Gcina imali kumaqela ebhola ekhatywayo

Kwiminyaka emininzi, izabelo zexabiso eliyinyani, kwaye ezingacingekiyo ngamanye amaxesha, zinokubhaliswa. Kodwa ewe ezona zithatha ingqalelo yoluntu ngamaqela ebhola ekhatywayo kwilizwekazi elidala. Kuba, Uninzi lwazo zidweliswe kwiimarike zokulinganangakumbi abaseYurophu. Ukuba uyawuthanda lo mdlalo mhle, ukusukela ngoku unokwenza nolondolozo lube nenzuzo kunye neeklabhu zakho ozithandayo.

Nangona injongo yakho kukugxininisa kutyalo-mali kwiReal Madrid, iFútbol Club Barcelona okanye elinye iqela lesizwe, okwangoku awuyi kuba nethuba lokuyisebenzisa. Akukho namnye kubo okhoyo kwimarike yemasheya, kwaye kuya kufuneka waneliswe zezona zidumileyo kwibhola ekhatywayo yamanye amazwe. Ewe awuyi kuphoswa zindululo, kunye neeklabhu ezivela kwezinye iiligi zaseYurophu. Kwaye ngenxa yoko, unokufumana amanqaku alandelayo ngokwakho kwaye wenze iiasethi zakho zobuqu zizuze kolu tyalo-mali.

Ukuba ngaphandle kwayo yonke into unomdla wokwenene kule ndlela yotyalo-mali Kuya kufuneka uqale uyazi ukuba imisebenzi yabo ihanjiswa njani ngeemarike. Kwaye ngakumbi apho amaqela ebhola ekhatywayo unokufaka khona ukonga kwakho, kuba ayinguye wonke umntu ocinga ngeli thuba. Kuya kucetyiswa ukuba wazi ukuba zeziphi iimarike zezemali oza kujongana nazo, kwaye ekugqibeleni iimpawu zolu tyalo-mali, kwaye kwangaxeshanye kwasekuqaleni. Ayothusi into yokuba lo msebenzi uyekile ukuba ngumdlalo nje, ukuba ube lishishini, nkqu nabanini zabelo.

Ukungabikho kwebhola laseSpain

Ngokuqinisekileyo ucinga ukuthatha isikhundla kwenye yeeklabhu zeligi zaseSpain, ngakumbi ezona zidumileyo. Ewe, ngelishwa ayinakuba njalo, kuba akukho namnye kubo - okwangoku - odwelisiweyo kwiimarike zezabelo. Nokuba yeyiphi enkulu okanye encinci, ukusukela oko bakhethe imodeli yolawulo lweshishini eyahlukileyo, ekungekho meko yenzekayo ukuba idweliswe kwimarike yemasheya.

Ngayiphi na imeko, akufuneki ukhathazeke kwiinjongo zakho kuba isithembiso osinikwayo sibanzi kakhulu, nangona ukusenza ngokusesikweni akusayi kuba nanto unokukhetha ngaphandle kokuya ngaphandle kwemida yethu.

Ngayiphi na imeko, oko kuya kuthetha ukuba ayisosithuthi nje sokonwabela lo mdlalo, nditsho nokubona ukonwaba kwezemidlalo kweenkwenkwezi ezinkulu ezikhuphisana veki nganye kumaqela azo ukuba afezekise ezona zihloko zinokwenzeka. Ukusukela ngoku uya kuba nakho ukufumana imali eninzi ngebhola ekhatywayo, nangona ulumke kakhulu, kuba umngcipheko nawo mkhulu kwaye uya kuba nakho ukuphulukana nee-euro ezininzi apha endleleni.

Ewe kunjalo, ukuba ufuna ukwenza imali kwizakhono ze UCristiano Ronaldo, uMessi, uGriezzman okanye enye inkwenkwezi kwiligi yaseSpain ayizukufumana thuba lokwenza ngeli xesha. Kuya kufuneka waneliswe ngabanye abadlali abadumileyo, kodwa abadlala kwamanye amaqela. Amathuba, kwelinye icala, awasayi kusilela nakweyiphi na imeko, nangona oku kuya kufuneka ushiye imibala yeqela lakho olithandayo.

