Yintoni ekufuneka ujonge kuyo ukuze uthathe isikhundla kwimarike yemasheya?

Iiparameter ekufuneka uzisebenzisile ukuthatha isikhundla kwimarike yemasheya

Elinye lamaxesha aphambili kuye wonke umtyali mali lelo xa kufuneka akhethe ukhuseleko oluthile ukwenza ukonga kwakhe kunenzuzo. Iya kuba ngumzuzu, ngaphandle kwamathandabuzo, nini amathandabuzo aya kunyuka ngendlela ebonakalayo kwiminqweno yakho, nkqu nokuchitha iiyure ezininzi kule nkqubo inzima ukukhetha ukhuseleko kwiimarike zezabelo. Akumangalisi ukuba kuninzi okusemngciphekweni, kwaye nokuba kunokwenzeka ukuba ulahlekelwe yinxalenye yelifa lakho. Ke ngoko, akufuneki ulijongele phantsi eli nyathelo kuya kufuneka ulithathe ukuze uthathe isikhundla kwiimarike.

Kungenxa yoko le nto kufanele ukuba yenziwe njengexesha lokucingisisa kunye nohlalutyo oluya kuthi luphele apho sigcinwe khona. Ngokuqiniseka konke, uya kuba nesindululo esingaphezulu kwesinye kwigumbi lokulala, kwaye awazi ngokuqinisekileyo ukuba yeyiphi na oyikhethayo. Kuya kufuneka uthathe ixesha ukuwenza lo msebenzi unzima, kodwa kunjalo, ngaphandle kokuhlala ixesha elide kwinkqubo. Akumangalisi ukuba, ukuba bekunjalo, umdla wakho njengomtyali mali omncinci unokwenzakala, de ufike emva kwexesha ekusebenzeni kwiimarike zemali. Okanye nangamaxabiso okuthenga angalunganga.

Eyona njongo yakho iphambili iya kuba zibekele usukelo oluthile, Ukuphuhlisa isicwangciso ngokwe ezi imeko oya kubeka. Hayi ngokubhekisele kwimbuyekezo enokubakho kutyalo-mali, kodwa ikwanxulunyaniswa neendawo ezisisigxina, ukukhuselwa kwegalelo okanye umngcipheko wokuthenga, phakathi kwezinye izinto. Ukuba uyazifezekisa ezi mfuno ngokuqinisekileyo uqalile utyalomali lwakho ngamathemba amahle ekuziveleni kwayo kwiimarike zezemali.

Ngawaphi amaxabiso ekufuneka ukhethe?

Ukhuseleko oluza kwenza ipotifoliyo yakho yotyalo-mali

Umsebenzi wokuqala ayizukubakho enye ngaphandle kwe ukwakha ipotifoliyo yotyalo mali ilungele ngokupheleleyo iprofayile oyivezayo njengomtyali mali omncinci okanye ophakathi: onolunya, okhuselayo okanye ophakathi. Kuxhomekeka kwezi ndlela, enye okanye enye iya kuba ziinkampani ezikhethiweyo. Kwaye ngokuqinisekileyo phantsi kwezicwangciso ezahlukeneyo zokwenza isicelo sakho.

Njengomphumo wale modeli yokhetho, ukuba uza kwenza ipotfoliyo yotyalo-mali egcinakeleyo, ngekhe ubandakanye ukhuseleko kwicandelo lobuchwephesha, kwimigca yeshishini esandula ukwenziwa, kunye nokuthelekelela okungaphantsi. Ngayiphi na imeko, into onokuthi uyiqwalasele kukunika utyalo-mali umngcipheko omkhulu kuxhomekeke kulindelo ofuna ukulwenza. Kwaye ke, kuya kuba nokuninzi kwakhona jonga imali onayo ngelo xesha ukutyala imali kwizabelo.

Kuyacetyiswa ukuba ukhethe iinkampani ezinamanzi kakhulu, kwaye bashukuma ngokungapheliyo kwezihloko kuzo zonke iiseshoni zentengiso yesitokhwe. Kuphela kungoko apho uya kuba nakho ukungena kwaye uphume kwiimarike ngobugorha obukhulu, kwaye ungabanjiswa njengesiphumo sokuthenga okungalunganga. Ayothusi into yokuba kuya kuba lula kuwe ukuba ulutyeshele utyalomali ixesha elide, mhlawumbi iinyanga okanye iminyaka engaphaya apho ungazukuphinda uhlaziye.

Ngezi zihluzo zibalulekileyo, uya kuba sele ulahlile amaxabiso amaninzi, kwaye unoluhlu lweenkampani ezisengozini kwisigqibo sakho sokuthenga esilandelayo. Ngokuqinisekileyo uthenge ixesha kuyo yonke le nkqubo inzima yokunyanzela abaviwa ukuba bangene kwiimarike zezabelo.

Zeziphi iiparameter ekufuneka ujonge kuzo?

