Unyaka awunakuba uqale kakubi kunentengiso eziphambili zestokhwe. Ngokuhla kusuku lokuqala lokuthengisa olungaziwayo kwiminyaka yakutshanje, kwaye zikhokelele kuzo zonke ii-indices zebhentshi, ngaphandle kokukhetha, ukuba bazibeke kwindawo engentle kwangoko. Ukuphelelwa lithemba kwabatyali mali abancinci nabaphakathi ababelinde ukufika kweentshukumo ezinyukayo zokubulisa unyaka.
Kwaye ibiyintoni unobangela wabathengisi ukuba bazinyanzele ngokungaphaya? Njengabahlalutyi abaninzi bezemali ababexele kwangaphambili, imvelaphi yezi ntshukumo ngequbuliso ayinakuza ivela kwenye indawo yejografi kune China. Isizathu, kule meko, ibe yidatha edanisayo kunoko kulindelwe ziimarike. Apho umsebenzi wecandelo lokuvelisa isigebenga saseAsia uye wehla ngexesha likaDisemba ophelileyo.
Ukubaluleka kwale datha imbi yezoqoqosho kuxhomekeke kwinto yokuba Amathandabuzo amakhulu ngokuvela koqoqosho lwaseTshayina aphinde avele. Nokuba uhlalutyo olwahlukileyo kwimithombo yeendaba ekhethekileyo yaseSpain lubonakalisile ukuba iqabaka lezemali elikule nxalenye yesijikelezi-langa linokugqabhuka nanini na, nokuba kungakhawuleza kunoko. Iziphumo ziye kwangoko: abatyali mali bayaphuma kwiimarike, kokubini amaziko kunye neevenkile.
Yehla ngequbuliso kuzo zonke iibhegi
Ayimangalisi loo nto Iimarike zentengiso zaseNtshona zithathile ezi zinto zixhalabisayo kwaye zavalwa kumanqanaba angabonwanga kwiinyanga ezidlulileyo. Ukutsalwa kukuvalwa kwangaphambi kwexesha kwemakethi yaseTshayina, esele ishiye usuku lokuqala lokuthengisa nge-7%. Isalathiso sikaDow Jones eMelika, umzekelo, sehle nge-1,6%. Kodwa elona candelo libi lithwalwe ngamashishini alinganayo aseYurophu, ngaphandle kokukhetha.
I-Dax yaseJamani yehlile ngethontsi elikhulu, i-4,28%, i-Eurostoxx-50, phantse iipesenti ezi-3, ngelixa isalathiso somgangatho waseSpain, Ibex-35, ibingoyena mntu ungaphangeliyo ophume phambili kulo mthengisi wenkunkuma kwiimarike zezemali, ine-2,42 kuphela. Nangona kunjalo, inkxalabo phakathi kwabasindisi baseSpain iphezulu, esoyika ukuba oku kusasazeka kwemakethi yesitokhwe kusasa kuphela kwintshayelelo yokuwa okubhengeziweyo, nkqu nokudodobala koqoqosho kwihlabathi liphela. Kwaye oko kunokubangela umonakalo omkhulu kwiiasethi zakho, ukuba ngeli xesha unezikhundla zomthengi nakweziphi na iimarike zezemali.
Umphumo wokuqala okhutshwe kulo Mvulo oMnyama kwiimarike zamasheya kwihlabathi jikelele kukuba Zii-indices kunye namaxabiso abonakaliswe kakhulu kuqoqosho lwaseTshayina athe ahlupheka kakhulu ngamaxabiso. Kwaye bafikelele kwiimarike zezinto ezingafunekiyo, kunye neoyile. Ayothusi into yokuba imveliso isihla kule ndawo, ukusetyenziswa kwezi asethi zemali kuya kuba sezantsi ngokucacileyo.
Ukuphendula kweemarike zekamva
Ukungaqiniseki okukhulu ukuba abatyali mali abavela kwisiqingatha sehlabathi banendlela eziza kutshintsha ngayo iimarike ukusukela ngoku. Ukuba ukuwa okunzima kuya kuyeka, okanye ukuba ngokuchaseneyo, kuya kuba nzima ngakumbi kwiimarike, kwaye uvalo luza kubamba iimarike. Isenokuba sisipho esingalindelwanga ukuba iiMagesties zabo iZazi ezivela eMpumalanga zikulethele lo nyaka mtsha.. Kodwa eli xesha alikho ngohlobo lweziqholo, ii-mobiles, iihempe okanye ezinye izipho, kodwa ngamanani.
