Ikhadi letyala kunye nedebhithi yenye yeendlela ezikhethiweyo zokuhlawula abasebenzisi ukuze benze iintlawulo zabo. Abasweleki kwisipaji kwaye basetyenziselwa ukuhlawula ityala kwivenkile yokutyela, ukuthenga evenkileni okanye ukurhola imali kwii-ATM. Sele iye isixhobo esibalulekileyo kwinxalenye elungileyo yabemi. Ngesi sizathu, enye yezona ngxaki zinkulu ivelisa ilahleko okanye ukubiwa kwazo. Ukwenza uthotho lweziganeko kwimixholo yazo ekufuneka ilungisiwe kwelona xesha lifutshane.
Ukujongana nezi meko, injongo yabasebenzisi kufuneka iphindwe kabini. Kwisandle esinye, gcina imali oyongileyo ngaphezulu kwezinye izinto eziqwalaselweyo. Kwaye kwimizuzwana uzame ukufumana ukubuyisela iplastikhi ngokukhawuleza ukuze ukwazi ukuqhubeka nemisebenzi yakho yesiqhelo. Apho owona mngcipheko mkhulu wokulahleka okanye ukubiwa kwekhredithi okanye ikhadi lebhanki kukuba linokusetyenziswa ngabantu besithathu. Hayi ngelize, uninzi lwamanyathelo oya kuthi uwathathe aya kujoliswa kule meko. Ngomfanekiso-ngqondweni omncinci kwaye ngaphezulu kwayo yonke ingqeqesho kwimidlalo uyakufezekisa ukunyamalala koku iindlela zentlawulo iba luloyiko nje.
Ukuba ungumnini wekhadi lebhanki, ngokuqinisekileyo uya kuba sele udlule kule meko ingathandekiyo ngaxa lithile okanye kwenye. Kuqala imvakalelo yakho iya kuba luvalo olubonakalayo kodwa uya kubona ukuba ukuba ulandela uthotho lweengcebiso ngengqeqesho, yonke into iya kubuyela kwimeko yangaphambili. Nangona kuzo zonke iimeko, enye ye- izitshixo zokuphelisa umngcipheko iya kuba kukukhawuleza kakhulu. Kungenxa yokuba kule ngqiqo, imizuzu idlala indima ebalulekileyo ukuze ungabinangxaki kwikhadi lakho letyala okanye ledebhithi.
Ukunyamalala kwekhadi: yazise
Ukuba udlula kule meko, inyathelo lakho lokuqala kufuneka libe kukunxibelelana nomsitho ebhankini ngokukhawuleza okukhulu. Ngale ndlela, iluncedo kakhulu yiza nenombolo yefowuni yeziko elidwelisiweyo kwisipaji sakho okanye nokuba ngcono kwiselfowuni yakho. Ukuze ngale ndlela, uyenze ibe yasesikweni le nkqubo ngobuchule obukhulu. Naphi na apho ukhoyo kwaye nangaliphi na ixesha losuku. Ngalo mzuzu ungqo wokunxibelelana nokuba ulahlekelwe likhadi, baya kulivimba. Ukuze kungabikho mntu unokusebenzisa le ndlela yokuhlawula kwaye nangaphantsi kokuba bekwimeko yokurhola imali kwesi sixhobo sebhanki.
Okwangoku xa usazisa ngokunyamalala kwekhadi letyala kunye nekhadi lebhanki, awusayi kuphinda usebenze ngalo. Yindlela yokhuseleko ngokuchasene nento enokwenzeka ukusukela ngelo xesha. Ukuze kwisithuba seentsuku ezintlanu ukuya kwezisixhenxe ndikuthumele enye iplastiki eneempawu ezifanayo kwikhaya lakho. Iya kuba likhadi elifanayo, kodwa umahluko obaluleke kakhulu kwaye oko kuya kuba negama eligqithisiweyo kunye negama lokugqitha. Kodwa ngemisebenzi efanayo ukuza kuthi ga ngoku, eyona nto iphambili malunga noku. Apho uloyiko oluphambili ojamelene nalo kukuba banokufikelela kwi-akhawunti yakho yokujonga.
