoqoqosho, kuquka ezolimo, imfuyo, amahlathi okanye ukuloba. Kakade ke, kufuneka bamisele indlela yoqikelelo oluthe ngqo, enoba luqhelekileyo okanye lulula.
• Ukuba benze imisebenzi yobungcali. Ngaphandle kokuba i-70% yomvuzo wakho sele ibambe okanye idiphozithi kwi-akhawunti. Ukuba kunjalo, akunyanzelekanga ukuba ugcwalise ifomu 130.
• Ukuba ngaba luluntu kunye/okanye uluntu lwepropathi. Kule meko, iqabane ngalinye kufuneka lenze intlawulo ngokusekelwe ekuthatheni inxaxheba kwabo.

Indlela yokuyigcwalisa

Ngoku sele kucace kuwe ukuba leliphi ifomu 130, lixesha lokuba wazi ukuba kufuneka uyigcwalise njani ukuze ilunge kuNondyebo kwaye ingatsali ngqalelo yakho; okanye okubi ngakumbi, babeka isohlwayo kuwe.

Kuya kufuneka ukhumbule ukuba, Kwicandelo lesiBhengezo, kufuneka ugcwalise zombini i-NIF kunye negama kunye nefani. Emva koko, kwi-accrual area, kubalulekile ukuba uchaze ukuba ngowuphi unyaka wonyaka obhekiselele kuwo kwaye yeyiphi ikota.

Xa ubhengeza ingeniso eshiyekileyo, kufuneka ukhumbule ukuba iyaqokelelana. Oko kukuthi, khawucinge ukuba kwikota yokuqala wenze i-euro ezili-100 kwinzuzo. Kwikota yesibini, une-euro ezingama-200. Nangona kunjalo, xa ugcwalisa ifomu 130, kufuneka wongeze umvuzo owubhengezileyo kwikota yokuqala kunye naleyo yesibini. Ngamanye amazwi, kule kota yokugqibela ayiyi kuba yi-euro ye-200 yenzuzo, kodwa i-euro ye-300 (200 + 100 ukusuka kwikota yokuqala).

Kwenzeka into efanayo ngeendleko kamva, kufuneka udibanise ezo zivela kuzo zonke iikota, ukwandisa inkcitho oye waba nayo kule yangoku.

Ngokubanzi, Imodeli ye-130 inamacandelo amathathu ahlukeneyo.

• Icandelo I apho ingeniso kunye neendleko zingeniswa khona kwaye kumiselwe ukuba yimalini i-20% yokuthabatha iindleko kwingeniso. Emva koko, imali oyibambeleyo ubunayo iyasetyenziswa kunye noko ubuhlawule kwiikota ezidlulileyo kwaye uya kufumana isiphumo.
• Icandelo II, igxile kwabo benza umsebenzi wezolimo, amahlathi, ukuloba okanye imfuyo, ekuya kufuneka bagcwalise imodeli kweli candelo.
• Y icandelo III, esisishwankathelo sayo yonke le nto ingasentla apho isinika inani lokugqibela, elinokuhlawulwa okanye kubuyekezwe.

Inyathelo ngenyathelo kwimodeli

Ukuyenza icace ngakumbi, gcina oku kulandelayo engqondweni:

• Ibhokisi 1: apho kufuneka ufake umvuzo wonyaka.
• Ibhokisi yesi-2: faka iindleko zonyaka.
• Ibhokisi 3: oku kuyazenzekela, into eyenzayo kukuthabatha umvuzo kunye neendleko.
• Ibhokisi yesi-4: iya kukucela ukuba ubale, ngesandla, ukuba ingakanani i-20% yesiphumo kwibhokisi yesi-3 inde nje ukuba isiphumo siye saba si-positive. Yintoni engalunganga? Beka u-zero.
• Ibhokisi yesi-5: kwesi sithuba uya kuba nesixa seebhokisi ezimbini, isi-7 kunye ne-16. Zizixa-mali zeemodeli ezili-130 ozingenisileyo ngaphambili. Ukuba, umzekelo, kukuqala enyakeni, akuyi kufuneka ubeke nto apha. Kodwa ewe ukusuka kwikota yesibini. Yiyo loo nto kubalulekile ukuba ube namaxwebhu angaphambili esandleni.
• Kwibhokisi yesi-6: uya kuba nesimbuku sezinto ozibambileyo ozenzileyo okanye ofake isicelo kuzo.
• Ibhokisi yesi-7: yenye ukuthabatha, ukusuka kwibhokisi yesi-5 neyesi-6 kwibhokisi yesi-4. Ngamanye amazwi. Imali ebanjwayo (4 kunye nesi-5) ebesele ifakiwe egameni lakho iya kuthatyathwa kwinto ekufuneka uyihlawule (ibhokisi yesi-6).

