Injongo yentengiso yesitokhwe ye2018: Amanqaku ayi-11.000

injongo

Elinye lamathandabuzo eliziswe ngulo nyaka mtsha sele liza kuqala libhekisa kumanqanaba anokufikelela kuwo amasheya aseSpain. Ewe, indawo elungileyo yeearhente zezezimali ziqikelela ukuba eyona njongo inokwenzeka yokufikelela kumanqaku ayi-11.000. Oku kuboniswa ziingxelo eziphuhliswe ngu I-Bankinter kunye neRenta 4. Kwinto ekwaboniswa ukuba iyakuba ngumthambo ongazukubakho kwimpixano. Ngaphandle kokungazinzi okubangela ukuba ube neengxaki ezininzi zokufezekisa iinjongo ezilandelelweyo zokuphela kweminyaka.

Nokuba yeyiphi na indlela, inye into eqinisekileyo kwaye iya kuhlala ikho mathuba o shishino. Nokuba yeyiphi imeko ebekwe ziimarike zemali. Zombini malunga nokulingana kuzwelonke kunye nabo bangaphandle kwemida yethu. Unxibelelwano lwabo kukuba umahluko omkhulu phakathi kwesinye okanye esinye isalathiso sesitokhwe awuyi kuthakazelelwa. Into omele uyiqwalasele kakhulu kukuba ube kwindawo elungileyo kwaye ngeyona ndlela ilungileyo. Iya kuba lelinye lamaqhosha aphambili ukuze ugqibezele ngempumelelo ifayile yakho ye- imisebenzi kwimarike yemasheya kwezi phantse iinyanga ezilishumi elinambini osenazo ngaphambili.

Ukongeza, zininzi iibhegi o iindawo zokuhlala apho ungasebenza khona ukusukela ngoku. Abanye babo banokubanakho ukuphinda bavavanye okuphezulu kunokuba unokucinga kwasekuqaleni. Phakathi kwezinye izizathu, kuba basalele ngasemva kwizalathiso zengeniso ekhokelayo kule minyaka idlulileyo. Ngale ndlela, amathuba akho okuphucula ibhalansi yokujonga iakhawunti yakho anyuswe kakhulu. Ukuza kuthi ga kwinqanaba lokuba ucinge ukuba u-2018 ungangunyaka wakho omkhulu xa kufikwa kutyalo-mali kwii-equities.

Isimo esinokuqikelelwa kulo nyaka

xabiso

Inye into abahlalutyi beemarike abakhokelayo abathandabuzi ngayo. Ibhekisa kwinto yokuba u-2018 kulindeleke phantsi kwemvakalelo yokuba kulindeleke ukuba ibonakalise ukukhula kwezoqoqosho okungqameneyo. Lo mkhwa wenziwe ngokwanda kancinci kumazwe athuthukileyo. Kodwa ngaphezulu kwako konke ngenxa yokukhawulezisa okubalulekileyo okunokuthi kuveliswe kwiimarike ezikhulayo. Ngale ndlela, ezinye zezoqoqosho ezichaphazelekayo kulindeleke ukuba zivele kuqoqosho. Njengomzekelo, abo bamelwe ngu IBrazil okanye iRussia, njengezona zinto zibalaseleyo ekuboniseni le nyaniso yezoqoqosho.

Ngokuchanekileyo ezi marike ngoku zinokukhulu amandla okuhlaziya. Nangona ngokuchaseneyo, banomngcipheko omkhulu ekusebenzeni kwabo. Kungenxa yokuba banovelwano kakhulu kwinto yokuba unokukhulisa iiasethi ezomeleleyo ukuba ulindelo lwenxalenye enkulu yabahlalutyi bemarike yezemali alufezekanga. Kungenxa yokuba kanye ngala mazwe anetyala elikhulu kakhulu eluntwini. Into enokukulimaza xa uvula izikhundla kukhuseleko oludibeneyo kwezi marike zezemali.

