Ukuba kukho ixabiso elonganyelweyo okwangoku kwizabelo zaseSpain, ayisiyonto eyenye ngaphandle kwenkampani yokwakha i-OHL eye yazalwa ngokutsha ngothuthu lwayo. Ukuya kwinqanaba lokuba iphinde yahlaziywa kwi ngaphezulu kancinci kune-40% kokuncinci esinako kulo nyaka. Kwaye ngaphandle kwento yokuba abahlalutyi abohlukeneyo kwintengiso abasalithembi ixabiso kwaye ke akukho namnye kubo obheja ekuthatheni izikhundla ngeli xesha. Kodwa inyani yeyokuba imarike yemasheya iyaqhubeka nokunyuka kwaye inyuke kwaye ngalo mzuzu kubonakala ngathi ayifakwanga.
Esinye seziganeko esikhokelele kule meko ikhethekileyo kukufezekiswa kokusebenza ngokudibeneyo apho inkampani yezitena ivumileyo ukuba yinxalenye yayo mali eyabelwe iqela laseBritane i-HSBC ethathe i-5,06% yesabelo kwi-capital ye-OHL. Inyani ekhuthaze iqela elilungileyo labatyali mali ukuba bavule izikhundla kwixabiso kwezi veki zokuqala zalo nyaka. Ngoku kufuneka sazi ukuba olu xinzelelo lokuthenga luza kuhamba phi, nto leyo ethe yamangalisa iiarhente ezisebenzayo kwiimalike zezabelo.
Ngenxa yezi ntshukumo zibalulekileyo kwixabiso, amaxabiso okhuseleko lwabo aye kwinxalenye ephezulu yesitayile se-bearish. Ngamanye amagama, inyuke ngexabiso layo ukusuka kwisitishi secala apho yayihamba khona phantse unyaka. Ngenjongo, ubuncinci kwixesha elifutshane, lokuya kukuchasana okubalulekileyo okunee-euro ezimbini kwisabelo ngasinye. Kumanqanaba abo iya kuba lixesha lokuhlengahlengisa amaxabiso abo ngokusika okuphezulu kuqwalaselo lwamaxabiso abo kwimarike yemasheya. Ngenye ye owona mzuzu mhle Yokhuseleko oludityanisiweyo kwimarike yesizwe eqhubekayo.
OHL: kade ukungena
Ngayiphi na imeko, yonke into ibonakala ibonisa ukuba kulibaziseka ukufaka ixabiso kuba liphuhlise indawo elungileyo yokuphakama kwayo. Apho abatyali mali abancinci nabaphakathi banokuninzi kokulahleka kwemali kunokwenza ukonga kwabo kunenzuzo kwiiseshoni ezilandelayo. Akunanto, inkampani yokwakha iqhubela phambili ngaphandle kwamathandabuzo ayibonisayo ngemisebenzi yoluntu evela esandleni sikarhulumente omtsha owenziwe eSpain. Kungenxa yokuba akukho mathandabuzo ukuba indlela yayo ephezulu inokuthintela ukusukela ngoku ukuya phambili, nokuba zingakanani iiseshoni zangaphambili ezixabisileyo kusuku olunye ngaphezulu kwe-6%.
Ngelixa kwelinye icala, umthamo wayo wokuqesha ubonakala ngathi uyancipha kwiintsuku zamva nje kwaye inokuba sisikhombisi esincinci malunga nokuvela kwayo kwiintsuku ezimbalwa ezizayo. Ukusuka kule ndawo yokujonga, ngaphandle kwamathandabuzo inokuba sisibambiso sokuxhoma apho inani elifanelekileyo labatyali mali abancinci nabaphakathi banokuwela. Ke ngoko, ulumke kakhulu ngokwenza intshukumo yomthengi kwezi ntsuku njengoko kunokubakho isimanga kwixesha elifutshane. Akumangalisi ukuba zimbalwa kakhulu iingcebiso eziya kuwe ngoku.
