Enye yezona zinto zibaluleke kakhulu kutyalo-mali kwii-equities zinemiqathango apho ungalathisa khona utyalomali lwakho. Kuba ngenene, banokuba elifutshane, eliphakathi okanye elide. Kumaxesha athile abaluleke kakhulu banokujolisa ekusebenzeni kwangaphakathi. Oko kukuthi, kwenziwa kwangolo suku, apho wenza ngokusemthethweni ukuthengisa kunye nentengiso. Nayiphi na kuzo inokuqhutywa ngokuxhomekeke kwizicwangciso onazo zotyalo-mali. Kwaye ngenene isixa-mali osabelweyo ukwenza le misebenzi kwingeniso eyahlukileyo esebenzayo
Into yokuqala ekufuneka uyazi isekwe kwinto yokuba ayizizo zonke iimeko zokufumana inzuzo ziya kufana. Kodwa ngokuchaseneyo, awuzukukhetha ngaphandle kokufuna eyona mbuyekezo ifanelekileyo. Akunanto, ayifani nokusebenza kwixesha elifutshane kunakwithuba elide. Oomatshini bayo bahluke kakhulu kwaye baya kufuna indawo eyahluke ngokupheleleyo yezenzo. Kwaye kunokuba kuncinci kangakanani, nokuba kukhethwe ukhuseleko oluhlangabezana neempawu ezichazwe kakuhle kumgaqo ngamnye. Iya kuba yeyona ndlela ilungileyo yokwenza izigqibo zakho ukusukela ngoku.
Nokuba yeyiphi indlela, ngekhe ubenaso esinye isisombululo ngaphandle Chaza iqhinga ngaphambili, ukusukela ekukhethweni kwemeko esisigxina, amaxabiso enza ipotifoliyo yakho yotyalo-mali kunye nemodeli yohlalutyo ukungena kwiimarike zemali ziya kuxhomekeka kuyo. Izinto ezininzi eziguquguqukayo, ngamafutshane, eziya kuxhomekeka kwiminyaka olungiselelwe ngayo utyalomali lwakho kwizabelo. Kuba enyanisweni, njengoko uza kuba nakho ukuqinisekisa ukusuka ngoku ukuya phambili, ikota nganye ifuna oomatshini bayo kutyalo-mali.
Amagama amafutshane: izibonelelo ezikhawulezayo
Ikota yokuqala kunye nokuba kungenjalo kungenjalo zezi zimfutshane. Kuthiwa lutyalo-mali lwexeshana elifutshane xa ukubheja kwimarike yemasheya kunexesha lokuhamba phakathi kweentsuku ezimbalwa kunye neenyanga ezimbalwa. Ngayiphi na imeko, kuya kufuneka ubhetyebhetye kancinane nezi zibalo kwaye ungafumani corseted ngexesha elimisiweyo. Ewe, oku kufuneka ube namaxabiso aguquguqukayo kwaye abonisa umahluko obanzi phakathi kwamaxabiso aphezulu kunye neyona isezantsi. Ukuze ukwazi ukwenza imisebenzi enenzuzo kwisithuba esifutshane sexesha.
Kwelinye icala, kuyinyani ukuba uthatha umngcipheko ngakumbi ekusebenzeni kuba yinto exhaphakileyo ukuba unokufumana ukhuseleko okanye ibhaskithi yezabelo. Kungenxa yesi sizathu le nto kufuneka ubaninzi ngenyameko ekukhetheni yee-asethi eziyimali. Kwaye ucebise ngesicwangciso esiliqili sokutyala imali kunangexesha elide. Kungenxa yokuba uya kuzama ukufumana inzuzo ngokukhawuleza okukhulu, mhlawumbi kwiintsuku ezimbalwa. Kwaye nayiphi na impazamo inokudala ngaphezulu kweyodwa ingxaki ukusukela ngoko ukuya phambili.
