Irhafu yokujikeleza

Irhafu yendlela

Fumana lonke ulwazi oludingayo malunga nerhafu yendlela: yintoni, ngubani omele ayibhatale, malini, kangakanani, nangaphezulu.

intswela-ngqesho ezimeleyo

Ukungaphangeli

Ukungabikho kwemisebenzi kwabantu abaziqeshileyo yinto eyaziwa njalo, kodwa eneneni kukuyeka ishishini. Fumanisa ngakumbi ngalo mkhuba.

ukukhubazeka ngokusisigxina ngokupheleleyo

Ukukhubazeka ngokusisigxina

Fumanisa ukuba yintoni na ukukhubazeka okusisigxina: iimpawu, iintlobo, isixa, iimfuno kunye nendlela yokufaka isicelo kuKhuseleko lweNtlalo.

Jornal

Umvuzo yenye yeendlela zentlawulo zomsebenzi womntu, kodwa yintoni kanye umvuzo? Ngaba inxulumene nomvuzo omncinci?

Uqoqosho olukhulu

Izinto eziguquguqukayo zoqoqosho

Sikuxelela ukuba zeziphi izinto eziguquguqukayo zoqoqosho olukhulu kwaye zinceda njani ukufumanisa uhlobo lomsebenzi wezoqoqosho elizweni.

inkcazo malunga nokutyala imali kwixabiso lesilivere yegolide

Ukulinganiswa kweGolide yeSilivere

Ingcaciso malunga nokuba yintoni umlinganiso wegolide wesilivere, ubalwa njani, idatha yezembali, kunye nendlela yokuchonga ukuba ngaba umzuzu ulungele ukutyala imali

Isivumelwano sokunceda

Isivumelwano sokunceda

Ikhontrakthi yohlangulo yenye yeentlobo zeekhontrakthi ezenziwayo endaweni yomqeshwa othathe umhlala-phantsi ngokungaphelelanga.

Ubuncinci berente

Umvuzo omncinci

Ukusukela ukuba uRhulumente waseSpain avume owona mvuzo mncinci kwiBhunga labaPhathiswa elingaqhelekanga, uninzi luzamile ukulufumana

Cela ubomi bomsebenzi ngeSMS

Cela ubomi bomsebenzi ngeSMS

Ukuba ufuna ubomi bokusebenza kwaye awunaso isatifikethi sedigital okanye ipassword esisigxina, funda indlela yokucela ubomi bokusebenza ngeSMS.

Hlaziya isicelo somsebenzi

Hlaziya isicelo somsebenzi

Ukuba awuphangeli, olunye lwezibophelelo zakho kukuvuselela isicelo somsebenzi. Fumanisa ukuba inokwenziwa njani.

Ikhefu likatata

Ikhefu likatata

Fumanisa ukuba yintoni ikhefu likatata, xa kunokonwatyelwa kunye namanye amathandabuzo okuba le sibonelelo ivelisa ukuzalwa okanye ukwamkelwa komntwana ngumntu ongamzelanga ibengowakhe.

Ukusebenza ubomi kwimizuzu emi-5

Ukusebenza ubomi kwimizuzu emi-5

Fumanisa ukuba ungabufezekisa njani ubomi bakho bomsebenzi kwimizuzu emi-5 ngenyathelo ngenyathelo nangeendlela ezahlukeneyo ukuze usebenzise eyona ilungileyo kuwe.

Iindidi zeekhontrakthi eSpain

Iindidi zezivumelwano

E-Spain kukho iintlobo ezininzi zeekhontrakthi. Sikuxelela iimpawu zomntu ngamnye kubo kunye nendlela abenza ngayo kubudlelwane bengqesho.

Kukuthini ukugxothwa

Ukugxothwa koluleko

Fumanisa ukuba yintoni ukugxothwa koluleko kunye nemiqathango ekufuneka kuhlangatyezwane nayo ukuze yenzeke kwinkampani, kunye neziphumo zayo.

Yiyiphi imigaqo-mali

Imigaqo yokuphendula

Imigaqo ye-Akhawuntingi luthotho lwemithetho ekufuneka ilandelwe kwi-accounting. Fumanisa ukuba zeziphi kwaye zithetha ntoni.

Yintoni i-IBI

Yintoni i-IBI

Fumanisa ukuba yintoni i-IBI, zeziphi iintlobo ze-IBI ezikhoyo kunye nendlela onokuyibala ngokulula kunye nedatha embalwa oyifunayo.

Zithini iirhafu ezingangqalanga

Irhafu engathanga ngqo

Yazi ukuba zeziphi iirhafu ezingathanga ngqo kwaye ufumanise ukuba zeziphi iirhafu ezingathanga ngqo ekufuneka zihlawulwe eSpain minyaka le.

zithini iimali

Zintoni iimali

Ngaba uyafuna ukwazi ukuba zeziphi iimali? Fumanisa ukuba sithetha ntoni ngeli gama nokuba lahluke njani kwezinye ezifanayo.

Uyibala njani iVAT

Bala iVAT

Ukubala i-VAT akunzima, kodwa kufuneka ucace malunga neekhonsepthi zokwazi ukuyibeka i-VAT kwimveliso okanye kwi-invoice.