Okungakumbi ukuthengisa kunokuthenga
Kule meko ngokubanzi, ayisiyiyo enye yeendlela ezilungileyo zokwenza ukonga kunenzuzo. Ukuba akunjalo, ngokuchaseneyo, kuya kufuneka uthathe isikhundla sakho ngononophelo olukhulu ukusukela ngoku, ebusweni bento enokwenzeka kwiimarike zezabelo kweli lethu. Ngale ndlela, kuphela ikhefu lokuchasana nokuthamba okunokukhuthaza ukuthengwa kweqhinga elithile kwisitokhwe. Kodwa kuphela kwimbono yokuqikelela kwaye ngokuqinisekileyo ayizukudala utshintsho oluzinzileyo lokonga ixesha eliphakathi kwaye ngakumbi ixesha elide.
Ngomnye umthambo, awungekhe ulibale malunga ukungazinzi okukhulu ejikeleze ukusebenza kwayo kwiimarike zokulingana kwezi ntsuku. Kungenxa yokuba eli xabiso libuthathaka kakhulu ekuphuhliseni iintshukumo eziphikisanayo kakhulu kwiimarike zezemali ngenxa yokukhululeka kokujongana nentshukumo enye okanye enye ngokukhululeka okukhethekileyo. Ngokunyuka okanye ukuhla koqwalaselo lwamaxabiso abo ukuya kuthi ga kwi-6% kwiseshoni enye kwimarike yemasheya. Into ekunzima ukuyifumana kumaxabiso azinzileyo esalathiso esikhethiweyo sezabelo zamazwe, i-Ibex 35.
Iimali ziyayithengisa imali yazo
Enye into ekufuneka ihlolwe kukuba ezinye zeemali ezinkulu zotyalo-mali ziqala ukulungisa izikhundla ze-OHL ukuze ziqokelele ezazo inzuzo ephezulu eqokelelweyo okoko kwaqala unyaka. Le nto inokubangela ukuba amaxabiso alungiswe kwiiseshoni ezilandelayo kwimarike yemasheya kwaye ukwehla okubonakalayo kunokubakho ngenxa yoku kuphuma kwiimarike zemali. Apho abona bantu bonzakeleyo ngokungathandabuzekiyo baya kuba ngabatyali mali abancinci nabaphakathi xa betyhilwa kwiinkqubo ezinokubangela ukwehla kwexabiso. Njengokuba le yimisebenzi eqikelelwayo kwezi mali zotyalo-mali.
Ngelixa kwelinye icala, inyani ayisiyonto ilungileyo kwinkampani yokwakha ukuba iqhubeke nokunyuka kwiimarike, ubuncinci ngamandla afanayo nakwiveki ezidlulileyo. Kwinto eqwalaselweyo kwakhona njengentshukumo yokulungisa ebusweni bokugqitha okuvelisiweyo ukuza kuthi ga ngoku kulo nyaka. Kuba, ngenene, ayinakulityalwa ukuba ukunyuka malunga neepesenti ezingama-50 phantse ngenyanga yinyani ebalaseleyo kwiimarike zezabelo. Ngaphandle komba wobugcisa obuwubonisayo kula maxesha achanekileyo kwaye unokunciphisa ukuthembeka kolu nyuso lubalulekileyo olwenzekileyo ukufumana unyaka omtsha.
Ukuhamba kwenqanaba eliphezulu
Kananjalo ayinakulityalwa ukuba i-OHL iphantsi kotshintsho oluluqilima kwitshathi yombutho wayo kwaye kuyakufuneka ukuba kulindwe ixesha elithile ukuveza indlela etolikwa ngayo ziimarike. Kuba unako kwenzeke enye into emangazayo ezichaphazela umdla wabatyali mali abancinci nabaphakathi kwaye ezinokubabamba ngokungalindelekanga kwiiveki ezizayo, ngeempendulo ezingalindelekanga. Ukusuka kweli nqanaba lexabiso alixabisekanga ukubekwa endaweni, ubuncinci abo bathengisi banephrofayili ekhuselekileyo okanye ekhuselayo abanqwenela ukugcina ukonga kwabo ngaphezulu kolunye uthotho lokuqwalaselwa kobuchwephesha.
