Abatyalomali abancinci nabaphakathi abatshintsha imisebenzi yabo yokulingana baye kukhuselo oluhlawula abanini zabelo ngentlawulo eyabelweyo minyaka le abahambi ngexesha elilungileyo. Ngomsebenzi ofike ngexesha lawo elifanelekileyo isondela kumanqanaba ali-10%. Kodwa kubonakala ngathi le ndlela yokuhlawula ifikelele kwelona nqanaba liphezulu. Njengoko ubona kweli nqaku.
Isahlulelo siyinxalenye ye Icebo lokutyala Ikhetheke kakhulu eyona njongo iphambili, ukongeza ekunikezeleni ngobutyebi, ube nengeniso esisigxina ngaphakathi okwahlukileyo. Ngaphandle kokuvela kwexabiso lesabelo kwiimarike ezahlukeneyo zemali. Kuba, eqinisweni, lo msebenzi unokuqhutywa kwimarike yaseSpain nangaphandle kwemida yethu. Nangona zineziphumo zerhafu eziza kubonisa enye indlela eyahlukileyo kwiiakhawunti zakho.
Xa kuziwa kumgangatho wokulingana kukazwelonke, kukho iqela elilungileyo leenkampani ezidwelisiweyo ezisebenzisa esi sicwangciso seshishini. Ukunika izibonelelo abazifumanayo kwimigangatho yeshishini labo. Ngokuphosa ngesisa kakhulu kwezinye iimeko. Ngelixa lilonke ziphumelele iimveliso eziphambili zebhanki umiselwe ukonga (iidipozithi zekota, amanqaku ezithembiso zebhanki, amatyala oluntu, njl.
Ukwahlulahlulwa: ukunciphisa inzala
Ngayiphi na imeko, la maxesha awalunganga kubatyali mali abakhetha esi sicwangciso sokutyala imali abayigcinileyo. Kuyinyani ukuba banezindululo ezininzi zokwenza iiasethi zabo zinenzuzo. Kuzo zonke iintlobo kunye nendalo. Kwinxalenye enkulu yezokhuseleko ezibhalwe kwimarike yaseSpain, ngaphandle kwamacandelo abo kunye nenqanaba labo lenkunzi. Kodwa akusekho nembuyekezo yezolo. Esona sizathu siphambili kukuba ukuhlawulwa kwezahlulo incitshisiwe kwikota yesithathu yonyaka nge-4% xa kuthelekiswa nexesha elifanayo kunyaka ophelileyo, ngokusekwe kwidatha ebonelelwe yi-Henderson Global Dividend Index.
Ukuza kuthi ga kwinqanaba lokuba inani leenkampani ezazilawula ukuhambisa izabelo zazo phakathi kwabanini zabelo zehlisa umthamo wazo wezemali ukuya kumanani I-281.700 yezigidigidi zeedola kwiinyanga ezidlulileyo zalo nyaka. Njengoko ubona, eli lelona nani lisezantsi ukusukela kwikota yesibini yowama-2015. Oku ngokwenyani kuthetha ukuba uyakuba nemali encinci kwiakhawunti yakho yokutshekisha ukusukela ngoku ukuya phambili malunga nale mbono.
Esinye sezizathu zale meko intsha ebonakalayo ukusukela ngoku kwi-equities yi yehla kwizabelo ezingaqhelekanga. Into ekufuneka ingakhathali kuwe ukubonisa umdla wakho kukhuseleko lweemarike zentengiso ezihambisa lo mvuzo. Kodwa endaweni yoko inyani yokuba ibangela ukwehla kwezi ntlawulo kwiakhawunti. Akumangalisi ukuba uya kuba sele unethuba lokuqinisekisa le ndlela ngokusebenzisa ezinye izitokhwe apho uthathe khona izikhundla ngeli xesha lokurhweba.
Kwaye kwezinye iimarike zamanye amazwe?
