Enye yeeparameter ezibaluleke kakhulu ekufuneka ulinganisele ukuvela kotyalo-mali lwakho yikowuteshini ye-Ibex 35. Ngenxa yokuba isalathiso sesitokhwe sesizwe iya kuba yenye yeethemometha ifaneleke ngakumbi ukufumanisa ukuba ii-equity ziqhuba njani. Kuxhomekeka kwindlela abaziphethe ngayo, iya kuba lixesha lokungena okanye uphume kwiimarike zemali ukuzama ukwenza imisebenzi enengeniso oyibeka ngokusesikweni kwiimarike zezemali.
Ukusuka kolu luvo, azikho iindlela ezininzi ekunikezela ngazo kwimarike yaseSpain. Kuba sele iinyanga ezininzi, zininzi kakhulu kwenye imeko esecaleni lonto ayigqibi ukushiya. Ngamahla ndenyuka neziphumo zayo eziye zalahlekisa ngaphezulu kwesihlandlo esinye xa usenza izicwangciso zakho zotyalo-mali. Ukusuka kweli nqanaba, inye into icace gca ukuza kuthi ga ngoku. Ayikho enye ngaphandle kokuba ngokuqinisekileyo awuyi kuphumelela Ukufumana imali enkulu ephezulu kakhulu kwipotfoliyo yakho yotyalo-mali. Ubuncinci ukuba ukhethe isalathiso esikhethiweyo.
Ngayiphi na imeko, kuhlala kukho uthotho lweestokhwe eziqhube ngcono kunomyinge wesizwe kule minyaka idlulileyo. Nokuba yeyiphi, ayisiyiyo enye yezona zilungileyo zokutyala imali kwizabelo. Zombini kwiimarike zesizwe nangaphandle kwemida yethu. Nangona omnye wemibuzo ekukhathaza kakhulu ngoku kukuba i-Ibex 35 inokuya kude kangakanani.Izimvo zabahlalutyi bezemali kubahlalutyi bezemali zininzi kwaye zinendalo eyahlukileyo. amanqanaba onokufikelela kuwo kwixesha elifutshane neliphakathi.
Ibex 35: iphi na imida yayo?
Ukuphendula lo mbuzo unamawaka kunye namawaka abatyali mali abancinci naphakathi abanayo, akukho nto ilunge ngakumbi kunokubuza ukuba ngawaphi amathandabuzo abambelela kwimarike yaseSpain. Ewe baninzi kunokuba ungakholelwa ngoku. Kwinqanaba loqoqosho lwesizwe, kodwa nakwezinye iindawo zobume obukhethekileyo kubo bonke abasebenzisi. Nokuba yeyiphi indlela, ethile isilumkiso sokungena kwizikhundla ivulwe ngabatyali mali baseSpain.
Kule meko, ukhetho lweSpanish stock market lukhombise ukuxabisa okuncinci ngexesha lokugqibela leemarike zentengiso. Ngotshintsho ekungekho nanye yeentsuku egqithe kumanqanaba e-1%. Kwinxalenye enkulu ngenxa yokunyanzelwa kweebhanki zesizwe. Okwangoku, abatyali zimali abathengisayo ngokwendalo balindele idatha enkulu evela kwi- I-European Central Bank (ECB), yengqesho kunye nendawo ye-Federal Reserve yase-United States (FED) eza kwenzeka kwezi nyanga zizayo. Ayothusi into yokuba baya kuthatha isigqibo malunga nokuseta ikhosi kwintengiso yesitokhwe yaseSpain nakwihlabathi liphela.
Impembelelo yeemarike zesitokhwe zaseYurophu
Ngokuqiniseka konke onako kwaye uya kuba nempembelelo eninzi kwizinto ezenziwa lilizwekazi lakudala. Kungenxa yokuba zinxulumene ngokusondeleyo kwaye zinomdla oqhelekileyo ophawula umkhwa wazo. Ewe, ngokusuka kolu luvo kuhlala kuyinto enqwenelekayo ukuba ujonge ezi indices zesitokhwe xa uza kuvala izikhundla ezivulekileyo kwiimarike zokulingana kuzwelonke. Baza kukubonelela ngeempawu zoncedo olukhulu ukuhambisa imisebenzi yakho kwiimarike zezemali. Nokuba ndikunika isikhokelo esingaqhelekanga sokwenza into onayo okanye ongafanele uyenze ngalo lonke ixesha.