Ukuphonononga ukuhamba kweakhawunti
Inyathelo elilandelayo ekufuneka ulithathile emva kokulahleka okanye ukubiwa kwekhredithi okanye ikhadi lebhanki kukujonga ukuba akukho mntu ukwazileyo ukungena kwizikhundla zakho kwiakhawunti yebhanki. Ngale nto, awuzukukhetha ngaphandle kokujonga ibhalansi yakho kwaye ukuba ufumanisa ukuba kukho intshukumo engaqhelekanga Kuya kufuneka wazise iziko lemali ngokukhawuleza. Eli nyathelo kufuneka lenziwe ngaphakathi kwemizuzu embalwa yesi siganeko singathandekiyo. Kwaye kuya kufuneka ujonge kwiinkcukacha ezinkulu zonke iindleko ezibhalwe kwiakhawunti.
Kuqhelekile ukuba ezi ziganeko zenzeke kuwe xa ukwindlela kawonke-wonke okanye mhlawumbi kwenye indawo ngaphandle kwalapho uhlala khona. Ewe, kwezi meko kubaluleke kakhulu ukuba ube neselfowuni okanye esinye isixhobo setekhnoloji esivela kuso apho unganxibelelana khona yibhanki yakho. Uya kudinga ipaswedi kuphela ukufikelela kwimixholo kwaye uhlalutye zonke iintshukumo eziye zaphuhliswa ngeyure zokugqibela. Ngaphandle kokulinda isebe lebhanki ukuba livule kwaye lazise lo msitho ochaphazelekayo.
Isaziso kwimikhosi yezokhuseleko
Elinye inyathelo elikhawulezayo lokufaka i-a isikhalazo kwimikhosi yezokhuseleko yaseburhulumenteni kwidolophu apho ulawulwa khona. Eli nyathelo lisebenza ngokwenene kwimeko apho ikhadi lakho letyala okanye ledebithi libiwe. Kuba ngale ndlela, le mikhosi iya kuba nolwazi olungcono lokufumana kwakhona isixa esilahlekileyo okanye esabiweyo ngabantu besithathu. Ukongeza, iya kuba sisenzo esibaluleke kakhulu kwimeko yesimangalo onayo phambi kwebhanki yakho ngenxa yokulahleka okanye ukubiwa kwekhredithi okanye ikhadi lebhanki.
Kwelinye icala, kuya kufuneka ugcine engqondweni ukuba kube kanye bangene kwiakhawunti yakho yobuqu ngekhe uphinde wenze nto. Kodwa ngokuchaseneyo, kuya kufuneka uthathe amanye amanyathelo aqatha ukubuyisa imali yakho. Ngesi sizathu, kubaluleke kakhulu ukubona kwangaphambili ezi meko zingafunekiyo kubanini beendlela zokuhlawula ezi mpawu. Nokuba oku kuthetha ukuphazamiseka kubomi bakho bemihla ngemihla. Umzekelo, ukuba awukwazi ukurhoxisa imali kwizixhobo ezizenzekelayo okanye nokuba awunamali yokuthenga.
Iingcebiso kwiiATM
Ezi ofisi zebhanki yenye yezona ndawo zibuthathaka kwezi zinto zenzekileyo. Oko kukuthi, ukuba yinto yokuphanga, ngakumbi ukuba ii-ATM zibekwe ngaphandle kwaye zibonwa luluntu ngokupheleleyo. Ukuthintela le meko, unezikhokelo zokuziphatha ezinokukunceda uthintele ezi zenzo ziyingozi kwiminqweno yakho. Kwaye phakathi koku kulandelayo esikubhenca apha ngezantsi:
- Ukuba uqaphela nayiphi na intshukumo engaqhelekanga komnye umntu, kungcono ushiye injongo yakho yokukhupha imali kwi-ATM kwaye uye kwesinye isixhobo esikhuseleke ngakumbi.