Ezona mpahla ziphambili zintathu ziimpahla, amatyala kunye nexabiso elipheleleyo.

IMisa yeLifa leMveli

Inkcazo malunga nokuba yintoni ii-asethi, inkcazo yazo nganye kunye nokuba yintoni ibhalansi equkethe

Zimbini iintlobo zokungabinamali, ukuhamba kwemali kunye nebhalansi.

Solvency

Inqaku elichazayo malunga nokuba yintoni isolvency, ukubala njani ukutolika, ukubaluleka kwayo, kunye neendidi ezimbini zokungakwazi ukuhlawula amatyala ezikhoyo.

Yintoni ixabiso lemali

Yintoni ixabiso lemali

Kudala, ixabiso lemali belingekho. Ngapha koko, kwakungekho kwaneengqekembe okanye amatyala.

Yintoni umdla onomdla?

Inzala edibeneyo

Zininzi iikhonsepthi zezemali ezingaphaya kokuqonda kwakho. Umzekelo, inzala edibeneyo, enxulumene nokonga.

Yintoni inzuzo kwezoqoqosho?

Inzuzo kwezoqoqosho

Ukuba ufuna ukwazi ngakumbi malunga nenzuzo yezoqoqosho, siyakumema ukuba ufunde oko sikulungiselele kona. Uya kuzazisa ngayo yonke into.

Yintoni iqumrhu lebhanki

Ibhanki

Ibhanki, eyaziwa njengebhanki, yinkampani enika iinkonzo ezinxulumene nemali. Funda nzulu ngazo.

Yintoni ukulahla

Ukulahlwa kwerhafu

Ukulahla irhafu yindlela yoluntu oluzimeleyo lokutsala iinkampani ezinkulu ngokunikezela ngenkuthazo. Fumanisa Okuninzi.

Yintoni isiqinisekiso sebhanki?

Isiqinisekiso seBhanki

Wazi amanani esiqinisekiso sebhanki, iintlobo ezikhoyo kunye namanyathelo ekufuneka uwathathe ukuze ufike ebhankini ngaphandle kwengxaki.

Umlinganiselo ofanelekileyo wokuzimela kwemali yi-0 okanye ngaphezulu

Uzinzo kwezemali

Inqaku malunga nomyinge wokuzimela kwemali, inkcazo, ifomula yokuyibala, kunye nendlela yokwazi ukuyitolika.

Isiteyithimenti sebhanki

Yintoni ingxelo yebhanki?

Isiteyitimenti sebhanki luxwebhu olunikezwe yibhanki ekuboniswa kuyo yonke intshukumo yeakhawunti yebhanki.

Ukuchasana kunganobuzaza kakhulu kunokunyuka kwamaxabiso

Ukuchasana

Ingcaciso yokuba yintoni deflation, zeziphi izibonelelo kunye nezinto ezingalunganga ezinazo, ukuba zibuchaphazela njani uqoqosho, kwaye zingabuchaphazela njani namhlanje.

Ibalwa njani i-Index yeBuffet

Isalathiso seBuffet

Ingcaciso yento ekuyiyo isalathiso seBuffet, ifumaneka phi, ibalwa njani, kwaye itolikwa njani njengomxeli wempahla

Yintoni isivumelwano esisigxina

Isivumelwano esingapheliyo

Isivumelwano esisigxina luhlobo lwesivumelwano ofuna ukulibala malunga nokuphulukana nomsebenzi. Fumana iibhonasi, iintlobo kunye nokunye.

Yintoni amandla egqwetha

Amadla egqwetha

Amandla egqwetha luxwebhu olukuvumela ukuba uxhobise omnye umntu ukuba enze into egameni lakho. Kodwa zeziphi iintlobo ezikhoyo?

Yintoni iBizum

Yintoni iBizum

Fumana eyona ndlela yakutshanje yokuhlawula ngoku phakathi kwabantu kunye neenkampani. Le yi-Bizum kwaye ivumela intlawulo ngakumbi nangakumbi

Yintoni i-TIN kunye ne-APR

Yintoni i-TIN kunye ne-APR

Fumanisa intsingiselo ye-TIN kunye ne-APR ukuze ukwazi ukwenza imisebenzi kunye nebhanki ngalo lonke ulwazi oludingayo.

Zithini iziseko zegalelo

Iziseko zenkxaso

Fumanisa ukuba zeziphi iziseko zegalelo, ezizo ezilawula umahluko kunye namanye amagama adidekileyo.

Yintoni iDARDE

Ukulungiswa kweDARDE

Fumanisa ukuba yintoni i-DARDE, yenzelwe ntoni, ukuba nekhadi le-darde kunye nendlela yokuhlaziya ikhadi lakho lokungaphangeli.

Yintoni umntu otyalwayo

Yintoni umntu otyalwayo

Fumanisa ukuba yintoni umboleki-mali kunye nazo zonke iinkcukacha ekufuneka uyazi malunga neli nani lihlala lididekile nabanye.

Ngubani igama lenkampani

Ngubani igama lenkampani

Fumana yonke into oyifunayo malunga negama lenkampani: yintoni, ngubani oyifumanayo, kufuneka icelwe njani, yintoni umahluko okhoyo namanye amagama kunye nokunye.

