Ngeli thuba sibhekisa kwenye yeenkqubo ezibeka umngcipheko omkhulu ekusebenzeni kwayo. Phakathi kwezinye izizathu, kuba kunzima kakhulu ukwazi ukuba yeyiphi inqanaba lokuwela kwiimarike ze-equity eziza kuyeka. Kwaye ke unokwenza iimpazamo rhoqo. Le nyani inokuchaphazela ukuba ungashiya ngendlela xa ulandela ixabiso kunye notyekelo olufanayo kude kube ngoku. Ngesi sizathu, kulunge kakhulu ukuba uhlalutye ukusebenziseka kakuhle kwalo msebenzi kunye nento enokwenzeka kuwe xa imisebenzi ingaphuhlisi njengoko ubulindele ekuqaleni.
Awungekhe ulibale ukuba inani lenzala yasimahla lelona libi kakhulu elinokuthi limise umdla wakho njengomtyali mali omncinci nophakathi. Phakathi kwezinye izizathu kuba Azisekho izixhasi ezingezantsi. Ngexabiso lokuhla kwexabiso elingaphezulu kokubonakaliswa kwaye elingachazwanga kwamanye amanani emarike yemasheya. Apho unokuzibeka khona kweyona meko imbi kakhulu kuba ungashiya i-euro eninzi endleleni ukuba awazi ukuba ungazitshintsha njani izikhundla ngexesha. Ungalibali ukuba isiza sasimahla asinanto yakwenza nento ephantsi, nangona omabini la manani anokufana.
Ngayiphi na imeko, kwiimeko zokukhuphela simahla kunzima kakhulu ukusebenza ngenxa yokuba kuninzi ongakulahlekelwa kuko kunokufumana. Kungcono kakhulu ukuba ulinde ukuphela ukuba ube kwindawo yokuthatha isikhundla kwizitokhwe ezikhethiweyo. Ngelixa kwelinye icala, inokukunceda ubone iintshukumo ezivela ecaleni kwaye kunye nokuhlawulwa ngokupheleleyo Kwibhalansi yeakhawunti yakho yokonga. Kodwa ke, siza kuchaza elinye iqhinga lotyalo-mali onokuthi uliphuhlise ukusukela ngoku. Kwimeko nayiphi na into, akukho mngcipheko njengoko uya kuqonda ngoku.
Inzala yasimahla: ukwakheka komhlaba
Elinye lamaqhosha okuvula izikhundla kulo mzobo ubaluleke kakhulu kukufumana ubumbeko lomhlaba osebenzela ukwenza ukunyuka okulandelayo. Nangona kunjalo, eli nqanaba lihlala lixabisa kancinci ukuchonga ukusukela oko ifuna ukufunda kancinci ekusebenzeni kwezi mpawu. Apho unokudideka ngokulula kwaye ngenxa yoko ulahlekelwe yimali engaphezulu kunokuba bekucwangcisiwe ngaphambili kwizicwangciso zakho zotyalo mali. Kodwa kuzo zonke iimeko umgangatho uhlala ubaluleke kakhulu kwinqanaba lokungena kwizikhundla kwiimarike ze-equity. Umngcipheko, kwelinye icala, yenye yeengozi ezinkulu ezinxulunyaniswa nolu didi lwezokhuseleko kwimarike yemasheya.
Enye into ekufuneka uyiqwalasele kumnombo wasimahla kukuba nangona ingahlala ixesha elide, ubuncinci ayingonaphakade. Ngexesha elithile imeko enqwenelekayo yokuguqula imeko kuya kufuneka yenzeke. Kwaye iya kuba lixesha elifanelekileyo lokubuyela ekusebenzeni kwiimarike ze-equity. Ngesicwangciso-qhinga sotyalo-mali esingayi kuba nanto sinokuyenza ngaphandle kokuba ndlongondlongo ngenxa yeempawu ezizodwa. Kwelinye icala, ungalibali nokuba olu didi lokhuselo luphulukene nenxalenye ebaluleke kakhulu yokuxabisa kwabo kwimarike yemasheya. Kwaye le yinxalenye ekufuneka uyivavanye ngokuqinisekileyo ukusukela ngoku.
Ukuguquguquka kumaxabiso abo
Enye yezona zinto zibaluleke kakhulu kwinto yokuzalwa simahla ngumahluko omkhulu phakathi kwamaxabiso aphezulu kunye namaxabiso asezantsi. Kungenxa yokuba ukungazinzi kwayo kunokuba nzima kakhulu kwiimeko ezininzi ngenxa zimbalwa izihloko ezitshintshiweyo kwiimarike zezabelo. Ukuza kuthi ga kwinqanaba lokuba banokusetyenziswa ngokulula zizandla ezomeleleyo zeemarike kwaye ezenza ukuba zibe nzima kakhulu ukwenza imisebenzi kwimarike yemasheya. Ukuza kuthi ga kwinqanaba lokuba unokude ubambeke kwizikhundla ezivulekileyo esitokisini.
Ngelixa kwelinye icala, ukungazinzi ayisiyiyo eyona ally kufuneka uyenze imali eyinkunzi yotyalo-mali kwimarike yemasheya enenzuzo. Kuba baninzi umngcipheko obandakanyekayo kolu hlobo lwemisebenzi kwaye nokuba yeyiphi na imeko abafanelekanga kubatyali mali abancinci nabaphakathi ababonelela ngamava amancinci ngokuhamba kwabo kwiimarike zezabelo. Apho kufuneka benegalelo lolwazi oluninzi nolwahlukeneyo ukusuka kwindawo yokujonga uhlalutyo lobuchwephesha nakwilona lusisiseko. Ukuze ngale ndlela, ayingomsebenzi ocetyiswa kakhulu kulo naluphi na uhlobo lwesicwangciso-mali.