Zonke ezi datha ziyahambelana nezabelo ze-US. Kodwa ikwanayo nokuthengisa ngakumbi kwiimarike zaseYurophu, kwaye kunjalo nakwiSpanish, yeyona inomdla kakhulu ngalo mzuzu. Ukufikelela kwimeko yayo nokuba kwiimarike ezisakhulayo okubonileyo ukuba kule minyaka idlulileyo bakubonile ukwehla okungaphezulu kokuxabiseka kumndilili wezivuno zezabelo zabo. Ngokukodwa, ngokuhla kwamanqaku asixhenxe eepesenti. Kuba, iinkampani zaseTshayina zisika imbuyekezo zabanini zabelo. Kodwa ngakumbi, ibonakala kwicandelo lebhanki, ngenxa yokwehla kweenzuzo zamaziko emali aseAsia.
Ukusuka kolu luvo lujolise ngokupheleleyo, kunokuthiwa ukususela ngoku ukuya phambili akusayi kuba yinzuzo kangako ukukhetha izabelo kwiimarike zamashishini ezingenanzala emisiweyo. Okanye ubuncinci hayi ngokukhululeka kwemithambo yangaphambili. Iya kuba ngumkhondo ongaphezulu okanye ongaphantsi Ukuze ukwazi ukugxila kwisicwangciso sakho sotyalo-mali ukusukela ngoku. Ayothusi into yokuba imbuyekezo oyigcinileyo izakuba mbalwa ukusukela ngoku kwezi marike zezimali. Ngaphandle kokwazi ukuba banokuvuka nini kwakhona kwaye ungavula izikhundla kwezinye zexabiso labo.
Izabelo eSpain
Kodwa ngokuqinisekileyo eyona nto ikukhathaza kakhulu yinto eyenzekayo apha, kwiimarike zesizwe, kulapho uqhele ukwenza khona imisebenzi yakho kwintengiso yesitokhwe. Ewe, imeko ayifani nakwezinye iimeko zangaphambili, kuncinci kakhulu ukufikelela kumanqanaba okuwa kwinzuzo yayo. Ngokuchasene noko, okoko isifundo sikaHenderson sibonisa ukuba izabelo eYurophu ngeli xesha zazifikelela kwizigidi ezili-19.000 zeerandi, ezimele I-15,9% inyusa unyaka nonyaka ngenxa yotshintsho kwisalathiso kunye nokwahluka okwethutyana eSpain.
Kodwa oku akusoloko kunjalo kuwo onke amatyala, njengoko abanye abatyali mali abancinci nabaphakathi benokubona kumava abo kwiimarike zezemali. Kwiimeko ezininzi, kuya kuxhomekeka kwinkampani ekhethwe ukuba ikhethe lo mvuzo wabanini zabelo ithandwa kakhulu ngabasindisi abazigcinayo okanye ngokucacileyo abazikhusela.
Ukusuka kolu luvo luboniswe yile ndlela yokulingana kuzwelonke, abanye abahlalutyi bemarike ababaluleke kakhulu babhekisa kwinto yokuba Iinkampani zaseSpain ezidweliswe kwi-stock exchange bathambekele ekusasazeni ngokulinganayo unyaka wonke, ngokungafaniyo neYurophu iphela. Oku kuyacaca, emva kokuba iziphumo zinikiwe zibonisa ukuba umvuzo eSpain wafikelela kwi-6.200 yezigidi zeedola. Oko kuthetha ukuba phantse isinye kwisithathu kunalezo zihlawulwe kwilizwekazi laseYurophu.
Izivuno ezingcono
Ngokubhekisele kwizabelo zamashishini ezingenanzala emisiweyo, kufuneka iqatshelwe ukuba inexabiso elibalulekileyo elenza enye yezona nzuzo ziphezulu kwimakethi yezemali. Ngokuchaseneyo nale datha ilungileyo, kubalulekile ukuqaqambisa ukuwa kwenzuzo yenkampani yeoyile iRepsol, ngepesenti ye-4,7%. Ukusebenza okugqwesileyo kwazo zonke iinkampani zombane nako kuyabonakala, ukusukela kwimida ukusuka kwi-3,50% ukuya kwi-7,50%. Ukukhokela kuhlelo lwale ntlawulo ifunyanwa ngabanini zabelo minyaka le.