Yintoni i-NIF

Yintoni i-NIF

I-NIF, okanye iNombolo yeSazisi yeRhafu, luxwebhu olubalulekileyo eSpain. Ayichaphazeli abantu bendalo kuphela, kodwa ikwangamalungu asemthethweni. Fumanisa Okuninzi.

Ngaba kufanelekile ukuqesha igumbi?

Kwiminyaka yakutshanje, inani lamakhaya aqeshiweyo ngamagumbi likhule ngokukuko, xa kuthelekiswa nerenti yepropathi iyonke, kuba ngalo mzuzu, ixabiso eliqhelekileyo lokurenta igumbi liphakathi kwama-250 nama-500 euros,

intanethi

Sebenzisa ngokukhuselekileyo kwibhanki ye-Intanethi

Amaziko ezemali aneenkqubo zokhuselo ukuze ulwazi phakathi kwebhanki kunye nomthengi lube yimfihlo, kuthintelwe ukuba izinto ezikhoyo ze-Intanethi zibe neenkqubo zokhuseleko ukuze ulwazi phakathi kwebhanki kunye nomthengi lube yimfihlo, kuthintelwe ukufundwa okanye ukuphathwa gwenxa kwabantu besithathu

Yintoni enokwenzeka kwinani labantu abazisebenzelayo?

Enye yezinto ezingaqinisekanga ukuba abasebenzi abaziqeshileyo okanye abo bazisebenzelayo yinto eza kwenzeka kwiintlawulo zabo zenyanga. Ngenxa yokuba ihamba Enye yezona zinto zinkulu zokungaqiniseki ezinabantu abazisebenzelayo okanye ezizimeleyo zizinto eziza kwenzeka kwintlawulo yabo yenyanga.

igbm

Ubhaliso kunye nokucinywa kwi-IGBM yowama-2019

I-IGBM, njengoko abatyali mali baseSpain beya kwazi kakuhle, yiGeneral Index yeMadrid Stock Exchange kwaye ibonelela ngothotho lwamaxabiso esitokhwe kwiimeko ezininzi IGBM, njengoko abatyali mali baseSpain besazi, yiGeneral Index yeMadrid Stock Exchange kwaye ibonelela ngothotho lwamaxabiso entengiso yeStock amaxesha amaninzi engaziwa ngabasebenzisi

yebhanki

I-Bankinter ifumana inzuzo kwirekhodi

I-Bankinter ngomnye wabameli beebhanki eziphakathi eziphakathi ezinesindululo esingcono esivela kubahlalutyi abahlukeneyo bezemali. Nokuba i-Bankinter ngomnye wabameli beebhanki eziphakathi eziphakathi enesindululo esingcono esivela kubahlalutyi abahlukeneyo bezemali

mboleko mboleko

isaphulelo sesiphumo

Sithini isaphulelo sesiphumo? Inkcazelo kwaye yintoni le mveliso ibonelela ngayo ngalo lonke ulwazi oluyimfuneko kwi-K Factor.

isaphulelo se-promissory note

Lonke ulwazi malunga nesaphulelo se-promissory note. Amanqaku athembisayo ukuba angaodoli, kwi-intanethi, ngokukhawuleza ... Yintoni inqaku elithembisayo? Izaliswa njani? Sichaza yonke into

ulwabiwo lwetyala

ulwabiwo lwetyala

Kuqhelekile ukuva malunga nezinto ezibizwa ngokuba yizabelo zetyala, kumacandelo ezomthetho ne-accounting. Kodwa yintoni isabelo sekhredithi?

amaqela egalelo

Amaqela okucaphula

Namhlanje siza kubona ukuba yintoni amaqela egalelo kwaye ayenzela ntoni, kuba kubaluleke kakhulu xa kubalwa iirhafu zokhuseleko loluntu.

amanqaku esithembiso

Yintoni inqaku lesithembiso

Kule post siza kubona ukuba yintoni inqaku lesithembiso kwaye zithini iimfuno zokukhupha enye yezi. Siza kubona kwakhona ukuba zeziphi iintlobo zamanqaku e-promissory akhoyo.

imigca kunye nesaphulelo

imigca yesaphulelo

Ukuze ishishini liphumelele, ngamanye amaxesha kuyimfuneko ukucela imigca yezaphulelo, kule posi siza kubona ukuba ziphi kwaye zisebenza njani.

umlawuli we-bankruptcy

Umlawuli wokutshona

Inani lomlawuli we-bankruptcy lidume kakhulu kumaxesha akutshanje ngenxa yeengxaki zoqoqosho. Kule post siza kubona ukuba yintoni kanye kanye.

Amatyala otshintshiselwano

Amatyala otshintshiselwano

Kweli nqaku siza kuhlalutya ukuba zeziphi iibhili zokutshintshiselana, yintoni inkcazo yazo kwaye zeziphi iindawo ezahlukeneyo ezinokuthi zibe nazo.

umlinganiselo wetyala

Umlinganiselo weTyala

Fumanisa ukuba yintoni na ingqikelelo yomlinganiselo wamatyala kunye nendlela esi salathisi, esibaluleke kakhulu kuqingqo-maxabiso lwenkampani, sibalwa ngayo.

