EYurophu singamazwe ali-18 sisebenzisa imali enye: Euro. Ngelishwa kwaye iqhelekile, sinokufumana ukuba Itikiti alikho yale mali yangoku. Ihlala isenzeka ngeebhili ezisetyenzisiweyo ezinje nge-5, 10, 20 kunye ne-50, kodwa kukwakho neemeko zemali okanye ezinye iindleko ezinkulu.
Njengoko kubonisiwe yi KwiBhanki ePhambili yeYurophu, Ngubani na oshicilela aze aprinte imali yoluntu lwethu, zikhona ngokujikeleza kulo lonke elaseYurophu Zingama-670.000 izinto zomgunyathi. Ungayithintela njani enye yala matyala ekufikeleleni ezandleni zethu? Awungekhe, ngaphandle kokuba sisoloko sinolwazi lwemali abasinika yona ngokutshintsha kwemali okanye ngayo nayiphi na enye indlela. Into esinokuyilawula yindlela qaphela ukuba ityala liyinkohliso.
Nje ukuba umthetho oyilwayo ufike ezandleni zethu bubuxoki kwaye siyifumene, into enesidima kunye nokuziphatha kukuwususa ekujikelezeni. Ukuba itikiti linikezelwe kuthi kumgaqo wokuphuma kwivenkile enkulu okanye kwenye indawo, kufuneka singavumi ukuyithatha kwaye siyikhuthaze ukuba isuswe ukuze kungabikho namnye umthengi okanye umsebenzisi oyifumanayo.
Singafumanisa njani ukuba umthetho oyilwayo ngumgunyathi?
Khawufane ucinge ukuba uthenga evenkileni okanye ugqibile ukugcwalisa itanki yemoto yakho ngamafutha, okanye nakweyiphi na enye indawo kwaye sele ukwirejista yemali okanye malunga nokuhlawula, umtshini webhanki uthi eyakho, exabisa i-euro ezingama-50, bubuxoki ! Enjani yona intloni! kodwa inokwenzeka njani? Kwenzeka njani ukuba ibe bubuxoki, kodwa ukuba iyafana nezinye?
Uninzi lwethu endaweni yokuziva ukhohlisiwe, siziva sinetyala ngokungathi siyenzile loo mali iyilwayo, ekhaya, ekusithekeni ebusuku, xa wonke umntu elele. Sijonge izizathu eziliwaka zokuthethelela ukuba sinemali engamaphepha engekho semthethweni, endaweni yokuqonda ukuba omnye umntu uthathe isigqibo sokukopela ngokuyidala kwaye wayisasaza kunye namawaka angaphaya kwiYurophu iphela.
Ngoku, singakuthintela njani ukufaka imali engeyiyo kwisipaji sakho okanye isipaji? Ukutshekishwa kufanele kuthathwe njengesiko, ke ngoko, xa sifumana amatikiti otshintsho kwirejista yemali okanye nakwi-ATM okanye xa sikwishishini lethu sifumana intlawulo yemali, kufuneka siyiqwalasele kwaye indlela echanekileyo ingaphezulu kwako konke okubonakalayo kwaye qhinga.
Siza kusebenzisa amanyathelo akhuthazwa yi-ECB ngokwayo, ukuba siqhele ukujonga imali yamaphepha rhoqo, ukuze umkhwa usenze sibe yingcali kwinqanaba elincinci kwaye siya kuba nakho ukwahlula ngakumbi okanye kancinci ngokukhawuleza ukuba Iimali ezingamaphepha ziyarhana, apho ubuncinci sele ilinyathelo.
Jonga amatyala akho, uwasebenzisele ukuziqhelanisa, uwakhuphe kwisipaji sakho. Bajonge kwaye ubachukumise. Thatha ixesha lakho. Khumbula: kufuneka tocar, kufuneka jonga kwaye kufuneka jika itikiti.
