Kwezemali kukho ijagoni kunye nesigama esithile xa kuziwa ekubizeni umba ngamnye wezoqoqosho. Nokuba luqoqosho lwasekhaya okanye lwentsapho, ishishini, ilizwe, njl. Yonke into ephuma kwimali kwaye ingabalwa kufuneka ihlelwe ukuze ingapheleli ngemfumba yedatha engenantsingiselo. Kwaye kunjalo, kwiinkampani, kukho isigama esibanzi sezemali, esinje ngokuHamba kweMali.
Kweli nqaku siza kuthetha ngayo Ukuqukuqela kwemali, okwakwaziwa njengokuhamba kwemali. Ibalwa njani, zeziphi iindidi ezikhoyo, kunye nendlela yokuyisebenzisa ukwazi ukuba inkampani iyinyibilikisi njani. Ukongezelela, kufuneka kuthiwe nangona eli gama likhona kwaye lisetyenziswa ngokubanzi kwihlabathi lezoshishino, linokusetyenziswa kuqoqosho lwasekhaya. Ekugqibeleni, konke kuhla kubungakanani bolawulo esinalo phezu kwayo, kwaye ewe, unokuyisebenzisa.
Yintoni ukuhamba kwemali?
UkuHamba kweMali okanye ukuHamba kweMali, ligama elithi ibhekisa kuko konke ukungena nokuphuma kwemali yenkampani, ngombono obanzi. Ngaphandle kokusetyenziswa njengethemometha apho ukuhamba kwemali okuqinisekileyo kuqondwa njengengeniso kwinkampani, ingxaki yokuhlawula amatyala ayibonisi ukuba inkampani ayinangeniso. Enyanisweni, ukuhamba kwemali kunokusetyenziselwa ukufumanisa ezi zinto zilandelayo:
- Iingxaki zemali. Kunokubakho ukuhamba kwemali okungalunganga, ngaphandle kwentsingiselo yokuba inkampani ayinangeniso. Enyanisweni, injongo kukulindela kunye nokumisela iibhalansi zemali.
- Ukwazi ungasebenza njani umsebenzi wotyalo-mali. Ndiyabulela ekuhambeni kwemali, ixabiso lemali kunye nesantya sangaphakathi sembuyekezo singabalwa kwaye imbuyekezo yexesha elizayo kutyalo-mali inokumiselwa.
- Ukulinganisa i inzuzo okanye ukukhula kweshishini. Akuyimfuneko ngokungqongqo, kodwa kunokubakho iimeko apho imigangatho ye-accounting ayibonisi ngokupheleleyo ubunyani bezoqoqosho benkampani.
Ke, kukho iintlobo ezi-3 zokuHamba kweMali, kuxhomekeke ekuqukuqeleni kobutyebi ofuna ukukuhlalutya. Ukuhamba nokuhamba kwemali esebenzayo, ukungena kwemali yotyalo-mali, kunye nokuphuma kwemali yenkxaso-mali. Okulandelayo siza kubabona.
Ukusebenza kweCash flow
Ukungena kwemali evela kwimisebenzi (FCO) yimali iyonke eyenziwa lishishini. ukusuka kwimisebenzi kunye nemisebenzi yayo. Ivumela ukwazi yonke into engenayo kunye nokuphuma kwemali kwimisebenzi yokusebenza, ngoko kunzima ukuyilawula. Ngaphakathi kwayo unokubandakanya iindleko kubaboneleli, abasebenzi, intengiso, njl.
Ingeniso ibandakanya zonke ezo zinxulumene neentengiso kunye neenkonzo, ingqokelela kunye nezinto ezifunyenweyo phakathi kwezo ntengiso. Kwakhona yonke ingeniso evela kubathengi, kunye noRhulumente kunye / okanye uncedo okanye iintlawulo zokuthengwa kwempahla.
Okokugqibela, kwiindleko, ezo zinxulumene nemathiriyeli ekrwada okanye iimveliso zokuthengisa okulandelayo zingabandakanywa. Kwakhona iintlawulo kubaboneleli kunye nabasebenzi, kunye neerhafu ezihlawulwa kuRhulumente ezivela kuxhatshazo lomsebenzi.
Ukuhamba kweMali yoTyalo-mali
Ukungena kwemali yotyalo-mali kuko konke ukungena nokuphuma kwemali evela kwimisebenzi yotyalo-mali yenkampani. Ngaphakathi kwayo, iimveliso zezemali ezinokuguqulwa zibe yimali, njengokuthengwa kwezindlu kunye nempahla ebonakalayo kunye nengabonakaliyo, ingabalwa. Kwakhona ukuthengwa koomatshini, utyalo-mali okanye ukufumana. Bonke basoloko besenzela ukufumana inzuzo yexesha elizayo.
UkuHanjiswa kweMali ngeMali
Ukuhamba kwemali yenkxaso-mali oko imali evela kwimisebenzi yezemali. Zingaba zombini imali evela okanye ehlawulwa kwiimali-mboleko, imiba yezabelo, ukuthengwa kunye / okanye izabelo, umzekelo. Yiyo yonke loo mali iphuma kwimisebenzi yenkxaso-mali, oko kukuthi, amatyala kunye neemali zenkampani kwixesha elide. Kwakhona kubandakanyiwe yimiba yebhondi okanye ukonyuswa kwenkunzi, nto leyo emele ukungena kwemali yokuhlawula amatyala.
Bala ukuhamba kwemali kuqoqosho losapho
Nangona kufanele ukuba ibe ngumsebenzi walo naluphi na usapho okanye umntu, bala ukuhamba kwemali inokuba ngumsebenzi onzima, okanye kunoko, ixinene. Uninzi lweendleko okanye izibonelelo esinazo aziboniswanga kwiakhawunti yangoku. Ukuba sihlawula ngemali, intwana encinane, izinto ezincinci esinokuzenza kwanaxa sihamba nohambo, zonke zifanele zibalwe. Ukuba endaweni yoko iirisithi zibonakalisiwe, iileta esinokuba nazo, irenti yendlu xa kunokwenzeka, njl.
Ukuyibala, nje bhala phantsi onke amagalelo kunye neziphumo esinazo, eyona nto idla ngokuba ngumvuzo wethu. Ukuba sisebenza ngokwethu, amagalelo ayimali eguquguqukayo kakhulu. Ukungena kwemali kufuneka kwenziwe kwangaphambili ukuze kubonwe iingeniso zethu ngokuxhomekeke kumsebenzi esiwenzayo.
Ngokwesiseko ubalo luya kuba ngolu hlobo lulandelayo. Ukuhamba kwemali = iiNzuzo eziNgcono + i-Amortizations + Izibonelelo.
Ukuba nolawulo lwemali yethu kunye nokuba nokuphuma kwemali okuqinisekileyo kuya kusivumela ukuba silindele iibhalansi ezilungileyo esinokuwenza ngazo amabango exesha elizayo. Ukusuka ekuthengeni ikhaya, ukuya kutyalomali olushiyekileyo.