Elinye lawona maxesha abalulekileyo wokutyala imali ngokungathandabuzekiyo xa usayalela iiodolo zakho zokuthenga izabelo kwiimarike zezabelo. Kuxhomekeke kwixabiso olimiselayo, umsebenzi uya kuba namandla amakhulu okanye amancinci okuhlaziya. Kubaluleke kakhulu ukuba ukuthengwa kwenziwe kwelona nqanaba liluncedo kakhulu kwimidla yakho njengomtyali mali ophakathi nophakathi. Kwaye awungekhe ulibale ukuba akukho mntu unyanzela ukuba uvule izikhundla. Kodwa kuphela kwezona meko zilungileyo kwaye apho uneziqinisekiso ezilungileyo zokuzigqiba ngempumelelo.
Ukuthenga kwimarike yemasheya yinxalenye yokuqala inkqubo yotyalo mali kwaye ke kuya kufuneka uyinyamekele ngononophelo olukhulu. Awunakho ukuzenza ngaphandle kwalo naluphi na uhlobo lwesicwangciso, kodwa ngokuchaseneyo, ukuba wenza phantsi kohlalutyo lweenjongo zakho. Kuya kufuneka uzibuze ukuba ufuna ntoni ngokuthatha izikhundla, kungekuphela esitokisini, kodwa nakweyiphi na iasethi yezemali. Ukusuka kwizinyithi ezixabisekileyo kuye nakweyiphi na imali edweliswe kwiimarike eziphambili zezemali.
Ukwenza kube lula kuwe ukuba wazi ukuba ngawaphi amanqanaba ekufuneka ulwenzile ngokusesikweni ukuthengwa kwii-equities, siza kukubonelela ngezimvo ezithile zokwenza lo mbutho. Nokuba ngawaphi awona manqanaba aphezulu okuphucula ukusebenza kwepotifoliyo yakho yotyalo-mali. Akuyi kuba nzima kakhulu kuwe ukusebenzisa ezi zikhokelo zenyathelo. Uya kudinga kuphela umdla omncinci kunye noqeqesho oluninzi ukuze uzenze. Ukuze ukusukela ngoku ukutyala imali kuqala ukukhuselwa ngakumbi.
Ukuthenga kwimarike yemasheya: iindlela eziya phezulu
Ukuba kukho imeko efanelekileyo yokuthenga izabelo, ayikho enye ngaphandle kokuba imeko yesiqhelo yeemarike zezabelo ngokucacileyo iyasebenza. Uya kuba nesiqinisekiso esona siphezulu sokulungiselela ukusebenza. Ngethuba elincinci lokuba ungaphazama kwisigqibo. Ubuncinane kwixesha elifutshane neliphakathi. Ukusuka kule ndlela, awuzukukhetha ngaphandle kokuvula izikhundla kwiimeko apho imarike yemasheya inyuselwa khona. Akumangalisi ukuba unokufumana ngaphezulu kokulahleka.
Kwezi meko, awuyi kuba nako ukumelana nokuthumela i-odolo kwibhanki yakho yesiqhelo yokufuna imbuyekezo kulondolozo lwakho. Iprofayile oyivezayo njengomtyalomali ayinamsebenzi. Kungenxa yokuba iyasebenza kubo bobabini abagcina ugcino kunye nolwazelelelo. Akukho zinto ngaphandle kokuxabisa ukukhulisa ukuthengwa kwakho kwiimarike zemali. Ewe kunjalo, nangayiphi na imeko phantsi kwexabiso elilelona lifanelekileyo lokuthenga. Kuba baya kukunika umda omkhulu wokuqokelela izibonelelo kuyo yonke imisebenzi oyenzayo.
Injongo ekufuneka uyifezekisile kukuba umahluko phakathi kwexabiso lokuthenga kunye nexabiso lokuthengisa lahlukile kangangoko. Iya kuba luphawu olucacileyo lokuba izinto zihambe kakuhle kakhulu kuwe kwiimarike ze-equity. Yonke into engeyiyo le iya kuba kukubuyisela umva kwimidla yakho. Ayothusi into yokuba yonke into engaphumeleliyo kukusilela oya kuba nako njengomtyali mali omncinci. Nangona kuyamangalisa ukuba ungasilela kubalo lwakho kwiimeko ezinamandla.