Masichukumise amatyala
Onke amanqaku ebhanki aprintwe yi-ECB anayo hlaziya, ngendlela yokuba xa ugqithisa umnwe phezu kwabo, kulula kakhulu ukuba uyiqaphele. Ababhityile njengephepha eliqhelekileyo, kodwa kunokuba babe nokuchaphazeleka okungathandabuzekiyo. Oku kuhlala kugqityiwe singayibhaqa kwaye:
- Owona mfanekiso uphambili wetikiti
- Kwezona leta zibalaseleyo zebhanki
- Kananjalo nakulo nani lexabiso letikiti.
Ukuba iphetshana lakho lebhanki linezi ntlobo zintathu zohlangulo, imali engamaphepha Ayisiyonyani. Kodwa le yenye yezinto ekufuneka uzigcine engqondweni. Kukho okungakumbi.
Ukongeza ekubeni nemvakalelo yokurhabaxa, qiniseka ukuba inqaku lakho lebhanki linalo touch egudileyo, Oko kukuthi, kunzima okanye ukubamba kwebala, oku akufani nephepha "elithambileyo" xa uchukumisa.
Amaxesha ngamaxesha, i-ECB ikhupha uthotho lwamaphepha ebhanki amatsha kwaye kule meko, uthotho olutsha lubizwa Uchungechunge lweYurophu, yenzelwe ngeebhendi ezimbini ngokukhululeka ngaphambili kwi-banknotto ngasekhohlo nasekunene.
Kuya kufuneka uqhelane nokuchukumisa amatyala, ukuze xa siwachukumisa, ngokungagqibekanga kwaye phantse ngaphandle kokuyiqonda, siqaphele ukuba ayiyonyani okanye hayi.
Makhe sijonge kakuhle kumatikiti
Inyathelo elilandelayo lokufumanisa ukuba ityala lethu alichanekanga na, kukujonga kwaye ujonge ngononophelo. Siza kuqeqesha amehlo ethu ukuba achaze ubuxoki okanye hayi imali yethu ephepheni.
Singabona njani ngeliso lenyama ukuba umthetho oyilwayo uchanekile? Ukuyibeka ekukhanyeni, oko kukuthi, ukusondela kumthombo wokukhanya (iwindow, isibane, njl. Njl.) Kwaye ujonge oko sikubonayo kuyo.
Siza kujonga amagama amathathu abalulekileyo aya kusixelela ukuba ityala lethu liyinyani okanye cha: watermark okanye icandelo elimhlophe, intambo yokhuseleko kunye ukuqondana ngengozi.
IBANDLA LAMANZI
Kuya kufuneka ujonge ngasekhohlo kwetikiti, apho kukho Inxalenye emhlophe leyo ibizwa watermark kwaye ubone oku:
- Kuya kufuneka ubone umfanekiso ongacacanga, ngathi awubonakali kwifestile
- Kwakwicandelo elinye elimhlophe, ixabiso letikiti kufuneka nalo livele
- Kwimali engamaphepha emitsha enexabiso le-euro ezingama-5, unokubona umfanekiso waseYurophu, ongumlinganiswa odumileyo osuka kwiintsomi zamaGrike.
UMSINDO WOKHUSELEKO
Imali engamaphepha ibandakanya inkqubo yokhuseleko eyaziwa ngokuba yi "intambo yokhuseleko”. Ime kanye embindini wencwadi yemali, nkqo (kwimibhalo engamaphepha ye uthotho lokuqala) kwaye unokufunyanwa kumacala omabini omthetho osayilwayo ngokudlulisa nje uzipho lwakho kule nxalenye yetyala. Kwimeko yemali engamaphepha ye- Uchungechunge lweYurophu, umsonto wokhuseleko ukwindawo embhalweni webhanki, kodwa awuhlali kuyo yonke le nkcazo, kodwa yi-1/3 kuphela.
Umtya wokhuseleko kufuneka ufunde:
- El bugorha itikiti
- Ilizwi "euro"
- Kuluhlu olutsha uphawu lwe-euro luyavela: €
ISIZATHU SENGXAKI
Isizathu esilinganayo sifumaneka kwicala lasekhohlo lebhanki, kwi ezingalunganga (ngasemva) nakwicala lasekunene le umva (okanye icandelo elingaphambili). Ukujonga ukukhanya, kufuneka sibone inani elinetikiti.
