I-quadrant yokuhamba kwemali

URoebrt Kiyosaki kunye nokuhlelwa kwe-4 ye-quadrant yemali

El I-Cash Flow Quadrant yincwadi kaRobert Kiyosaki.. Umzobo wakhe uyaziwa phakathi kwabantu abaninzi abanomdla kwizemali kwaye ngokukodwa "kwinkululeko yezemali". I-Cash Flow Quadrant ilandela kubugcisa bakhe bobugcisa "UTata Osisityebi oLihlwempu," kwaye i-quadrant yenzelwe ukuba ibe sisikhokelo sengqondo kubafundi ukuba bafunde ubugcisa bezengqondo bokufumana inkululeko yezemali.

Kweli nqaku siza kugxila ekuqondeni nasekuchazeni ukuba yintoni i-quadrant yemali. siza kubona kwakhona zeziphi iingqondo ezithatha i-4 quadrants, kwaye zeziphi iingcebiso uKiyosaki anikezela ngazo ukuhamba ukusuka kwelinye icala ukuya kwelinye. Ngokulandelayo, uhlobo lwengqondo olunabo iintlobo zabantu abafumaneka kuyo, kwaye zeziphi iipateni abazilandelayo ngokwemfundo kunye nendawo abahlala kuyo abantu abohlukeneyo. Ukuba ufuna ukufunda ngakumbi malunga nendlela yokunxibelelana nemali, qhubeka ufunda!

Yintoni i-quadrant yokuhamba kwemali?

Robert Kiyosaki's Imali Flow Quadrant

Robert Kiyosaki's ICash Flow Quadrant bahlele abantu ngokwendlela yabo yokuziphilisa. Kuyo, ugxininisa ukuba ukufikelela kwinkululeko yezemali kufuneka sibe kwicala lasekunene le-quadrant. Esona sizathu siphambili kukuba abantu abakwicala elifanelekileyo bafumana ingeniso ye-passive kwiindlela zabo. Oku kubangela ukuba bangaxhomekeki kakhulu kwixesha lokufumana umvuzo, yiyo loo nto benexesha elininzi ebomini babo kwizinto ezinomdla kunabantu abakwicala lasekhohlo.

Umbhali ukwagxininisa ukuba oku uveliswa ngenxa yemfundo yezoqoqosho ukuba abantu bafumene ebuntwaneni babo. Ukuba kwiimeko ezininzi mncinci kakhulu okanye ungabikho. Oku kukhuthaza ukuziphatha okungafanelekanga ukuba injongo kukukhululeka ngokwasezimalini. Kwaye ke, sesona sizathu siphambili sokuba, ngokutshintshela "ukhuseleko" kunye nomngcipheko omkhulu wokuchasa, uninzi lwabemi luqeshwe, oko kukuthi, "E" quadrant.

Nangona kunjalo, i-quadrant yokuhamba kwemali izama ukuveza indlela yokucinga yohlobo ngalunye lomntu, kunye nezenzo eziqhelekileyo. Okulandelayo, siza kubona ukuba i-quadrant nganye yenziwe ngabantu abanjani.

Umqeshwa we-E

Abasebenzi baseKiyosaki

Umqeshwa ekubhekiselwe kuye nguKiyosaki nguye nawuphi na umntu osebenza phantsi kwemiyalelo yomnye umntu okanye ulwalathiso. Isenokuba ukusuka kumsebenzi wasefektri, ukuya kumphathi, ukuya kumongameli wenkampani. Iinzuzo ukuba umqeshwa asukele injongo Zizo zilandelayo:

  • Ukhuseleko Yazi ukuba ewe okanye ewe uya kufumana umvuzo wakho.
  • Yiba nomvuzo omhle. Into ade afunde ngayo okanye akhuphisane ngezikhundla ezingcono.
  • Iinzuzo. Nayiphi na enye ibhonasi onokuyifumana, kwiikomishini, iintlawulo ezininzi ezongezelelweyo, ukhetho lokuphucula, njl.