Ukungatyali imali eninzi
Enye into ongafanele uyenze ukusukela ngoku ukuya phambili kukwenza uluhlu olukhulu kolu hlobo lokusebenza. Akumangalisi ukuba ngumngcipheko owongezelelweyo ekufuneka uwuphephe kuyo yonke into ukusukela ngoku. Phakathi kwezinye izizathu kuba ungashiya ii-euro ezininzi kwisithuba esifutshane kakhulu sexesha. Ukuya kwinqanaba lokuba olu hlobo lomsebenzi kufuneka lwenziwe kuphela ngesixa esincinci loo nto ayinakuchaphazela imali oyifumene kude kube lelo xesha. Kukuphi ukusebenza okuqwalaselwa ngabahlalutyi bezemali njengomngcipheko omkhulu.
Ngelixa kwelinye icala, kufanele kuqatshelwe ukuba kwintengiso yemasheya yexabiso elikhulu lemali, ilahleko imali eninzi kunaleyo yonke. Ukuya kwinqanaba lokuba ezi ntshukumo zinokubeka emngciphekweni iiasethi zakho zobuqu okanye zosapho. Kukulungele ukuba ukusukela ngoku ungalibali le nto kuba inokwenza imeko incinci kakhulu oyinqwenelayo kwiminqweno yakho njengomtyalomali omncinci nophakathi. Kwaye le yinto engenakuthengiswa ngalo naluphi na uhlobo lwesicwangciso-mali.
Thatha ithuba lerhafu yelahleko
Kuxhomekeke kwinkunzi eveliswe kulo nyaka, kodwa ngakumbi kwilahleko yemarike yemasheya efunyenweyo, intengiso yenxalenye okanye iyonke yokuthengiswa kokhuseleko olungaxatyiswanga kunokwenziwa, izibonelelo ezithile zinokufunyanwa kumbono werhafu. Kwaye oko kunokubonwa kwinto ebonakalayo ngokusebenza kakuhle kuyo ingxelo elandelayo yengeniso. Ekupheleni kosuku yintoni malunga nokwenza amanani, ukubala ukuba zeziphi izibonelelo onokuzizisa ukwenza ezi ntengiso. Nangona kukho amathandabuzo aphakanyisiweyo kuyilo, eyona nto ifanelekileyo kukuya kumcebisi werhafu oya kuthi abe noxanduva lokuthatha isigqibo sokuba ngaba lo msebenzi kufuneka wenziwe kwiimarike zezabelo. Okwangoku yenye yezona ndlela zinenzuzo kwimidla yabatyali mali abancinci nabaphakathi ukuba bayabona ukuba baphulukana nemali kwimarike yemasheya.
Sisicwangciso sotyalo-mali esinokuba engaziwa yinxalenye elungileyo yabatyali mali abancinci nabaphakathi. Kodwa kuyo nayiphi na imeko, inokusetyenziselwa ukhuseleko olupheleleyo kwiziphumo ezinokuba nazo kwimidla yabatyali zimali zentengiso. Ekugqibeleni, inxenye yeziphumo ebezingalunganga zalo msebenzi zinokuhlawulwa, kwelinye icala zinokubeka ipotifoliyo yezokhuseleko kwingxaki enkulu. Hayi ngelize, kokubini kokulungileyo nokubi, kuya kufuneka usoloko ufumana unyango lwerhafu, ngandlela ithile okanye enye ukusukela ngoku. Kuzo zonke iimeko, banqabile kakhulu ukwenza nayiphi na imisebenzi yokutshintshiselana nabo.
Ungathathi indawo
Isishwankathelo, xa ujongene nemarike yemasheya kwimeko yokuwa simahla, akufuneki uthathe izikhundla phantsi kwawo nawuphi na umba. Kuba kwixesha elifutshane neliphakathi, ekuphela kwento oya kuyiphumeza kukuphulukana nemali yokuhamba. Ngelixa ukuba, ngokuchaseneyo, sele unezikhundla ekuvunyelwene ngazo, uya kuba neendlela ezimbini zokwenza. Kwelinye icala, esona sisigqibo sazo zonke kwaye ayisiyonto yimbi ngaphandle koko rhoxisa izikhundla ngokukhawuleza. Ngeyona njongo iphambili yokwanda kwelahleko ukuya kuthi ga kwinqanaba elinokubaluleka kakhulu kwikapitali yakho. Lo msebenzi ungatolikwa njengenyathelo elicacileyo lokukhusela ukuze ungahambeli phambili kuqikelelo lotyalo-mali lwakho.
Ngelixa kwelinye icala, unokwenza ukuba izikhundla ziqhubeke de kuphele eli nani. Nangona kule meko, sisicwangciso esiliqili sokutyala imali esijolise kuphela ukuya kumaxesha asisigxina aya kwixesha eliphakathi nelide. Apho uya kuba nexesha lokubuyela kwimeko yokuqala. Oko kukuthi, kumanqanaba amaxabiso apho uthenge khona. Kungenxa yokuba kula maxesha exesha, kwiimeko ezininzi amaxabiso ezabelo zawo ayabuya, nangona ungazukukwazi ukuba nemali kangangexesha elingaphezulu kokuhlala ixesha elide.
Kuzo zonke iimeko, uyakube uqinisekisile ukuba inesisombululo kodwa ayisiyiyo eyona ilungileyo kumanani emarike yemasheya onokuthi ufumane kuwo ngala maxesha ngqo. Ewe, kuninzi onokulahleka kwaye kuncinci kakhulu onokukufumana. Ngaphandle kokuba ukhetha ukurhweba okanye ukwenziwa kwiseshoni enye yemarike yemasheya.