Elinye icandelo lolwazi elenza ukuba le ntlawulo iphezulu kunakwiminye imimandla yejografi ikakhulu ngenxa yeziphumo ezibalaseleyo ezifunyenwe eYurophu, ezenza ukukhula okukuko kwezahlulo kungaphaya kwezinye iimarike zezimali kulo nyaka. Ukongeza, nge unikelo olubanzi nolubanzi ekuvumela ukuba ukhethe phakathi kwezindululo ezininzi ezibonelelwa zizabelo zaseSpain.
Ukuze uqinisekise lo mkhwa ukuba ukuhlawulwa kwesahlulo kukhokelela kwilizwe lethu, kwanele ukujonga ukuba kwenzeka ntoni ngokumalunga namanye amazwe kwindawo ekufutshane. Ke, ngaphakathi kwendawo ye-euro, yiRiphabhlikhi yaseCzech ebonisa eyona mbuyekezo iphezulu yale ngcamango. Ngentlawulo evelisa inzala ephezulu kancinci kune-5%, ngelixa iSpain ikwiqela labona bahlawulwa kule ntlawulo kubanini zabelo, ngesivuno se-4,10%. Ngokuhambelana nalawo anikezelwa sisalathiso somgangatho welizwekazi, i-Eurostoxx, nangaphezulu kwamazwe anobunzima obuthile kwiimarike zezabelo, njengakwimeko ethile yeFrance, i-Italiya okanye iJamani.
Bahlawuliswa nini?
Olunye lweempawu zesahlulo kwimarike yemasheya kukuba zinokuqokelelwa ngamaxesha ahlukeneyo, kuxhomekeke kumgaqo-nkqubo womvuzo wenkampani nganye edwelisiweyo. Ngokwesiqhelo ixesha elikhethwe ziinkampani lelo semi-ngonyaka okanye ngonyaka. Ngayiphi na imeko, akukho kunqongophala kwamacandelo - anjengeebhanki - akhetha intlawulo yekota. Oko kukuthi, amatyeli amane ngexesha lokuzilolonga ngalunye. Ukuze ube nokubhatala okukhulu kwiakhawunti yakho yokujonga ukujongana neentlawulo ezithile ekufuneka uzicinge kula maxesha.
Uhlawulisiwe phantsi kokuguquguquka okukhulu kwizichumisi zakho. Ungabamkela ngokuthe ngqo ngemihla ebekiweyo evunyiweyo ziinkampani. Okanye, ngokuchaseneyo, zibuyise ekuthengweni kwezabelo ezitsha ukunika amandla ngakumbi kutyalo-mali lwakho. Ngenxa yesi sicwangciso sikhethekileyo sokutyala imali, uyakukulungela ngokupheleleyo ukwandisa imbuyekezo kulondolozo lwakho. Yindlela onokuyiphuhlisa ngakumbi ukuba uya kwixesha eliphakathi okanye elide.
Kuya kufuneka ukhumbule ukuba ezinye iinkampani kwimarike yestokhwe yaseSpain ziye zarhoxisa izabelo ngokomgaqo-nkqubo wemivuzo. Ngenxa yokwehla kweenzuzo ezifunyenwe kwingxaki yezoqoqosho ukusukela ngo-2007. Kwelinye icala, ibangela ukuhamba kwabatyali zimali abancinci nabaphakathi kwizikhundla zolu khuseleko. Kukwachatshazelwe kwisiniki maxabiso sexabiso labo kwiimarike zezemali. Ukuya kumaqondo asezantsi kule minyaka idlulileyo.
Ukusuka kolu luvo, izabelo ziya kuqhubeka ukuba yenye yeenkuthazo zokuba uqhubeke ukusukela ngoku kwii-equities. Ayothusi into yokuba inikezela ngembuyekezo kulondolozo oluphezulu kunolo lweemveliso zebhanki ezisekwe kwingeniso esisigxina (iidipozithi zexesha, amanqaku eshishini, iibhondi, iibhondi kunye neebhili zikarhulumente, phakathi kwezona zibalulekileyo. Inqanaba le-0,50%. ukwehlisa ixabiso lemali ngumgaqo-nkqubo ophakanyiswe yi-European Central Bank (ECB). Ukubangela ukuba uninzi lweesversile luye lwaphambukisa igalelo lezoqoqosho, ukusuka kwingeniso esisigxina ukuya kuguquko. Kakhulu kwezinye iimeko.