Izitokhwe zesitokhwe azaziwa kangako kubatyali mali

Enye yeempazamo eziphambili ezenziwa ngabatyali mali abancinci nabaphakathi kukunciphisa utyalomali lwabo kwii-indices zesitokhwe esiqhelekileyo. Ngokubanzi iqhagamshelwe kwi-Ibex 35, kwi-Eurostoxx 50 nakwezinye izinto ezincinci. Luhlobo lwe ukunciphisa umda kumashishini enikezelwa ziimarike zezabelo ngoku. Ukuya kwinqanaba lokuba amathuba amashishini okwenyani akhula minyaka le kwiimarike zezemali anokungaqwalaselwa. Ukuba yenye yezona mpazamo ziqhelekileyo ezenziwa ngabatyali mali abalondolozayo.

Kuba, eneneni, kukho ubomi obungaphaya komgangatho wesizwe. Ayisiyiyo kuphela kubulungisa belizwe, kodwa kwihlabathi liphela. Ngothotho lwezindululo ezicebisa kakhulu, kodwa kwangaxeshanye ezokwenene zamkela kakhulu ukutyala imali phantsi kwemida ephezulu yenzuzo. Kuba nangona ukuvela kwemarike yemasheya kuhlala kufana kakhulu phakathi kwee-indices ezahlukeneyo, kukho umahluko omncinci Oko kunokukwenza ugqibe izigqibo zakho komnye okanye komnye umqondiso. Ngenxa yokuba imarike yestokhwe yimarike yezemali eguquguqukayo ekuvumela ukuba uhambise imali naphina, nkqu nakwindawo ezingalindelekanga.

Ukuze ube nakho ukufikelela kwezi njongo, siza kuphakamisa enye indlela yokuhambisa imali oyigcinileyo kolunye utshintsho kubume bakho nakwilizwe liphela. Uya kudinga kuphela ukuthanda kunye nokuzimisela ukungenisa ezi zinto utshintsho kwiimodeli zotyalo-mali ukususela ngoku ukuya phambili. Ayothusi into yokuba iiwindows ezintsha zivula apho unokuthi usebenze khona kwaye ngubani owaziyo ukuba angayifumana ngcono imbuyekezo kulondolozo kunokuba sele uvelisile ukuza kuthi ga ngoku. Njengoko ubona ngezantsi, ezinye iindlela onazo esandleni zininzi kwaye zahlukile ngokwendalo. Ngaba uyafuna ukwazi ezinye zazo?

Iimpawu zangaphandle: i-VIX

Kusenokwenzeka ukuba uyivile amatyeli aliqela kodwa awuqinisekanga ukuba iqulathe ntoni. Kulungile, sisalathiso semali esilinganisela ukungazinzi kwiimarike. Okukhulu ukungazinzi kuzo, kokukhona kuya kuphakama. Ukuza kuthi ga kwinqanaba lokuba ufumane imbuyekezo ephezulu kakhulu ngokuvula izikhundla kwenye le thermometer yequity. Kungenxa yokuba ungade uphucule nezikhundla zakho kwezona meko zibi kwi-equities. Esi sesinye sezibonelelo ezilungileyo esizizisayo

Nangona kunjalo, le nkqubo yotyalo-mali iza iya kufuna utshintsho olukhulu kwiimodeli zakho zotyalo-mali. Kuya kufuneka uvuleleke ngakumbi kwezinye iindlela zokuqonda utyalomali, njengoko kunjalo kule meko. Nangona kunjalo, ayithethi ukuba iqhinga lokutyala imali yakho yonke. Kodwa endaweni yokuchaseneyo, ukunikezela kuphela yinxalenye encinci yabo. Kuba umngcipheko obandakanyekileyo ubaluleke kakhulu. Ngokukodwa, ukuba iimeko ngokubanzi azifezekiswa, yiyo loo nto esi salathisi sixabisa kwiimarike zezemali.

