Ewe kunjalo, bukhona ubomi ngaphaya kokuthenga nokuthengisa esitokisini kwiimarike ze-equity. Ngale ndlela, enye yezona zinto zibambekayo zinokuboniswa ngekamva lemali. Yimveliso yezemali apho ukonga kunokusetyenziswa ngendlela efanelekileyo, kodwa yeyiphi akukho ngaphandle kwemingcipheko. Ukuba akunjalo, ngokuchaseneyo, ezi ziphezulu kakhulu kwaye zingaphezulu kwezinye ii-asethi eziyimali. Ukuya kwinqanaba lokuba ungashiya i-euro ezininzi ngalo mzuzu ukuba imisebenzi iqhubeka njengoko ubulindele.
Imodeli yotyalo-mali eyandisa iimveliso zayo ngalo lonke ixesha ukuze ukwazi ukurhweba ngekamva lemali kwizicwangciso ezahlukeneyo zotyalo-mali. Ngale ndlela, intengiso evela kwi-BME, i-MEFF, yandisa uluhlu lweemveliso zayo kumalungu nakubatyalomali ngokusungulwa kweekhontrakthi ezintsha zexesha elizayo kwizimali Ikamva leFX eliQengqelekayo. Indlela ephucukileyo kubo bonke abatyali mali abancinci nabaphakathi yokwenza imali yabo ibe nenzuzo kweli qonga lezemali.
Enye yeenzuzo eziveliswa likamva lemali kukuba uneemali ezininzi zokuqhuba imisebenzi. Vula Iidola zaseMelika, iifranc zaseSwitzerland, izithsaba zaseNorway kwaye kunjalo kwi-euro. Unokukhetha iasethi yezemali ngokusebenza ngokugqwesileyo ngawo onke amaxesha. Nokuba kunokwenzeka ngokwenyani ukwahlula utyalomali kwiimali ezahlukeneyo. Nangona oku kungumbutho ofuna ukuba kufundwe kubanini bale misebenzi kwiimalike zezemali.
Ikamva lemali: Izibonelelo zakho
Izibonelelo zakho zokwenza ezi ntshukumo zihlala kwinto yokuba awunyanzelekanga ukuba waneliswe sisindululo esinye sotyalo-mali. Kwenye yeemarike zezorhwebo ezisebenzayo ezikhoyo ngalo mzuzu kwaye ezihambisa amawaka kunye neebhiliyoni zeerandi yonke imihla. Apho unokufumana khona imbuyekezo ngaphezulu kwama-3% amanqanaba Kwiseshoni yorhwebo ngenxa yokungazinzi okuphezulu kwezi asethi zemali. Ngumahluko omkhulu kakhulu phakathi kwamaxabiso aphezulu kunye neyona incinci anceda ukwenza imisebenzi yorhwebo. Ngokuhamba ngokukhawuleza okukhulu kunakuzo zonke ezinye.
Ngelixa kwelinye icala, enye yezibonelelo ezibonelelwa ngekamva lemali zikuvumela ukuba uthathe ithuba lomkhwa okhoyo ngelo xesha imeko esezantsi. Yenza i-bullish okanye i-bearish kwaye ingaba nenzuzo ngexesha elifutshane kakhulu. Njengoko ziyimveliso yezemali ezaziwa yinxalenye elungileyo yabatyali mali abancinci nabaphakathi xa benxibelelana nezicatshulwa zabo. Ukonzakalisa abanye okunzima ngakumbi kubume babo nakwindlela abasebenza ngayo. Ngeengxaki ezithile ukuthatha isikhundla kwi-asethi ekhethiweyo yemali.
Banikezela ngobutyebi obukhulu
Alithandabuzeki elokuba ukuthengiswa kwayo okuphezulu yenye into ekhuthazayo yokukhetha olu hlobo lukhethekileyo lotyalo-mali. Awuyi kuba nangxaki ukuphuma nokungena kwiimarike zazo ezahlukeneyo. Ukuza kuthi ga kwinqanaba lokuba ungade uhlengahlengise ukuthengwa kunye nokuthengiswa kwemisebenzi yezi currencies ngesiqinisekiso esikhulu sempumelelo. Ngale ndlela, unokukhawulezisa amanqanaba enzuzo kwezi ntshukumo kwiimarike zemali. Oko kukuthi, kwikamva lemali ngekhe ukwazi ukuhlala ulikhoboka ngamanye amaxesha okanye enye. Ukuba akunjalo, ngokuchaseneyo, uya kuba nakho ukusebenzisa isigqibo sakho nanini na.
Kwelinye icala, kufanele ukuba kuqatshelwe ukuba iikhomishini zezi mveliso zezemali azibalulekanga ngakumbi. Ukuba akunjalo, ngokuchaseneyo, bakwinqanaba elifana kakhulu nelokuthenga nokuthengisa izabelo kwimarike yemasheya kunye nezinye iimveliso zezezimali ezineempawu ezifanayo. Ngamaxabiso ahlala ehla enyuka phakathi kwe-0,10% kunye ne-0,25% kwisixa esifunwayo kwintsebenzo nganye. Kwaye oko kuyasebenza, kokubini ekuthengeni nasekuthengiseni, njengoko kwenzekile kwimisebenzi yentengiso yesitokhwe. Ngale ndlela, ulawulo lwayo okanye ulondolozo aluyi kukubiza imali eninzi. Ngamanye amaxesha bade babenezibonelelo kunye nokunyuselwa kumaziko okuthenga ngetyala.
Ukungancedi kwale mveliso
Ukuguquguquka okugqithisileyo yenye yeengxaki ezinkulu ezinokuthi ziziswe lolu hlobo lomsebenzi kwiimarike zezemali. Zizimveliso, ke ngoko, ezenzelwe elona xesha lifutshane kwaye soze siye kumaxesha amade okusisigxina. Ngelixa kwelinye icala, kufanele ukuba kuqatshelwe ukuba ikamva lemali linokuba nzima ngakumbi ekubekweni kweliso ngabatyali mali abancinci nabaphakathi abanamava amancinci kolu hlobo lwemisebenzi ekhethekileyo. Apho nayiphi na impazamo inokukhokelela ekulahlekelweni yimali eninzi kwiimarike zezemali. Ngaphaya kolunye uthotho lokuqwalaselwa kobuchwephesha.
Enye yezona zinto zibaluleke kakhulu kule mveliso yemali kukukwazi kwayo ukuqokelela ilahleko kwisithuba esifutshane kakhulu. Ke ngoko, yimodeli yotyalo-mali ejolise kuphela kubatyali zimali abancinci nabaphakathi abanamava amancinci kolu hlobo lokusebenza kwiimali eziphambili zamanye amazwe. Kunye umngcipheko ocacileyo ukungalunganga ngexesha elithile okanye elinye. Akumangalisi ukuba uphulukane ne-5% ngosuku olunye lokuthengisa. Apho kuya kufuneka uqikelele ukuba ukungazinzi kunokuba phezulu kunezinye iiasethi zemali eziqhelekileyo.
Ngelixa okokugqibela, akufuneki ulibale ukusukela ngoku ukuba iimali azizinzi kubume bazo kumaxabiso. Ukuba akunjalo, ngokuchaseneyo, batshintsha ixabiso phantse yonke imizuzu. Akukho xolo ngemini kwaye oku kunokukunceda ufumane imali kwiintshukumo ezivulekileyo. Nangona ngesizathu esifanayo ukushiya i-euro ezininzi apha endleleni. Kungenxa yokuba ekupheleni kosuku sijongene nemarike yemali yemali. Kuko konke oku kuthethwa yile modeli yotyalo-mali.