Ngayiphi na imeko kwaye ngalo mzuzu ngqo, imakethi yaseYurophu inemeko efanayo nale yethu. Apho zilinde khona iiparameter ezifanayo kwimakethi yestokhwe saseSpain. Njengokuba kunjalo kula maxesha achanekileyo, apho zonke iimarike zezemali zinolwazi ngakumbi ngedatha ye-oyile ekrwada yogcino lweedatha ukubona ukuba ngaba sinokonyuka okunamandla kuzo, njengoko kuhanjisiwe yimithombo eliqela efanelekileyo enxulunyaniswe neli candelo lezoqoqosho lwehlabathi.
Nokuba yeyiphi na indlela Ezopolitiko eneneni ziwuphawula ngokugqibeleleyo unyaka esibe kwiimarike zemali iinyanga ezimbalwa. IBrexit, Unyulo eFrance okanye izigqibo zoqoqosho zikamongameli omtsha waseMelika, uDonald Trump, ngokungathandabuzekiyo bezisa ngaphezulu komtyali mali omncinci nophakathi ezingqondweni zabo. Ayothusi into yokuba yonke into ibonakala ngathi inefuthe elikhulu okanye elingaphezulu kuneziphumo zokuvela kweenkampani ezidwelisiweyo. Y Yonke into ibonakala ibonisa ukuba i-2017 iya kubonelela ngokufanayo kwaye ngaphandle kwesisombululo sokuqhubeka.
Amanqanaba esalathiso akhethiweyo
Nokuba yeyiphi na indlela, umbuzo wesigidi seedola kukuba i-Ibex 35 inokuhamba kude kangakanani.Akukho mfana womlingo wokuqikelela ngokuqinisekileyo ngokupheleleyo. Kodwa kukho amanqanaba athile aya kuthatha isigqibo sokubonisa ukuvela kwayo kwiinyanga ezizayo. Idatha kakhulu yokusebenza kwexesha elifutshane neliphakathi. Ewe, kule meko inokwenzeka kukho izinto ezininzi ezinokubalwa ngeli xesha. Enye yezona ziphambili kukuba unako ukufikelela kumanqaku amanqaku ayi-12.000 kwixesha eliphakathi.
Ngokuchanekileyo kula maxabiso apho inenye yezona zinto zichasayo zichaphazelekayo. Akumangalisi ukuba enye ihambelane nokufika kwamaxesha onke aphezulu kwiminyaka embalwa edlulileyo. Ukuba le njongo inqwenelekayo ifezekisiwe, ayinakugwetywa ngaphandle kokuba inokufikelela kwizabelo eziphezulu kakhulu. Kwinqanaba anokuthi angene ngalo kwinqanaba ukwanda ngokukhululekileyo. Kodwa sithetha nje ngengcinga nje engephi kuba maninzi amanyathelo aphakathi ekujoliseni kuyo isalathiso sesitokhwe sentengiso yesizwe.
Okwangoku, ithagethi ethozamileyo kwaye efikelelekayo esetyenziswa ngabahlalutyi bezemali ikwindawo ebalulekileyo Umqobo wamanqaku ayi-10.000. Ayisiyo kuphela indawo ekubhekiswa kuyo ngokwembali, kodwa ikwayinkxaso yakudala eyaphulayo ukuqala imeko esezantsi ekhokelele ekubeni ivavanye kwaye idlule nakwi-8.000 euro. Akugwetyelwanga ngaphandle ukuba ukuba imarike yemasheya ihamba kakuhle nedatha yezoqoqosho inokuyiphumelela kulo nyaka. Azinangxaki, kuba kwelinye icala kuyaqondakala ngokupheleleyo ukuba ungumsebenzisi oqhelekileyo weemarike zezemali.