Okwangoku, iimarike zaseAsia zexesha elizayo zivule iseshoni ngokuvula kancinci kwintengiso yaseYurophu naseMntla Melika, ngentuthuko eneentloni, phakathi kwe-0,05% kunye ne-0,30%, engabonisi ngokucacileyo malunga nokuvulwa kwamaxabiso. kusasa ngale Lwesibini.
Ngokubhekisele kwiimarike zesitokhwe zaseAsia, apho ubukhulu becala ingqalelo yabatyali mali abancinci ixhomekeke, embindini weseshoni, ezona ntengiso ziphambili zaqala usuku ngobuninzi bezinzuzo, zikhokelwa yiIndonesia, nangaphandle kwemingxunya yeePhilippines neVietnam eziqale kwilahleko. Imarike yemasheya yaseTshayina iqhubele phambili phantse nge-1%, ngelixa amaJapan engathandwa kangako zizishumi ezimbalwa. Nangona kunjalo, njengoko iseshoni iqhubeka, umbala obomvu kumaxabiso unyanzelisa inzuzo.
Ibhamu yezemali yaseTshayina enokwenzeka.
Enye yeenkcazo ezinikezwe kule ndlela yokuziphatha yeemarike zamasheya zamanye amazwe kwiintsuku zokuqala zikaJanuwari, kungenxa ukoyikeka ukuba imeko yezoqoqosho kwiRiphabhlikhi Yabantu yase China imbi kakhulu kunendlela ezibonisa ngayo ezoqoqosho. Kwaye iya kuba neziphumo ezibi kwilizwe liphela. Okokuqala kwezi zihlumayo (iBrazil, iRussia, i-India, iArgentina, uMzantsi Korea, njl.njl.).
Kodwa nakwezona ndawo ziphambili zoqoqosho (iUnited States, i-European Union kunye ne-Japan), ngokungathandabuzekiyo eziya kuthi zibandakanyeke ekwehleni kwi-GDP yabo (iMveliso yeKhaya eGcwele). Nokuba kuqoqosho olutsha olunokuzisa iingxaki ezinkulu kula mazwe.
Ukusuka kolu luvo lwezoqoqosho, amanyathelo athathwe ziimarike zokulingana kwihlabathi liphela azikhuthazi kakhulu. Kwaye emva kokuphela konyaka odlulileyo, kunye noqikelelo lwabahlalutyi abanesidima, bebonisa imeko ephezulu - kwimeko yomgangatho wesizwe -, phakathi kwe-10% kunye ne-30%. Okwangoku iinyani ziyazikhanyela ezi meko zinethemba, kodwa ngokufanelekileyo i-2016 iqale nje, nangona ngayiphi indlela.
Uxinzelelo phakathi kweSaudi Arabia neIran
Le meko inyanzeliswa yimeko entsha ye-geostrategic kuMbindi Mpuma, emva kwezityholo phakathi kweSaudi Arabia neIran emva kokubulawa kukamfundisi weShiite ngowayesakuba ngumfundisi. Kwaye oko kukhokelele ekuphakamiseni uxinzelelo kule ndawo yehlabathi. Inokuthatha nomrhumo kwintengiselwano yesitokhwe, nangona kuyakufuneka kuqinisekiswe ukuba kungakanani na, kuba iyindawo eshushu kakhulu emhlabeni kwaye inesiphumo esikhulu kwiimarike.
Ngaphandle kokulibala naloo nto Ixabiso le-crude lisemngciphekweni, kuba bobabini ngabona bavelisi baphambili bale nto eluhlaza. Kwaye okwangoku lelinye lamaxabiso asezantsi kule minyaka idlulileyo. Ngokukodwa, umgqomo urhweba nge- $ 36. Kwaye yayiyenye yezinto eyakhokelela ekuvalweni konyaka ophelileyo ngelahleko, kwaye kwade kwayindibano yesiqhelo yeKrisimesi.
Iya kuba ngamanqaku amabini aphambili ekufuneka ujonge kuwo kwiintsuku ezizayo, ukujonga ukuvela kwemarike yemasheya, kunye ukubona kwangaphambili ukuba banyanzelisa ukungahambelani okuthile kuyo yonke intshukumo. Ngokunokwenzeka umahluko obalulekileyo phakathi kwamaxabiso aphezulu kunye neyona isezantsi, eya kuba ngumdla kakhulu ukuyibeka ngokusemthethweni ukuba uza kuqhuba urhwebo kwiseshoni enye yokuthengisa.