Itshekhi yebhanki

Itshekhi yebhanki

Siza kuphonononga iikhonsepthi eziphambili zetshekhi yebhanki, ukuba yintoni kwaye yintoni umahluko phakathi kwetshekhi yebhanki kunye nephepha lesithembiso sebhanki.

Iindlela zokuhlawula kubathengisi

Iindlela zokuhlawula kubaboneleli

Kukho iindlela ezininzi zokwenza intlawulo ehambelana nenkonzo okanye imveliso, okubizwa ngokuba ziindlela zokuhlawula kubaboneleli: amanqaku e-promissory, ukudluliselwa kunye nokunye.

yintoni crowdsourcing

Yintoni i-crowdsourcing

Ngaphandle kwamathandabuzo, lelinye lawona magama asetyenziswayo namhlanje ngenxa yokubaluleka kwawo kuqoqosho, kodwa yintoni iCrowdsourcing?

iziko lemali

Ungazi njani ukuba ndikwi-ASNEF

Phambi kokuba ucele imali-mboleko, kubalulekile ukuqinisekisa ukuba sikuluhlu lwabasilelayo kwaye yiyo loo nto apha uya kufunda ukuba wazi njani ukuba ndikwi-ASNEF.

Ungayiqinisekisa njani i-DNI

Yintoni i-DNI kwaye yenzelwe ntoni? Sikuxelela ukuba ungayenza njani i-DNI ukuba ikopi efanelekileyo yeSazisi sakho.

yezindlu

Icandelo lokuthengisa izindlu nomhlaba kutyalo-mali olwenziweyo

Umsebenzi wecandelo learhente yokuthengiswa kwezindlu ngo-2019 ngokungathandabuzekiyo iya kuphawulwa yidrop mortgage eqala ukubonwa ngeli xesha. Alicandelo lokuthengisa izindlu nomhlaba likhule nge-13% kunyaka ophelileyo, nangona kunokubakho umahluko kancinci ukusukela ngoku

qoqosho

Ngaba uyazi ngokwenene ukuba yintoni i-mesoeconomics?

Unokuba nomdla kakhulu kuqoqosho, kodwa ukuza kuthi ga ngoku awulivanga igama eliza kunika umdlalo omninzi ukusukela ngoku, njengeMesoeconomics kwinqanaba eliphakathi phakathi kwe-microeconomics kunye ne-macroeconomics, ngokuqinisekileyo eya kukunceda ulwazi

Indlela yokungena kabini

Fumanisa ukuba inantoni na le ndlela yokungena, inkqubo apho umsebenzi ngamnye ubhaliswe khona kabini: kube kanye kwityala kunye nenye kwikhredithi.

khetha iqonga le-e-commerce

Iindidi zekhefu

Nazi izinto ezibaluleke kakhulu ekufuneka uyazi malunga nekhefu, iintlobo zekhefu ezikhoyo kunye nohlobo lwetyala ngalinye

obusenza

Yintoni ibhabhu yezoqoqosho?

Enye yeemeko abatyali-mali aboyikayo kakhulu yinto ebizwa ngokuba bubble yezoqoqosho. Ayilolize, yinkqubo ekhokelela ekuweni okukhulu kwenye yeemeko apho abatyali mali boyika kakhulu le nto kuthiwa bubble kwezoqoqosho kwaye iyingozi kakhulu kulo naluphi na utyalomali

umhlala phantsi wokumitha

Uncedo lokubeleka eSpain

Uncedo lokubeleka kule meko kugxilwe kunina. Kuba kuyinyani ukuba inkcitho yezoqoqosho ebandakanyekayo ekukhuliseni umntwana inkulu kakhulu

ukungahlawuli

Ukufumana ii-invoyisi ezingahlawulwanga nge-inshurensi yamatyala

Enye yeengxaki ezinkulu ezijamelene nenxalenye elungileyo yoosomashishini abancinci nabaphakathi sisimo sabo esikhulu sokufumana ubunzima kwiziphene zabo Esinye sezisombululo zale ngxaki inkulu sivela kwi-inshurensi yokungahlawuli eya kuqinisekisa iinkampani ukuba ziyakwazi ukuqokelela ii-invoice zazo

ntlawulo

Yintoni intsalela yeentlawulo?

Ukuba kukho igama elinxibelelene ngokusondeleyo kubalo-mali lwelizwe okanye lendawo, ngokungathandabuzekiyo intsalela yentlawulo. Akukho nto ililize, ukuba kukho igama elinxibelelene ngokusondeleyo kubalo lwelizwe okanye indawo, ngokungathandabuzekiyo intsalela yentlawulo

iirhafu okanye iifizi

Ubonelelo olungxamisekileyo

Ngeli thuba, siza kuchaza ukuba yintoni umyalelo wokunyanzeliswa, iimpawu zawo zemali kunye nezomthetho kunye neendlela esinokuthi siziphumeze.