Ngayiphi na imeko, usenomhla obekiweyo wokukhuthala, njengoko kunjalo kwimeko ekuthiwa kukusebenza kwexesha elifutshane. Ziqulathe imisebenzi eyenziwayo engagqithiyo kwiveki phakathi komhla wokuthenga kunye nentengiso. Nangona ngokubanzi, ukukhula kwabo kufutshane ngakumbi kwikhalenda. Ukusebenza ngamagama amafutshane, awuzukukhetha ngaphandle kokuba ube nenqanaba eliphezulu lokufunda kolu hlobo lomsebenzi ukhethekileyo kwaye kwangaxeshanye ubuchwephesha.
Isigaba esilandelayo: ixesha eliphakathi
Ukusebenza kwexesha eliphakathi kwimarike yesitokhwe, kwelinye icala, kwenziwa ngaphezulu kweenyanga ezine okanye ezintlanu kunye nomda ophezulu ofikelela phakathi konyaka omnye ukuya kwemithathu. Isicwangciso sakho siya kwahluka kakhulu kwiimarike zezabelo. Ukuya kwinqanaba lokukhangela i-radar ngeseti yamaxabiso eyomeleleyo. Kwaye ndikushiyele yokucinga kwangaphambili kwaye beze kakuhle ukuba benze imisebenzi emifutshane. Ukongeza, uya kuba nokuhlawulwa kwamatyala ngokungaphezulu ngokuba neenyanga ezininzi zokufezekisa ezona njongo zakho ziphambili. Unalo ixesha elininzi phambi kwakho, nkqu nokuxhasa isiphithiphithi sendlela.
Ngokubhekisele kwimisebenzi yexesha eliphakathi, oko kuthetha ukuba kufuneka ube namava amancinci ekusebenziseni izixhobo ukwenza imisebenzi. Akumangalisi ukuba ube nesibambiso esibaluleke ngakumbi kwiinyanga ezizayo ukulungiselela yonke imisebenzi oyenzayo kwizabelo. Nokuba lelelizwe okanye liphesheya kwemida yethu. Uya kuba nokuguquguquka okungakumbi ukunyanzelisa iimeko zakho.
Le modality, kwelinye icala, inenzuzo enkulu yokuba akukho mfuneko yokwazi ukuvela kweemarike. Ewe akunjalo ngalo lonke ixesha, nangona nangaliphi na ixesha kufanelekile kakhulu ukuba waziswe malunga nokuvela kwezindululo zakho zentengiso yesitokhwe. Ubuncinci amaxesha ambalwa ngenyanga ukuze wazi nawuphi na umcimbi obalulekileyo onokuthi uchaphazele ixabiso lezabelo. Nokuba unenjongo yokutshintsha ezinye iindlela njengesiphumo sotshintsho olwenziweyo kwiimarike zezabelo. Kananjalo ngendaleko kuqoqosho lwesizwe nolwamanye amazwe.
Elona xesha lide lokuhlala
Ngenxa yoku I-bonding Kubanzi kakhulu kufuneka ukhethe loo maxabiso Umntu okhuselayo, njengoko kuhlala kunjalo ngabameli becandelo lombane okanye lebhanki. Hayi ilize, awungekhe ulibale ngeli xesha ukuba zezona zibonakalisiweyo ukubagcina kwixesha elide ngenxa yeempawu zabo ezizodwa. Phakathi kwezo zibonakalisa uzinzo olukhulu kumaxabiso aso, ukuhanjiswa kwezahlulo minyaka le kuncitshisiwe ukuphuhlisa utshintsho olukhulu kwixabiso lalo.
Kumaxesha amade, amava awabalulekanga kangako ekusebenzeni nokhuseleko. Kungenxa yokuba, iminyaka emininzi kufuneka idlule ukuze ufezekise ezona njongo zakho uzinqwenelayo. Olu khetho ngokuqiniseka kwamaxabiso kufuneka lujolise ekungeneni amaxabiso amiselwe ngokuqinileyo. Kananjalo akufuneki ubalandele rhoqo njengoko izakuvumela ukuba unganxibelelani kangako neemarike zentengiso. Ukuze ngale ndlela, ube nobomi obuzolileyo xa kufikwa kwihlabathi lotyalo-mali.