Ukuhamba okuncinci kwintengiso yesizwe

Izabelo zaseSpain zineenjongo zazo Amanqaku e-11.000. Yimeko elumke kakhulu apho iingxelo zamaqela abalulekileyo otyalo-mali akhomba. Nangona iyakuba ngumendo ogcwele izithintelo ongafanele uwunciphise ukusukela ngoku. Hayi ngelize, uya kuba nexesha lokuthenga izabelo ngexabiso elikhuphisanayo kunale icatshulwe okwangoku. Ngesi sizathu, akufuneki ukhawulezise ukusebenza kwakho. Ukuba akunjalo, ngokuchaseneyo, elinye lamaqhosha liya kulala ngokwazi ukulinda. Ukuba wenjenjalo, uya kuba namathuba amahle okwenza ulondolozo lube nenzuzo. Ayisiyiyo kuphela kwiimarike ze-equity, kodwa nakwingeniso esisigxina okanye kwezinye iindlela zendlela ongakhange uhoye ngayo kude kube ngoku.

Ngayiphi na imeko, inqanaba lamanqaku ayi-11.000 lijolise kakhulu ukuba yonke into ihamba ngokwezibikezelo zezoqoqosho. Ngaphaya kwala manqanaba iya kuba yinto ephezulu kakhulu kwaye inokwenzeka kuphela ukusuka kwifayile ye- ukuphucula uqoqosho lwamazwe ngamazwe. Ngokuchasene noko, ayinakukhanyelwa into yokuba ngeli xesha kukho ukuwohloka ngokufanayo okwenza ukuba kungafezekiseki ukufikelela kula manqanaba kubulungisa belizwe lethu. Ngayiphi na imeko, kuya kufuneka unike ingqalelo kuyo yonke into eyenzekayo kwezi nyanga zilishumi elinambini unazo phambi kokuphela konyaka.

Iindawo onokusebenzela kuzo

Enye yeemarike ekufanele ukuba ikhona kwi-radar yakho yorhwebo ngokungathandabuzekiyo yi-United States. Ayothusi into yokuba ngomnye wabo banomjikelo wokuvuthwa ngakumbi. Kodwa ke, inokuba sesinye sezona zimanga zintle kulo nyaka mtsha. Njengomphumo wempembelelo yayo enokubakho emva kohlengahlengiso lwerhafu olonyuselweyo ukusukela kumongameli uDonald Trump. Iziphumo zayo zinokuthotywa kwiveki ezimbalwa ezizayo. Phakathi kwezinye izizathu, kuba uqoqosho losapho kunye nabatyali mali ngokubanzi baya kuba nemali ethe kratya yokuthatha isikhundla kwiimarike zokulingana.

Ngokumalunga nommandla we-euro, imeko enokwenzeka kakhulu kukuqhubeka nenqanaba lokukhula eliqinileyo. Kule meko, unokunceda ngoncedo oluxabisekileyo lwenkxaso ebanzi evela kwi KwiBhanki ePhambili yeYurophu (ECB). Kulapho kufuneka songeze khona ulawulo lokunyuka kwamaxabiso kule ndawo ibalulekileyo. Nangona iSpain isenokuchaphazeleka ziimpawu zokungazinzi kwezopolitiko ezinokuthi zilinganise isalathiso esikhethiweyo sentengiso yesizwe. Iya kuba yenye yezona zinto zixhaphakileyo kulo nyaka mtsha oza kuqala.

Ukumangaliswa kokuvela

iRussia

Indima enokudlalwa ngamazwe asakhulayo ayinakulityalwa nangayiphi na indlela. Ayothusi into yokuba zezona zinokubaluleka ephezulu ephezulu enokubakho. Nangona ngexabiso lokuthatha umngcipheko omkhulu ngakumbi ukusukela ngoku. Ngale ndlela, iya kuba ngunyaka obaluleke kakhulu apho kuya kubakho iminyhadala yonyulo (iBrazil, iMexico ...). Kuwe kufuneka kongezwe ingxaki yamatyala aphezulu e-China. Ezi zizinto ezinokuthi ekugqibeleni zikwimeko yokuzivelela kweemarike zezabelo ngoJanuwari. Zombini ngengqondo enye nangezinye iindlela.

