Enye yeenjongo zakhe nawuphi na umtyali mali kwimarike yemasheya ayisiyokwenza ingeniso yabo kuphela. Kodwa yandisa imisebenzi yakho ngokugcina imali kuyo. Ngumsebenzi onokwenziwa ngothotho lweengcebiso ezinokuthi zenze ukwamkelwa ngaphandle kobunzima obukhulu ukususela ngoku ukuya phambili. Apho kukho izicwangciso ezininzi ukwanelisa le mfuno indawo elungileyo yabasebenzisi beemarike zentengiso. Apho kuyakuthatha kuphela idosi elungileyo yokuziphatha ukumilisela olu hlobo lwentshukumo olunokukhokelela kubatyali mali ukuba babe nemali ethe kratya kwiakhawunti yabo yokonga ekupheleni konyaka.
Ukusuka kolu luvo, kwihlabathi lotyalo-mali, ezi ntshukumo zidlula ngokunyanzeliswa kwesigaba ngasinye esenza le nkqubo ikhethekileyo. Ukusuka ekujoliseni kwiimarike zezabelo kunye neekhomishini ezikhuphisana kakhulu ukuya kuphuhliso lokuthenga kunye nokuthengiswa kwezokhuseleko kunye eyona ndlela isebenzayo. Apho iindleko zale misebenzi zinokuncitshiswa kwaye ziye kumanqanaba anokumangalisa abatyali zimali abancinci nabaphakathi ngokwabo. Kuba oku emva kwayo yonke enye yeenjongo zakho ezifanelekileyo xa ujongene necandelo lotyalo-mali olunzima.
Ngelixa kwelinye icala, ukonga imali kufuneka ube nokulandela okungcono kweentshukumo oza kuzenza ukusuka kulo mzuzu kanye. Kunye nolwazi olugqibeleleyo lweekhomishini ezichaphazelekayo ekusebenzeni kwiimarike zezabelo, kokubini kuzwelonke nangaphandle kwemida yethu. Kungenxa yokuba awukwazi ukulibala ukuba kunokubakho Ukuphambuka ukuya kuthi ga kwiipesenti ezingama-30. Oko kukuthi, unamandla amakhulu okonga imali kwiintshukumo zentengiso yemasheya. Okungaphezulu kunokuba ucinga kwasekuqaleni, njengoko uza kuba nakho ukubona apha ngezantsi.
Ukugcina kwimarike yemasheya: kwiimarike zesizwe
Umgaqo wokuqala oneendleko kwiimarike ze-equity usekwe ekukhokeleni imisebenzi yakho kwiimarike zezemali zasekhaya, ezizizo ezibonisa iikhomishini elisezantsi kwimarike. Zikwadibanisa amaxabiso osetyenziselwa wona ukuqhuba ukuthengwa kunye nokuthengiswa kwezabelo kwaye oko kungakhokelela ekunciphiseni inkcitho minyaka le. Hayi ngendlela enamandla kakhulu, kodwa ubuncinci bokusebenza kwaye oko kunokukunceda wenze iziphumo zokugqibela zemisebenzi yakho zibe yinzuzo ngakumbi ukusukela ngoku. Kwelinye icala, kwenziwa ngaphandle komzamo omkhulu ngokungafaniyo nezinye iindlela ezineempawu ezifanayo.
Kwelinye icala, ayinakulityalwa ukuba le nkqubo ekunciphiseni inkcitho ayizukubeka ngxaki kuwe xa usenza imisebenzi kwimarike yemasheya. Akumangalisi ukuba iimarike zezemali zikazwelonke kulapho ubusebenza khona kude kube ngoku. Ukuya kwinqanaba lokuba awuyi kuba nesidingo sokuphuma ngaphandle kwemida yethu ukwenza ukuba imali ekhoyo ifumane inzuzo. Njengokuba benokulandela okungcono kwimithombo yeendaba ezikhethekileyo kwihlabathi lemali.