Ukongeza, i VIX ilinganisa imeko yeengxowa xa zizonke. Phakathi kwamaxesha azinzileyo okanye lawo athetha ukuphazamiseka okukhulu kunye nokungazinzi phakathi kwabatyali mali abancinci nabaphakathi. Akukho meko kufanele ukuba ibeyinxalenye yotyalo-mali lwakho oluphambili, kodwa endaweni yoko lube yimpumelelo efanelekileyo kulondolozo lwakho. Ngobunzulu obuya kuxhomekeka kwiprofayili oyivezayo njengomtyali mali wevenkile. Oko kukuthi, ukuba uyathekelela, ubundlongondlongo, uyazikhusela okanye uphakathi. Ingxaki ephambili oya kuba nayo ukususela ngoku ukuya phambili kukuba ukuthatha izikhundla kule index kuya kuba nzima ngakumbi kunakwesiqhelo. Kwaye uya kudinga amava athile ukuze wenze imisebenzi ngesiqinisekiso sokuphumelela. Ngomnye wemingcipheko oya kuyithatha ngoku ukuba ekugqibeleni ukhetha enye yezona indices zinomdla ekubonelelwa ngawo ngamashishini alinganayo.

Amaxabiso eLatino kwiLatibex

Isalathiso esibandakanya amaxabiso emali engenayo yamazwe aseMelika aseSpain. Ukusuka eBrazil ukuya eMexico kwaye oko kunokuba yinzuzo ngakumbi ngexesha elinikiweyo. Ngokuqinisekileyo zinxibelelene ngokusondeleyo noqoqosho olusakhulayo. Ngenxa yoko, ziguquguqukayo kwaye ngokuqinisekileyo zingaphezulu kunezo zesiko. Ngokwehla okunamandla kakhulu kumaxabiso abo kwaye unokubeka emngciphekweni imisebenzi yakho ngaxa lithile.

Ukuba le index yesitokhwe yahlulahlulwe yinto, kungenxa yokuba Uba krakra ngakumbi kwiintshukumo zakhe. Ukuya kwinqanaba lokuba linokukwenza ukuba ufumane imali eninzi, kodwa ngenxa yesizathu esifanayo nesiphumo esichaseneyo. Ngabatyali mali abanamava kuphela abanokuvuzwa ngokusebenza kwabo. Ngokukodwa ngokwazi ukuba basebenza njani. Ngayiphi na imeko, kuya kufuneka uyazi ukuba uya kujongana namaxabiso ngegama laseSpain. Ungaze ngeeasethi zemali ezivela kwezinye iindawo.

Elinye igalelo lakhe kukuba ukuthatha izikhundla kumaxabiso abo ayibandakanyi iikhomishini ezigqithileyo. Kodwa ngokuchaseneyo, umda ofanayo wezorhwebo uphantsi njengakwimakethi yesizwe yesitokhwe. Nokuba yeyiphi na, yenye indlela ekufanele ukuba uyidibanise nelizwe elinzima lemali. Kodwa ngeli xesha ngesalathiso esahlukileyo nesichazwe kakuhle. Ngale ndlela, unokukhetha ukwenza ukonga kwakho kunenzuzo ngesicwangciso-qhinga sotyalo-mali esahlukileyo.

I-Indices zesitokhwe: IJapan TOPIX

Unokuqhelana nesalathiso esaziwayo seNikkei kwimakethi yesitokhwe yaseJapan, kodwa hayi ngale, engaziwa kakhulu. Ewe, yahluke njani? Kwinto elula njenge ubunzima obuthile beebhanki kunye namaqela ezemali. Ukuya kwinqanaba lokuba ukuvela kwayo kuthathe isigqibo malunga nokulunga okanye okubi kwesalathiso sokuhambelana okukhethekileyo kwindawo yaseAsia. Ikwabonisa ngcono imeko yoqoqosho lwaseJapan, ngaphezulu kombono onikezelwa yiNikkei. Apho ukongeza icandelo leenkampani zetekhnoloji entsha alisebenzi kakhulu.

Ukuthatha izikhundla kwi-Topix ungayenza ngokusesikweni ngokuthe ngqo ngokuthenga kunye nokuthengisa izabelo kwintengiso yakho. Nangona eyona nto icetyiswayo kukwenza ngengxowa-mali yotyalo-mali esekwe kule parameter yentengiso yemasheya. Zininzi iimodeli ezibandakanya oku kunokwenzeka kwaye zidityaniswe nezinye ii-indices zamazwe aphesheya. Njengeqhinga eliluncedo kakhulu lokwenza ukonga kwakho kunenzuzo kwaye kwahluka. Ayothusi into yokuba le yenye yeenjongo zayo.

