Uyirhoxisa njani intlawulo yekhadi

Uyirhoxisa njani intlawulo yekhadi

Intlawulo yekhadi iye yesiqhelo kakhulu. Akunjalo kuphela ukuthengwa kwe-intanethi, kodwa inyaniso yokungabi namali engokwenyama kunye nokuhlawula ngekhadi, ukuze kungabikho uqhagamshelwano, iya ixhaphake ngakumbi. Kodwa kuthekani ukuba ufuna ukurhoxisa intlawulo? Indlela yokurhoxisa intlawulo yekhadi? Inga?

Ukuba ukhe wahlawula kwaye uye waqonda ukuba bekungafanelekanga ukuba uyenzile, okanye ucinge ukuba ukuthenga okwenzileyo bubuqhophololo, Ngezantsi unayo impendulo kunye nayo yonke into onokuyenza.

Intlawulo yekhadi, yenziwa njani?

Imali

Njengoko usazi, iibhanki zikhupha amakhadi aqhagamshelwe kwiiakhawunti zethu zebhanki. Nangona kunjalo, kukho iintlobo ezahlukeneyo zamakhadi ezibandakanya uhlobo olwahlukileyo lwentlawulo phakathi kwabo.

Ngoko, unokuba:

  • Ikhadi lokuhlawula kwangoko, oko kukuthi, xa kuthengiwe, kutsalwa ngokuzenzekelayo kwi-akhawunti yakho yebhanki.
  • Ikhadi lentlawulo elimisiweyo, apho, endaweni yokukhupha imali kuloo kuthenga, ibhanki iyayihlawula kwaye iyisuse kwi-akhawunti yakho emva kwexesha elinokuba yientsuku ezimbini, ekupheleni kwenyanga, njl.

Kwaye indlela yokukhansela intlawulo yekhadi?

Ikhadi lokwazi Indlela yokurhoxisa intlawulo yekhadi

Impendulo yalo mbuzo nguewe, unokurhoxisa intlawulo yekhadi. Kodwa inkqubo yokwenza akukho lula njengoko kunokubonakala Kumzuzu wokuqala.

Kwaye kukuba, xa kufuneka urhoxise intlawulo kwaye bangahlawulisi loo mali, kukho iindlela ezininzi (ngamanye amaxesha kufuneka uwasebenzise onke, kwaye amanye kuphela ngeyokuqala aya kusonjululwa).

Cela umrhwebi ukuba abuyisele intlawulo

Khawucinge ukuba uthenge. Kwaye ngelo xesha uyaqonda ukuba awukwazi ukuyithenga (umzekelo, kuba bakubiza nje kwaye uthenge into efanayo). Emva koko, kufuneka uye evenkileni ucele ukubuyisela imali yakho ebonisa imbuyekezo yemveliso.

Le yinto eqhelekileyo, kwaye zombini ngaphandle kwe-intanethi kunye ne-intanethi, oko kukuthi, kwiivenkile eziphathekayo okanye kwi-intanethi.

Yiyo loo nto rhoqo, xa imbuyekezo yenziwe ukuba ihlawulwe ngekhadi, iIi-ATM zicela ukuba ubanike ikhadi ohlawule ngalo ekuqaleni, kuba yindlela abanokuyibuyisela ngayo ngeyona ndlela ilula.

Ngoku, ukuba umzekelo uthenge kwivenkile ekwi-intanethi kwaye uye waqonda ukuba yayibubuqhophololo, ke eli nyathelo usenokungakwazi ukulenza, kwaye kuya kufuneka ukubala nezinye iinketho.

Qhagamshelana nebhanki yakho

Xa ukhetho lokuqala lungenakwenzeka, kufuneka uqhagamshelane nebhanki yakho. Bayakwazi ukurhoxisa okanye ukunqumamisa intlawulo de ubanike omnye umyalelo.