Ukwahlula ukuxhathisa
Yenye yezona meko zintle ukukhusela umdla wakho. Ukuthatha ithuba lokophuka kokuchasana kuya kuba yenye yeenjongo ezingxamisekileyo zokuphucula ukuthengwa kwezenzo. Akumangalisi ukuba, amanqanaba apho amaxabiso ezabelo aqhutywa khona. Ngokhuseleko olukhulu kwiziphumo zentengiso yemasheya. La manqanaba kwikoteyishini yamaxabiso asetyenziswa ngabathengi ukunyanzelisa iimeko zabo.
Owona mngcipheko ucingelwa ngulo msebenzi kukuba inokuba yinto nje elahlekisayo kubatyali mali. Kuba banokuhla baye kwiiseshoni zentengiso yesitokhwe ezimbalwa, nangona ingeyiyo intshukumo rhoqo kwiimarike zemali. Kodwa ngokuchaseneyo, inqabile kakhulu ekubunjweni kwayo. Ngayiphi na imeko, xa izixhathisi ziqhekeza, awuyi kukhetha ngaphandle kokuzisebenzisa kwaye uthenge ngalo naliphi na ixabiso. Iya kukunceda ukuba uphucule ukujonga ibhalansi yeakhawunti yakho ukusukela ngoku.
Ukubalekela kwicala elisezantsi kwezi meko kunyanzelisa kakhulu. Ngamandla aphezulu okuhlaziya, ngakumbi ngamagama amafutshane okoko ephuhlisiwe. Ukongeza, ngumzobo onokuthi ube nomfanekiso-ngqondweni wokucaca okucacileyo kwekristal. Awuyi kufuna ulwazi olukhethekileyo, okanye usebenzise imifanekiso ephezulu. Yintshukumo enokuqatshelwa yiyo nayiphi na iprofayili yabatyali mali kwaye ngaphandle kokukhetha. Njengoko ubukhe wakwazi ukuqinisekisa kwezinye izinto ezenziweyo kule minyaka idlulileyo.
Ngobume bezantsi eziphindwe kabini
Ngaphandle kwamathandabuzo, ezantsi kabini iya kuba yenye yeempawu ezicacileyo zokuba uqale ukuthenga kwakho kwizabelo. Kuba ngokusebenza kwayo, ine-overtones enamandla yokukhuthaza. Ngaphezulu kwamanye amanani kwingxowa yokubaluleka okukhethekileyo. Impazamo enkulu kukuba kuya kufuneka unike ingqalelo ekubunjweni kweli nani apho ukuwa kuyeke khona. Kodwa ukuba uyayibhaqa, akukho mathandabuzo okuba uya kuba nenxalenye enkulu yemisebenzi eyenziwayo kwimisebenzi yakho nakweyiphi na intengiso yemali.
Ngokungafaniyo namanye amanani, amazantsi aphindwe kabini athatha ixesha elide kwindlela yawo entsha. Kungathatha iminyaka emininzi ukubuyela kwi-bearish okanye nakwicala. Ukongeza, yintshukumo ehlala ikhula rhoqo kwixabiso lezabelo. Hayi ngelize, iya kuhlala ikhona minyaka le ngeenkampani ezidweliswe kwii-indices zemarike eziphambili. Ngenxa yokuba umphantsi ophindwe kabini kukuma okuqinisekileyo kokuhla kwamaxabiso. Kuyo nayiphi na iasethi eyimali onokuthi uthathe kuyo izikhundla ukusukela ngoku.
Enye yeenjongo ekufuneka ujonge kuzo kutyalo-mali lwakho kukufumana la manqanaba okungena kwiimarike zezemali. Kuba baya kukunika iziqinisekiso ezinkulu zokuba ipotifoliyo yakho yotyalo-mali iya kuba ntle kakhulu. Ngophononongo oluphezulu kakhulu olunokubakho nangaphezulu koko kuveliswe zezinye iindlela zotyalo-mali. Ukuba isigqibo sakho ke kukuthenga izabelo, awuyi kuzisola ngesicwangciso esithathiweyo.