Ukupheliswa koqhawulo mtshato

Ukuphela kweCondo

Ukuqonda imiba yezomthetho, kubalulekile ukuba uchaze ikhondomu, njengempahla ekwabelwana ngayo ngabantu abaninzi, abanini okanye abanini.

ukunyuka kwamaxabiso

Yintoni ukunyuka kwamaxabiso?

Ukunyuka kwamaxabiso yenye yezona zinto zibalulekileyo eziguqukayo kwicandelo lezoqoqosho ukuya kwinqanaba lokuthatha isigqibo sokwenza izigqibo ezininzi kwimarike yemasheya

iprem

Yintoni i-IPREM?

I-IPREM sisalathiso seNgeniso yoLuntu seZiphumo eziNinzi kwaye sisalathiso sokuma ngokugqwesileyo eSpain kwi-IPREM inokuba luncedo olunamandla ukuze ukwazi ukucacisa ukuba zeziphi izibonelelo zentlalo onokuzifumana

erdogan

Ingxaki eTurkey ibetha i-BBVA

Ngaphezulu kwezizathu ezaneleyo zokuba nexhala kubatyali mali beBBVA. Elinye lamaxabiso aphambili kwizabelo zeSpain liyibonile indlela ekufuneka ikhunjulwe ngayo ukuba ukuvezwa kwayo kuphezulu kakhulu, kunye neeasethi zemali kwilizwe laseTurkey ukuya kuthi ga kwi-84.000 yezigidi zeedola

obusenza

Uyenza njani i-bubble yezemali?

Kwiinyanga ezininzi, amazwi agunyazisiweyo ngakumbi nangakumbi belumkisa malunga nokuqhuma kwebhola yemali. Kwimeko ethile, kwiinyanga ezininzi, amazwi agunyazisiweyo ngakumbi nangakumbi belumkisa malunga nokuqhuma kwebhola yemali

Iimpahla zangoku

Izinto ezikhoyo zinokuchazwa njengeeasethi ezingamanzi kunye namalungelo enkampani okanye eshishini, Oko kukuthi, yimali enokulahlwa yinkampani

umlinganiso kaNondyebo

Umyinge kaNondyebo

Umyinge kanondyebo ubonwa njengobudlelwane obuchongiweyo obukhoyo phakathi kobukhulu bobukhulu kwaye obusivumela ukuba sibone umbono wabo

zithini iiarhente zoqoqosho

Iiarhente zoQoqosho

Iiarhente zoqoqosho zonyulwa kwabo badlali bangenelela kuqoqosho, benendima ethile kunye nesenzo kwinkqubo yolu hlobo.

urhwebo olungunxantathu yintoni

Yayiyintoni urhwebo olunxantathu

Imbali ebanzi, indlela yorhwebo efakwe kuLwandlekazi lweAtlantic, esebenza ukusuka nge-XNUMX ukuya kwinkulungwane yama-XNUMX, olu yayilurhwebo olunxantathu

ibhanki ye digital

Yintoni ibhanki yedijithali?

Ukubhankisha ngedijithali ngumqondo omtsha kunye notshintsho kwiinkonzo zebhanki onokuthi uzenze kakuhle kwifowuni yakho

umfanekiso

Uthini umlenze wegxalaba?

Igxalaba lekhanda eliyintloko lelinye lamanani alandelwa kakhulu ngabatyali mali abanamava ngakumbi kwiimarike zezabelo

I-Spain imiselweyo yetyala

Aphela nini amatyala eSpain

Kuqhelekile ukuba ngaxa lithile ebomini bethu sibenetyala kwinkampani okanye komnye umntu, kusenokwenzeka ukuba sinetyala lemali

ipenshoni

Uyibala njani ipenshini?

Ewe ukubala ipenshoni ayisiyonto ilula kwasekuqaleni, kuba phakathi kwezinye izizathu kuya kufuneka uthathele ingqalelo izinto ezininzi

iparo

Utywina njani isitrayikhi?

Zininzi iindlela zokutywina isitrayikhi, ukusukela kwiiofisi ukuya kwiselfowuni ngokwaso ukuze senziwe ngokusesikweni nakweyiphi na imeko

Ukutshintshiselana ngeemali zedijithali

Ukutshintshiselana ngeemali zedijithali

Uluhlu lwezona ndawo zintle zokutshintshiselana nge-imali yedatha eSpain. Ukuba ufuna ukutyala imali kwi-cryptocurrensets (i-Bitcoin, i-Ethereum, i-Litecoin, njl. Njl. Thenga ii-cryptos ngokukhuselekileyo kwaye uphumelele i- $ 10 SIMAHLA ukuqala ukwenza utyalomali!

umngcipheko

Yintoni ipremiyamu yomngcipheko?

Ipremiyamu yomngcipheko yimbuyekezo eyongezelelweyo enikezelwa ngotyalo-mali kumsebenzisi ngokusekwe kumngcipheko ekufuneka awuthathe ngalo lonke ixesha.

Inzala eyinzuzo

Yintoni inzuzo eyinkunzi?

Ll Inzuzo enkulu ngokusisiseko kukunyuka kwexabiso lento, ngakumbi ukuthengiswa kwezindlu kunye notyalo mali kwiimarike zemali

uthathe umhlalaphantsi

Ndingarhoxa nini?