Elona xesha lokugqibela lokungena kwintengiso yesitokhwe liyafika, apho kuya kufuneka ujonge ezinye zeempawu ezibaluleke kakhulu kwiinkampani ezidwelisiweyo. Kodwa zintoni ezo? Sukuba nexhala kuba siza kukunika ezona zitshixo zibalulekileyo xa ukhetha amaxabiso owathandayo. Zahlukahlukene kwaye zahlukile ngokwendalo, njengoko uza kubona ukusukela ngoku.

Izihloko ekuxoxiswene ngazo: ukuba bayasebenza ngakumbi kwi-quote yabo, kokukhona kuya kuba ngcono kwimidla yakho, kuba kuya kufuneka uzame ukufumana abo baqeshiweyo. Baza kubonelela ngokhuseleko kwipotifoliyo esele ilungile, kodwa ikwakuyiphepha into yokuba banokusetyenziswa zizandla ezomeleleyo zentengiso, njengoko ubona kwiinkampani ezithile ezenza imali ezithi xa zinezihloko ezimbalwa kakhulu amaxabiso azo anganyuka , ngandlela thile.

Ezi zabelo ngokubanzi zeqela eliqhelekileyo eyaziwa ngokuba yi-chicharros. Banokukwenza ube sisityebi kwiiseshoni ezimbalwa zokurhweba, kodwa ngenxa yezizathu ezifanayo, kukushiye ungenanxalenye ibalulekileyo yobutyebi bakho. Zizenzo ezinzima kakhulu zokuphatha ukuthatha izikhundla, zokuba ngabatyali mali abanamava kuphela abaziyo ukuba babaphatha njani ukufezekisa iinjongo zabo.

Kuhlaziyo lwayoNgaphandle kokuthandabuza kuya kufuneka ukhethe amaxabiso asakhulayo amanani abalulekileyo kwixabiso lawo. Iya kuba luphawu olungathandabuzekiyo lokhuseleko olupheleleyo ukufezekisa iinjongo ezinqwenelekayo kwasekuqaleni. Hayi ngelize, iya kuba lulindelo lokunyuka okukhulu kwiiseshoni ezilandelayo zorhwebo. Kwaye ngaphezu kwayo yonke into, isiqinisekiso sokuvala ukusebenza kunye nokusebenza okuphezulu kakhulu.

Ungaphoswa zezi meko zilungileyo kwimicimbi yokuseka ipotifoliyo yakho. Ngokuqinisekileyo ngekhe usilele kwizindululo ozenzayo zokuthatha eli thuba lihle kakhulu. Kwaye ukuba bangena koko kwaziwa njengokunyuka simahla, kungcono kakhulu, kuba akusayi kubakho nxamnye endleleni. Kwaye inzuzo eyinkunzi ingangaphezulu, ukuya kuthi ga kumanqanaba anelisayo kakhulu kwimidla yakho njengomtyali mali omncinci.

Ngenkxaso eyaphukileyo: xa ixabiso lezokhuseleko lidlula kula manqanaba abalulekileyo, iya kuba lithuba elifanelekileyo lokuthatha isikhundla kwiimarike. Iya kuba, kwakhona, ulindelo lokonyuka okuthe kratya kwixabiso layo, ngaphandle kwamathandabuzo. Kwaye njengesicwangciso sotyalo-mali ungayigcina ide ifikelele kwezi zinto zichasayo zilandelayo. Apho iya kuba sisihlandlo sokuhlehlisa izikhundla kwaye ukonwabele inzuzo.

Ngakolunye uhlangothi, yinto elula ukuyifumana, kwaye unokuzijonga kwiigrafu zeenkampani ezidwelisiweyo. Uhlala unazo kwimithombo yeendaba ezikhethekileyo, ngakumbi kwidijithali ezinikezelwe kwimarike yemasheya, kunye neendlela zokutyala imali. Ukongeza, awuyi kufuna naluphi na uqeqesho ukuze uziqonde, kungasathethwa kangako ukuya kwiikhosi zoqeqesho ezipapashiweyo rhoqo ukuze ufunde ukutyala imali ngempumelelo.

Amanqanaba angaphezulu: xa izabelo zenkampani zifikelela kule meko, ibonisa ukuba inkqubo esezantsi sele iza kuphela, kwaye inomdla wokukhulisa imeko ephezulu kwiintsuku ezizayo. Hayi ngelize, iya kuzama ukulungelelanisa amaxabiso ayo kunikezelo nakwimfuno yayo, njengesiqhelo. Kwaye ngenxa yoku, uya kuba kwezona meko zintle zokuthatha ithuba lamacandelo aphezulu aboniswe ziinkampani ezikule meko yobugcisa.

Kuya kufuneka uqonde ukuba xa kukho amanqanaba aphezulu kakhulu okugqithisa ngaphezulu kuyakubonisa oko ukuthengisa ngokucacileyo kulawula ukuthengwa. Ngenxa yeemeko ezininzi, ukusuka kulawulo olubi lwenkampani, ukuya kwinqanaba lobuchwephesha kwixabiso layo, phakathi kwezinye izinto ezinokuthi zivelise le ntshukumo. Abatyalomali abaninzi, ngakumbi abo banamava ngakumbi, bajonge kolu tshintsho ukuze bathathe izikhundla kwiimarike zezabelo. Kwaye kwiimeko ezininzi, ngempumelelo engathandabuzekiyo ekusebenzeni.