Ukuba ewe, hayiokanye yinto onokuyenza ngokukhululekileyo. Into yokuqala yile nika isizathu esaneleyo sokuba kutheni ufuna intlawulo irhoxiswe. Kule meko, kwaye ulandela umzekelo wokugqibela esikunike wona, ukuba ukrokrela ukuba uthenge kwivenkile engayi kukuthumelela iimveliso, kufuneka ufowunele ibhanki yakho ukuze babambe intlawulo de ube wena. baqinisekile ukuba ivenkile "ithembekile" kwaye, ukuba akunjalo, ayihlawuleli iodolo (ukuba ivenkile ilungile, kufuneka iqhagamshelane nawe ukufumanisa ukuba kukho ingxaki).

Ewe, kufuneka ukhawuleze kuba akufuneki uvumele ixesha elininzi lidlule okanye, kungenjalo, babeza kukunika iingxaki ngakumbi ebhankini (umzekelo, ukuba kufuneka ufake isikhalazo, ukuba kufuneka ugcwalise uluhlu lwamaxwebhu kwaye uhambe ngeenkqubo ezithile).

Qhagamshelana nenkampani yekhadi

Entla kwezitulo ubucinga ukuba akukho mntu? Kulungile inyaniso nguewe. Uninzi lwamakhadi esiwasebenzisayo kwihlabathi yiVisa okanye i-Mastercard kunye ezi nkampani zikwasebenza kwinkonzo yabathengi. Ngabo ababonelela iibhanki ngamakhadi, kodwa banokulamla kwimeko enjalo.

Oko kukuthi, ukurhoxisa intlawulo yekhadi ngabo. Ngoku, akukho lula njengoko kubonakala kuba kwiimeko ezininzi baya kukucela ukuba ufowunele ibhanki yakho kwaye ubenze bayilawule, ngoko kuya kufuneka ulwe kancinci ukuze bakuphulaphule (ingakumbi ukuba ibhanki ayikuniki izisombululo ezisebenzela wena).

Banga ibhanki yakho

Olunye ukhetho lokugqibela lokukwazi ukurhoxisa intlawulo yekhadi, ngakumbi ukuba yonke enye into ayiphumelelanga, kukubanga kwiqumrhu lakho isixa-mali saloo mali. Ngoku, abavumi ngokulula.

TKuya kufuneka ugcwalise uxwebhu kwaye uqhoboshele iirisithi, ukongeza ekunikeni izizathu ezichanekileyo zokuba kutheni ibhanki yakho kufuneka ibuyisele loo mali kuwe. Oku kuya kuthi ngesiqhelo kuye kumphathi webhanki oya kuthi aqhubeke nokuvavanya imeko kwaye uya kuphinda ajonge iprofayile yakho ukuze ekugqibeleni anike impendulo eyakhayo okanye engalunganga koko ukucelileyo.

Kuthatha ixesha elingakanani ukurhoxisa intlawulo yekhadi kunye nokubuyisela imali?

Ikhadi letyala

Inyathelo elilandelayo xa uyazi ukuba intlawulo yekhadi inokurhoxiswa yazi ixesha apho loo mali iya kubuyiselwa kwiakhawunti yakho, YINYANISO? Apha kuya kuxhomekeka kwizinto ezininzi. Kwaye kukuba, ukuba yivenkile eyibuyisela, inokubakho ngoko nangoko okanye ibe nepolisi yembuyekezo yeentsuku ezi-x (oko kukuthi, de kudlule iintsuku ezi-x abasayi kuba nako ukuyibuyisela imali). Ukuba ivela ebhankini kwaye ayikubangeli iingxaki inokuba kwangoko (ingakumbi ukuba abakayiqokeleli loo mali). Kwaye kwimeko yokufowunela inkampani yekhadi, okanye ibango, nantsi kungathatha ixesha elingakumbi kuba kufuneka uzithethelele yonke into.

Kwiimeko ezininzi awuyi kuba nengxaki yokubuyisela imali yakho, nto leyo ekunika ukhuseleko. Kodwa kwelinye icala awuyi kulazi ngokuqinisekileyo ixesha elichanekileyo eliza kuthatha ukwenza oko, kwaye kuya kufuneka ukuba uqaphele ukuze ekugqibeleni ufumane umphumo oyifunayo.

Ngaba icacile kuwe indlela yokurhoxisa intlawulo yekhadi?


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