Imisebenzi yokuthengwa kweqela
Kwelinye icala, elinye icebo onokuthi uqhubeke ngalo ngoku linxibelelene neempawu zokusebenza ngokwazo. Oko kukuthi, kungcono kakhulu ukwenza ukuthengiselana okumbalwa kunye nexabiso elikhulu kwimarike yemasheya kuninzi kwaye kunexabiso elincinci kakhulu kuqoqosho. Ukuze ngale ndlela, umtyali mali ngokwakhe anciphise inkcitho kwezi ntlobo zentshukumo kwaye ekugqibeleni angakhokelela kulondolozo amanqanaba ukuya kwi-25%. Ngokukodwa ukuba uthathe ithuba lokubonelelwa kunye nokunyuselwa okwenziwe ngabameli bezezimali kwiikhomishini zabo zesitokhwe. Ukuya kwinqanaba lokuba kunokubakho ukwahlukahlukana ukusuka kwisindululo esinye sebhanki ukuya kwesinye kwaye leyo yinto evumela ukuba kugcinwe imali eninzi kwimisebenzi nganye yesitokhwe.
Ngelixa kwelinye icala, esi sicwangciso-mali sivelisa ukuba kukho imida embalwa yokwenza iimpazamo kwaye zihlala zisekwe Ixabiso lesitokhwe elinamandla ngakumbi kwaye izinzile. Ukusuka kule meko, kukhethwa ukuba kwenziwe okanye kwenziwe imisebenzi embalwa kunye enenzuzo kuninzi kwaye ngamanye amaxesha imisebenzi engamiswanga kakuhle. Ngenxa yoko, le yenye yeempazamo ezenziwa ngabatyali mali abancinci nabaphakathi ukwenza rhoqo. Ukuya kwinqanaba lokuba esi sicwangciso sihlala singumthombo welahleko kwiphothifoliyo yakho. Njengoko kuya kwenzeka ngokuqinisekileyo kwizihlandlo ezininzi kule minyaka idlulileyo.
Khetha izibonelelo ezivela kwiibhanki
Le yenye yeenkqubo ezinokuthi zenze imali eninzi kwiakhawunti yokonga yabatyali mali abancinci nabaphakathi kuba inciphisa ngokubonakalayo indleko zokusebenza kwiimarike zezemali, kuzwelonke nangaphandle kwemida yethu. Unikezelo kunye nokunyuselwa okwenziwe ngamaziko emboleko ngetyala okanye iintshukumo eziphuhlisiweyo ziya ziba rhoqo nangakumbi. kwiseshoni efanayo yorhwebo. Apho abasebenzisi banokugcina khona phantse isiqingatha seekhomishini ngeyona ndlela inzima kwaye ekupheleni konyaka baya kuba nemali eninzi kwiiakhawunti zabo zebhanki eziqhelekileyo.
Ukusuka kule ndawo yokujonga, impumelelo kolu hlobo lomsebenzi ihlala kwimeko yokuthenga nokuthengisa ukhuseleko kwiseshoni enye yorhwebo. Xa bethengisa ubuncinci kunye namaxabiso aphezulu ngokwahlukeneyo, ngeyona njongo iphambili yokufumana ubuncinci kodwa inzuzo rhoqo. Le yinto eyenzeka ngesiqhelo kwi Amaxesha okunyusa umgangathoYiyo loo nto ukuthintela ukuba kuthathwe ngemisebenzi yangaphakathi. Ngokukodwa ukuba abatyali mali abancinci nabaphakathi abanayo inqanaba eliphezulu lokufunda kolu hlobo lwentengiso kwiimarike zezabelo. Zombini kwizikwere zikazwelonke nangaphandle kwemida yethu.
