Chaza ukuba zeziphi iimali ezikho ngokwenene Inokuba ngumsebenzi onzima nje ngokuba ayisiyonto yakudala yezezimali. Ngokwesiqhelo, ukuqonda omnye komnye. Kodwa ngokuchaseneyo, zizixhobo zotyalo-mali, hayi kuphela ubunzima ngakumbi, kodwa nazo eyahlukileyo ngokupheleleyo. Kungenxa yokuba zisekwe kwizicwangciso ezahlukeneyo kunye nakwindalo eyahlukileyo. Ayithandi kwiingxowa-mali ezihlangeneyo okanye kwii-ETFs apho umtyali-mali acace gca kwasekuqaleni apho afaka imali kulondolozo lweeasethi zakhe.
Kungenxa yokuba eneneni, imali yehedge ingafana neyangaphambili, kodwa ngeenkcukacha ezimbalwa ekufuneka zithathelwe ingqalelo ukusukela ngoku. Okokuqala, i inkululeko kufuneka balawule ilifa lemveli. Ukusuka ekonyukeni ukubekeka emngciphekweni, ukuze ufumane ingeniso eyonelisayo kwi-capital invested, ekuvuleni izikhundla ngendlela yesiko, njengoko ubuqhele ukwenza ukuza kuthi ga ngoku.
Kodwa ukuba ezi mveliso zezezimali ziphucukileyo zibonakaliswa yinto ethile, kunokwenzeka ngokuvulela nakweyiphi na intengiso okanye iasethi yezemali. Nokuba kumanqanaba ahlukeneyo okunyusa. Banokuthatha isikhundla kwizalathiso zesitokhwe, kodwa kananjalo kwezinye iimarike ezizezinye. Izinto zokwenza imveliso okanye isinyithi esixabisekileyo njengeminye yemizekelo yokusebenza kwabo. Kwanakwimeko ezingathandekiyo kwii-equities, banokuqala kwizikhundla kuyo nayiphi na iasethi yezemali. Zilungiselelwe yonke into, ngamafutshane. Yeyona nto ikufutshane apho kukho iimveliso ezininzi, kodwa zidityaniswe zayinto enye. Zithini iiHedge Fund ekugqibeleni?
Olunye utyalo-mali oluphucukileyo
Ngaba uza kusondela kule modeli kutyalo-mali? Ukuba kunjalo, siyavuyisana, kuba ubonakalisile ukuba unenkcubeko yezemali engamkelekanga. Ngaphezulu kwe-avareji. Kwaye ukuba oku akunjalo, ungakhathazeki kakhulu. Kuba ngokusebenzisa umboniso bhanyabhanya kunye nomabonwakude Uya kuba nethuba lesibini lokuba nembono ecacileyo necacileyo yokuba zeziphi iimali zeedges. Okanye ubuncinci kwihlabathi apho iingcali ezijongene nokubenza zibangqonge khona.
Kananjalo, kumnandi ngakumbi kwaye nangaphandle kwendlela ukuba uyathanda. Ngamandla emifanekiso ngaphambili. Ngaba "iibhiliyoni" zivakala ziqhelekile kuwe? Kuluhlu olusasazwa ngempumelelo enkulu nguMovistar + kwaye olusondele kakhulu kule mveliso yotyalo mali. Isihloko sayo sele sinika umbono omncinci apho kuqhuma khona, okanye kule meko, ngcono imali.
Inyaniso idlula intsomi
Olu ngcelele ludumileyo ukusuka SHOWTIME ukuba ubona kwi-Movistar + inenani elikhulu labalandeli abanyanisekileyo kuwo onke amazwe, libali eliyintsomi malunga nabantu abazizityebi, abanamandla amakhulu okuthenga kwaye bazibhaptize kwihlabathi elingenanceba kwinkcubeko yemali. Unokuninzi, unelungelo kakhulu, yile ngcamango yabanye abalinganiswa bayo. Abathandabuzi ukunxulunyaniswa ne Ulwazi lwangaphakathi kwiimveliso zezemali. Nangona ingachazwanga ngoluhlobo, iihedge fund zihamba kwizahluko zazo. Njengesicwangciso sokuba ngoosozigidi mihla le. "Ukuba ufuna ukuphumelela, kufuneka nje ube ngumdlelevu," iyavuma enye yeeprofayili zoluhlu. Akumangalisi ukuba malunga nomnqamlezo owenziwa ngumtshutshisi u-Chuck Rhoades ngokuchasene noBobby "Ax" Axelrod, igorha elinemali ephezulu.
