Ukuba ujonge ukufunda indlela yokutyala imali kwimarike yemasheya, ngokuqinisekileyo ufikile ukuza kuthi ga ngoku ukuze wazi ukuba ngawaphi amanyathelo omele uwathabathe ukuqinisekisa imveliso kwaye, ngaphezu kwako konke, isiqalo esihle. Ngamanye amagama, awupheli uphulukana nemali oyityalileyo.
Nangona kunjalo, ukwazi indlela yokufunda ukutyala imali kwimarike yemasheya ayilulo ulwazi oluza kukuqinisekisa ngempumelelo. Zininzi izinto ekufuneka uzithathele ingqalelo. Nangona ayisiyonto iphambeneyo, kwaye asinakukuxelela ukuba awungekhe uphumelele ngayo, kuya kufuneka uyazi ukuba, abo baphumeleleyo, kungenxa yokuba bakwazile ukuthatha utyalo-mali lwabo ukuya kwinqanaba lobungcali, kwaye oku kufuna ixesha elininzi kunye nomzamo. Kodwa ngaba ukulungele?
Into ekufuneka uyazi ukuyityala kwimarike yemasheya ngentloko
Siyazi ukuba ukufunda ukutyala imali kwimarike yemasheya kunokuba yinto ekutsala kakhulu, ngakumbi ngenxa yamabali empumelelo oya kuthi uwafunde kwiziphumo xa uqala ukukhangela. Kodwa kukwakho neemeko zokusilela, ke kubalulekile ukuba wenze izinto ngentloko. Kwaye ugcine engqondweni izinto ezintathu ezibalulekileyo:
- Ukuba imarike yemasheya, apho imarike yemasheya isebenza khona, ayizinzanga kakhulu, kwaye ungaphumelela okanye uphulukane ngokukhululeka okumangalisayo.
- Akukho ndlela yokuphumelela. Nabani na ozama ukukuthengisa ofuna ukufumana imali kuba, xa utyala imali kwimarike yemasheya, awunayo i-guru okanye indlela eya kukwenza ufumane imali eninzi.
- Kuya kufuneka uyazi yonke into ngaphambi kokuba uzazise. Oko kuthetha ukufundisisa, ingapheleli nje ekufundeni, kodwa ukuqonda nokwazi konke ukungena nokuphuma kwayo yonke into enxulumene nemarike yemasheya: yintoni intengiso yemasheya, ityalwa njani kwimarike yemasheya, zithini iiyure zentengiso, yintoni ? kwimarike yemasheya, yintoni umrhwebi ekubhekiswa kuye, yintoni ababoneleli beempawu zentengiso ...
Ukuba awucacanga ngala manqaku, emva koko awunakufunda ukutyala imali kwimarike yemasheya ngokukhuselekileyo. Kwaye, njengoko isitsho intetho, "ulwazi likunika amandla." Kodwa ukuyifumana kufuneka unikezele ixesha kwaye ufunde kwezona zibalaseleyo.
Fumana izikhokelo kwihlabathi lotyalo-mali kwimarike yemasheya
Elinye lamanyathelo okuqala omele ukulithatha ukuze utyale imali kwimarike yemasheya kukufumanar Izikhokelo kunye namaxwebhu acacisa zonke iinkcukacha zayo. Sincoma iiwebhusayithi zeKhomishini yoKhuseleko lweSizwe (eyaziwa ngokuba yi-CNMV) okanye iSpanish Stock Exchange kunye neeMarket (BME), ezizindawo ezimbini apho uya kufumana izikhokelo ezisisiseko. Sigxininisa "ezisisiseko" kuba baya kukunika ulwazi ngokubanzi malunga nokuba yintoni ekufuneka uyazi malunga nengxowa, kodwa kuyafuneka ukuba ujonge nzulu ngaphambi kokumiliselwa.
Enyanisweni, ukuba nengcali ngesihloko, ngakumbi ekuqaleni, kunokwenza ukuba ukufunda kwakho kuhambe ngokukhawuleza okukhulu. Ewe sicebisa umntu onokuthi uthethe naye malunga nomntu ngamnye, oko kukuthi, ayizizo izifundo eziqhelekileyo zokufunda ukwenza imali kwimarike yemasheya apho ungenabo abahlohli okanye bakunika iividiyo kwaye kucingelwa ukuba ngalo ufunda yonke into. Kungcono ukuthatha iikhosi ezifanelekileyo ngakumbi ukuqonda ezo nkcukacha ziya kuthi zichonge impumelelo yakho okanye ukusilela.