Izitshixo ezisibhozo zokugcina utyalomali lwakho
Eyona njongo iphambili yezenzo zakho ukusukela ngalo mzuzu ukuya phambili ngokuqinisekileyo iya kuba gcina izenzo zakho. Isigqibo ekungekho lula kangako ukusenza, xa sele ufumene ilahleko kwityala lemali olwenzileyo. Ngayiphi na imeko, kwaye kwimeko apho imeko inokuthi ibe mandundu, kuyacetyiswa ukuba thatha uthotho lwamanyathelo okhuseleko aya kuba luncedo kakhulu xa izinto zisonakala kwiiseshoni ezilandelayo, okanye mhlawumbi kulo lonke ixesha lokuzilolonga.
- Ukuba umnqweno wakho ibikukuthatha ithuba leentsuku zokuqala zonyaka ukwenza ukuthenga okukhethiweyo kwii-equities, kuyacetyiswa ukuba uyeke esi sicwangciso kwaye Unemali yonke ngaphambi kokufika kwembono engcono kuqoqosho lwamanye amazwe. Musa ukungxama xa usenza nayiphi na into kwiimarike, kuba ixabiso onokulihlawula liphezulu kakhulu.
- Ukuba uthenge izabelo, nakweyiphi na imarike, icandelo okanye indices zemarike yestokhwe, kwaye unazo ngenzuzo eyinkunzi, nokuba incinci kangakanani, unganika iodolo ekhawulezayo yokuthengisa ukuba uye ngqo kwiakhawunti yakho yokujonga. Ukonwabela ukusebenza kwabo, ngelixa ubukele iinkunzi zeenkomo ecaleni.
- Ungathatha ithuba lokusebenzisa imali yotyalo-mali, enxulunyaniswe nokungazinzi, okanye ukuguqula utyalomali (ezantsi) ukuthatha inxaxheba kwezi ntshukumo ngequbuliso zikhoyo kwiimarike zezemali, kwaye okoko nje beqhubeka kwiintsuku ezizayo. Ngale ndlela, unokonyusa ngokubonakalayo imali oyityalileyo.
- Ngaphantsi kweziphi iimeko otyala imali yakho kwimarike yaseTshayina ngokuKwaye nakubamelwane bayo baseAsia, kuba ziya kuba zezona ndawo zichaphazeleka kakhulu ekuphuhliseni ukuwa okunzima ukuba uqoqosho lwabo luyaqhubeka ukonakala.
- Kuya kufuneka uthathele ingqalelo ukuba onke amacandelo emarike yemasheya aya kubhencwa kwintengiso yabatyali mali, kodwa ngakumbi ezo nkampani zidwelisiweyo ezinxulunyaniswe noqoqosho lwengxilimbela yaseAsia. Kwaye abo bavela kwicandelo lezemali (iibhanki, iinkampani zeinshurensi, amaqela otyalo-mali, njl.
- Eyona ndlela yokuqalisa unyaka inokuvela kwiimveliso zebhanki ezilungiselelwe ukonga. Abayi kukunika imbuyekezo entle, hayi ngaphezulu kwe-1%, kodwa imbuyekezo uya kuyikhusela imali oyigcinileyo ngokhuseleko olupheleleyo.
- Fumanisa malunga nokuvela kwengxowa-mali onayo kwipotifoliyo yakho, kuba nokuba awuyazi, banokuchaphazeleka kukucotha koqoqosho lwaseAsia. Kwaye sele ubeke, inokuba lixesha lokuzijonga kwakhona kunye nokutshintsha isicwangciso, mhlawumbi kokuzikhusela ngakumbi ngokudlulisela onokwenza.
- Kwaye ekugqibeleni, ulibale malunga nokulingana okungenani iintsuku ezimbalwa. Ngale ndlela uya kuthintela ngaphezulu komsindo omnye, kwaye ngaphezulu kwako konke uya kuba nakho ukuba nelifa elifana neli uqale kulo unyaka, elingabalulekanga kwezi meko zangoku. Thatha ithuba leentsuku zokugqibela zala maqela athandekayo ukuba wonwabe kancinane, uya kuba nexesha elaneleyo lokuhlalutya iimarike, kwaye uthathe nezikhundla kuzo, ukuba iimeko ziyacebisa.