Elinye lawona macandelo abalulekileyo enza ii-equities ziifowuni zonxibelelwano. Oku ikakhulu ziinkampani ezijongene nokunikezela nge- inkonzo esisigxina kunye neselfowuni kubasebenzisi. Kodwa kwiminyaka yakutshanje bavule imigca emitsha yeshishini elinxulunyaniswe netekhnoloji entsha. Inkonzo yokufikelela kwi-Intanethi, i-wi fi, umabonwakude okanye iipakeji zekhompyuter zezinye zazo. Abafani ngaphambili kwaye ngalo mzuzu babonisa amashishini ahlukeneyo ngamanye amaxesha adideka kunye neemveliso zokugqibela.
Ewe, ezi nkampani sisiqwenga esibalulekileyo kwifayile ye- ipotfoliyo yezokhuseleko Naliphi na umtyalomali omncinci nophakathi. Ngokuqiniseka konke ukuba uya kuba utyale imali yakho ngaphezu kwesihlandlo esinye kwinkampani yezi mpawu. Ubunzima bayo obuthile kwii-indices ze-equity ezifanelekileyo kakhulu. Ngaphezulu kwamanye amacandelo emveli. Ukuya kwinqanaba lokuba ihlala isemilebeni yabahlalutyi abaninzi kunye nabalamli bezezimali. Iinkampani zeTelecom zinegunya elibaluleke kakhulu lokucebisa ukukubona ubandakanyeka kwimisebenzi yokuthenga kunye nokuthengisa. Ngaba uyafuna ukwazi unobangela wale midlalo?
Ukusukela ngoku sizakuzama ukukubonisa ngcono kancinci ukuba yintoni indlela yokuziphatha kwezi zibizwa ngokuba ziiteleco. Ukuze usebenze kwiimarike ukhuseleko olukhulu kunye nokhuseleko kuyo yonke intshukumo oyenza ngokusesikweni ukusukela ngoku. Kuya kufuneka uyazi ukuba unxibelelwano ngomnxeba licandelo lelo ikhona kuzo zonke iintengiso zehlabathi. Ngobungakanani obungalinganiyo ngokuxhomekeke kwimarike yemasheya oyikhethileyo kwityeli ngalinye.
I-Telecos: ubukho bayo eSpain
Icandelo lezonxibelelwano limelwe kwimarike yaseSpain, kodwa eneempawu ezikhethekileyo ezahlulahlula kwezinye iindawo ezinesivumelwano. Ilawulwa kukulawulwa ngokugqibeleleyo kweTelefonica. Kukho ubomi obungaphaya kwale nkampani, kodwa phantsi kwezindululo ezinqongopheleyo. Kwezinye azinamsebenzi kakhulu kwaye zidwelisiwe kwiimarike zesitokhwe zasesekondari. Ngevolumu yokuqesha encinci. Ngezihloko ezimbalwa ezihamba ukusuka kwelinye icala ukuya kwelinye. Ngokusebenzisa amashishini amancinci angaziwayo kubatyali mali abancinci.
Ukuba injongo yakho kukutyala imali oyigcinileyo kweli candelo, kuya kufuneka ukhumbule ukuba izindululo kwimarike yestokhwe saseSpain ngokungathandabuzekiyo zimbalwa. Nokuba IJazztel kude nezicatshulwa zemihla ngemihla. Yiyo loo nto ingamangalisi into yokuba, kwelinye icala, yenzeka kwezinye iimarike zezemali, ezinye zazo ngaphakathi kwendalo. Ngale ndlela, uya kuba nengxaki encinci yokuhambelana nesigqibo sakho ukusukela ngoku.
I-Telefónica yigugu kwisithsaba
Sithetha ngenye yexabiso elikhulu kwimarike yesizwe. Hayi ngelize, ibandakanyiwe ngaphakathi kule nto iyiyo iichips eziluhlaza okanye amaxabiso amakhulu. Kunye neenkampani ezinje ngeIberdrola, Repsol, BBVA okanye iBanco Santander. Yiza, ubunzima obunzima be-Ibex 35. Kulungile, iTelefonica ihambisa izihloko ezininzi minyaka le, phantse zonke ezinye izalathiso. Ngabatyali mali abaninzi abanomdla wokuthenga okanye ukuthengisa izabelo zabo ngalo naliphi na ixesha losuku.