Oku akuthethi ukuba awukwazi ukukhangela izikhokelo kwi-Intanethi, ngokuchaseneyo, siyacebisa. Kodwa kuya kufuneka ubeke zonke ezi zikhokelo ngokudibeneyo, ngakumbi kuba kuxhomekeke kumntu omnye okanye komnye banokucebisa into enye okanye enye, kwaye kuya kufuneka usazi isizathu sokuba yenzeke.
Iincwadi, iibhlog, iinethiwekhi zentlalo, amaqela ... Konke oku kuya kufuneka uphathe xa ufunda ukutyala imali kwimarike yemasheya kuba ziya kukunika ulwazi oludingayo.
Khangela iingcali zotshintshiselwano ngesitokhwe
Ukulandela iingcali zentengiso yesitokhwe kunokukunceda jonga ukuba abantu ababetha ngenene kwimarike yemasheya basebenza njani. Kwaye unokufunda ukutyala imali kwimarike yemasheya kunye nabo. Ewe, enye into yile nto bakuxelela yona, kunye nenye into abayenzayo, okanye ulwazi lwangaphakathi abanalo. Iingcali zihlala zingazivezi zonke iimfihlo zazo, zihlala zigcina okuhle kubo.
Umzekelo, singakhankanya igama lakho njengoWarren Buffet, Peter Lynch, Phillip Fisher ...
Qala ngeemodyuli
Usenokungayazi, kodwa ikho uninzi lweemodyuli zentengiso yesitokhwe ezikwi-Intanethi ezikuvumela ukuba wenze ubuxoki onokulusebenzisa ngayo lonke olo lwazi ulufumeneyo. Ithetha ntoni le nto? Ewe, uza kuqeqesha ngaphandle kokulahlekelwa yimali ekuqaleni, kodwa uza kulingisa into enokwenzeka kwintengiso yokwenene yesitokhwe kwaye ubone ukuba ulungile na ukuze uphumelele okanye, ngokuchaseneyo, uphulukana nayo yonke into ngenxa yotyalo mali olubi .
Ewe kunjalo, kufuneka uyithathe ngokungathí sina, kwaye ungatyali imali njengempambano ngenxa yokuba sisixhobo sokulinganisa. Ngale ndlela uya kufunda ukwenza izinto kakuhle kwaye ulungise into ongalunganga ngayo.
Ufunda njani ukutyala imali kwimarike yemasheya: Hlalutya iindaba
ukuba yenza izigqibo ezifanelekileyo xa utyala imali kwimarike yemasheya kubalulekile ukuba wazi zonke iindaba eziphuma kwintengiso yemasheya, nokuba usuka apho ufuna ukutyala imali okanye naphi na emhlabeni. Oko kuthetha ukwazi iinkampani, iimarike, njl.
Kutheni le nto sikugxininisa oku kuwe? Ewe, kuba ngamanye amaxesha iindaba zinokuba nefuthe kwintengiso kwaye zibangele ukuba amasheya athile anyuke okanye aye ezantsi. Ukuba ungaba "krelekrele" kwaye uhambe phambili kuloo micimbi, ungaphumelela, kwaye izenzo zakho zikuchaphazele ngokuqinisekileyo.
Ngoku, le yeyona nto ilungileyo, inyani kukuba uya kuncitshiswa ngokweenkcukacha, kodwa ayonzakalisi ukufuna ulwazi rhoqo ngaphambi kokwenza nasiphi na isigqibo esimalunga nokwenza okanye ukuphulukana nemali.
Asiyi kukhanyela ukuba ukufunda ukwenza imali kwimarike yemasheya ngumsebenzi oqhubekayo wokufunda. Kwaye, nokuba ungalufumana lonke ulwazi oludingayo, kuya kufuneka uqhubeke nokufunda kuba imakethi iyatshintsha kwaye, ngamanye amaxesha, amaqhosha akhokelela empumelelweni, kunye notshintsho, aphele angasebenzi njengoko kufanelekile, kwaye kufuneka uziphucule.