Masilijikeleze itikiti
Indlela elandelayo yokujonga ukuba imali ebhankini esinayo kwisipaji sethu okanye kwibhokisi yethu ayiyonyani, kukujonga umva wetyala kwaye siqinisekise ubungqina obubonisa ukuba sinika apha ngezantsi, ukubona ubuxoki.
- Kwicala lasekunene kukho ifayile ye ibhendi yesilivere apho ixabiso lephepha lemali kufuneka livele, okanye igama okanye uphawu lwe-euro (€).
- Kwakwibhendi enye, jonga kufutshane kwaye ubone ukuba ngaba Umzobo waseYurophuUngayichaza kanjani intsingiselo yegama?
- Ukuba itikiti liyi-5 euro kwaye yenye yezona zinto zintsha, i Uchungechunge lweYurophu, ungabona kwinxalenye ngaphantsi de la ngasekhohlo (soloko ujonga imali engamaphepha ngaphambili, oko kukuthi, ngaphambili) i umzobo itikiti elikhanyayo kubonakalisa umbala oluhlaza okanye oluhlaza okwesibhakabhaka.
Uchungechunge lweYurophu
Sithethile malunga ne-Europa Series, eluthotho olusungulwe yi-ECB ngamanyathelo okhuseleko aphucukileyo, ngokuchanekileyo ukuthintela ukwenziwa komgunyathi.
Kodwa ndazi njani ukuba leliphi itikiti le-Europa Series? Kulungile, siya kuhlalutya nganye yamaphepha kolu ngcelele: 5, 10 no-20 euro.
- 5 Ibhili yeYuro: kwiziko elisezantsi igama elithi Euro liyavela Iilwimi ezintathuIsiLatin (i-Euro), isiGrike (i-EypO) kunye neCyrillic (Ebpo). Kwicala lasekunene, i umgca wesilivere uyanyamalala kwaye a umgca wemibala apho zibonakala phakathi kwabanye, i Umzobo waseYurophu, ukusuka kwiintsomi zamaGrike kunye nenani lexabiso lemali ebhankini, a 5. Ngasentla ekhohlo apho kwavela khona inani u-5 neflegi yaseYurophu, ngoku Kuphela yiflegi yaseYurophu evelayo nangaphantsi kwesiginitsha.
Inani u-5 ngobukhulu obukhulu obukade ungumbindi, ngoku ibonakala ngakumbi ngasekhohlo.
Indlela elula yokufumanisa ukuba umhla. Kuluhlu lokuqala, unyaka ubonakala 2002 kwaye unyaka uvela kuthotho lwe-Europa 2013. - Itikiti le-10 ne-20 le-euro: Kuzo zombini ezi meko kwenzeka okufanayo naku-5, kwaye bakwahlulahlulwe ngumhla obonakala kwitikiti.
Ukuthabatha amanyathelo okhuseleko
Ayingombuzo wokuba paranoid kwaye ucinge ukuba ibhilikhwe nganye ayiyonyani, kodwa ukuba siqhela ukuchukumisa kunye nezikhokelo ezinikezwe apha ngasentla, ukujonga nje enye kuya kukwanela ukukufumanisa.
Ngokubanzi, asihoyi kangako kwiitikiti esihlawula ngazo okanye abahlawula ngazo okanye abasinike zona utshintsho, kodwa kubalulekile ukuba sifundise ukubamba kunye nokubona ukuthintela ukuphela komnye wale mithetho iyintsomi.
Akufanele uzive ungonwabanga malunga nokufumana ityala elinye okanye nangaphezulu kwaye ube nesikrokro ngelixa siyijonga kwakhona ukuqinisekisa ukuba asiyonyani. Khumbula ukuba xa uyifaka epokothweni okanye engxoweni, ingxaki ngoku iza kuba yeyakho kwaye ukuba kwelinye iziko bayifumanisa ibubuxoki, ngubani oza kuphulukana naloo mali iya kuba nguwe.
Ngale miqobo, asizukukuphepha kuphela umzuzu oneentloni xa sihlawula, kodwa siza kubathintela ekuqhubekeni nasekujikelezeni nasekukhohliseni abanye abantu abangangakwaziyo ukuqinisekisa ukuba semthethweni kwabo, njengabantu abadala.