Kwelinye icala, kufuneka ithathelwe ingqalelo ukuba uptrend wayo wangoku awuthembekanga kakhulu ngokwembono yezobuchwephesha. Ukuba akunjalo, ngokuchaseneyo, lixabiso lokuba kwiinyanga ezidlulileyo zihanjiswe ngamandla kwaye ke oko kunokunika isimanga ngakumbi kubatyali mali abancinci nabaphakathi ukusukela ngoku. Yinto ekufuneka ithathelwe ingqalelo ngaphambi kokungena kwizabelo zayo kwaye ngenxa yeempawu ezizodwa zexabiso lemarike yemasheya ngokwalo. Phi Kukhethwa ukuba ulinde ukuthatha izikhundla ngoku. Akukho nto ililize ii-euro ezininzi ezinokuphulukana nemisebenzi ebusweni beentshukumo ezinokuthi ziphuhle kwiimarike zezabelo.
Kanye njengoko kufuneka siqwalasele inyani yokuba olu lukhuseleko olunomdla omkhulu wokuhlala kwizikhundla zabo. Ukuba akunjalo, ngokuchaseneyo, kugxunyekwe ngakumbi kumaxabiso aqikelelweyo kunamanye ngenxa yeempawu eziboniswayo ngoku. Oko kukuthi, ukuba unenzuzo kukhethwa ukuba uvale izikhundla kwaye uye kwelinye ixabiso lentengiso eqhubekayo yelizwe lethu. Ukuze ngale ndlela icebo lotyalo-mali elicace gca lingakhuthazwa ngokweenjongo ezilandelelweyo ngalo mzuzu. Izibonelelo eziqokelelweyo ukusukela ekuqaleni konyaka akufuneki zivunyelwe ukuba zisebenze, kuba umngcipheko uphezulu kakhulu kuwo onke amaxesha okusisigxina. Ngaphezulu kwezinye izindululo zentengiso yesizwe.
Izivumelwano ezintsha kwiRiphabhlikhi yaseCzech
I-OHL iya kuthatha inxaxheba kwizinto ezimbini ezintsha Izivumelwano kwiCzech Republic Isixa esikufutshane ne-50 yezigidi ze-euro. Ibandakanya ukwakhiwa kwephaneli entsha yesebe likaxakeka, Isibhedlele i-Eské Budejovice, kunye nemisebenzi eyahlukeneyo kumgaqo kaloliwe odibanisa iidolophu zaseSobleslav naseDoubi, emazantsi eBohemia. Eyokuqala yeeprojekthi inohlahlo-lwabiwo mali olumalunga ne-38 yezigidi zeerandi kwaye iya kuphuhliswa kwindibaniselwano. Izakuhlala amagumbi okusebenzela kunye namagumbi okuqhaqha emva kokuhlinzwa, iziko elitsha lokubulala iintsholongwane, iindawo ezongezelelweyo zokulaliswa esibhedlele, iiyunithi zononophelo olunzulu kunye neendawo zokunyamekela abagulayo
Kwelinye icala, indawo yokusetyenziswa kwabasebenzi kunye nee ambulensi ziya kwandiswa. Esi sakhiwo sitsha siza kuba nommandla weemitha zesikwere ezingama-3.044 eziza kongezwa kwii-3.696 zeemitha zesikwere esele zikhona. Ngaphaya koko, eyesibini yezivumelwano ijolise kwicandelo likaloliwe, apho i-OHL inesikhundla esiphambili. Amanyathelo, amabhaso awo abiza i-10,7 yezigidi zeerandi, aya kwenziwa kwicandelo likaloliwe laseSobleslav-Doubi kwaye liya kugxila ikakhulu kwimisebenzi yomhlaba, kwizakhiwo zekhonkrithi nakwinethiwekhi yokuhambisa amanzi.