Xa umntu enesiphene esisisigxina sokukhubazeka, oku kumthintela ekuphumezeni, mhlawumbi ngenxa yokugula okanye isifo, umsebenzi oqhelekileyo womsebenzi, kwaye ngaloo ndlela ufumana umhlalaphantsi ngenxa yesi sizathu. Nangona kunjalo, xa kufika ixesha lokuthatha umhlala-phantsi, ipenshini oyifumanayo ihambelana nokukhubazeka kwakho. Kodwa, into onokuthi ungayazi izinto eziluncedo zokuba ngumntu odla umhlala-phantsi ngenxa yokukhubazeka ngokupheleleyo.
Ukuba ngoku ufumana umhlala-phantsi osisigxina wokukhubazeka, ukuba sele ungumntu odla umhlala-phantsi osisigxina okanye kukho umntu omaziyo okule meko, uya kuba nomdla wokwazi ukuba ibandakanya ntoni na.
Yintoni ukukhubazeka okusisigxina ngokupheleleyo
Ngokutsho kwewebhusayithi yoKhuseleko lweNtlalo, Ukhubazeko olusisigxina lulonke lolo lukhubaza umsebenzi ukuba enze umsebenzi ebesoloko bewenza rhoqo. Kodwa ayikuthinteli ekubeni uzinikele kumsebenzi owahlukileyo.
Ngamanye amazwi, sithetha ngalo mntu ukuba akakwazi ukuqhubeka nokwenza umsebenzi wakhe kuba engakwazi ukwenza imisebenzi ethile yawo. Nangona kunjalo, unokuqhubeka nokusebenza komnye umsebenzi apho unokwenza imisebenzi eyimfuneko.
Umzekelo, umqhubi ongaboni kakuhle. Akazange akwazi ukuqhubeka nokusebenza kodwa wayenokwenza omnye umsebenzi apho ukungaboni kwakhe ngokupheleleyo (100%) kungazange kuchaphazele.
Zeziphi iingenelo zokuba ngumntu odla umhlala-phantsi kukhubazeko olusisigxina ngokupheleleyo
Kuya kufuneka uyazi ukuba, ngokungafaniyo namanye amaqela, umntu odla umhlala-phantsi osisigxina angaqhubeka nokusebenza kwimisebenzi eyahlukileyo kuleyo ebeyibambe, awayeza kufumana ngayo olunye uhlobo lomvuzo ngaphandle kwepenshini yakhe.
Nangona kunjalo, ayisiyiyo kuphela inzuzo okanye inzuzo onokufikelela kuyo, zininzi ngakumbi.
Uncedo lokhuseleko loqoqosho lomntu
Njengomntu odla umhlala-phantsi osisigxina wokukhubazeka une a uluhlu lwezibonelelo onokuthi uzicele, phakathi kwabo:
- Uncedo lokufumana ikhaya. Ngokukodwa, iyakuba ngamakhaya akhuselweyo ngokusesikweni kwaye into abayenzayo kukukunika uncedo lokuhlawula indawo yokungena kwipropati, kunye nenkxaso-mali yenzala yemali-mboleko oyicelayo.
- Uncedo kwiintsapho ezinkulu.
- Uncedo ukuba unamalungu akhubazekileyo kusapho lwakho.
- Izibonelelo zerhafu, ezibonakaliswa kokubini kwiNgxelo yeNgeniso naxa uhlawula irhafu yengeniso yomntu.
- Uncedo lwabazimeleyo, kwimeko apho ubukhe wasebenza kwesi sikimu.
- Uncedo lwemoto. Ukuba uthenga isithuthi esitsha, unoncedo lokubhalisa ukongeza kwi-VAT eyehliswe kakhulu, oko kukuthi, i-4%.
- Izibonelelo zokungaphangeli ezingaqhelekanga.
Inzuzo yomhlalaphantsi wokukhubazeka
Olunye uncedo lokuba ngumntu odla umhlala-phantsi osisigxina kukuqokelelwa komhlalaphantsi, odla ngokuba phezulu kunomhlalaphantsi wesiqhelo.
Ukukunika umbono, kwitotali yokukhubazeka okusisigxina (IPT) ipenshoni ye-55% yesiseko solawulo ifunyenwe, inyuswe phakathi kwama-20 nama-75% ukuba ngexesha lokufika kwiminyaka engama-55 ubungasebenzi (yinto ebizwa ngokuba yitotali yokukhubazeka okusisigxina).