Emva kohlaziyo lwamva nje olwenziwe ngurhulumente okhoyo, ubudala apho unokuthatha umhlala-phantsi butshintshiwe kancinane

Umgangatho wegolide uquka ntoni?

Buyela kumgangatho wegolide

Phambi kokuba idola ibhengezwe njengemali yesalathiso yamanye amazwe, inkqubo eyahlukileyo yemali yayikhona, ebizwa ngokuba ngumgangatho wegolide.

ukuhlalisa

Ungayibala njani indawo yokuhlala?

Ukuhlawulwa kungqinelana nokuhlawulwa kwezibonelelo zesivumelwano se-Federal Labor Law kwaye kunikwa xa kungeniswa ukurhoxa ngokuzithandela.

sebenzi

Intengiso yabasebenzi eSpain

Imakethi yezabasebenzi ibonakalise ukubuyiswa okuthile kule minyaka imbalwa idlulileyo, nangona indleko inyukile kwizivumelwano zethutyana

Iphiramidi kaMaslow

Iphiramidi kaMaslow

Ikwabizwa ngokuba yi "Pyramid of hierarchy of human needs" okanye iPyramidi kaMaslow. UAbraham Maslow (1908-1970)

yintoni i-asethi

Yintoni iiasethi namatyala

Nokuba kunxulunyaniswa okanye akunjalo kwihlabathi le-accounting okanye ezezimali, iikhonsepthi zeeasethi kunye namatyala ziviwa rhoqo.

Imodeli ye-invoice ezimeleyo

Imodeli ye-invoice ezimeleyo

Xa uqala njenge-freelancer, omnye wemicimbi ekufuneka uchazwe iya kuba kukulungiswa okuchanekileyo kwe-invoyisi enemodeli ye-invoice ezizimeleyo

ertyisi

Zithini ii-ertyisi ezingxoweni

"IChicharros" zezo zinemali ephantsi, ukuhlawula amatyala aphantsi kunye nokuthelekelela okungacacanga. Banokuqwalaselwa njengecandelwana ngaphakathi kwintengiso yemasheya

Izibambiso

Into omele uyazi ngeeMortgages

Benza njani ke? Impendulo ilula, kwaye ilele kwimali mboleko. Ukuba ufuna ukuthenga ikhaya lakho lokuqala kwaye kufuneka uyazi ukuba isebenza njani imali mboleko

yengqesho

Umsebenzi wezabasebenzi eSpain

Umsebenzi wezabasebenzi eSpain unefuthe elincinci kunokuba unokucinga kwixabiso lokhuseleko oludweliswe kwimarike yemasheya

Ikhalenda yomrhafi.

Ikhalenda yomrhafi.

Omnye wemicimbi yezemali apho kunokuvela amathandabuzo ngakumbi kwiRhafu, kuba kuyinto eqhelekileyo kubantu abadala bayo yonke iminyaka ukuba ingacacanga ncam malunga nemihla, izixa kunye nenkcazo nganye nganye.

Ii-asethi zerhafu ezimiselweyo

Ii-asethi zerhafu ezimiselweyo

Kubonakala kubalulekile ukufunda malunga nemiba yobuchwephesha esichaphazelayo eluntwini, kwaye nangona singajongiswanga kangako kufuneka siyiqonde iikhonsepthi.

Imigaqo yoTyalomali oluSebenzayo

Imigaqo yoTyalomali oluSebenzayo

Umtyalomali okrelekrele ngummiselo owenziwe nguBenjamin Graham, apho kuchazwa imeko efanelekileyo yengqondo ukuze ukwazi ukwenza utyalomali

Uyithengisa njani indlu

Uyithengisa njani indlu

Thengisa iflethi ngokukhawuleza kwaye ungathobi ixabiso. Kubonakala ngathi liphupha, kodwa ungakufezekisa ngokusebenzisa amanye amaqhinga acetyiswe ziiarhente zeengcali.

Misela i-franchise

Misela i-franchise

Ukuseta i-franchise yindlela yokwenza ishishini lakho ngokusekwe kumava angaphambili omnye usomashishini ...

Itshekhi ehambelana nayo

Itshekhi ehambelana nayo

Itsheki ehambelanayo yimeko yesixhobo sekhredithi esiqulathe isithembiso sokuhlawula ngokubona isixa esibonisiweyo

Yimalini ekhoyo emhlabeni

Yimalini ekhoyo emhlabeni

Ngokuqinisekileyo sonke sizibuze lo mbuzo, kuba ngumbuzo osisigidi ngokwedinga lokoqobo. Impendulo kukuba ubungakanani buyahluka

Ukwahlulahlula imveliso

Ukwahlulahlula imveliso

Izabelo ezijolise ikakhulu kubalo lwesivuno somvuzo. Iinkampani ezinesivuno esiphezulu senzuzo

uvavanyo

Lunjani uvavanyo lwemoto?

Ngaba uyafuna ukuvavanya imoto? Eyona ndlela inokuthenjwa yokufumana ixabiso elichanekileyo isekwe kwiinkonzo ezisemthethweni ezibonelela ngovavanyo lwemoto

izixhobo zemali

Izixhobo zemali

Kweli nqaku siza kugxila ngokukodwa kwizixhobo zemali ezikhoyo kunye nomsebenzi wazo, ukuze sikwazi ukuthatha isigqibo.