Ukusekwa kwezikhewu ezinamandla
Elinye lamanani eliya kuphawula ukuthathwa kwezikhundla kweyona amaxabiso afanelekileyo kwingeniso yesizwe eguqukayo. Kuba ngokusebenza, ikwanazo neempembelelo ezibaluleke kakhulu. Nangona unengxaki enkulu oza kuyidinga uncedo lomzobo onamandla apho kuboniswa ukwakheka kweli nani libalulekileyo. Ayingabo bonke abatyali mali abaya kuba kwimeko yokufezekisa ezi njongo zifunwayo. Kungenxa yokuba ngumzobo ongaziwa ngokukhawuleza kwaye kuzo zonke iimeko. Kuphela ukuba unamava abanzi kwiimarike zezemali apho uya kuba kwimeko engcono yokuyifumana ngexesha. Kungenxa yokuba le kanye yenye yeengxaki zabo, ukufikelela kwisikhewu esikhuthazayo mzuzu kanye apho bakhula khona. Iya kuba sesinye isitshixo sokwenza imisebenzi isebenze.
Ngokungafaniyo namanye amanani anamandla ngakumbi, izikhewu ezixhasayo zinxulunyaniswa namaxesha amafutshane. Zilunge kakhulu kwimisebenzi yokuqikelela. Kwakhona kwi-intraday okanye into efanayo, iintshukumo ziphuhliswe kwiseshoni enye yokuthengisa. Lo ngomnye umahluko okhoyo phakathi kwezithuba ezikhoyo ukusukela oko zayilwa. Nangona ngesiqhelo, kunye nokuhamba kwexesha, ihlala izalisa. Ukuqhubeka nokuqhubeka kwangaphambili.
Ukuthengisa ngaphezulu: ukusabela okungaphezulu
Kananjalo le micimbi ithambekele kakhulu ekuthengeni izabelo zeenkampani ezidwelisiweyo. Ngomgangatho ophezulu wokhuseleko kwiimeko ezininzi. Nokuba unganjani, unokuba nohambo olufutshane kakhulu olubheke phezulu. Ukufikelela kwinqanaba lokuba inokwexeshana kwaye ifike ngexesha. Kuya kufuneka ukhawuleze kakhulu xa usenza ngokusemthethweni imisebenzi yakho xa uthenga nayiphi na iasethi eyimali. Kwaye ayingabo bonke abatyali mali abakwimeko ezilungileyo zokuvula izikhundla phantsi kwezi mpawu zeemarike zezemali.
Isithuba kumanqanaba entengo apho iindawo zokuthengisa zixhomekeke kubathengi. Kwaye njengempendulo kulo mkhwa, uhlengahlengiso kumthetho wonikezelo kunye nebango luye lwenziwa kwakhona. Ngenxa yoku, kukho impendulo kwizikhundla zokuthenga kwaye oko kukhokelela ekubeni ukwazi ukuthenga izabelo ukuzama ukwenza ukonga kunenzuzo kwelona xesha lifutshane. Kude kube umdla phakathi kwabadlali kule nkqubo ulungelelaniswe. Ngeli xesha, iya kuba lixesha lokuba uhlengahlengise izikhundla kwaye uqokelele inzuzo eyinkunzi eveliswe kukuthenga kwakho.
Njengoko ubonile ukuza kuthi ga ngoku, maninzi amanqanaba okungena ekufuneka uwenzile ngokusemthethweni, kodwa uninzi lweziqinisekiso zempumelelo. Ngaphandle kocazululo olunzulu lwawo onke amanani esiwakutyhileleyo ukwenza ukuba imali eyinkunzi ityalwe inenzuzo. Ukwazi ukuba kufuneka kuhambisane nomsebenzi olungileyo wentengiso. Iya kuba yeyona meko ibalaseleyo ukusukela ngoku. Apho ithamsanqa iya kuba yenye yezinto ezichonga iziphumo zotyalo-mali lwakho. Ngayiphi na imeko, unamanani aliqela `ukuze ukwazi ukoyisa iinjongo ngokukhawuleza.