Ngaphandle koku, uRobert Kiyosaki uvakalisa oku kulandelayo Amanqaku amabi:

  • Uloyiko Ukhuseleko sisiphumo soloyiko lokungaphumeleli ukuba ufuna ukwenza.
  • Ukungazinzi. Kula maxesha angoku, akunakuthathwa lula ukuba ezinye iinzingo aziyi kufika.
  • Ukungaqiniseki. Ukunqabiseka komsebenzi kunokuza ngaphambi kwemali, kwaye esazi ukuba isithembiso esihle sinokuvela kwenye indawo, akatshintshi kuba esoyika ukuba iya konakala.

Le quadrant imele uninzi lwabantu. Uninzi lwabo luqalela kwiintsapho apho baye basifundisa ukuba eyona nto ilungileyo kukufunda ukuze bafumane imfundo esemgangathweni, bafumane amanqaku aphezulu, bafumane umsebenzi ohlawula kakuhle. Ingxaki enkulu evelayo kukuba awukwazi ukufumana ingeniso ukuba awusebenzi, kwaye inkqubo ichazwa ngokwemiqathango yenkampani apho umntu akhoyo.

A-Ndiziqeshileyo

Ukuzisebenzela kwi-cadflow quadrant

Into yesibini kwi-cadflow quadrant ibhekiselele kumntu oziqeshileyo, owaziwa ngokuba ngabaziqeshileyo. Njengomsebenzi Umvuzo unokuba sengozini ukuba umntu akakho. Nokuba kuseholideyini okanye kukugula. Yiyo loo nto kuthiwa ama-freelancers "akaze agule", okuthetha ukuba akukho mntu uthatha umsebenzi wabo ukuba umntu akakho. Zeziphi iimpawu abanazo abantu abaphantsi kwesambulela sokuba "ngumphathi wabo".

  • Ukuzimela. Abaxhomekekanga kumsebenzi wabanye, kwaye bazithemba ngokwaneleyo ukuba baqhubele phambili. Kwaye abaxhomekeke kwii-odolo ezivela kumntu ongentla, ngaphaya kwabathengi babo.
  • Umsebenzi onzima. Okukhona usebenza nzima, kokukhona izibonelelo kufuneka zibe phezulu. Isizathu sokuba kutheni iiyure ezininzi zinikezelwe.
  • ukuthanda izinto ngendlela egqibeleleyo Zama ukwenza konke okusemandleni akho ukuze ube nodumo oluhle.

Ngaphakathi kuyo kukho abantu abasebenza njengabacwangcisi-mali, oogqirha, amagqwetha, abanevenkile yabo, nokuba yimpahla, ukucocwa kombane okanye ukubonisana ngokwasengqondweni, phakathi kwezinye ezininzi.

Into eboniswa nguKiyosaki kukuba umvuzo uvela kwintlawulo yakhe emva kokuhlawula iindleko zakhe kuqala. Apha umvuzo awukho mgca, kwaye indlela efanelekileyo yokuphuma kwindawo yakho iya kuba kukudala inkqubo evumela ukuba uqeshe abantu ukuba basebenze kulo mntu. Ngale ndlela, umntu oziqeshileyo unokufudukela kwindawo ye-3 ye-quadrant yokuhamba kwemali. Kufuneka kongezwe, ukuba zombini i-E kunye ne-S quadrants ziquka i-95% yabantu.

D-uMnini-Shishini

Indlela yokufumana inkqubo yoshishino

Ngabantu abakwazile ukwenza ishishini elinenkqubo yokuba abanye abantu basebenzele bona. Kule quadrant singaqalisa ukuthetha ngenkululeko yezemali. Ewe, umnini weshishini unokungabikho ngaphandle kokumisa umsebenzi elinikezelwe kuwo ishishini lakhe. Iimpawu eziphambili ziquka ezi zilandelayo:

  • Kutheni undisebenzela? Akuthethi ukuba ukonqena, kodwa ukufunda ukwenza ukunikezela imisebenzi kwabanye abantu, abathembe, ade abe nabantu abakrelekrele kunaye. Nantoni na enokunceda ukuphucula yamkelekile.
  • Ubukhokeli Ngokukodwa kumsebenzi weqela. Nokuba ujonge umongameli oza kuhoya inkampani ukuba inkulu kakhulu, enikezela ngemisebenzi yakhe kwaye abe nexesha elininzi.

Ngokutsho koyise osisityebi kaKiyosaki, wachaza ukuba kukho Iindidi ezi-3 zamashishini.