Amaqhinga gcina

Iingcebiso zokonga

Ukugcina ngumkhwa owenziweyo, ngumkhwa onqabileyo ukufumana, uninzi lwabantu lusematyaleni okanye inkcitho edlula umvuzo

I-Euribor

Yintoni i-Euribor

I-Euribor sisifinyezo kuhlobo lwaseYurophu lokunikezelwa ngeebhanki, okanye ngegama lalo ngesiNgesi i-Euro Interbank Rate Rate.

ISETYHULA UQOQOSHO

ISETYHULA UQOQOSHO

Uqoqosho olujikelezayo ligama elibhekisa kwimodeli yezoqoqosho apho injongo ikukunciphisa ukuxhaphazwa kwemathiriyeli

zemali

Iimali ezibonakalayo

Ngexesha phantse kuyo yonke imbali yoluntu, imali idlale indima ebalulekileyo kuphuhliso lwento yonke ...

Ibhanki yaseSpain simulator

Ibhanki yaseSpain simulator

IBanco de España iphuhlise isimulator esinokuthi sizinike umbono ocacileyo wendlela inkqubo eza kuziphatha ngayo, nokuba yimali mboleko.

Ukubhankisha okude

Ukubhankisha okude

Ukuhlangabezana nale mfuno yabathengi, ukuphuculwa kweebhanki kude kwaphuhliswa, okusivumela ukuba senze intengiselwano ngaphandle kwesidingo sokuchitha ixesha elininzi.

Uyibuyisa njani irisithi

Uyibuyisa njani irisithi

Iimeko esinokuthi siqwalasele ukuba kufanelekile ukubuyisa irisithi, kwaye kukuba kuxhomekeke kwimeko yethu kuya kuba kufanelekile ukwenza amaphepha ngaphezulu okanye kancinci

I-ASNEF

Yintoni iASNEF?

I-ASNEF sisichazi soMbutho weSizwe weZiko leMali lezeMali. Lo mbutho ukwaziwa ngokuba "luluhlu lwabangahlawuli kakuhle"

Imali esisigxina

Imali esisigxina, yintoni kwaye yenzelwe ntoni? Sikuxelela konke malunga neempahla iinkampani ezinazo njengenxalenye yenkqubo yazo yemveliso.

Amashishini anenzuzo kakhulu

Amashishini anenzuzo kakhulu eSpain

Amashishini anenzuzo aya kwenza ubomi bakho bube lula kakhulu; Ngaphandle kwengxaki, ungabona iintlobo ngeentlobo zamashishini anenzuzo enkulu eSpanish

Ukuncitshiswa kokubeleka eSpain

Ukuncitshiswa kokubeleka eSpain

Ukuxhuzulwa komama, banikwa yiArhente yeRhafu kwaye banokucelwa ngabafazi abanabantwana abangaphantsi kweminyaka emi-3 ubudala

Ukubambisa ngendlu

Ukubambisa ngendlu

I-subrogation yempahla ebambekayo inokwahlulahlulwa ibe ziindidi ezimbini ze-subrogation; Ukuzimela ngokuzimela komntu kunye nenjongo yokuzimela.

Ukuhlawulwa okungaphezulu kwamagosa

Iintlawulo ezongezelelweyo kumagosa

Iintlawulo ezongezelelweyo beziyinxalenye yomvuzo osisiseko wabasebenzi bakarhulumente kunye nabasebenzi bakarhulumente iminyaka. Siphila kwixesha lotshintsho

Ubambiso lwemali mboleko ehleliweyo

Ubambiso lwemali mboleko ehleliweyo

Ukuba isicwangciso sakho kukuthenga indlu kwaye uyazi ukuba uza kuhlala apho ixesha elide, kuya kufuneka ujonge ekuxhaseni imali mboleko yakho ngezinga elimiselweyo

Irhafu yengxowa mali

Irhafu yengxowa mali

Njengoko ubona, iimali ezihlanganyelweyo zisekwe kwimigaqo esisiseko kwaye zibonelela ngokulula kunye nobuchule bokufikelela kwiintlobo ezahlukeneyo zeasethi.

Rhoxisa ubambiso

Rhoxisa ubambiso

Emva kwethutyana lokuhlawula iifizi ebhankini, lixesha lokuba urhoxise ubambiso, kwaye siza kuchaza ukuba ungayenza njani

Guqula ubambiso lwebhanki

Guqula ubambiso lwebhanki

Esona sizathu siphambili sokuba abantu bathathe isigqibo sokuqhuba inkqubo yotshintsho kubambiso lwebhanki yinto yokuba banokutshintsha iqondo lenzala

imodeli 720

Yintoni iModeli 720?