Iinkampani ezihambisa izabelo

Enye indlela yoqobo yokusebenzisa ii-indices ze-equity kungenxa yeenkampani ezihambisa izabelo phakathi kwabanini zabelo. Njengakwimeko ethile ye- I-Eurostoxx Khetha ukwahlula ama-30. Yindlela ezinzileyo yokwenza ukonga kunenzuzo kuba ezona nkampani zibalulekileyo zelizwekazi lakudala zikhona kwaye zinolu phawu. Banikezela ngembuyekezo kwi-equity ngaphezu kwe-3%. Ngaphezulu kwezo ziveliswe kuyo nayiphi na imveliso yebhanki (iidipozithi zekota, amanqaku ezithembiso okanye iakhawunti ehlawula kakhulu, phakathi kwezona zibalulekileyo).

Isicwangciso esikhuselekileyo sokutyala imali kunabanye. Ukukhuthazwa zizimpawu zamacandelo esi salathisi sikhetheke kakhulu. Apho uzinzo lelona galelo liphambili onokulifumana ukwenza ipotifoliyo yakho kwiinyanga ezizayo. Banobungozi obugqithisileyo kwisivumelwano sabo kwaye apho imisebenzi yabo inokuthi yenziwe ngokusesikweni ngokungathanga ngqo ngemali yotyalo-mali esekwe kule index yezabelo zaseYurophu.

Isalathiso setekhnoloji yaseYurophu

Uninzi lwexesha uneNasdaq njengomgangatho wetekhnoloji yehlabathi. Akunyanzelekanga ukuba uye kude ukuze uqeshe iinkampani ezinezi mpawu. Kungenxa yokuba inene I-DAX yaseJamani Unolwandiso kweli candelo lezinto ezintsha ezinokukunika uvuyo olungaphezulu kwesinye kwezi zihlandlo. Ayothusi into yokuba ezona nkampani zibalulekileyo zidwelisiwe kwicandelo zihlanganiswe kunye neekhomishini ezifikelelekayo ngakumbi kunakwimakethi yaseMelika. Ngaphandle kwesidingo sokutshintsha imali ukuze wenze ngokusesikweni imisebenzi yakho kwintengiso yesitokhwe.

Ngayiphi na imeko, yenye yee-indices zesitokhwe engaziwa ngakumbi ngabatyali mali abancinci nabaphakathi baseSpain. Inokuba lolunye uhlobo lokwenyani lokuqwalaselwa kokuphuhlisa nakuphi na ukubamba ukuze uhambise iintshukumo zakho. Zombini ixesha elifutshane lokuhlala kunye nexesha elide. Ngomnye wabamkeli bazo zonke iintlobo zemali kunye nazo zonke iiprofayili zotyalo-mali, ngaphandle kokushiya ilizwekazi laseYurophu.

Amaqela ebhola ekhatywayo

Okokugqibela, ayinakulityalwa ukuba unokufumana isalathiso sokulingana yokuqala njengaleyo yenziwe ngamanye ama iiklabhu zebhola ekhatywayo ezilungileyo zaseYurophu. Ngeli thuba, yenye yezona noveli zindululo kunye nezindululo ezinokubonelelwa ziimarike zezemali ngalo mzuzu. Iyafana nezinye ii-indices, kodwa ngumahluko obaluleke kakhulu. Ngamaqela ezemidlalo apho uza kutyala imali oyongele imali yakho. Ngeempawu ezibandakanya olu didi lokusebenza.

Kungenxa yokuba indlela yokuziphatha kwayo yahluke kakhulu kuleyo iveliswe kwamanye amaxabiso aqhelekileyo. Ngamaxabiso aphakamileyo kakhulu. Ukuya kwinqanaba lokuba inokudala ngaphezulu kwesingxaki esinye kuwe sokuphelisa ukusebenza. Ngenxa yesi sicwangciso sotyalo-mali sikhethekileyo, uya kuba nakho ukuthenga izabelo kwezinye zeeklabhu ezaziwa kakhulu. IJuventus, iManchester United, iPorto okanye iBetsikas ziya kuba zezona zibalulekileyo kwisindululo esikhoyo semali. Ewe kunjalo, ukuba nje inikwe amandla kuba ibhola ingena emnyango weqela elichasayo.