Ixabisa malini umtshato?

Ixabiso lomtshato

Kukho ulwazi oluninzi olufumanekayo kumnatha ukuze ukwazi ukubonisana kunye nokufumana ireferensi ixabisa malini umtshato?, kuba ibaluleke kakhulu xa ucinga ngokutshata kuba iyinto yonke kodwa kwangaxeshanye, bambalwa abantu abatshatileyo abanalo uhlahlo-lwabiwo mali phambi kokwenza amalungiselelo.

Ukuba nohlahlo-lwabiwo mali olulungeleleneyo luyinto ebaluleke kakhulu kwaye engabalulekanga ukusukela oko, uya kuba nakho ukwazi ngokulula nangokukhawuleza izinto kunye neendawo apho umiselwe khona imali yakho, oko ke kuthintela inkcitho engeyomfuneko nengafunekiyo Oko kuyakwenza ukuba imali yakho ingabinakho ukuvelisa ngokwaneleyo, iyakukufaka ematyaleni ngakumbi kwaye awuzukufumana iziphumo ozifuna kakhulu kumtshato wakho. Ukuba nohlahlo-lwabiwo mali kunye nokuziqhelanisa nalo ukuya kuthi ga kwinqanaba elikhulu kuya kukuvumela ukuba ugcine isixa esithile onokuthi usisebenzise kwezinye izinto eziyimfuneko ngaphandle komtshato.

Apha ngezantsi siza kukubonisa ezona ngongoma zibalulekileyo ekufuneka zithathelwe ingqalelo kwaye zihlalutywe kulungelelwaniso lohlahlo-lwabiwo mali, nganye kuzo ithiwe thaca ngenjongo yokuba icace gca kwaye ikunike olona ncedo ukwazi ukusombulula amathandabuzo akho amaninzi kwaye ulungiselele ipokotho yakho ngalo mhla ubalulekileyo ebomini bakho.

Sicinga ukuba ngokuqinisekileyo ngoncedo lohlahlo-lwabiwo mali kwaye uthathele ingqalelo la manqaku, ungazilawula iindleko ezingeyomfuneko, hayi iindwendwe ezikufutshane kwaye mhlawumbi ugcine imali encinci

Uhlahlo-lwabiwo mali lulonke

yimalini umtshato?

Ngokophando, okwangoku iindleko ngokubanzi zomtshato zimalunga nee-euro ezingama-23.262.

Eli xabiso sele libaluleke kakhulu kwaye libalulekile nangona liza kwahluka kakhulu kuxhomekeke kumathuba akho kunye nengeniso yemali, yinto ekufanele ukuba sele uyilungiselele ngaphambi kokuba uqale ucinge ngento obungathanda ukuba nayo kumbhiyozo wakho.

Qinisekisa kwaye unamathele kwisixa esiqingqiweyo njengohlahlo-lwabiwo mali lwesi sihlandlo, oku kuyakuvumela ngendlela elula kakhulu ukuba ungachithi ngokujonga kwangoko ukuba uchitha phi imali yakho kwaye ukuba iyinto emele isidingo sokuqala.

Ukuba awungomnye wabo bathanda ukusebenzisa iphepha nepensile okanye ukufumanisa kunzima kwaye kungathandeki ukugcina ingxelo ngendlela yesiqhelo, kukho izicelo zezemali kwi-intanethi onokuzama ukuzikhuphela ukuze yonke le nkqubo ibe ngaphezulu ilula kwaye iyakhawuleza, ke nina njengesibini ninokuchitha ixesha elininzi nicinga ngento eninqwenela ukuba nayo emtshatweni wenu.

Indawo kunye ne diners

Elona xesha lonyaka likhethwayo kwaye likhethiweyo kwimibhiyozo yomtshato liphakathi kwesiqingatha sesibini sonyaka, malunga ne-81% yemitshato icwangciselwe ehlotyeni nasekwindla, ngendlela efanayo, ama-53% amatyala abanjwa kwiihotele, kwiiholo zomtshato iivenkile zokutyela.

Inani leendwendwe liyahluka kakhulu kodwa kumanqanaba aphakathi kwe-100 kunye ne-200, ngexabiso lekhava phakathi kwe-100 ukuya kwi-150 yeerandi.