Lungisa amaxabiso e-intraday
Phambi kokuhambisa ukuthengwa okanye ukuthengiswa kweodolo, funda umxholo wayo ngononophelo kwaye uqiniseke ukuba yonke imiba onqwenela ukuyifaka iqokelelwe ngokuchanekileyo: ixabiso, ivolumu, ixesha lokusebenza, njl., Kananjalo nokuba unezihloko okanye imali eyimfuneko. Ngokufanayo, kufuneka wazise malunga neemeko kunye namatyala okurhoxiswa kwee-odolo zokhuseleko kwangaphambili. Oku kuya kukunika amandla amakhulu okwenza isenzo ukuba kukho imfuneko, ngakumbi kwimisebenzi eqhutywa ngexesha elinye leseshoni yorhwebo.
Elinye inqaku ekufuneka ulikhumbule kukuba ukusebenza kwiimarike zokhuseleko lwangaphandle kunokubonisa izinto ezithile ngokubhekisele kwilizwe. Ukwenza oku, kufuneka wazise ngaphambi kokuba unike iodolo yeempawu zolu rhwebo, iimpembelelo kwimicimbi yerhafu kunye nenani leekhomishini ezinxulumene nomsebenzi. Kodwa nangayiphi na imeko, ukuba uyazi indlela yokuhlengahlengisa ukungena kunye nokuhla kwamaxabiso kakuhle kwixabiso lemarike yemasheya, akukho mathandabuzo ukuba ingangomnye umthombo wokonga imali eninzi kolu hlobo lokuhamba.
Gwema umyinge kwimarike yemasheya
Phantsi kwazo naziphi na iimeko kuya kufuneka ukuba umndilili usebenze kwimarike ye-equity kuba kunokwenzeka ukuba ilahleko yakho iya kugxininiswa kulowo nalowo msebenzi. Ukongeza, ngumthombo weendleko ezinokunyusa ngokubonakalayo ukuhanjiswa kweekhomishini kunye nezinye iindleko ezinolu hlobo lokuhamba. Ukuya kwinqanaba lokuba ukwazi iphindwe kabini okanye iphindwe kathathu imali Kuya kufuneka ukuba ubele le nkqubo ekuthengweni nasekuthengisweni kwezabelo kwimarike yemasheya. Ngendlela engeyomfuneko ukusukela ngokubanzi xa umndilili kwimarike yemasheya kungamaxabiso agxunyekwe kwisitishi se-bearish esaziwayo.
Ngeli qhinga lentengiso yesitokhwe umtyalomali ulandela ukunciphisa umda welahleko ukuze ndibenako. Kodwa enyanisweni lo msebenzi wenziwa xa ixabiso lenkampani likwindlela eya ezantsi, ivelisa -iimeko ezininzi- ilahleko enkulu yotyalo-mali, yiyo loo nto ingozi yayo. Ngoncedo oluya kuchitha imali eninzi kakhulu ekulawuleni ipotifoliyo yotyalo-mali. Kukungasebenzi kakuhle ukuba emva kwako konke kufuneka uphephe kuzo zonke iindleko kuba yenye yeentshukumo eziyingozi onokuzenza kwicandelo lotyalo-mali. Kwaye ufumane ukuba ekugqibeleni unelahleko ephezulu kakhulu kuyo yonke imisebenzi evulekileyo kwiimarike zezemali.
Kwelinye icala, kufuneka kugxininiswe ukuba enye yezona ngxaki ziphambili ekusebenziseni esi sicwangciso sokutshintshiselana ngesitokhwe kukuba ekuhambeni kwexesha, umtyali mali kuya kufuneka ajongane nemali enkulu ngokubhekisele kwiikhomishini zenani elikhulu lomsebenzi owenziweyo. , kwaye oko kungayinyusa iphindwe kathathu imali ebibekelwe bucala. Akuyi kubakho khetho ngaphandle kokwamkela impazamo kwaye, ukuba uyafuna, ukuvula izikhundla kwezinye iinkampani ezingekho kwimeko efanayo. Apho kubaluleke kakhulu ukwazi indlela yokulawula isiphumo sokuthenga esinexabiso eliphantsi kwaye ekugqibeleni ayinakukunceda ukunciphisa iilahleko, njengoko kunjalo umnqweno wabasebenzisi beemarike zesitokhwe.