Ixabiso lezabelo zalo ngoku lihamba kuluhlu Amanqanaba aphakathi kwe-8,50 kunye ne-10 euro ngesabelo ngasinye. Kodwa kutshanje ifikelele kumanqanaba asondele kwi-15 ye-euro. Ke ngoko, kwaye ngokutsho kwabanye abahlalutyi, inokubanakho ukuphinda kuhlolwe kakhulu. Ewe kunjalo, ngaphezulu kolunye ukhuseleko kwimarike yemasheya yaseSpain. Ukongeza, lixabiso elizinzileyo elinqabileyo ukuvelisa izilungiso zobunzulu obuphezulu. Akukho ngozi zingaphantsi kakhulu kweepesenti ezithile. Njengomzekelo, ngaphaya kwe-5%.
Enye inzuzo yokufumana izabelo kwenye yeeteleskos kumgangatho waseYurophu sisivuno esikhulu kwizabelo zaso. Kungenxa yokuba, i-Telefónica yenye yeenkampani ezidwelisiweyo eziphatha kakuhle abanini zabelo malunga nomba wokuhlawula. Nembuyekezo yokonga ukuya kuthi ga kwi-7%. Elinye lawona aphezulu kwizabelo zamashishini eSpain. Abanini zabelo bakuluhlu oluphezulu lweyona nto ihlawulwe kakhulu kwiminyaka yakutshanje. Ngokuhlawulwa kabini ngonyaka kwinkampani ngeenyanga zikaJuni nangoNovemba. Ngentlawulo yesabelo ngasinye esijikeleze i-0,40 euro.
IiTeleco zeYurophu
Isibonelelo esiveliswe zizabelo zeYurophu ngokubhekisele kule klasi yeenkampani sikwanomdla kakhulu. Enye yezo zinombono wobugcisa obubalaseleyo okwangoku yiVodafone. Kodwa abanye bakwakhona, njenge I-Orenji okanye iDeutsche Telecom. Ngomdla onomdla kwiinyanga ezizayo. Kuzo zombini iimeko, zombini ezi nkampani zinokuba ngabamkeli kuthengiso lwakho lwezabelo. Okanye ubuncinci ukuze babe yinxalenye yoluhlu lwezenzo eziza kubakho kwipotifoliyo yakho ukususela ngoku.
Licandelo elibonakala ngokuba namandla kakhulu. Ayothusi into yokuba yenye yezona zinomdla ekuphuhliseni nayiphi na intshukumo yequmrhu. Njengoko ibikhula ukusukela kwiminyaka elishumi edlulileyo. Ngokufumana izinto ezintsha okanye ukudibana okunokuba lithuba elihle lokuba uvule izikhundla kwiinkampani ezichaphazelekayo zezi nkqubo zeshishini zinempembelelo ephezulu kwiimarike zezemali.
Xa kuziwa kwimarike yemasheya yaseMelika, ngokuqinisekileyo ezi ntlobo zeenkampani zikhona. Inani elikhulu kakhulu kunelaseYurophu. Kodwa ngoncedo olukhulu lokuba baya kwaziwa kancinci kuwe. Ukuza kuthi ga kwinqanaba lokuba khange uve nokuva ngabo kuthiwe kubomi bakho obude njengomtyali mali omncinci. Sisiganeko esiza kukwenza ukuba ungabikho kwezi ntengiso zikude lee kwindawo yakho. Njengakwimeko yeSpain kunye namazwe akufutshane.
Iimpawu zala maxabiso
Iiteleco zinempawu ezithile eziya kuthi zibonakale kulo lonke ulondolozo. Hhayi kwimbono esisiseko, kodwa kwimbono yobugcisa. Hayi ilize, iya kuba luncedo kakhulu ukuze ukwazi ukusebenza ngala maxabiso ngempumelelo ethile. Kwaye ngokuqinisekileyo iziqinisekiso zokuqinisekisa ukwenziwa kokusebenza kwintengiso nganye yezemali ekujolise kuyo iiasethi zakho.