Ityala leenkampani: ukuba le yeyona meko ikuluhlu lwenkampani edweliswe kuyo, kungcono ulahle olu khetho. Zezona nkampani zinamatyala kakhulu ezihlala zithambekele ekuphuhliseni ezantsi ukunyakaza. Ukuba ufuna ukwenza ngokukhusela ngakumbi inzala yakho yotyalo-mali, awuzukukhetha ngaphandle kokubhalisela izabelo kumaqela oshishino anamandla, kwaye inqanaba labo lokungena ematyaleni alikho phezulu kakhulu. Iya kuba yeyona ndlela ikhuselekileyo yokungazenzi iimpazamo, okanye ubuncinci, hayi rhoqo.

Kwikota nganye zidwelisiwe iinkampani Banyanzelekile ukuba babonise iziphumo zabo zeshishini kwiKhomishini kaZwelonke yoThengiso lwezoKhuseleko (CNMV), kunye nedatha yayo isesidlangalaleni kwaye iyabonakala. Iya kuba yindawo ekubhekiswa kuyo ngokungathandabuzekiyo ukuqondisa ngqo utyalo-mali lwakho, kunye nokukhetha ezona zokhuseleko zisempilweni kwintengiso yezemali. Akumangalisi ukuba, ukuba abatyali mali abakhulu bathanda amanani abo, kuyinto eqhelekileyo kubo ukuba bafumane inkqubela phambili ebonakalayo kwixabiso labo locaphulo. Ngamandla anokuhlala iintsuku ezininzi, kwaneeveki.

Iingcebiso eziphezulu zokuthatha isikhundla

iingcebiso ezilungileyo zokutyala imali oyigcinileyo

Ngokuqinisekileyo enye yeendlela ekufuneka utyale ngayo imali oyifundileyo kukufunda kumava amabi exesha elidlulileyo. Ngaphandle kwamathandabuzo, kodwa ukusebenzisa umgca onamandla kakhulu wezenzo kwimidlalo yakho. Ngoqeqesho, kunye nobungqongqo obuthile xa uzigqiba. Kwaye oko kuya kuthi kuvele kwezi ngcebiso zilandelayo sikubhengeza kulo msebenzi.

  • Ungaze ungxame xa usenza isigqibo sokungena kwiimarike ze-equity. Kukhethwa ukuba ulinde iintsuku ezimbalwa, kodwa uyenze unolwazi, kwaye uyazi ngalo lonke ixesha into oyithengayo.
  • Thatha ithuba lakho konke imiqondiso ekubonelela ngayo kwiitshathi ukumisela ngokusemthethweni umsebenzi wokuthenga, kwaye kulindelwe lukhulu ekuhlaziyweni kwakhona. Zininzi eziya kuthi ziveliswe kumgangatho wobuchwephesha, kwaye ngekhe uzonakalise nangayiphi na indlela.
  • Ii-odolo zakho zokuthenga kufuneka zenziwe kukhuseleko phuhlisa ijelo elingenasiphako lokuqhubela phambili, kwaye azange nakanye kwiinkqubo ezantsi. Ngumgaqo wokuqala womtyali mali olungileyo, oya kuthi awusebenzise ngokufanelekileyo ukuthatha isikhundla kwimarike yemasheya.
  • Kuya kufuneka uzuze kwiimeko ezilungileyo ukuba iimarike zezemali zikunika zona, kwaye kunqabile ukuba zikuphoxe kulindelo lwazo. Zombini, ngokufutshane nangexesha elide, naphantsi kwalo naluphi na uhlobo lwesicwangciso-mali.
  • Landela umendo wezandla ezomeleleyo zentengiso, kuba baya kukunika izitshixo zokukhetha ezona zibambiso zinenzuzo kuyo nayiphi na imarike yemasheya, nokuba yeyelizwe okanye ngaphandle kwemida yethu.
  • Ekugqibeleni, izama ukuphindaphinda iiphothifoliyo zotyalo-mali ezenziwe ngabaphathi abathile. Ngokuqinisekileyo baya kukunika isikhokelo esingaphezulu kwesinye sokuphuhlisa ukuthengwa kwakho.

Yiba ngowokuqala ukuphawula

Shiya uluvo lwakho

Idilesi yakho ye email aziyi kupapashwa. ezidingekayo ziphawulwe *

*

*

  1. Uxanduva lwedatha: UMiguel Ángel Gatón
  2. Injongo yedatha: Ulawulo lwe-SPAM, ulawulo lwezimvo.
  3. Umthetho: Imvume yakho
  4. Unxibelelwano lwedatha: Idatha ayizukuhanjiswa kubantu besithathu ngaphandle koxanduva lomthetho.
  5. Ukugcinwa kweenkcukacha
  6. Amalungelo: Ngalo naliphi na ixesha unganciphisa, uphinde uphinde ucime ulwazi lwakho.