Khusela utyalomali lwakho kwimarike yemasheya
Kuxhomekeka kwigama elikhethiweyo, isicwangciso-qhinga siya kwahluka, kwaye kule meko kukho imigaqo ethile esisigxina eya kuhlala ibeka khusela iminikelo yakho yemali. Umzekelo, kwabo bamiselwe ixesha elifutshane. Ngokusebenzisa i-odolo yokuyeka ilahleko, ebizwa njalo ukuyeka ukulahleka ukunciphisa iilahleko ezinokubakho ukusukela ngoku ukuya phambili. Yeyona ndlela ifanelekileyo yokusebenza kunye nokuthenga kunye nokuthengisa iiodolo. Ngenzuzo onokuyibeka ngokusesikweni kwikhaya lakho ngokubhankisha kwi-Intanethi.
Ziyimiyalelo yesantya esikhulu esiza kulungelelanisa ngcono kula maxesha okusisigxina. Ukusuka kule meko ngokubanzi, uya kuba nakho ukuguqula ukusebenza ngakumbi okanye okunokwenzeka ngena kutyekelo olungafunekiyo. Ukusuka kwi-bullish ukuya kwi-bearish kwindawo efutshane kakhulu yexesha Into engeloncedo ngakwelinye icala kwezinye iintlobo zokusebenza ezinokuvuthwa okude. Kakhulu kangangokuba awungekhe ulibale ukuba injongo yakho kukuvula izikhundla kwiimarike zezemali kwezi veki.
Kufuneka usete injongo
Ngamagama onke, kuye kufuneke ukuba zichazwe ngokufanelekileyo iinjongo eziyakuthi zifezekiswe ngendlela enesimilo. Ayothusi into yokuba zezona ziya kuthi zichonge ukuba ukusebenza kwakho kunenzuzo engaphezulu okanye encinci. Kwelinye icala, akufuneki ulibale ukuba unako Chaza inzuzo yemisebenzi yakho kwimarike yemasheya. Ngexabiso ekujoliswe kulo onokuthi ulinike oonogada abenza iphothifoliyo yakho.
Ngayiphi na imeko, kunye nokukhusela iintshukumo zakho, akufuneki utyale imali eninzi kwimarike yemasheya kunokuba iyimfuneko. Malunga ne-35% yeemali ezikhoyo kolu hlobo lomsebenzi, nangona kuya kuxhomekeka kwikota oyikhethileyo ekugqibeleni. Nangona kuzo zonke iimeko kuyimali ongazukuyidinga ngexesha lotyalo-mali olujolise kulo. Umahluko omncinci phakathi kwamaxabiso ayinto oyenzayo kwimarike zezemali.
Ixabiso kwikota nganye
Ayilulo lonke ukhuseleko olubonisiweyo ngokwemigaqo efanayo, kodwa kukho amathuba okuba lutyalomali ngamaxesha athile. Ngenxa yoko, loo maxabiso anamandla icandelo lokucingela zezona zithandwayo ngamaxesha amafutshane, nokuba zenziwe kwiseshoni enye yokuthengisa. Ngelixa amagama aphakathi efuna unyango olwahlukileyo ukuze bavune iziqhamo zokuvela kwabo kwiimarike.
Kwaye kwelinye icala, kukho amaxabiso afuna ukuphumla ngakumbi okanye into efanayo, ixesha elininzi lokufumana amaxabiso aqikelelweyo. Kule meko ithile, iya kulungiswa ngexabiso lokuzikhusela, njengaleyo evela kumacandelo athile obuchule: iibhanki, umbane, i-inshurensi okanye oohola bendlela. Kuzo naziphi na iimeko, la magama anokuhlengahlengiswa kuxhomekeke kukuvela kwexabiso lawo. Ngapha koko, awungekhe ulibale ukuba elifutshane ixesha lotyalo-mali, kokukhona uya kuguquka uya kufuna iasethi yemali eguqukayo kunye nengqwalaselo engakumbi evela kuwe. Kukuvuma ukuba olu didi lwemisebenzi echazwe kakuhle luya kukunika.