Ngesalathiso sakho sesitokhwe

Usenokungayazi, kodwa inyani kukuba iiklabhu zebhola zaseYurophu zinesalathiso sazo, esbandakanya zonke. Ukucaphula rhoqo yonke imihla, ngokungathi kukhuseleko oluqhelekileyo. Okwangoku uninzi lwelizwekazi elidala zidityanisiwe kwiBhola ekhatywayo yaseStoxx yaseYurophu. Isalathiso sesitokhwe esibonisa ukuba amaqela angama-22 abaluleke kakhulu kwilizwekazi elidala.

Phakathi kwabo unokufumana amagama anembali enjalo kunye nodumo olukhulu olunje ngeRomany, iBorussia Dortmund, iBenfica, iSporting de Lisboa, iBronby, iGalasataray, iCeltic, iTottenham kunye neOlimpique Lyonnais. Ngaba zivakala ziqhelekile kuwe? Ewe ukuba kunjalo, awusayi kuphinda ube nezizathu zokubheja kuzo. Kodwa hayi eqongeni lokubheja njengoko ubusenza kude kube ngoku. Kodwa ukusuka kumgangatho omnye wokutshintshiselana ngesitokhwe, kunye nee-commissions ezifanayo kunye noomatshini ekusebenzeni njengotyalo-mali lwakho lwesiqhelo, ngaphandle komehluko. Ngaphandle kwesiphumo onokuthi usifumane kwizikhundla ezithathiweyo.

Isebenza ngokungathi yenye isalathiso sesitokhwe, ngokufanayo, kwaye apho umahluko kuphela zizizathu zokuba kutheni izihloko zabo zihamba. Nangona ingesiso isicelo esitsha, sele ikwiimarike phantse ishumi leminyaka, idibanisa- ewe-inani elikhulu leeklabhu ukwenza isindululo esinamandla sotyalo-mali. Ijolise kuyo nayiphi na iprofayili yotyalomali, ngaphandle kokukhetha, kwaye ngaphandle kwesidingo sokwazi nantoni na ngebhola ekhatywayo.

Ukuvela kwayo kwiimarike

Nangona kunjalo, ayizukufumana ngxoxo xa uthatha izikhundla (uthenga izabelo) kwezinye zezi stock. Akunanto, Kunyaka-mali odlulileyo, izabelo zaye zehla nge-1%. Ukuziphatha kakubi ngaphezu kweempawu zokuqala zaseYurophu (kunye neenzuzo ezinkulu malunga ne-7% ngokomyinge). Nangona isuka kwimbono elungileyo, ngokusebenza okungcono kakhulu kunentengiso yesitokhwe yaseSpain, evelise ilahleko ethe kratya ngeli xesha, nge-6%.

Isalathiso sobulungisa esingafaniyo, kwelinye icala, siphuhlise intshukumo esezantsi esezantsi kule minyaka mithathu idlulileyo ekhokelele kwizabelo zayo ukwehla phantse nge-3%. Ngokuchasene nendlela eqhelekileyo yeemarike, ibhalansi yayo yanelisa kakhulu ngeli xesha.

Ngembuyekezo yonyaka engaphezulu kwe-10%, nangaphezulu njengakwimakethi yesitokhwe yaseJamani. Ezi datha zixhasa umbono wokuba ayilotyalo-mali, nokuba mbi okanye ngcono kunabanye, kodwa yahlukile nje, loo nto ilawulwa zezinye iindlela zeqhinga okanye isimilo kwiimarike.

Ngayiphi na imeko, ukuba ufuna ukutyala inxalenye yeeasethi zakho kwamanye ala maqela ebhola ekhatywayo, kuya kufuneka ufunde izinto ezithile ukuze ungafumani zimbi ezingalindelekanga kwezi nyanga zizayo. Ukuqala, yintoni ungaxhomekeki kangako kwiziphumo ezilungileyo zeshishini. Kodwa endaweni yokutyikitya kwenkwenkwezi enkulu, eyamkelwa ngohlaziyo olukhulu kwixabiso layo. Okanye ngokufumana isihloko, okanye ukuhlelwa kukhuphiswano oluthile lokuhambelana okuthile.

Ngokuchasene noko, ukwenzakala kweenkwenkwezi zayo, okanye ukupheliswa kukhuphiswano olukhulu kunokufunyanwa ziimarike ngokwehla okukhulu kwexabiso lezabelo zazo. Yinto onokuyijonga kancinci kancinci, ukuze uqonde ukuba ujongene nezenzo ezithile, ezifuna ukufunda ekusebenzeni kwabo kwiimarike.