Isilumkiso kwiimveliso ezinobundlongondlongo
Ukuze ukwazi ukulandela imeko enokwenzeka kwimarike yasespain yaseSpain, kuyacetyiswa ukuba ujolise kwimisebenzi yemarike yesitokhwe yendabuko. Ukuyeka ezona mveliso zezimali zinobunkunkqele nobukrakra ngenxa yomngcipheko omkhulu obandakanyekayo ekusebenzeni kwabo. Kuyinyani ukuba izibonelelo zinokuba nkulu ngakumbi kunokuthenga nokuthengisa izabelo kwimarike yemasheya. Kodwa nawe unako kukushiyele ii-euro ezininzi endleleni. Kuwo onke amathuba kunokuba uqoqosho lwakho lwasekhaya likuvumela ngalo mzuzu.
Esinye sezizathu zokwenza oku kuzimisela kungenxa yengcebiso ngabaphathi abatsha be Ikhomishini yeSizwe yeNtengiso (CNMV) kumonakalo omkhulu ezinokubangelwa zezi mveliso. Ukuza kuthi ga kwinqanaba lokuba kwiingxelo zabo baqinise ucingo lwabo kubo kwaye ngendlela ecacileyo necacileyo. Apho, umongameli womlawuli wentengiso, uSantiago Albella, uchaze ngokucacileyo "inkxalabo" yakhe malunga nokuthengiswa kweemveliso ezinje ngezivumelwano zomahluko (CFD) okanye imisebenzi yokubini.
Kuya kufuneka ukhumbule ukuba namhlanje uninzi lweendlela eziye zavela ezinokudala ngaphezulu kwesinye seengxaki ngexesha lotyalo-mali. Ayizizo ezona zilungele ukuba usebenze kwiimarike ezahlukileyo zemali. Apho eyona nto intle onokuyenza ukusukela ngoku ukubeka ecaleni. Ukuze ngale ndlela, uphephe ukuwela kwiimeko ezingafunekiyo kwaye zingakhokelela ekuphulukaneni nenxalenye ebaluleke kakhulu yenkunzi ekhoyo.
Kuthekani ukuba imarike yemasheya iyehla?
Awunakho ukuphuma ngaphandle, ngokungaphantsi, ukuba ii-equities ziphulukene nezikhundla ukusukela ngoku. Yimeko ekufanele ukuba uyibone kwangaphambili ukukhusela imali yakho. Ngokusebenzisa iindlela ezahlukileyo ezinenjongo ephambili kukunciphisa ibhalansi yeakhawunti yakho yezokhuseleko. Enye yazo ivela kumgca wezenzo ezilula njenge zahlula lonke utyalomali lwakho. Ngaphandle kokutyala yonke into kukhuseleko olunye, iasethi okanye imveliso yemali. Kodwa ngokuchaseneyo, oko kukuthi, ngeendlela ezahlukeneyo zotyalo-mali.
Enye inkalo yesenzo ekufuneka uyisebenzisile le ndlela yile isuselwe ekubeni ukuzikhusela ngakumbi xa uthenga. Kungenxa yokuba, unokukhetha isitokhwe esincinci esivumelana nezona meko zingalunganga kwizabelo ngokubanzi. Nokuba ukudibanisa le asethi yemali kunye nengeniso esisigxina okanye nangolunye uhlobo lotyalo-mali. Ubuncinci kuyakwenza ukuba ulahlekelwe yimali encinci ukuba isitokhwe asiziphathi ngendlela obulindele ngayo kwaye siyehla kumaxabiso aso.
Elinye icebiso kwezi meko zikhethekileyo lithathwe kwi- ukugcinwa kwemali kwiiakhawunti zakho ngamanye amaxesha kulo nyaka. Iya kuba sesinye sezona zitshixo zisebenzayo ukuze ube nokusebenzisa amathuba oshishino anokuboniswa kuwe kwiinyanga ezizayo. Ukuze ube nezixhobo ezifanelekileyo zokujongana nemisebenzi. Ubuncinci ngenxalenye ebalulekileyo yokonga onayo kwiakhawunti yakho yokutshekisha.
Okokugqibela, awungekhe kwaye ungalibali ukuba awungekhe utyale imali kwizabelo zamazwe, kodwa kukho ubomi ngaphaya kwawo. Ngemisebenzi enokuba ngaphezulu kokuthakazelisa iimfuno zakho zenzuzo eyinkunzi. Inokuba lelona xesha lililo lokuphumeza le misebenzi.