Ukuza kuthi ga kweli nqanaba iya kuba yeyabantu abazisebenzelayo okanye abantu abanemisebenzi yezoqoqosho.. Ngoku, ukuba usebenza kwezolimo, imfuyo, ukuloba okanye amahlathi, kuya kufuneka ugcwalise oku kulandelayo:

• Ibhokisi yesi-8: kufuneka ufake ingeniso unyaka wonke, kuquka nenkxaso-mali, uncedo...
• Ibhokisi 9: I-2% yemali ekwibhokisi yangaphambili iya kusetyenziswa ngaphandle kokuthathela ingqalelo iindleko.
• Ibhokisi ye-10: isetyenziselwa ukufaka izinto ozibambeleyo ekuye kwafuneka ukuba ufake isicelo kwii-invoyisi ozenzileyo.
• Ibhokisi 11: Yiyo eya kuthabatha ibhokisi yesi-9 neye-10, inike umphumo onokuthi ungabikho okanye ube ntle.

Ekugqibeleni, Icandelo III sisishwankathelo, kwaye iibhokisi ezihambelanayo zezi:

• Ibhokisi 12: apho kubekwe khona isimbuku sebhokisi 7 kunye no 11. Kwakhona, inokuba lixabiso elivumayo okanye elingalunganga.
• Ibhokisi 13: into abaninzi abayaziyo kukuba, xa umvuzo wakho uphantsi, uNondyebo ikuvumela ukuba unciphise ukuya kwi-euro ezili-100. Kungcono ukuba ujonge ulwazi malunga nebhokisi ethile ukuze wazi ixabiso onokufaka isicelo sokutsalwa (ukuba unako).
• Kwibhokisi ye-14: kuya kubakho umahluko phakathi kwebhokisi ye-12 kunye ne-13. Kwakhona inokuba yinto enhle okanye embi.
• Ibhokisi 15: isetyenziselwa ukurekhoda amaxabiso angalunganga. Oko kukuthi, ukuba uneziphumo ezibi kwibhokisi ye-19, kufuneka uyibonise. Ukongeza, kufuneka uthathele ingqalelo ukuba ixabiso lale bhokisi alinakuba ngaphezulu kwebhokisi le-14.
• Ibhokisi ye-16: ukuba ibhokisi ye-14 ibinayo kwaye uhlawula imali-mboleko ngokuthenga okanye ukulungisa ikhaya lakho, unokutsala ezo ndleko apha. Ungatsala malini? Ewe, inani lebhokisi 3 (okanye i-8 ukuba unemisebenzi yezolimo, imfuyo ...). Ngokuqinisekileyo, umda ubekwe kwi-660,14 euro.
• Ibhokisi 17: ilula, isiphumo sokuthabatha iibhokisi 14 kunye ne-15.
• Ibhokisi ye-18: kuya kufuneka uyigcwalise kuphela ukuba kukho isibhengezo esongezelelweyo. Ngaphandle koko, ihlala inguziro okanye ingenanto.
• Ibhokisi ye-19: okokugqibela, le bhokisi ithabatha i-17 kunye ne-18, inika umphumo oye wemodeli 130. Ukuba i-positive, kuya kufuneka uhlawule; kwaye ukuba inegetive ungabuyekeza ngezimodeli zonyaka zilandelayo (ungaphinda ufumane oko ukuhlawule ngaphezulu).

Ngale ndlela, unokuba nesikhokelo kwaye uqonde ngcono ukuba yeyiphi ifom 130 kunye nendlela yokuyigcwalisa ngokufanelekileyo ukuze yonke into ichanekile.