Ngaba kunokwenzeka ukunciphisa iindleko?

Kuyo yonke into eyimfuneko, enzima kwaye ebaluleke kakhulu kwisiphumo esifanelekileyo sombhiyozo, isidlo ngokungathandabuzekiyo sesona sixhobo sibiza kakhulu kuwo wonke umsitho kunye nombutho wakho.

Ixabiso lomtshato

Ngamaxesha onyaka aphantsi, kunzima kwiindawo zokuqesha indawo ngeempelaveki, ngenxa yesi sizathu amaxabiso aya kuhla kwaye unokufumana amaxabiso angcono.

Kwangokunjalo, ngaphandle kwexesha lokufuna okuphezulu, iihotele kunye neenqwelomoya ziya kuba namaxabiso asezantsi kakhulu ukuze iholide yakho yomtshato ikubize iindleko ezingaphantsi.

Olunye ukhetho oluya kukuvumela ukuba wehlise iindleko kukulungiselela isidlo hayi isidlo sangokuhlwa.

Izimemo, izipho kunye neenkcukacha

Kuya kufuneka ukhathalele iinkcukacha kuba zibonakala zingenazindleko kodwa emva kokwenza izibalo, inkcitho encinci yenza isixa esikhulu kakhulu seendleko, khumbula, musa ukuchitha kuyo yonke into engasebenzi ukuphucula umtshato wakho.

Utyalomali oluqikelelweyo lwe- € 410 yinto efunekayo malunga nokwabiwa kwezimemo.

Ukuba into oyifunayo ukunciphisa iindleko kwaye unomonde ngokwaneleyo, ixesha kunye nokuzinikezela, unako yenza izimemo ngokwakho neqabane lakho.

Izimvo zinokuba ngcono nangaphezu kokuba ubuzenzile kwaye ziya kuba zezomntu ngakumbi. Ukuba uyafuna, unokujonga nezimvo kwi-intanethi, igcwele zizimvo ezinokukunceda kwaye zikuvumele ukuba ugcine i-euro ezilikhulu.

Umfoti

Ithathelwa ingqalelo njengecandelo lesihlanu elinomdla kakhulu kwezoqoqosho, kwaye ibonisa umndilili ophakathi kwe- € 1000 kunye ne- € 1500.

Kuhlala kubhetele ukuqesha abaqeqeshiweyo abanamava kunye namava, kodwa konke kuxhomekeke kwisigqibo sakho sobabini njengesibini, ukuba unqwenela kwaye unobuhlobo kunye noncedo lwabahlobo abanamava aneleyo kuyo., ungamcela ukuba akhathalele Yonke le nto, ngale ndlela uthoba iindleko kwaye kwangaxeshanye unceda abafowunelwa bakho ngemali.

Iigugu

Lo msebenzi uwela ngokupheleleyo kumyeni, kuba ebesoloko engoyena mntu ubalulekileyo ophetheyo ekukhetheni imisesane yomtshato.

Iindleko abazenzayo kolu luhlu lotyalo-mali sisixa se- € 500.

Ngamaxesha onke thelekisa amaxabiso kunye nomgangatho, thintela ukuba ungagcinwa ligama lophawu okanye ukusekwa, fumana okuninzi kangangoko kule meko, funda ukwahlula umahluko kwiimpawu zesinyithi kunye namatye anqabileyo.

Iisuti

Kwi-78% yamatyala, ezi zikhethwa ngumyeni nomtshakazi, kwiivenkile ezizodwa.

I-44% yoomolokazana batyelela iivenkile ezi-3-5 ngokomndilili kwaye bazame ukunxiba iilokhwe ezili-10-19 ngaphambi kokwenza isigqibo. 

Iindleko zokunxiba ziphakathi kwe-1.100 kunye ne-1.800 euro.

Ukuhamba

Unxweme ngokucacileyo luluhambo ngaphakathi kweendawo ezisisiseko ngokugqwesa, kuhlala malunga neepesenti ezingama-33 zamanani.

Ii-26% zohambo zihlala kwiindawo zenkcubeko.