Ukufikelela kwizifundi
Ulwazi aluthathi ndawo, kwaye alunaminyaka. Ke ungafuna ukufunda into entsha kwaye, ngenxa yoku, uninzi lwezikolo zikarhulumente zine Ipesenti yezifundo eziya kubantu abakhubazekileyo.
Ukufikelela kwiindawo ezigcinelwe ukufakela abasebenzi
Njengoko kunjalo kumaziko emfundo, iinkampani nazo zineendawo zokusebenza ezigcinelwe abantu abakhubazekileyo.
Enyanisweni, Xa inkampani inabasebenzi abangaphezu kwama-50, ubuncinane i-7% yezikhundla kufuneka ithathwe ngabantu abakhubazekileyo.
Gcina ukhumbula ukuba ukuba ngumntu odla umhlala-phantsi akusithinteli amandla akho okusebenza (ukuba nje ingenguwo umsebenzi owawunikwe ipension).
Uncedo lokulungelelanisa ikhaya okanye izithuthi
Xa unokukhubazeka okusisigxina ngokupheleleyo, kukho imisebenzi ethile okanye iimfuno ezingenako ukwanelisa indlu eqhelekileyo okanye isithuthi. Ukusombulula oku, kuya kufuneka kutyalwe imali ekulungiseni ikhaya okanye isithuthi silungele iimfuno zokuhamba zaloo mntu. Kwaye oko kuthetha isixa esikhulu semali, kwiimeko ezininzi, umntu odla umhlala-phantsi angakwaziyo ukuyifikelela.
Ngoko ke, enye yeenzuzo ozifumanayo isicelo soncedo lokuqhelanisa amakhaya nezithuthi. Le misebenzi inokuxhaswa, mhlawumbi ngokupheleleyo, oko kukuthi, ngaphandle kokuhlawula nantoni na; okanye ngokuyinxenye. Kuxhomekeke entwenini? Ewe, inqanaba lomvuzo onalo kunye nokukhubazeka.
Ikhadi lokupaka elikhubazekileyo
Eli khadi livumela umntu one- ukukhubazeka ngokusisigxina ngokupheleleyo, okanye umntu odla umhlala-phantsi one-IPT ipaki kwiindawo ezibekelwe abantu abakhubazekileyo okanye, ukuba ayikufutshane nendawo osebenza kuyo okanye indawo ohlala kuyo, cela ukuba ifakelwe (ihlala isetyenziselwa kuphela loo mntu).
Uncedo ekufumaneni amayeza
NgokoMthetho we-13/1982, kumanyano lwentlalo lwabantu abakhubazekileyo, abadla umhlala-phantsi abane-IPT banelungelo lokuthenga amayeza ngexabiso elithotyiweyo.
Enyanisweni, kumthetho ngokwawo Amanani aphezulu asekwe ukuba ahlawule kunyango lwexesha elide okanye olungapheliyo, ukongeza kokunye ukucuthwa ngokomvuzo kunye nokukhubazeka komxhamli ngamnye.
Izibonelelo zezixhobo zonyango
Nawuphi na umntu odla umhlala-phantsi wokhubazeko olusisigxina ngokupheleleyo unokufuna izixhobo zonyango, ezinjengezitulo ezinamavili, iibhedi ezivezwayo, iiprostheses, njl. Kwaye banako cela uncedo lwentlawulo eyinxenye okanye iyonke yesi sixhobo.
Ukongeza, ayisiyonto entsha kuphela, kodwa ukuba kufuneka uhlaziye ezo sele unazo, unokusebenzisa le nzuzo.
Ezinye iintlobo zoncedo
Ukongeza kuncedo esiluxoxileyo, kukwakho nezinye onokufikelela kuzo njengomntu odla umhlala-phantsi kwi-IPT, efana nale:
- Yezithuthi zikawonke-wonke. Ngemirhumo eyahlukeneyo ngamaxabiso aphantsi kunesiqhelo kwaye abekwe ngokuhambelana noLuntu oluZimeleyo.
- Iziganeko zenkcubeko. Kukho izaphulelo kubantu abakhubazekileyo, umzekelo amatikiti ngamaxabiso aphantsi, okanye simahla, izaphulelo, izibonelelo, njl.
Njengoko ubona, zininzi izinto eziluncedo zokuba ngumntu odla umhlala-phantsi kukhubazeko olusisigxina ngokupheleleyo. Elona cebiso lethu lelokuba udibane neBhunga lesiXeko sakho ukuze likwazise kuba kusenokubakho izibonelelo ezingakumbi kuLuntu oluZimeleyo apho uhlala khona kwaye ngabo abanokwazisa kakhulu kwaye bakuncede wenze isicelo solu ncedo.