Izitshixo ezilishumi zala maxabiso

Enye yezona mpazamo zixhaphakileyo ezenziwa kutyalo-mali oluncinci noluphakathi, njengoko kunokuba njalo kwimeko yakho, kukulawula ukusebenza kwabo ngokungathi lolunye ukhuseleko. Kwaye oku akunjalo, ukuba ufuna ukuhambisa utyalomali ngokuchanekileyo, kwaye uphephe ukumangaliswa. Uhlobo lwazo ezi nkampani lubanika zona Iimpawu ezichazwe kakhulu Kuya kufuneka ugcine engqondweni ukuba ufuna ukutyala imali oyigcinileyo kwiinyanga ezizayo.

Enyanisweni, Ixabiso lezabelo zalo lisimahla, Kwaye ngaphandle kokuvela kwe-indices ye-equity indices, njengoko ubona. Akumangalisi ukuba banokuphuhlisa ukwehla okunamandla, kwaye endaweni yoko umlinganiso walo mdlalo wezemidlalo ubulisa abanini zabelo ngokonwaba, kunye nokuzuza okungalindelekanga. Yinto ekuya kufuneka uyiqhelile ukuba ngumnqweno wakho ukusebenza nala maxabiso.

1. Izicatshulwa zakho, nangayiphi na imeko, ibonisa impumelelo yezemidlalo yeeklabhu zemidlalo kuluhlu kwiimarike zezabelo. Ayisiyiyo kuphela, kodwa kunye nokusayina, ukwenzakala, ukugxothwa, njl. Umsebenzi wabo uya kuthi umisele ikakhulu ukuvela kwamaxabiso abo.
2. Zezokhuseleko olukhulu ulwelo, nangona behambisa imali encinci kwiimarike kuneenkampani ezinemigca yeshishini, zihlala ziqhubela phambili. Kwaye ngaphandle kokucinga malunga nokuhamba ngokubanzi kweemarike zezemali.
3. Aziguquki kakhulu, agqithisileyo, kwaye Naliphi na iindaba zisebenza ukwenza ukuba amaxabiso abo anyuke okanye awe ngokunyaniseka okukhulu. Ngumahluko omkhulu phakathi kwamaxabiso aphezulu kunye neyona isezantsi, nakwiseshoni efanayo yokuthengisa.
4. Abalandelwa ngobuninzi ngabarhwebi abakhulu bamanye amazwe, kwaye ke ingxelo yabo ayifikeleli kubatyali mali abanomdla kwezi zitokhwe zemidlalo ngokulula. Inyaniso azilandelwa ngamaqela amakhulu otyalo-mali.
5. Owona msebenzi wabo mkhulu wenzeka ngeentsuku zokudlala kwabo ukhuphiswano, kuthengiswa kwiimarike amawaka amaninzi eetayitile. Ngokukodwa ukuba isiphumo sokugqibela sitsala amehlo kakhulu. Nokuba uphakame okanye uwile ukuya kuthi ga kumanani amabini.
6. Ayisiyiyo ngokuba ungumlandeli welo qela lebhola ekhatywayo, kuya kufuneka uthathe isikhundla kwimarike yemasheya, kodwa esi sigqibo siya kuba sisiphumo sohlalutyo kwindaleko yamaxabiso aso. Ekupheleni kosuku nguwe ogembula imali, kwaye abaxabisekanga kuvakalelo kwilizwe lemali.
7. Ukuba ufuna ukutyala imali oyigcinileyo, awunakukhetha ngaphandle kokushiya imida yethu ukwenza ezi mfuno zikhethekileyo zizaliseke. Ngokukodwa kwimarike yaseBritane, kulapho izihloko ezininzi zihamba khona.
8. Ezi klabhu, kwaye ngokubanzi, abahlali behambisa izabelo phakathi kwabanini zabelo, ke kuya kufuneka ujonge ezinye izikhuthazi ukwenza ukuba umsebenzi ube nenzuzo.
9. La maxabiso awacetyiswanga kakhulu kumaxesha aphakathi kunye nexesha elide ngenxa yeempawu zawo. Ngokuchaseneyo, Kukumisebenzi emifutshane apho unokufumana inzuzo ngakumbi kwimisebenzi yakho.
10. Uninzi lweeklabhu lubandakanyiwe kwisalathiso baya kuyaziwa ukuba ungumlandeli omkhulu walo mdlalo. Ngayiphi na imeko, into ongasoze uyifumane ngamanqanaba esigaba sesibini, okanye iiligi ezisezantsi.