Ngama-42% abantu abasandul 'ukutshata bakhetha kwaye bathande ilizwekazi laseMelika, njengeendawo ezithandwayo ngaphakathi: I-United States yaseNyakatho Melika, iCaribbean kunye noMzantsi Merika

Ixesha eliqhelekileyo lohambo ngokubanzi ziiveki ezimbini.

Kwiipesenti ezingama-40 zezibini, iindleko zohambo lwasemva komtshato ziphakathi kwe-1.000 3.000 ukuya kuma-3.000 euros kodwa kunjalo, kuxhomekeke kwisibini nakwindawo ekhethiweyo, izibini zingachitha phakathi kwama-5.000 nama-XNUMX euros.

Into ebaluleke kakhulu ukuyenza kukuba ngaphambi kokuba wenze nasiphi na isigqibo okanye wamkele naluphi na uhlobo lohambo abakunika lona, ​​kuya kufuneka uthelekise lonke inani lezinto onazo, ezinokuvela kwimithombo eyahlukeneyo, kangangokuba uzimase ngokuthe ngqo nangokobuqu kubo bonke okanye kwiiarhente zohambo ezinikezela indawo oya kuyo oyaziyo, kunye nezo uzijongileyo uzifumanayo kwiziza zeintanethi, eyokugqibela iyindawo apho ungagcina khona iindleko zokuqhubekeka.

Unokuba nabahlobo abasondeleyo nabakude esele benze uhambo lwabo lwasemva komtshato ngenxa yoko ungathandabuzi ukubuza uluvo lwabo kwaye uncede ukujonga apho bahamba khona kwaye bazame ukulawula ngqo.

Ukuba ne-inshurensi yokuhamba eneyona inshurensi iphezulu ibalulekile, sukuyithatha njengenkcitho, khumbula, kungcono ukukhusela kwaye ungabi nendawo yokuhlala kunokuba uyidinga ungenayo.

Xa uqesha uhambo kungcono wenze konke kubandakanya, nangona okwangoku libiza ixabiso eliphezulu kakhulu, izibonelelo oya kuzonwabela ziya kufaneleka ukuba zixatyiswe.

abanye

Ixabiso lomtshato

Umhombiso weentyatyambo yenye yezona zinto zibuthathaka kwaye zibiza kakhulu. Ukuqesha umculo, izixhobo zomlilo kunye nokunye okuninzi, kubonisa indleko zamawaka eerandi kuhlahlo-lwabiwo mali lomtshato.

Akunakwenzeka ukuba ubonise umkhwa ocacileyo kuyo yonke le micimbi kuba kukho iintlobo ezingapheliyo kunye neenketho ezikhoyo kwintengiso ezihambelana nezinto abazithandayo kunye neemfuno zabo kwisibini ngasinye.

Eyona ndlela ilungileyo kukuqesha ezi nkonzo ngendlela efanelekileyo, uhlala uthathela ingqalelo uhlahlo-lwabiwo mali kunye namandla akho etyala.

Unokukhetha phakathi kokubeka ilungiselelo leentyatyambo kwitafile yomtshakazi nomyeni, uguqula igumbi libe yipaki yeentyatyambo ngexabiso lamawaka eeuros.

Ngomculo, amagumbi amaninzi ane-DJ okanye izixhobo zawo zesandi, ukuba ufuna ukuba neokhestra okanye umculo odlalayo, kuya kufuneka uthathele ingqalelo ukuba iindleko ziya kuphakama kwaye ukuba kunjalo, musa ukutsiba kakhulu kuba Ndiqinisekile ukuba iokhestra ebiza izandi ezingabizi kakhulu kwaye imoshe umcimbi wakho.

Nazi ezinye zeengongoma eziza kwenza ukuba ube nomfanekiso ocacileyo ukuze ukwazi ukwenza izigqibo ezifanelekileyo ngomsitho wakho, siyazi ukuba yinto engekhoyo kwaye sifuna ukufumana okona kulungileyo kodwa uhlala ucinga ngeenyawo zakho umhlaba ukunqanda ukuba umbutho weso siganeko uba nentshutshiso emva kokuba ubanjiwe.


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