Kwelinye icala, ikwakhona nentengiso ye Russia Kusenokumangalisa ngokuqinisekileyo kwezi nyanga zizayo. Ukuya kwinqanaba lokuba inokumela ithuba lokwenyani leshishini. Logama nje uptrend useta kwii-indices zakho ezinkulu ze-equity. Ngomda wokufumana izibonelelo ezinokuba nomtsalane kakhulu ukusukela ngoku. Ngayiphi na imeko, awuzukukhetha ngaphandle kokunikela ingqalelo kwindaleko yayo. Kuba kusenokwenzeka ukuba ngaxa lithile kuya kufuneka ushiye izikhundla ezivulekileyo kulo nyaka.

Khetha izitokhwe ezikhuselayo

zombane

Nangona kunjalo, unokusebenzisa isicwangciso sokuzikhusela esikunceda ukukhusela imali yakho. Ngale ndlela, akukho nto ibhetele kunokukhetha amaxabiso icandelo lombane. Bazinzile kwaye kancinci kancinci bakhulisa ibhegi yokonga enokuthi ijolise kwixesha eliphakathi nelide. Ukongeza, lelinye lamacandelo akhokelayo kulwabiwo lwezahlulo. Ngenzuzo emiselweyo ehamba phakathi kwe-5% kunye ne-7%. Ngumvuzo ophakathi kwabanini zabelo owenziwa ngokusesikweni minyaka le, ngekota okanye ngekota.

Icandelo lebhanki yenye yeendlela ezizezinye zokwenza ukuba le ntlawulo isebenze. Nangona zisuka kwiindlela ezinoburharha. Nangona kunjalo, lelinye lamacandelo acetyiswayo ngabahlalutyi bezemali beli xesha elithile. Zonke zibhekisa kwinto yokuba ngoku bathengisa ngezaphulelo kumaxabiso abo ngenxa yeengxaki zeli candelo ngo-2017. Ngayiphi na imeko, yenye yeendlela onokukhetha kuzo ukwenza ulondolozo lube nenzuzo phantsi kwephezulu. isidanga semfuno.

Imvelaphi yoqoqosho lwamanye amazwe

Ngokwengxowa mali yotyalo mali Ukwabiwa kweeasethi zehlabathi, akukho mathandabuzo ukuba u-2018 uzakuzisa Imvelaphi elungileyo yezoqoqosho. Kwimeko yokukhula koqoqosho enokuba yinto elungileyo kuwe ukuba utyale imali yakho kwimarike yemasheya. Kuko konke oku kongezwe into yokuba kuya kubakho imeko yesiqhelo kwimigaqo-nkqubo yezemali. Zombini icala elinye icala leAtlantic. Apho enye yezona zinto ziphambili oza kuthi uziqaphele kwezi nyanga zizayo kukurhoxa okuqhubekayo kwesikhuthazo kwezoqoqosho. Ngexesha elifutshane inokukukhathaza kodwa ekuhambeni kwexesha iya kuba nefuthe lolawulo kwiimarike zezemali.

Ukusuka kwimeko yokuhlangana, ayimangalisi into yokuba icandelo elihle labahlalutyi beemarike likhetha ii-equity kunengeniso esisigxina. Nangona kunjalo, ngumngcipheko omncinci ukuba kuya kufuneka ucinge ukonyusa imbuyekezo kulondolozo lwakho kwimeko entsonkothileyo kunakwiminyaka edlulileyo. Ngemida ethile kwinzuzo yokuba ungasondela kwi-8%. Ipesenti engakunikiyo nayiphi na imveliso yebhanki okwangoku. Kuba kweyona meko intle ayidluli kwinqanaba le-1,50%. Kwiimeko ezininzi, ngokusekwe kwikhonkco elithile kunye nezinye iimveliso zebhanki.


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