- Ukungazinzi kwamaxabiso abo kwehlile kule minyaka idlulileyo njengesiphumo se- uzinzo kwimigca yeshishini. Ngeziphumo kwiiakhawunti zakho zeshishini ngakumbi nangakumbi ngezibonelelo ezininzi. Ukunika ixabiso elongeziweyo kwizicatshulwa zakho.
- Zivuleleke ngakumbi kwi ukuvulwa kwamashishini amatsha. Umba onika ezi nkampani ixabiso lokwenyani kwizicatshulwa zazo. Kwezinye iimeko, liphindwe kabini ixabiso labo xa kuthelekiswa nezinto ababezithengisa iminyaka embalwa nje. Nokuba kukwanda imali yokusebenza.
- Ukuhamba ngokudibeneyo yenye yeempawu zayo eziphambili. Ixhaphake kakhulu imisebenzi yeshishini phakathi kweqela leenkampani liphezulu ngokwenene. Ewe kunjalo, ngamandla amakhulu kunakwamanye amacandelo emarike yemasheya yamanye amazwe. Ngokufutshane, zizokhuseleko ezisebenza kakhulu.
- Nangona unezinto ezininzi onokuzisebenzisa ukugcina imali oyigcinileyo kwicandelo lomnxeba, uya kuba neengxaki ezininzi kwizabelo zamazwe akhoyo. Ngezindululo ezilinganiselweyo kwamanye amazwe. Nangona ungagcina imali ethile kwiikhomishini zayo ezinokhuphiswano.
- Okwangoku, ayithathwa njengecandelo lomngcipheko ophezulu. Le midlalo sele iyimbali kwaye ibhekisa kwamanye amaxesha. Njengoko ubona ngokuhlalutya amaxabiso amashumi eminyaka adlulileyo. Unokhuselo olukhulu ukuba uvula izikhundla kwezinye zokhuseleko.
- Zibonisa imeko yecandelo ukwandiswa okucacileyo. Ngokuhamba rhoqo okunyusa amaxabiso ezabelo zawo. Kwiprofayili yotyalomali eqala kwezona zinoburharha kwabo bafuna uzinzo olukhulu lokutyala iiasethi zabo.
- Banokuba yinxalenye yepotifoliyo yotyalo-mali efanelekileyo. Kongezwe ukuba inokunika into ethe kratya yokukhuthaza ukuze ibenakho ukuzuza kwiimali ezinkulu. Umyinge ophakathi wesivuno sonyaka phakathi kwe-5% kunye ne-10%, kuxhomekeke kwiziphumo zomthambo ngamnye.
Ngaba bayacetyiswa kutyalo mali?
Ewe, iiteleco kufuneka zibe yinxalenye ebaluleke kakhulu yeentshukumo zakho kwiimarike zezabelo. Ngokuvezwa kwezinye iimeko kunokuba ndlongondlongo. Ngexesha lokusisigxina elijolise kwixesha eliphakathi neliphezulu.
Alisekho ixabiso elicetyiswayo lemisebenzi yokuqikelela. Ngenxa yoko kubalulekile ukunqamla umahluko phakathi kwamaxabiso abo ubuninzi kunye namaxabiso asezantsi kwiseshoni efanayo yorhwebo. Ke ngale mvelaphi, uya kuba nengxaki encinci ekufezekiseni iinjongo zakho. Nangona ziya kufuna ixesha elide ngokubhekisele ekusisigxina,
Ezinye zeempawu zayo eziphambili yile inento yokwenza nomthamo wokuqeshwa kwezihloko. Iphakame ngokwenyani, ngokuqhubekayo iguqula amasheya amaninzi kwiimarike zezemali. Hayi ngelize, kuya kufuneka ukhumbule ukuba ezi nkampani zibonisa enye yeefayile ze- amanqanaba aphezulu okuhlawula amatyala yazo zonke iingxowa ngokubanzi. Ungangena kwaye uphume kwizikhundla zabo ngokwesiqhelo. Ukuze ukwazi ukwenza imisebenzi isebenze nangaliphi na ixesha nangamaxesha abonakala efanelekile kuwe.