Imodeli yokubhengezwa i-720 yimodeli evunyiweyo ukusukela ngo-2012 kwaye yenziwa ngokusekwe kummiselo werhafu kunye nemali

Iatomization yeshishini

Ukuncitshiswa kweshishini

Singayichaza i-atomization yeshishini njengendlela yokuphumeza isicwangciso sesahlulo esigxile kwiimarike ezincinci kakhulu

Ingeniso yeAdsense

Uyixela njani ingeniso yeAdsense

Yenza iwebhusayithi yakho okanye uhlobo oluthile lwenkonzo ye-Intanethi onokuyisebenzisa Inkqubo yeAdsense ukufumana imali kwi-Intanethi ngenxa yotyelelo olufumanayo

Eyona akhawunti ihlawulwayo

Eyona akhawunti ihlawulwayo

Ii-akhawunti zokuhlawula ezona zibalaseleyo zonyaka kwaye, njengoko sele kubonisiwe kwiminyaka edlulileyo, ngomnye unyaka inqanaba liphinde likhokelwe yiakhawunti yokuhlawula yaseBankinter.

Yimalini eyenziweyo ngamabhaso

Kwi-lottery okanye amabhaso alishumi elinanye, eyona inencasa ye-11 yezigidi ze-euro kunye ne-11 yamabhaso esi-1 sezigidi, kwezi zixa-20% zezemali

Ukurhweba kwi-Intanethi

Asiyi kufuna ukuya kwiiofisi zeziko lezemali, ukuchofoza okumbalwa kuya kukwanela ukuqala ukuthengisa kwi-intanethi.

Iimfuno zomhlalaphantsi

Ukuthatha umhlala phantsi ngokupheleleyo eSpain kwaye uqokelele ipenshini yoluntu, enegama layo ngenxa yokuba ivela kwiminikelo kwi-SS

Uyenza njani idinga kwi-INEM

Phambi kokungena kumcimbi malunga nento eyimfuneko ukucela idinga kwi-INEM okanye wazi ukuba ngawaphi amaxwebhu ekufuneka ebonelelwe malunga noku

Ukubonelela ngemali

Isibonelelo semali sisicelo ekufuneka umboneleli ngenkonzo asenze kumthengi wakhe wexesha elizayo, ukuze umthengi lowo akwazi ukumnika intlawulo

Ileta yokuyeka emsebenzini

Kubalulekile ukuba ileta yokurhoxa ikhankanye yonke into efundiweyo kunye nezibonelelo ezifunyenwe ngelixa bekusenziwa loo nkampani

Ileta yokugxothwa engenabulungisa

Olu hlobo lokugxothwa kuxa umqeshi, ngenxa yolwaphulo olungenakuthetheleleka okanye olunzulu, esenza isigqibo sokuphelisa ubudlelwane bengqesho phakathi kwaba babini.

Ikhalenda yomsebenzi

Iikhalenda zomsebenzi 2017

Siza kuzichaza zonke iiholide, iiholide kunye neebhulorho kwikhalenda yomsebenzi yonyaka ozayo ekusele ukuba iqale

Irhafu yengeniso yomntu

E-Spain kukho ikhathalogu yeerhafu echaphazela thina nayo yonke into, ikwakhona noosomashishini. Banebhaso lerhafu yengeniso yabo bazisebenzelayo.

Uyibala njani indawo yokuhlala

Ukwazi indlela yokubala indawo yokuhlala kuya kukuvumela ukuba uyazi yonke le nto kwaye uphephe iimpazamo ezinokukwenzakalisa, kwaye, ngaphezulu kwako konke, phambili kwenkampani.

Xa ukuthengisa kuqala

Siyakuthanda ukuthengisa, ngamanye amaxesha siyabanjwa sothuswe, kuya kufuneka uyazi ukuba intengiso iqala nini kwaye ube nakho ukugcina kwaye ufike kamnandi.

Oyena mvelisi weoyile mkhulu

Ioyile yomnquma yigolide yeMeditera, iyinxalenye yokutya kwethu kwemihla ngemihla, kwaye asimithi nasiphi na isidlo ngaphandle kweoyile ye-olive.

IVAT eYurophu

Sonke sihlawula iVAT eYurophu, nangona kuphela iipesenti kunye nendlela ilizwe ngalinye elifumana ngayo kwi-European Union.

I-GDP kwilizwe

Iyonke imveliso yasekhaya (GDP) okanye ixabiso lilonke lemarike lazo zonke iimpahla zokugqibela kunye neenkonzo eziveliswa elizweni ngonyaka

Uthini umvuzo wolwelo

Ukuqonda ukuba yintoni umvuzo olulwelo, kuqala kwiinto zonke, kufuneka siyiqonde ingcaciso yomgaqo womvuzo kwaye ukusuka apho siqala khona

Iziqwengana ze-IRPF

Sikuxelela ukuba zisebenza njani izixa zerhafu yengeniso kunye nento ekufuneka uyihlawule ngokuxhomekeke kwimali oyifumanayo kuthathelwa ingqalelo itafile yengeniso yonyaka ka-2017

Babamba uMario Conde

Namhlanje sivukile kwiindaba zokuba uMario Conde ubanjiwe ngokubuyela kwilizwe lakhe lokugqibela ...

Ukuwa kwedonga

Izitokhwe zase-US ziyawa

NgoLwesihlanu odlulileyo, uninzi lwabantu lubeke izandla entloko emva kwento eyenzekileyo e-China, ...