- Kuya kufuneka uqiniseke ukuba akukho mntu ukujikelezile Oko kukujonga iintshukumo oziphuhlisayo kwiATM. Ngale ndlela, kuya kufuneka uyazi ukuba kukho umda wendawo ngokubhekisele kubantu abakulandelayo kule bango ngale ndlela yokuhlawula.
- Akufanele uphathe iphasiwedi kunye neklasi Kwindawo enye Amakhadi akho etyala okanye okuthenga ngetyala. Umzekelo, kwipotifoliyo efanayo. Ngokuchasene noko, isisombululo sale ngxaki silele ekubekeni kwiindawo ezahlukeneyo ukuthintela isenzo sabantu besithathu.
- Xa ubhala ikhowudi yekhredithi yakho okanye amakhadi etyala kubaluleke kakhulu ukuba abe njalo ukudityaniswa kwamanye amanani. Umzekelo, ezo zihambelana nesazisi sakho, umhla wokuzalwa okanye ezinye iinombolo onokuzibona ngokulula.
- Kuhlala kukhethwa ukuba uye kwii-ATM ezikhoyo ibekwe ngaphakathi yebhanki. Le nkqubo ikhuseleke ngakumbi kangangokuba unokuluvala ucango lokungena esitratweni, ngaphandle kokukhathaza nangaliphi na ixesha.
Qaphela xa ufaka iphasiwedi
Ewe kunjalo, kukho ezinye iimeko apho ungaphulukana khona nale ndlela yokuhlawula, ngaphandle kokubona isenzo somntu wesithathu. Elinye lala matyala lenzeka xa ungene ngokungalunganga Iphasiwedi yakho. Akumangalisi ukuba iinkqubo zeATM zikunike ukuya kuthi ga kwimizamo emithathu ukuze ungene kwizikhundla zakho zebhanki. Ukuba akukhange kubenjalo, uyakumangaliswa kukuba iplastikhi yakho iginywe ngaphandle kokuyifumana. Kule meko, awuzukukhetha ngaphandle kokuya kwisebe apho le meko yenzeke khona kwaye wazise okwenzekileyo. Awuyi kuba neengxaki ezigqithisileyo zokuyifumana emva kokuqinisekisa ukuba ungumnini wekhadi letyala okanye ledebhithi.
Ngale ndlela, elona cebiso liluncedo kwezi meko kukuba awazi ngokuqinisekileyo ukuba yintoni ikhowudi yokufikelela kukuba uyeke ukusebenza. Okanye ubuncinci ukukwazisa ngamanani okanye amanani enikezelwe kuwe avela ebhankini yakho. Kuba eyona nto ikhuselekileyo kukulahleka ikhadi lakho okomzuzwana. Ngomonakalo ezi zinto zibandakanya kubomi bakho bemihla ngemihla. Kwelinye icala, awungekhe ulibale ukuba isehlo sinokwenzeka kwisixhobo esizenzekelayo esikhokelela kule meko. Ngethamsanqa kwimidla yakho, la matyala sele eludinini ngenxa yokugqibelela kweenkqubo ezintsha zetekhnoloji.
Ngayiphi na imeko, la matyala sikukhulisayo yinto enokwenzeka kuwe ngalo naliphi na ixesha nakwimeko. Awunakukhetha ngaphandle kokulungela into enokwenzeka ukusukela ngoku. Kwaye ngaphezu kwako konke, ucace gca malunga namanyathelo ekufuneka uwathathile ukulungisa ngokuchanekileyo ezi ngxaki zinokwenzeka. Ukwazi ngalo lonke ixesha ukuba kuya kusoloko kufuneka wazise iqumrhu lakho elikhuphayo ngezi zenzo ukunqanda ububi obukhulu.