Ngaloo ngqiqo, yinto elandelayo kwifilimu eyayinomtsalane kakhulu ngokubonisa lo mxholo ngendlela eyiyo kwiscreen. Imalunga ne- "Margin Call" (2011). Ibali elingenanceba lobomi babasebenzi abasibhozo kwibhanki yotyalo-mali enamandla ngeentsuku ezakhokelela kwingxaki yemali ka-2008. Ibonisa indlela abayila ngayo iimveliso zezemali ezintsonkothileyo ukuze abathengi babo benze imali eninzi.
Ngayiphi na imeko, zombini ezi akhawunti zibonisa ukuba ezi zoyilo zezemali ngamanye amaxesha zinomda kwiindlela zokuziphatha. Kungenxa yokuba ngolu hlobo, kufanele ukuba kukhunjulwe ukuba ezi mali zotyalo-mali ziyahluka kwezinye iimeko ngokulawulwa ziindawo zokurhafisa. Icandelo elikhokelela kwenye ingxoxo-mpikiswano ebaluleke kakhulu kwihlabathi lemali. Ngaba iimali ezikhuselweyo zenzelwe nawuphi na umthengi ukuba atyale Njengawe? Ewe, enyanisweni, iya kuba nguhayi, kuba kanye le yenye yezinto ezikhethekileyo zale mveliso. Abamkeli bayo ngabathengi abanamandla amakhulu okuthenga, kwezinye iimeko abanamandla kakhulu kwezoqoqosho. Ukuza kuthi ga ngoku, banokubonisa ukungabikho kokungabonakali ngaphezulu kokubonakalisa.
Uninzi lweengxowa-mali zabameli
Ewe, zininzi iimveliso ezinezi mpawu kwaye zinjalo yenziwe ngabaphathi abanamava abanzi kwiimarike. Ngembuyekezo yonyaka ngaphezulu kwesiqhelo. Ngaba uyafuna ukwazi ukuba zeziphi ezinye zazo? Ingxowa-mali ye-Quantum Endowment Fund yenye yazo, kunye nomvuzo ophakathi unyaka ngamnye ojikeleze i-2.000 yezigidigidi zeedola. I-Alpha emsulwa yenye yazo, kunye nembuyekezo kwiimali ezityaliweyo phantsi kweepesenti ezifanayo. Nangona enye yezona zinto zisebenza kakhulu yi-Birdgewater Associates, ethi ngokweenkcukacha zamva nje ibe yeyona ngxowa mali inkulu ehlabathini. Ihlabathi liphela lamathuba, kodwa hayi abatyali mali abancinci nabaphakathi, njengoko kunjalo kwimeko yakho.
Izenzo zabo kwiimarike
Ziifomathi zotyalo-mali ezizama ukusebenzisa bonke ubuthathaka kwiimarike zemali. Ngenxa yoku abathandabuzi Thatha indawo ezinde nezimfutshane nakweyiphi na iasethi eyimali. Ukuya kwinqanaba lokuba ukuba ii-equity, umzekelo, ziya kugcina imeko esezantsi kwezi nyanga zimbalwa zilandelayo, ayithandabuzi ukuzibeka phantsi kwezi ntshukumo ngokusekwe kumaxabiso. Ngenkqubo ethile yezibonelelo, apho iinzuzo ezinkulu zinxulunyaniswa ngokusondeleyo kwingeniso yengxowa-mali yeheji ekhethiweyo.
Banika, kwelinye icala, iimodeli zolawulo ezahlukeneyo. Ngamanye amaxesha, ukuzama uku konga imali ngokubiyela. Ngokubanzi inxulunyaniswa neqondo lenzala, utshintsho okanye ukuhla kunyuka kwizabelo. Kwaye kwabanye ngokuthe ngqo ngokudibanisa. Njengoko sele ubonile, umhlaba wonke oza kufumanisa kwicandelo lemali. Ngokusebenzisa iimarike zezemali ezinokufikelela okumbalwa. Ukuba ufuna ukwazi okungakumbi malunga nolwalamano lwezezimali, kuya kufuneka uye kwiNkqubo yeMovistar +. Ayothusi into yokuba uya kukunika umkhondo malunga nale modeli ikhethekileyo yokutyala imali ngokulandela uthotho lweebhiliyoni.