  1. Isiko, apho kufuneka ibhengezwe, inkqubela yayo ihamba kancinci, kodwa inokunika inzuzo engcono.
  2. ifranchise, apho unokuthatha ithuba lodumo lophawu abantu abasele belwazi.
  3. amanqanaba amaninzi, apho utyalo-mali apha luphantsi, alukho uqeqesho oluninzi olufunekayo, kodwa ingeniso iphantsi.

I-Investor

UMtyali-mali kwiQuadrant yokuHamba kweMali

Icandelo elisezantsi le-quadrant flow flow kuquka nezityebi. Apha umntu akanyanzelekanga ukuba asebenze ukuze afumane umvuzo, kodwa zisisiphumo sotyalo-mali lwabo kwaye baxela ingeniso ye-passive rhoqo. Okukhona uphezulu isixa-mali esityaliwe, kokukhona siphezulu izibonelelo ngokwesiqhelo. Apha ayingabo abo basebenzela imali, kodwa yimali esebenzayo kubo.

Into ebalulekileyo ukongeza kukuba phakathi kwazo zonke ii-quadrants, nale nayo Yeyona ithwele owona mngcipheko mkhulu. Ewe, ayisiyiyo kuphela imali enokuthi ithotyelwe, ukuxatyiswa kobutyebi bomntu kunxulunyaniswa nenguqu yezoqoqosho yeendawo apho busebenza khona. Nangona kunjalo, ukuba kwi-A quadrant oku kuhambelana noloyiko, apha umngcipheko unokubonwa njengento evuselelayo. Makhe sihlolisise awona manqaku abalulekileyo ale quadrant.

  • imali iyasebenza kubo. Oku kuvelisa ingeniso yokungenzi nto ebavumela ukuba bagcine okanye baphucule umgangatho wabo wokuphila.
  • Khetha amashishini. Lo mba ubalulekile, kuba eyona ngqalelo yabo igxile ekufumaniseni ukuba ngawaphi amashishini anokubazisela olona uzinzo okanye ukukhula. Impumelelo ixhomekeke ubukhulu becala kwindlela abalunge ngayo kweli nqanaba.
  • Inzala edibeneyo. Kuzanywa ukusebenzisa ithuba lokunyusa i-capital, kuba ukuba kujongwe ukuqokelela inkunzi enkulu, inzala edibeneyo yokubuyisela imali kwinzuzo inceda ukuba kwenzeke.

Ukuqukunjelwa kokuHamba kweCash Quadrant

Siye sakwazi ukubona indlela abantu becala lasekhohlo abadla ngokuba ngabona basebenza nzima. Kwelinye icala, abo bakwicala elifanelekileyo banandipha inkululeko yezemali. Kodwa into enokuthi yenzeke ukuba kwi-quadrants ezi-2 kanye. Umzekelo, umqeshwa unokuba ngumtyalo-mali ngaxeshanye.

Mhlawumbi asingabo bonke abanemali eninzi yokutyala imali, kodwa oku akuthethi ukuba kunyanzelekile ukuyeka ukubamba izabelo kwinkampani. Awudingi inkunzi enkulu ukuze ube ngumtyali-mali, ngaphandle kokuba nathi sifuna ukukwazi ukuyeka ukusebenza. Nali ixesha liqabane lakho, unokuhlala uthatha inzuzo yenzala ehlanganisiweyo, kwaye ukwazi ukonga enye into kunokukuvumela ukuba unikele ngemali enkulu kutyalo-mali lwakho.

Ndiyathemba ukuba i-Cash Flow Quadrant ikuncedile ukukukhuthaza, kwaye ubone ukuba ekugqibeleni imalunga neseti yezigqibo esizenzayo. Ukuba uyithandile, ndikushiya ngezantsi kweseti yokubonakalisa uRobert Kiyosaki. Njengoko yena ngokwakhe esithi ... "Ebomini bokwenene, abantu abalumkileyo ngabo benza iimpazamo kwaye bafunde kubo. Esikolweni, abona bantu bakrelekrele ngabo bangenzi iimpazamo.”

Amabinzana kaRobert Kiyosaki azele bubulumko
Inqaku elidibeneyo:
URobert Kiyosaki Quotes

Umxholo wenqaku uyabambelela kwimigaqo yethu imigaqo yokuziphatha yokuhlela. Ukuxela impazamo cofa apha.

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